I agree with that! I live in the land of cheap banks, and forgot that there are banks that charge for teller access (you can’t find another/better one)?
My bank is already a better one. It has no fees other than for teller access. It credits my ATM deposits instantly, with full availability of all funds. If I send my wife into town to make a deposit for me, I can check online and know exactly when the deposit was made, and start spending all the money if I want (I pay any bills that aren’t paid with my PayPal debit card electronically.) The banks that don’t charge for teller service do charge $10 or more a month in service charges and don’t have instant crediting for accounts (TANSTAAFL.) A bank that charges only for a service I never use *is* a better one. Agreed, but the point is you don’t have to "walk up" to one, you can do it from your vehicle – you just can’t use the atm machine.
I’m not sure what you mean here. The only two options for transacting business are to use the ATM or to get out of the car and go inside to the teller. You can’t do anything from your vehicle except use the ATM. Everything I know, and then some: http://www.auctionmyths.com
My bank is already a better one. It has no fees other than for teller access. It credits my ATM deposits instantly, with full availability of all funds. If I send my wife into town to make a deposit for me, I can check online and know exactly when the deposit was made, and start spending all the money if I want (I pay any bills that aren’t paid with my PayPal debit card electronically.) The banks that don’t charge for teller service do charge $10 or more a month in service charges and don’t have instant crediting for accounts (TANSTAAFL.) A bank that charges only for a service I never use *is* a better one.
Ok, I’m not trying to get into a "my bank is better than your bank" argument, really! But all these are available to me, too, with no service charge, either. Trust me, if you’re happy with your bank, *I* am happy with your bank, too 
But, if I had to pay for teller access, I’d be broke by now. I am lucky to use one of those banks where the tellers *and* the manager greet me by name when I walk in (and it’s not because I have a lot of money in there, either). I’m not sure what you mean here. The only two options for transacting business are to use the ATM or to get out of the car and go inside to the teller. You can’t do anything from your vehicle except use the ATM.
OK, most of our banks here have drive up tellers (mine doesn’t, but all their branches are inside grocery stores, etc, and they are working on a drive-up ATM system). I just thought that drive-up tellers were the standard. My mistake. Georgene
- Hide quoted text — Show quoted text – My bank charges $2.00 to talk to a teller, so that’s not a cheaper option for me, nor for anyone who has a bank like that. I agree with that! I live in the land of cheap banks, and forgot that there are banks that charge for teller access (you can’t find another/better one)?
The problem I have with "free" checking banks is that they tend to require large amounts of money in CDs, etc. I find a $3/mo fee is better (cheaper) for my Paypal account related bank where I can write a few checks each month & draw money frequently at their ATMs (no fee & no fee at the teller, although I rarely ever go into a bank – maybe once/yr at most).
infest their way across the country. In much of the US, tellers of all varieties are becoming an endangered species, as are personal checks. Remember when they were encouraging people to use the ATM, because fewer teller transactions meant they didn’t have to have as many tellers on the payroll? Now a lot of banks charge you two bucks to use the ATM. Thank goodness for credit unions. -Bertha
When I was writing articles about NCR for the banking industry trades, one of the things banks were so excited about were that ATMs not only saved them money, but they could become profit centers, too. They try to snow you today with figures that show how ATMs are such a huge expense to them, but nobody is buying that. Everything I know, and then some: http://www.auctionmyths.com
OK, most of our banks here have drive up tellers (mine doesn’t, but all their branches are inside grocery stores, etc, and they are working on a drive-up ATM system). I just thought that drive-up tellers were the standard. My mistake.
I bank with Bank of the West, and a local branch has both a drive up ATM and a drive up teller window. For a while they were running free lifetime account specials, free 137 year account specials (to celebrate their 137th year as a bank or some such), and free 100 year account specials. I have one of the free "lifetime" accounts. I don’t know if they are running any specials like this today. jc
…if I had to pay for teller access, I’d be broke by now…
Just curious…What is it that requires you to physically go into the bank so frequently? I’ve been inside a bank once in the last 4 years and that was to get something notarized. Lumpy — Now More Noratized than Ever! http://www.digitalcartography.com
infest their way across the country. In much of the US, tellers of all varieties are becoming an endangered species, as are personal checks.
Remember when they were encouraging people to use the ATM, because fewer teller transactions meant they didn’t have to have as many tellers on the payroll? Now a lot of banks charge you two bucks to use the ATM. Thank goodness for credit unions. -Bertha — Never knock on Death’s door. Ring the bell and run!
I’m not sure what you mean here. The only two options for transacting business are to use the ATM or to get out of the car and go inside to the teller. You can’t do anything from your vehicle except use the ATM.
Here in sunny California we have drive-up tellers behind *very* thick glass.
I’m not sure what you mean here. The only two options for transacting business are to use the ATM or to get out of the car and go inside to the teller. You can’t do anything from your vehicle except use the ATM. Really? Every bank I’ve ever had has a drive-up teller. Nina
Our banks had drive-up tellers ages ago, but boarded them up when ATMs started accounting for 90 percent or more of the drive-up transactions. There was one bank in my area that had a retro drive-up teller (I don’t have a DDA there; I make my second mortgage payment. at this bank, usually at the last minute), but they just replaced that with a pneumatic tube next to the ATM you can use if you need to. One thing this thread has reminded me of is that banks in different parts of the country have different practices. I used to cover the banking industry for magazines back in the "unit banking" days when, in some states, branching was not allowed and the system was really bizarre. I also made quite a few trips to Dayton in the early 70s when NCR was pioneering ATMs, so I watched these insidious devices infest their way across the country. In much of the US, tellers of all varieties are becoming an endangered species, as are personal checks. Everything I know, and then some: http://www.auctionmyths.com
– Hide quoted text — Show quoted text – Has anyone got the debit card from Paypal and used it? Yes. I was wondering if there are any hidden charges or not? Nothing is hidden. Read the terms and conditions. The applicable fees are clearly spelled out (as required by law.) Fees? what fees for using the paypal debit card? The fees that are clearly listed in the Terms and Conditions for the PayPal debit card and can easily be found by logging into PayPal.. Bill — By working faithfully eight hours a day, you may eventually get to be boss and work twelve hours a day. – Robert Frost
Bill, THere are no fees for the DEBIT card.
Bill, THere are no fees for the DEBIT card.
Sure there are. For example, use one at an ATM to withdraw money and PayPal charges you $1.00, plus the ATM provider may charge you a couple bucks more. It’s all on the Web site. Everything I know, and then some: http://www.auctionmyths.com
remember always have it run as a credit card to get the cash back. as a debit card you don’t get it. I have used it to pay my mortgage when they run it as a cash advance and got the 1.5 back too. — Knight-Toolworks & Custom Planes Custom made wooden planes at reasonable prices See http://www.knight-toolworks.com For prices and ordering instructions.
Bill, THere are no fees for the DEBIT card. Sure there are. For example, use one at an ATM to withdraw money and PayPal charges you $1.00, plus the ATM provider may charge you a couple bucks more. It’s all on the Web site. Everything I know, and then some: http://www.auctionmyths.com
Only an idiot would pay that fee when transfering it is free. Common Sense
– Hide quoted text — Show quoted text – Bill, THere are no fees for the DEBIT card. Sure there are. For example, use one at an ATM to withdraw money and PayPal charges you $1.00, plus the ATM provider may charge you a couple bucks more. It’s all on the Web site. Everything I know, and then some: http://www.auctionmyths.com Only an idiot would pay that fee when transfering it is free. Common Sense
The same could be said about transferring the funds, since using the debit card pays a 1.5 percent bonus. Believe it or not, there ARE fees for the DEBIT card. There are many legitimate reasons why non-idiots transfer funds, losing the 1.5 %, or use the ATM, paying the $1.00 eBay fee. For example, direct transfers to my checking account take 2 days. Wal-Mart will only give me $100.00 back from a debit card transaction. If I need $500 today and don’t feel like driving to Wal-Mart and going through the checkout line 5 times, I use the ATM, pay the $1.00 fee, and don’t feel like an idiot at all. If I decided to wait two days for the transfer, and then lost today’s opportunity because I was too cheap to pay the $1.00 fee, *then* I’d feel like an idiot. Common sense is less common than people think. Conventional wisdom is more conventional than wise. Everything I know, and then some: http://www.auctionmyths.com
remember always have it run as a credit card to get the cash back. as a debit card you don’t get it. I have used it to pay my mortgage when they run it as a cash advance and got the 1.5 back too.
Good point. I use my PayPal debit card to pay my cable TV, home heating, electric bill, landline and cell phone charges. my Web page fees, eBay fees, groceries, eBay postage/shipping fees, and every purchase where they accept credit cards. That’s only about $30 a month back to me, but, hey, it’s free money. Everything I know, and then some: http://www.auctionmyths.com
There are many legitimate reasons why non-idiots transfer funds, losing the 1.5 %, or use the ATM, paying the $1.00 eBay fee.
I may be an idiot, but I find the restriction that I cannot mention any other online payment services in my eBay ads intrusive, so I’ve never taken the 1.5%. Actually, I =don’t= prefer Paypal.
The same could be said about transferring the funds, since using the debit card pays a 1.5 percent bonus. Believe it or not, there ARE fees for the DEBIT card.
And costs. I’m getting 5% rebates on all gasoline & groceries using my charge card – not possible with a debit card.
through the checkout line 5 times, I use the ATM, pay the $1.00 fee, and don’t feel like an idiot at all. If I decided to wait two days for the transfer, and then lost today’s opportunity because I was too cheap to pay the $1.00 fee, *then* I’d feel like an idiot.
But if you walked up to your bank teller and did the transfer, you wouldn’t have to pay the fee AND you wouldn’t have to wait two days. (realizing that your bank teller may not be as conveniently located as mine). Georgene
through the checkout line 5 times, I use the ATM, pay the $1.00 fee, and don’t feel like an idiot at all. If I decided to wait two days for the transfer, and then lost today’s opportunity because I was too cheap to pay the $1.00 fee, *then* I’d feel like an idiot. But if you walked up to your bank teller and did the transfer, you wouldn’t have to pay the fee AND you wouldn’t have to wait two days. (realizing that your bank teller may not be as conveniently located as mine). Georgene
My bank charges $2.00 to talk to a teller, so that’s not a cheaper option for me, nor for anyone who has a bank like that. My particular bank has no other monthly fees at all, so I don’t mind the teller fee at all. Even if the teller were free, walking up to one is not very convenient compared to driving through, and hardly worth doing to save $1.00. Plus, I have the additional inconvenience of having to get my wheelchair in and out of the van. I’ll pay the $1.00 when I need to use the ATM, but usually manage to avoid it by using my PayPal debit card as a credit card and collecting the 1.5 percent bonus. Everything I know, and then some: http://www.auctionmyths.com
My bank charges $2.00 to talk to a teller, so that’s not a cheaper option for me, nor for anyone who has a bank like that.
I agree with that! I live in the land of cheap banks, and forgot that there are banks that charge for teller access (you can’t find another/better one)? My particular bank has no other monthly fees at all, so I don’t mind the teller fee at all. Even if the teller were free, walking up to one is not very convenient compared to driving through, and hardly worth doing to save $1.00.
Agreed, but the point is you don’t have to "walk up" to one, you can do it from your vehicle – you just can’t use the atm machine. Plus, I have the additional inconvenience of having to get my wheelchair in and out of the van. I’ll pay the $1.00 when I need to use the ATM, but usually manage to avoid it by using my PayPal debit card as a credit card and collecting the 1.5 percent bonus.
At least that part of it works, then! Georgene
Has anyone got the debit card from Paypal and used it? I was wondering if there are any hidden charges or not? thank you
Has anyone got the debit card from Paypal and used it?
Yes. I was wondering if there are any hidden charges or not?
Nothing is hidden. Read the terms and conditions. The applicable fees are clearly spelled out (as required by law.)
Has anyone got the debit card from Paypal and used it? Yes. I was wondering if there are any hidden charges or not? Nothing is hidden. Read the terms and conditions. The applicable fees are clearly spelled out (as required by law.)
Fees? what fees for using the paypal debit card?
I use it whenever I can. You get 1.5% back on purchases. – Hide quoted text — Show quoted text – Has anyone got the debit card from Paypal and used it? Yes. I was wondering if there are any hidden charges or not? Nothing is hidden. Read the terms and conditions. The applicable fees are clearly spelled out (as required by law.) Fees? what fees for using the paypal debit card?
Thank you guys
– Hide quoted text — Show quoted text – I use it whenever I can. You get 1.5% back on purchases. Has anyone got the debit card from Paypal and used it? Yes. I was wondering if there are any hidden charges or not? Nothing is hidden. Read the terms and conditions. The applicable fees are clearly spelled out (as required by law.) Fees? what fees for using the paypal debit card?
V said" if some political stuff is going on in the company that can bring down motivation. Hi V, very profound truth. True in most areas of life as well. I never heard it said in words before but I knew it. Damo http://community.webtv.net/damodara/MystoryasIseeit
Peter Timusk wrote: > Workers and bosses have nothing in common. > "Hannibal" <viathnasanss…@sympatico.ca> wrote in message > news:3ED6D4D0.24A2C351@sympatico.ca… > Only when I started thinking about > what I could contribute to a union with my boss did I start having good > relationships with employers and some success at my jobs. > Hannibal
Just to clarify, when I say "union" above, I mean in the sense of marriage or unity and not in the sense of trade union. Hannibal
I found a good job in a call centre that pays well Just the job for me, chatting all day !!! That means I won’t have time to follow this newsgroup anymore, because I have limited free time again. But now I can enjoy my free time, instead of having all the time of the world and being bored all the time. Berty
yes.
Congratulations. You will definitely enjoy having money to spend again, but try not to let it change you. The biggest danger for me has always been puffing out my chest and becoming sugar daddy to a whole bunch of poor people. I end up trying to buy friendship, which never works. Hannibal – Hide quoted text — Show quoted text -Berty wrote: > I found a good job in a call centre that pays well > Just the job for me, chatting all day !!! > That means I won’t have time to follow this newsgroup > anymore, because I have limited free time again. > But now I can enjoy my free time, instead of having > all the time of the world and being bored all the time. > Berty
Workers and bosses have nothing in common. "Hannibal" <viathnasanss…@sympatico.ca> wrote in message
news:3ED6D4D0.24A2C351@sympatico.ca… Only when I started thinking about what I could contribute to a union with my boss did I start having good relationships with employers and some success at my jobs. Hannibal
"Hannibal" <viathnasanss…@sympatico.ca> wrote in message
news:3ED8DDF6.A7D568FC@sympatico.ca… > Research in Canada has shown that three years and 10 years are the crisis points > – most marital breakups happen then.
Yeah, it was reported the same in my Social Psych textbook. Makes sense to me. > Were you aware all along that you were in this relationship out of fear, or is > that something that became conscious only later? In either case, what was your > husband’s reason for being in the relationship, as far as you know?
I never was really aware that I was fearful about my life in general while in the relationship. It become more conscious as I explored my spiritually and formed more of an identity. I describe my marriage as "I married my father and then left home." My ex was 11 years older than me and, of course, more worldly. I learned stuff from him, but ended up surpassing him. He couldn’t grow with me passed this point, so I got divorced. Of course, this is an oversimplification of my marriage, but for the sake of brevity, I’ll leave it at that. > As my previous messages in this thread have said, my employment was extremely > unstable before I started taking medication. I was lucky that the first meds I > tried worked for me. It’s difficult for an uncontrolled schizophrenic to keep > his/her job. Performance of duties can be spotty, partly from lack of > concentration, and relations wth coworkers are almost always poor. This applies > to almost any workplace – I had jobs of all kinds in companies and firms of all > sizes.
My sisters are both on meds. But even with meds, they have negative symptoms manifest and interfere with functioning. My one sister also displays milder paranoid delusions even on meds. Still, it can interfere with relationships in general. But I think I’m living proof that, once a person straightens out his sz > somewhat, it is possible to start over. I was lucky in 1992 to find a hiring > party that relied on test results and interview rather than references, and was > actually the top candidate out of about 200. Granted, the job was typing > letters and memos, which is not terribly demanding, but it was with a government > organization and paid relatively well. Others can be similarly lucky, but the > key is to get the sz firmly under control so that a person’s luck has a chance > to do its work. Sorry if that sounds smug, but it’s the way I see it.
Sounds like the meds really did the trick for you. That’s great. It’s good sz don’t get real demanding jobs. Sounds like you found your niche and the money is good too. Can’t ask for anything better. I don’t think you sound smug at all. You’ve taken care of things and have been as responsible as possible. > > Yeah that feeling of being lost and purposeless can hit to the core and > > shake one’s identity. I am kind of going through something like this now, > > but fortunately have not totally lost myself. > It’s especially bad for people who are used to working. My mother was > devastated when she became so disabled that she couldn’t work any more. She had > worked for 15 years in Yugoslavia, since age 16, and then another 15 years in > Canada. She had absolutely nothing to show for it except a federal pension that > barely covered the cost of her medication.
That’s too bad. I know what you mean by how devastating it can be for people who are very productive. I am the same way, but I’ve learned through the years not to attach my identity to my job. The part that’s stressful for me is figuring out how to pay the bills. I got my first job when I was 14 – Hide quoted text — Show quoted text -> and, except for periods of study and mental illness, have always worked. Being > out of work has always been difficult for me. Luckily, right now, it appears > that I can do almost anything short of raping the secretary and still keep my > job. Just a couple of days ago a guy who was fired four years ago for being > drunk on the job was hired back. He presented a sob story to the owner of the > company, but I don’t know how much effect that had. The reason he was hired is > probably because, despite his alcohol problem, he was a good and competent > worker before he left. So there are companies like that, where job competence > is paramount, HR-related bullshit doesn’t matter, and there is a revolving door > for past mistakes. A person with sz just has to be lucky and diligent enough to > find one of them.
Sounds like companies in your country (I think Canada) are pretty lenient. Here in the U.S. if you aren’t the picture of perfect productivity and functioning (and sometimes age and beauty) you have a hard time getting a job. People will lie on their resumes because it can be very competitive here. My one sister has been out of work for 16 months! > > You originally made the point about not being so desperate for a job that > > you just take anything. I made the point that at times in our lives, we ARE > > desperate and have no choice, unless we want to live on the streets (hence, > > my example of foreclosure/eviction). An example of this would be one being > > laid off from their job and resulting unemployment. > Are there social service agencies that can help you out?
Yes, but funds have been cut drastically with the Bush administration. So many are closing. In Toronto and > surrounding area, a woman with one or more small children can easily get help > from any number of government and private organizations. (Sometimes she has to > promote a political agenda in exchange for the help, but many find that better > than literally being on the street.) Things might be different where you live, > but I find any society hard to understand if it doesn’t immediately leap out to > prevent a child from being homeless.
I always made just above the poverty line, so I never qualified for government aid. I had a friend on welfare (government aid) and she was able to send her kids to the doctor when they were sick and I had to try and just give my son over the counter drugs because I couldn’t afford to take him to the doctor. Something is wrong with this picture. Of course, things got much better for me and my son over the last 7 years. I got to the point of making a good living and having some extra money to spend. It was very hard to climb to this level though. – Hide quoted text — Show quoted text -> > That is so true. Employers like to do the bait and switch and burn-n-churn. > It’s not even deliberate in some cases. In big companies you have impersonal > organizational politics and you can get caught in the crossfire where the > participants don’t really even notice how they are affecting you. In small > companies you have to put up with the owner’s idiosyncrasies and favouritism. > If someone is really out to get you, and they have the means, you just lose your > job. I was talking more about situations where no one in particular is out to > get you but where things just work out so that there are irritants and > inconveniences. I think the latter happens in every job.
You make good points about employers, but there are those that do deliberate bait-n-switch tactics. > The weirdest ebb and flow is in my own work. There are times when I am > enthusiastic and perform far above expectations, and there are times when I can > barely get myself to do the minimum. I’ve seen this in many coworkers as
well. Yes, this is quite normal. Especially if some political stuff is going on in the company that can bring down motivation. > > Your dreams sound as strange as mine. Except mine include knives. > > Actually, I haven’t had one of those dreams in while. I dream a lot of my > > car getting stolen (an SUV). Perhaps you know where it is? tee, hee, > > hee… > Well, if you see six guys carrying your SUV off on their shoulders, then you > know my dream wasn’t strictly a dream.
Haven’t seent them yet, and my SUV is still safely parked in my carport. <whew!> -V
Ventana wrote: > I’ve had to create my own support system. I knew early on that, with 4 > other siblings having mental illness in varying degrees, I had to fend for > myself. Which is why I married young. I was very overwhelmed, very alone > and frightened, I pretty much married the first guy I dated. Of course, any > relationship based on fear will not last and hence got divorced 10 years > later.
Research in Canada has shown that three years and 10 years are the crisis points – most marital breakups happen then. Were you aware all along that you were in this relationship out of fear, or is that something that became conscious only later? In either case, what was your husband’s reason for being in the relationship, as far as you know? – Hide quoted text — Show quoted text -> I have not really had my family to fall back on for two reasons: 1) most of > the time they were worse off than me and since a few of my siblings were > always living with my parents, I never felt I had a place to fall back on. > My mother helped my brother and his daughter, but never offered a place to > stay for me and my son when things were really bad for us. It still hurts > to this day. 2) My family can be very untrustworthy and emotionally abusive > people. They’ve gotten better over the years, but they still have these > tendencies. > It was better I lived away (as in 1100 miles away). I had the freedom to > grow on my own without their interference. Not sure why I moved back after > 20 years. I must be crazy -oops! > Partially relying on your parents shouldn’t make you feel less than a human > being. It should however, make you feel VERY GRATEFUL, especially coming > from one who has not had similar support. Besides, you have been diagnosed > with a debilitating illness. I know you or others on this group may not see > it this way, but having dealt with my sisters over the last 15 years, it IS > debilitating. I used to get upset that my sisters were always living (and > sponging) off my mom and dad. While some of this was their responsibility > (i.e. taking advantage of my parents), in retrospect, a lot of it was due to > their illness (e.g. unstable employment due to paranoid delusions).
As my previous messages in this thread have said, my employment was extremely unstable before I started taking medication. I was lucky that the first meds I tried worked for me. It’s difficult for an uncontrolled schizophrenic to keep his/her job. Performance of duties can be spotty, partly from lack of concentration, and relations wth coworkers are almost always poor. This applies to almost any workplace – I had jobs of all kinds in companies and firms of all sizes. But I think I’m living proof that, once a person straightens out his sz somewhat, it is possible to start over. I was lucky in 1992 to find a hiring party that relied on test results and interview rather than references, and was actually the top candidate out of about 200. Granted, the job was typing letters and memos, which is not terribly demanding, but it was with a government organization and paid relatively well. Others can be similarly lucky, but the key is to get the sz firmly under control so that a person’s luck has a chance to do its work. Sorry if that sounds smug, but it’s the way I see it. > Yeah that feeling of being lost and purposeless can hit to the core and > shake one’s identity. I am kind of going through something like this now, > but fortunately have not totally lost myself.
It’s especially bad for people who are used to working. My mother was devastated when she became so disabled that she couldn’t work any more. She had worked for 15 years in Yugoslavia, since age 16, and then another 15 years in Canada. She had absolutely nothing to show for it except a federal pension that barely covered the cost of her medication. I got my first job when I was 14 and, except for periods of study and mental illness, have always worked. Being out of work has always been difficult for me. Luckily, right now, it appears that I can do almost anything short of raping the secretary and still keep my job. Just a couple of days ago a guy who was fired four years ago for being drunk on the job was hired back. He presented a sob story to the owner of the company, but I don’t know how much effect that had. The reason he was hired is probably because, despite his alcohol problem, he was a good and competent worker before he left. So there are companies like that, where job competence is paramount, HR-related bullshit doesn’t matter, and there is a revolving door for past mistakes. A person with sz just has to be lucky and diligent enough to find one of them. > You originally made the point about not being so desperate for a job that > you just take anything. I made the point that at times in our lives, we ARE > desperate and have no choice, unless we want to live on the streets (hence, > my example of foreclosure/eviction). An example of this would be one being > laid off from their job and resulting unemployment.
Are there social service agencies that can help you out? In Toronto and surrounding area, a woman with one or more small children can easily get help from any number of government and private organizations. (Sometimes she has to promote a political agenda in exchange for the help, but many find that better than literally being on the street.) Things might be different where you live, but I find any society hard to understand if it doesn’t immediately leap out to prevent a child from being homeless. > That is so true. Employers like to do the bait and switch and burn-n-churn.
It’s not even deliberate in some cases. In big companies you have impersonal organizational politics and you can get caught in the crossfire where the participants don’t really even notice how they are affecting you. In small companies you have to put up with the owner’s idiosyncrasies and favouritism. If someone is really out to get you, and they have the means, you just lose your job. I was talking more about situations where no one in particular is out to get you but where things just work out so that there are irritants and inconveniences. I think the latter happens in every job. > Well, some of this is due to our own unrealistic expectations. I have come > to realize every situation in life has an ebb and flow.
The weirdest ebb and flow is in my own work. There are times when I am enthusiastic and perform far above expectations, and there are times when I can barely get myself to do the minimum. I’ve seen this in many coworkers as well. > Your dreams sound as strange as mine. Except mine include knives. > Actually, I haven’t had one of those dreams in while. I dream a lot of my > car getting stolen (an SUV). Perhaps you know where it is? tee, hee, > hee…
Well, if you see six guys carrying your SUV off on their shoulders, then you know my dream wasn’t strictly a dream. > -V
Hannibal
Oh Dear What Can I Do? Boss Is In Black Like It Was My Funeral. Tell Me Oh What Should I Do? I Think Of Her But She Thinks Only Of Black I Know I Should Transfer Away She Thinks I’m Misplaced.
(long rambling rant letter. I need to vent. Sometimes a fellow needs to let off steam.) some folks have encouraged me to form a band. but I know that doing so restricts my "head space’, it makes selection of material too difficult, so much more is involved. At this point I have a significant repotoire of songs, most reasonably refined and evolved a bit. Now, I could work with other musicians. but it would be me in the middle. Or in front. I’d have to have predominate artistic control and back-up musicians would have to put their "money" in that basket. Jimmy Hendrix to James Taylor had to have independently acquired their reputations and then found back-up musicians. Sure being like the Beatles is a great dream where the group is all touchy feely and the music becomes a near spontaneous thing. Most likely I will not recover from this ‘mope’ I have and my entertaining will become sporadic. I feel as if I have too much in my history. My story has simply become too heavy for me to be bright and quick. Its very hard to "go ahead". I’m just not behind anything. Its all so tiring and hopeless. Repetatively hopless for too long. I live alone. I am almost unsocial. If not for guitar I can not imagine "who" I would be. I could pray for catatonia but it would never come. I need…….an invading army to free me. To overthrow the unreasoned tyranny. That ain’t gonna happen. So while they old my head ‘underwater’ going on 19 months refusing to tell me what they did with my social security account I can only sit and imagine no way forward. work a real job? You mean pretend that an accusation amounting to 93,000 dollars is not going to dog me? And when ever they decide to answer me then which way will the ball game go from there? I will likely refute their accounting. I can sit here is what I can do. with no capacity to imagine my future or dream. Except my guitar. They know the situation I’m in. And being as they also know I’m not taking any "direct" action against their tyranny the least they should is shoot me. Ya know? Act like a gentleman about it and shoot me. Every month I asked for an accounting. Often with witnesses. Then after eleven months they sent me a letter which declared "We have received your request for an explaination". Imagine? I hope the ‘new" congressman can get a copy of the way the funds flowed through MY social security account so I can challenge them further. I am aware it is the rest of my life. One year (eleven months0 to say "hello" to me. That is either a nonfunctioning government entity, or hostility. That is why I could see no reason not to produce "Disinherited". What? It might make them mad or intransigent? Gimme a break. I can barely believe what I am saying. so…. I guess I rambled enough without paragraphs. I’m just gonna play as a single maybe along the way team up with another for a gig here or there. Continue my efforts to tell my story through the CD insert. Revise it in the fall to make it up to date. I have a party to play in first week of June. Wait and see if the "new" congressman is able to make them move. so I can take my move. He’s been "online" with the issue a few months now. They wait 19 months between moves??? Isn’t there a buzzer that goes off and then they have to move??!!?? They are simply waiting me out until I die of old age. Without a logical explaination of what they’ve done how can I possibly "go on"? 93,000 is extremely significant and of sufficient consequence that "going on" is not possible. Besides which I have not received a sufficient explaination of why they have given me just a little to less to be able to eat properly. HALF of my previous benefits. Without sufficient explaination and with my refusal of the obvious challenge they gave me to take "direct" action, they are tyrannizing me. Rant away all day here. I feel like a wet dishrag. Damo http://community.webtv.net/damodara/MystoryasIseeit
I found that trying to work after I was diagnozed schizophrenic in my old profession was partly a mistake. I did this for 8 years, falling and standing up, each time, each time. At least they can’t say I haven’t tried . When it comes to the politics played out at work, I must say as a schizophrenic you have less defences against it. Generally goes that a schizophrenic is less capable to stand up and control an environment that is ruled by company politics. What is left is a job where they take into consideration your capabilities that are left, like a social workplace. I have applied for such a job, but they have a waiting list. Maybe in two years time they will find me a spot there. Ok, it is not a worldjob and the pay is just the minimum, but at least it is a place where i will be able to survive. It will also mean that I get less money than I have now on my allowance that is based on my past work history. I am sick of working at a place for 3 months or half a year and end up with nothing again, like it has been for eight years. Ok, they were programming jobs, but I rather do work without computers and survive till I am retired then to go on like I was doing. Berty
"Hannibal" <viathnasanss…@sympatico.ca> wrote in message
news:3ED6EDD8.B3135195@sympatico.ca… – Hide quoted text — Show quoted text -> Ventana wrote: > > You make some very good points and I ones I agree with whole-heartedly. The > > problem is when you are a few months away from foreclosure or being evicted > > and you have another mouth to feed, all the above advice goes out the window > > and you reach desperation, despair and great fear. I’ve been there more > > than once and it is the absolutely worse feeling I have ever experienced. > I’ve never been in that position for two reasons – first, never any dependants, > and second, always my folks to fall back on. I know that’s just serendipity, > and many good people perish because they don’t have a support system, so I > should feel lucky, but it sometimes makes me feel like less of a human being > because almost nothing I do involves any real risk.
I’ve had to create my own support system. I knew early on that, with 4 other siblings having mental illness in varying degrees, I had to fend for myself. Which is why I married young. I was very overwhelmed, very alone and frightened, I pretty much married the first guy I dated. Of course, any relationship based on fear will not last and hence got divorced 10 years later. I have not really had my family to fall back on for two reasons: 1) most of the time they were worse off than me and since a few of my siblings were always living with my parents, I never felt I had a place to fall back on. My mother helped my brother and his daughter, but never offered a place to stay for me and my son when things were really bad for us. It still hurts to this day. 2) My family can be very untrustworthy and emotionally abusive people. They’ve gotten better over the years, but they still have these tendencies. It was better I lived away (as in 1100 miles away). I had the freedom to grow on my own without their interference. Not sure why I moved back after 20 years. I must be crazy -oops! Partially relying on your parents shouldn’t make you feel less than a human being. It should however, make you feel VERY GRATEFUL, especially coming from one who has not had similar support. Besides, you have been diagnosed with a debilitating illness. I know you or others on this group may not see it this way, but having dealt with my sisters over the last 15 years, it IS debilitating. I used to get upset that my sisters were always living (and sponging) off my mom and dad. While some of this was their responsibility (i.e. taking advantage of my parents), in retrospect, a lot of it was due to their illness (e.g. unstable employment due to paranoid delusions). I hope people forgive me if > my last message sounded too smug, because it wasn’t meant to be. I know what > it’s like to think I’d never have a job again, and even if it didn’t mean being > out on the street in my case, it was still a feeling of being lost and > purposeless.
Yeah that feeling of being lost and purposeless can hit to the core and shake one’s identity. I am kind of going through something like this now, but fortunately have not totally lost myself. > Anyhow, you mention foreclosure and being evicted in the text above, but I > thought we were talking about looking for a job. Are you talking about being > out of work so long that you fall several months behind on your mortgage or > rent? Having underage children must make it all that harder.
You originally made the point about not being so desperate for a job that you just take anything. I made the point that at times in our lives, we ARE desperate and have no choice, unless we want to live on the streets (hence, my example of foreclosure/eviction). An example of this would be one being laid off from their job and resulting unemployment. > > I’ve also been down the road of thinking I could *contribute* and given > > recognition. This will pretty much go to waste if you are with a company > > that has management and a culture than doesn’t support this ideology. This > > is all the more reason why to look for a good company. Still, at least one > > knows they did their best and that’s all one can do, right? > There is a risk when entering any new job. It pays to do research on a > potential employer, but there are a million things a person doesn’t find out > until s/he has actually started working.
That is so true. Employers like to do the bait and switch and burn-n-churn. I find the same experience applies to > landlords – there is a weird kind of honeymoon period when everything seems > right with the world, and then the negatives emerge one by one. I am convinced > that every job and every apartment has its share of bullshit, so it’s wisest to > be guarded in one’s optimism when entering a new situation. That way, one is > less disappointed when the inevitable negatives come to light. Oh to have known > all this when I was 18.
Well, some of this is due to our own unrealistic expectations. I have come to realize every situation in life has an ebb and flow. – Hide quoted text — Show quoted text -> <sigh> I fell asleep in early evening and slept for about three hours. I had > one of my recurring dreams, this one about the cemetery I have to walk through > in order to get from one place to another. Myself and five other men were > carrying an SUV on our shoulders down a flight fo steep stairs in the middle of > the boneyard. We walked into a Christmas service and put the SUV down, and I > woke up. Since then I have worked for a while, checked my email and newsgroups, > played a computer game that crashed, and am checking my newsgroups again. In > the morning I have to go in early to do a job that is due as soon as possible, > but 5:00 p.m. at the latest. I really should get some more sleep but don’t feel > like sleeping.
Your dreams sound as strange as mine. Except mine include knives. Actually, I haven’t had one of those dreams in while. I dream a lot of my car getting stolen (an SUV). Perhaps you know where it is? tee, hee, hee… -V
Ever since most of my thoughts are focused on my new job and its trainning programs, my hallucinations became much lesser. So, I would advise sufferers alike to have a change of environment from time over and gain insight on the positive challenges and aspects of life and its objectives.
Change of environment is very helpful. It helps get you out of ruts. You think different things and see things in different ways. It helps my perspective.
Yeah. I agree. I have a job interview Friday. -Strife <damod…@webtv.net> wrote in message
news:24269-3ED4AEE9-36@storefull-2195.public.lawson.webtv.net… – Hide quoted text — Show quoted text -> Change of environment is very helpful. > It helps get you out of ruts. > You think different things and see things in different ways. > It helps my perspective.
i have found that most jobs available out there are available for a very good reason. they usually can’t find anyone to work there because there’s usually some intolerable asshole who’s training the new people. they are usually two faced, all nicey nicey with the boss, but then turn into bugheads when you get out on the job with them. and if you are having problems with depression, it’s like blood in the water to these people, it’s a signal to ATTACK, ATTACK!!
you seriously think about splitting their head open you know, they’re that type of asshole, but you know it’s just a fucked up situation, they are in a position to tell you what to do, and they do it rudely and disrespectfully, so i mean, what can you do, you need their god-forsaken money to live, to get a car, to get a place live, what do you do?? Morality is for the birds. anyway you can make money is ok. I don’t blame jews or anybody for doing anything for money. It’s not the physical work that’s the problem, it’s being told what to do by some bug.
I wonder who else had this experience? Working while psychotic was some of my best times at work too. People are generally pretty bad, but I’m super charming and people generally do what I want. I have a genius level IQ and find that manipulating people is like toying with bugs in a glass jar. -Strife "Stuart J. Shillinglaw" <stu.shillinglaw@3webdotnet> wrote in message news:Xns938AB843C616Cstushillinglaw3webne@209.197.145.13… – Hide quoted text — Show quoted text -> goldstein…@lycos.com (Ulysse M
I think a good accountant could answer that question, and I think the answer would be along the lines of what you have written. Selling Price ( Average market value ) less liens less cost of clearing (liens/contracts/etc.) less cost of selling ( and perhaps delivery ) The next two are money in your pocket, but have nothing to do with the value of the airplane. PLUS any insurance refund PLUS any contracted maintenance refund Jim – Hide quoted text — Show quoted text – Can someone please explain to me what they believe is the most correct way of calculating capital or equity value in an airplane when you’re in a partnership ? Most people I speak to say "fair market value minus liens etc equals equity." So how do we calculate "Capital value" or is it just the same ? Thanx.
Partnership capital is based on cost, not fair market value. Presuming that the partners purchase the plane outright (trade-ups and situations where one partner owns 100% of the plane before creating the partnership gets more complicated), you record the cost that you incurred in acquiring the plane. You can capitalize all costs related to the acquisition such as transportation costs to get the plane to your airport, costs incurred in finding the plane to purchase, and cost of pre-purchase inspections. If you made any "capital improvement" that added to the life or value of the plane such as an engine overhaul, or a prop overhaul, you add the cost of those items to the plane. Sometimes it gets tricky in determining whether you made a "capital improvement" or just a repair. Consult with your accountant when you are not sure. Then subtract accumulated depreciation and outstanding lien balance. That would give you the collective equity for the partnership. If you have two partners who contributed equally to the partnership, each partners owns half of the total partnership equity. Partner’s capital usually doesn’t correspond well to the fair market value since you are tracking historical cost rather than value of the plane; you are primarily tracking partner’s capital for tax reasons. Recommend that you sit down with your accountant during the first year and go over this in detail. Kent Shaw, CPA N9396C
– Hide quoted text — Show quoted text – Can someone please explain to me what they believe is the most correct way of calculating capital or equity value in an airplane when you’re in a partnership ? Most people I speak to say "fair market value minus liens etc equals equity." So how do we calculate "Capital value" or is it just the same ? Thanx.
Can someone please explain to me what they believe is the most correct way of calculating capital or equity value in an airplane when you’re in a partnership ? Most people I speak to say "fair market value minus liens etc equals equity." So how do we calculate "Capital value" or is it just the same ? Thanx.
LMAO now that makes a real lot of sense. – Hide quoted text — Show quoted text – I’m not a NIMBY: (Not In My Back Yard)! I’m more of a BANBANANA : Build Absolutely Nothing Anywhere Near Anyone
Yep, we could have a anti mindless twit protesters with nothing better to do noise tax to pay for the bullets too. – Hide quoted text — Show quoted text -Bullet in the back of the neck would be a lot better. Stops their endless whining too.
It’s also just gone up in SYD as well to something like $3.74 from memory, plus GST to be added. AFAIK, it is still $3.40 plus 34
You can get the payroll program at www.integrationwizard.net for free. If you like it you buy it for $100. If you can’t find what you need with the other program, fill out the order form there and it can be designed for you. Hope this helps! – Hide quoted text — Show quoted text – My bussiness is wholesale distributing. I sell around 600 different products. Some products are on stock and some are drop shipped direct to my customer from my supplier. The software must handle at least two prices on each products. Example: If a customer buy 1 to 11 knives, the price each is $2.55. If they buy 12+ knives the price each is $2.07. Right now I only need a single user program, but I expect that I will need another user within a year or two. I do not need payroll now, but also this will probably be needed within the next year. I hope to keep the price under $500 and it’s going to run on a PC win98. Any suggestions? Before you buy.
My bussiness is wholesale distributing. I sell around 600 different products. Some products are on stock and some are drop shipped direct to my customer from my supplier. The software must handle at least two prices on each products. Example: If a customer buy 1 to 11 knives, the price each is $2.55. If they buy 12+ knives the price each is $2.07. Right now I only need a single user program, but I expect that I will need another user within a year or two. I do not need payroll now, but also this will probably be needed within the next year. I hope to keep the price under $500 and it’s going to run on a PC win98. Any suggestions? Before you buy.
Icode’s Accware Lite at $89.00 MSRP, or Accware Online Lite at $119.00 MSRP. Joe Morris e-Business Accounting Sales Consultant Icode, Inc. http://www.accware.com or http://www.accwareonline.com – Hide quoted text — Show quoted text – My bussiness is wholesale distributing. I sell around 600 different products. Some products are on stock and some are drop shipped direct to my customer from my supplier. The software must handle at least two prices on each products. Example: If a customer buy 1 to 11 knives, the price each is $2.55. If they buy 12+ knives the price each is $2.07. Right now I only need a single user program, but I expect that I will need another user within a year or two. I do not need payroll now, but also this will probably be needed within the next year. I hope to keep the price under $500 and it’s going to run on a PC win98. Any suggestions?
Take a look at DSA’s software www.addleco.com. It is ACCESS based and works well in the wholesale distribution environment. The price is very reasonable. I find it easy to use and quite flexible. You can download a working demo from the website. Peter McGowan
<snipped taking more than you are allowed will get you the label of "noncompliant" and then clinicians are a lot less willing to work with you. I know it sucks to be in pain… but you have to do what they say or they won’t want to help you.
Absolutely have to agree. I have been there: phoning to tell my doctor "I’m short again…I just got sooo sore…" At the time it seemed she (Dr.) was being churlish and unfeeling when I would score a lecture and multiple sighs from her before she begrudgingly phoned thru to tell the pharmacist to release my drugs early to me. to have the bottle there and know you have to wait a few more hours… it sucks bigtime.. but you HAVE to wait…
<snipped again… And that is exactly what my problem was: i knew relief was a mere dose away. Finally the Dr. laid it on the line: if I continued to ’self-medicate’ then I would be treated in a manner appropriate to this. In other words it would be made impossible for me to ’self-medicate’. I would be left with the option of NO pain relief or going to pick it up daily from the chemist. Finally it sank thru – at least to the extent that I stopped calling the Doctor and basically demanding extra. I had become quite cold in attitude and so she (doctor) became as merciless. The present situation is that I now have a full and healthy fear of running myself short; because there is no way I’m going to be treated like a child being handed my daily dose. It would be horribly inconvenient as well as humiliating. I may look longingly at my weeks supply ( in New Zealand they changed the law about a year ago so that certain {narcotic} drugs can only be given weekly rather than monthly amounts) but I usually remember that it is far more unpleasant to go totally without. Please realize; I’m not suggesting,implying it is a problem of greed – I’m well aware of need- but you do have to treat it as a serious accounting where the short term Never seems to outweigh the longer term. at least you have some I’m probably already repeating Liza, who has much more lucidly presented the problem. I can only reinforce what she has said; especially in regard to repeated calls to the doctor. It’s too easy to lose all credibility with those who have the’ power of the pills’ — Regards,
I always find myself coming up short about 4-5 days before the refill is due.
I did that a couple of times at the beginning and you can start getting sick. Mine happen to fall on the same time that my pump was to low and needed refilling and I just thought I was hurting so much more from the flu until I got so sick and the doc said to come in right away. You should just tell him the truth that it’s just a few days and maybe he’ll start trying to cover those days. It won’t hurt to find out. Be careful when you run out. Depending on the meds you could have serious side effects and you don’t want that. Good luck with doc but make sure you try him out on the idea. Bee
I’m sorry but I really must ask–What has this to do with plain text in newsgroups? Your system has nothing to do with the problem–it is your settings. Change to plain text and the problems will go away. It is that simple. The details of your *system* have nothing to do with what was being discussed. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer–even in the Last Frontier of Alaska.
As I’ve stated, this is a completely new system. It will eventually replace all of the existing setups here. An example is the new Java Servlet system and private CGI facility that will allow the CPF website to have "smart" web pages. Of course, as can be expected, there are some glitches in the software configs that are being worked on. One of them is the automatic setting of the text to MIME in the newsgroups, even though I’ve locked it to text. I’ve got a query in to the support mailing list already. Original Message <<<<<<<<<<<<<<<<<<
On 3/10/00, 10:01:27 PM, "amRuada" script too early: – Hide quoted text — Show quoted text – I do not know the answer to that. I never use anything but plain text, for newsgroups or for e-mail. It uses less bandwidth to send and receive and less to store if I want to keep the message for some reason. It could be the default setting of what ever software he is using to post and he does not realize it. If I had to take a stab a guessing why, this is what I would guess. I too cannot imagine *wanting* to use something that would create abnormalities for others. And thanks–yes it is sure nice to have most of every day with pain at a tolerable level. — Appropriate, adequate, and ongoing pain relief for all who suffer–even in the Last Frontier of Alaska. another question, what’s the plus of using this version compared to plain text ? I don’t understand why someone would want their posts to appear like this unless there is a good reason for it.Thanks for the response, Mechelle PS, I’m so happy that you are finally getting some Because he is not using plain text–he is using this: Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable The cure is to not use the MIME and to use true plain text–one that does not have embedded codes in it to leave the =20 behind. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer– even in the Last Frontier of Alaska. Off topic, Alex, why do your reply’s have those =20 things all over? I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< wrote=20 regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this? — Before you buy. — Before you buy.
Good advice Will. Sorry "Empty too early", but you have to play by the rules. Most of us are tempted to take just one extra here and there but know the end results. As stated by another, if you need more ask the doc. If you don’t get them ask why. Maybe the addition of a non-narcotic would help you to cope. Good luck, and keep your hand out of the cookie jar. Bonnie
I know you don’t want to hear this but this is BAD. If you follow the perscription label instructions exactly, you won’t run out. If you are still in pain, you need to tell your doctor and ask them to increase your meds… but taking more than you are allowed will get you the label of "noncompliant" and then clinicians are a lot less willing to work with you. I know it sucks to be in pain… but you have to do what they say or they won’t want to help you. One time I was in clinic waiting for my appointment, and there was a woman, her husband and their new baby. I think the mom and baby were on morphine, and somehow the mom was coming up short by 3 days and the doc refused to give her any more meds. She was in tears and was concerned for her baby but the doc would not even talk to her. The clinic nurse told her the doc would not see her and she had to go to urgent care because the clinic said she violated her pain contract and could not get treatment there anymore. It scared me to death and trust me, you don’t want that on your record! I don’t mean to scare you but it is a cold world out there… try harder. I know how aweful it is to be in pain and to have the bottle there and know you have to wait a few more hours… it sucks bigtime.. but you HAVE to wait… at least you have some relief, and you have to go through the long process of dose adjustment and try as hard as possible to hang in there… call your doc ASAP and let them know your pain relief is not adequate..tell them ONCE or leave ONE message and then wait. At least a few days between calls. Frantic or repeated calls are considered excessive and they may want to call you drug seeking, however unfair that is. But do not take more than you are allowed. I can’t stress this enough. And I am sorry you are suffering, I hate when people suffer. I will pray for you… but please be careful and just be sure to tell your doc, you take the meds exactly as s/he said and you are still in pain. If you follow their instructions they are so much more willing to help you.. and taking too much is considered abuse. 
It is so frustrating that you have to act in such a way, and be perfect and on-time with dosing, to get good pain management but we have to work with the system that has been abused by people who want our pain meds to get high on. Because of the drug seekers WE SUFFER and it sucks.. but recognize what not to do. We shouldn’t have to but we do have to be more careful. I don’t know how it works elsewhere, but whenever I see my anesthesiologist (once a month), she assesses my pain based on my pain log and how much rescue meds I needed. Then she adjusts my long-acting pain med and if needed, changes the number of rescue doses I am allowed each day… and she is very generous. I never run out. BUT I KNOW when I switched to fentanyl there were a few days where I literally sat with my watch in bed and waited for it to be time for my rescue dose… I was suffering really badly but somehow I made it between each 4 hour time bracket… and next time I was in clinic my dose got increased because that event was in my log. God bless, hang in there. I hope your doc will increase your dose and get you out of pain. Liza
As I’ve stated, this is a completely new system. It will eventually replace all of the existing setups here. An example is the new Java Servlet system and private CGI facility that will allow the CPF website to have "smart" web pages. Of course, as can be expected, there are some glitches in the software configs that are being worked on. One of them is the automatic setting of the text to MIME in the newsgroups, even though I’ve locked it to text. I’ve got a query in to the support mailing list already. Original Message <<<<<<<<<<<<<<<<<<
On 3/10/00, 10:01:27 PM, "amRuada" script too early: – Hide quoted text — Show quoted text – I do not know the answer to that. I never use anything but plain text, for newsgroups or for e-mail. It uses less bandwidth to send and receive and less to store if I want to keep the message for some reason. It could be the default setting of what ever software he is using to post and he does not realize it. If I had to take a stab a guessing why, this is what I would guess. I too cannot imagine *wanting* to use something that would create abnormalities for others. And thanks–yes it is sure nice to have most of every day with pain at a tolerable level. — Appropriate, adequate, and ongoing pain relief for all who suffer–even in the Last Frontier of Alaska. another question, what’s the plus of using this version compared to plain text ? I don’t understand why someone would want their posts to appear like this unless there is a good reason for it.Thanks for the response, Mechelle PS, I’m so happy that you are finally getting some Because he is not using plain text–he is using this: Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable The cure is to not use the MIME and to use true plain text–one that does not have embedded codes in it to leave the =20 behind. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer– even in the Last Frontier of Alaska. Off topic, Alex, why do your reply’s have those =20 things all over? I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< wrote=20 regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this? — Before you buy. — Before you buy.
I do not know the answer to that. I never use anything but plain text, for newsgroups or for e-mail. It uses less bandwidth to send and receive and less to store if I want to keep the message for some reason. It could be the default setting of what ever software he is using to post and he does not realize it. If I had to take a stab a guessing why, this is what I would guess. I too cannot imagine *wanting* to use something that would create abnormalities for others. And thanks–yes it is sure nice to have most of every day with pain at a tolerable level. — Appropriate, adequate, and ongoing pain relief for all who suffer–even in the Last Frontier of Alaska.
– Hide quoted text — Show quoted text – another question, what’s the plus of using this version compared to plain text ? I don’t understand why someone would want their posts to appear like this unless there is a good reason for it.Thanks for the response, Mechelle PS, I’m so happy that you are finally getting some Because he is not using plain text–he is using this: Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable The cure is to not use the MIME and to use true plain text–one that does not have embedded codes in it to leave the =20 behind. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer– even in the Last Frontier of Alaska. Off topic, Alex, why do your reply’s have those =20 things all over? I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< wrote=20 regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this? — Before you buy. — Before you buy.
Ergo, Always coming up 5 days short and trying very hard to follow dosing is a contradiction. There are only 2 possibilities and the one that works is that you are undermedicated and your doc won’t help. If you need more , tell him /her. If you don’t need more, stop over medicating. Please don’t be angry. We can beat around the bush or attack the problem head on. If you need more and your doc will not help, start looking. However, going into withdrawal every month is no way to live. Unless you receive a boost in your meds, you must make them last. Write a schedule and do not vary from it. Again, please don’t take offense. There are plenty of folks here who can help you with a schedule, because we all have to do it. Peace, Richard
I got a script with 5 refills from my doc for hydrocodone… so I’ve been getting pain meds for three months now from drugstore.com and they allow you to refill before the month is up. I got my first one on Jan 26th, second on Feb 17, and I just reordered last night and will get them on the 11th supposedly. And I don’t order early because I run out… in fact, I’m ahead on pills. I’m just hoping to have an extra months worth before the end of the year in case there is ever a problem with getting a new script from the doctor… or for a rainy day when I need an extra pill and don’t want to worry about not having enough for the month. Will
This system is very complete and significantly better than the one that I WAS using. At the very least it has an editor that is consistent with more than itself! Gnu Emacs is probably the most powerful editor in the world – and a blazing headache to use if you’re switching around all of the time. Gnu Emacs had a newsreader built in so I was using that. The new one is consistent with all of the other packages/platforms, has all the bells and whistles you could ever want and a newsreader/Email client that beats out all of the others. Unfortunately, it has the help-system-from-hell as its docs! Everything is in there – try to find it. Original Message <<<<<<<<<<<<<<<<<<
Re: Empty script too early: – Hide quoted text — Show quoted text – another question, what’s the plus of using this version compared to plain text ? I don’t understand why someone would want their posts to appear like this unless there is a good reason for it.Thanks for the response, Mechelle PS, I’m so happy that you are finally getting some Because he is not using plain text–he is using this: Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable The cure is to not use the MIME and to use true plain text–one that does not have embedded codes in it to leave the =20 behind. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer– even in the Last Frontier of Alaska. Off topic, Alex, why do your reply’s have those =20 things all over? I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< wrote=20 regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this? — Before you buy. — Before you buy.
Off topic, Alex, why do your reply’s have those =20 things all over? – Hide quoted text — Show quoted text – I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this?
– Before you buy.
Hey, what happened to the original message. All I see is your reply as being the first entry.I was able to read it at the bottom of your reply. Anyway, right on Richard !! no need to sugar coat it. – Hide quoted text — Show quoted text – Ergo, Always coming up 5 days short and trying very hard to follow dosing is a contradiction. There are only 2 possibilities and the one that works is that you are undermedicated and your doc won’t help. If you need more , tell him /her. If you don’t need more, stop over medicating. Please don’t be angry. We can beat around the bush or attack the problem head on. If you need more and your doc will not help, start looking. However, going into withdrawal every month is no way to live. Unless you receive a boost in your meds, you must make them last. Write a schedule and do not vary from it. Again, please don’t take offense. There are plenty of folks here who can help you with a schedule, because we all have to do it. Peace, Richard x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this?
– Before you buy.
another question, what’s the plus of using this version compared to plain text ? I don’t understand why someone would want their posts to appear like this unless there is a good reason for it.Thanks for the response, Mechelle PS, I’m so happy that you are finally getting some – Hide quoted text — Show quoted text – Because he is not using plain text–he is using this: Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable The cure is to not use the MIME and to use true plain text–one that does not have embedded codes in it to leave the =20 behind. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer– even in the Last Frontier of Alaska. Off topic, Alex, why do your reply’s have those =20 things all over? I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< wrote=20 regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this? — Before you buy.
– Before you buy.
I wouldn’t know. I asked for more before I ran out. The doc said that if I was satisfied that the dosage was stable that she’d script some more – as in a few months worth, dispensed as needed (all at once was too much money). Original Message <<<<<<<<<<<<<<<<<<
regarding Empty script too early: – Hide quoted text — Show quoted text – x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this?
Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable also does not allow the rest of use to use the standard conventions when quoting the and and by level. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer–even in the Last Frontier of Alaska.
I wouldn’t know. I asked for more before I ran out. The doc said that if I was satisfied that the dosage was stable that she’d script some more – as in a few months worth, dispensed as needed (all at once was too much money). Original Message <<<<<<<<<<<<<<<<<<
regarding Empty script too early: – Hide quoted text — Show quoted text – x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this?
Ergo, Always coming up 5 days short and trying very hard to follow dosing is a contradiction. There are only 2 possibilities and the one that works is that you are undermedicated and your doc won’t help. If you need more , tell him /her. If you don’t need more, stop over medicating. Please don’t be angry. We can beat around the bush or attack the problem head on. If you need more and your doc will not help, start looking. However, going into withdrawal every month is no way to live. Unless you receive a boost in your meds, you must make them last. Write a schedule and do not vary from it. Again, please don’t take offense. There are plenty of folks here who can help you with a schedule, because we all have to do it. Peace, Richard
– Hide quoted text — Show quoted text – x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this?
Because he is not using plain text–he is using this: Mime-Version: 1.0 Content-Type: text/plain; charset=ISO-8859-1 Content-Transfer-Encoding: quoted-printable The cure is to not use the MIME and to use true plain text–one that does not have embedded codes in it to leave the =20 behind. — Ruada Appropriate, adequate, and ongoing pain relief for all who suffer–even in the Last Frontier of Alaska.
– Hide quoted text — Show quoted text – Off topic, Alex, why do your reply’s have those =20 things all over? I wouldn’t know. I asked for more before I ran out. The doc said that=20 if I was satisfied that the dosage was stable that she’d script some=20 more – as in a few months worth, dispensed as needed (all at once was=20 too much money). Original Message <<<<<<<<<<<<<<<<<< regarding Empty script too early: x-no-archive: yes F}{_P)ES999ujf’poihjipofj I get pain meds monthly and although I try very hard to follow the=20 doc’s dosing schedule, I always find myself coming up short about 4-5 days before the refill is due. How do you guys deal with this? — Before you buy.
Here, in Canada – where there’s a civilized view about opiates for pain use – if you come up short on your count, go to your doctor. Yes, you can count them in the pharmacy and should if you’re worried about the count. But once you leave the pharmacy, they will not do ANYTHING if you come up short. It’s the law. I did come up with an overage once – I returned them to the pharmacist (returning them is OK), who put them in a sealed bottle for use on my next prescription. She can’t sell them to anyone else and can’t allow a shortage. She does know one thing, though. She knows that I’m watching her back. Now she watches mine. Original Message <<<<<<<<<<<<<<<<<<
Empty script too early: – Hide quoted text — Show quoted text – Before I leave the pharmacy, I look at the bottles, labels, and count the pills. Even though I go to a busy, yet small pharmacy, I don’t hesitate to count my pills. My pain mgmt MD would NOT refill if there is a mistake. It would be my fault. See, I had my usual monthly scripts, one being an opiate. I was given (by a substitute pharmacist) 300 Morphine 15mg tablets and 50 of my regular opiate. Talk about freak out! My pharmacists’ business could be ruined if his count for this comes up short like that….so, after counting the open bottle of MY opiate, I went back into the store and gave MY pharm. these Morphine back. He filled my prescription from the original prescription and thanked me. Now, he has his assistant (a real sweetie), RE- COUNT all my pills except the ones which are factory-sealed. The sub pharmacist was gone. Now, Dr Blank, the pham., watches while I stand and count 365 pills. O well…. Count BEFORE leaving the drugstore, in full view. That way, if you come up short, it can be rectified right then. If you cannot TRUST your pharmacist, go to another one. Your case could be a miscount or deliberate pilfering. You decide which it is. And … put your opiates for the day into a pill box, so you KNOW how many you are taking. It’s easy when you’re in pain, to just take a couple more than you need and coming up short. Anyway, I hope this has helped:-) Many factors go into making SURE you have what was written for. Be well, :::::KatieDarling:::::
Hey, this is good advice. And I have no problem handing patients a counting tray and spatula. Count if ya want to! I also can tell you we have to double count ALL controlled substance rx’s and initial the label, so if I filled your rx and you were short it would be MY fault. We’re real careful. liza ***Blessings and Analgesia***
Before I leave the pharmacy, I look at the bottles, labels, and count the pills. Even though I go to a busy, yet small pharmacy, I don’t hesitate to count my pills. My pain mgmt MD would NOT refill if there is a mistake. It would be my fault. See, I had my usual monthly scripts, one being an opiate. I was given (by a substitute pharmacist) 300 Morphine 15mg tablets and 50 of my regular opiate. Talk about freak out! My pharmacists’ business could be ruined if his count for this comes up short like that….so, after counting the open bottle of MY opiate, I went back into the store and gave MY pharm. these Morphine back. He filled my prescription from the original prescription and thanked me. Now, he has his assistant (a real sweetie), RE- COUNT all my pills except the ones which are factory-sealed. The sub pharmacist was gone. Now, Dr Blank, the pham., watches while I stand and count 365 pills. O well…. Count BEFORE leaving the drugstore, in full view. That way, if you come up short, it can be rectified right then. If you cannot TRUST your pharmacist, go to another one. Your case could be a miscount or deliberate pilfering. You decide which it is. And … put your opiates for the day into a pill box, so you KNOW how many you are taking. It’s easy when you’re in pain, to just take a couple more than you need and coming up short. Anyway, I hope this has helped:-) Many factors go into making SURE you have what was written for. Be well, :::::KatieDarling:::::
Hi sent a reply to my own message– I need help in getting a low air fare to Seattle Wash from any of the following cities… Little Rock AR , Dallas, Tx , Shreveport, LA or Texarkana, Tx ( the simplest for me) . I will do red eye anything– just dont have the money to take care of all this and need a cheap flight. thanks… Richie oh I don’t have to be there by a certain date– just would like to be back by the 11th as it is my daughter’s birthday party.
Hi sent a reply to my own message– I need help in getting a low air fare to Seattle Wash from any of the following cities… Little Rock AR , Dallas, Tx ,
Have you asked airlines about bereavement fares? When my mother was in the hospital, I was given a dirt cheap RT fare from Philly to LA, contingent upon my getting a letter from her doctor, to be shown to the ticket agent on my return check-in. Stacy
Richie, airlines give you a half fair ticket when it is for a death in the family. Ask them about it. — claudia 565/372/157 To e-mail me remove the potatoes Tipletter Writer for Dieting CyberTip4theDay Subscribe today: http://www.CyberTip4theDay.com Claudia’s Corner http://cookingnewsletter.ecorp.net/claudia’s-corner/
– Hide quoted text — Show quoted text – Hi sent a reply to my own message– I need help in getting a low air fare to Seattle Wash from any of the following cities… Little Rock AR , Dallas, Tx , Shreveport, LA or Texarkana, Tx ( the simplest for me) . I will do red eye anything– just dont have the money to take care of all this and need a cheap flight. thanks… Richie oh I don’t have to be there by a certain date– just would like to be back by the 11th as it is my daughter’s birthday party.
Stacy– tried that– but lowest they will go is 700– not much of a deal …. thanks any other ideas–Richie
- Well It appears I won’t need the air fare…. I do appreciate your help— It appears that my mom and her "wonderful" husband want to go and take care of things— Do you think tha their opinion – of "not one penny" to help pay for his burial was changed by wee bit of information about him maybe having some money? I could feel the greed in her voice as she happily said " I’m doing so much better now– we are going out there to take care of things" All I can feel at this point is "vultures" once again they have chosen money over their children. Can you sense that I am less than happy — I feel like I have betrayed my brother. I am glad he knew I loved him– man – sometimes I am such a stupid ass…. I definitely could use those prayers.. Richie
Hey Richie…I fly american when I have to fly to mom and dad’s…the little Texarkana airport is really cute and the"22" seater fly’s from Dallas….American has it’s hub in Dallas and maybe would be cheaper…esp…with the death package…..Hope this helps Alice – Hide quoted text — Show quoted text – Richie, airlines give you a half fair ticket when it is for a death in the family. Ask them about it. — claudia 565/372/157 To e-mail me remove the potatoes Tipletter Writer for Dieting CyberTip4theDay Subscribe today: http://www.CyberTip4theDay.com Claudia’s Corner http://cookingnewsletter.ecorp.net/claudia’s-corner/ Hi sent a reply to my own message– I need help in getting a low air fare to Seattle Wash from any of the following cities… Little Rock AR , Dallas, Tx , Shreveport, LA or Texarkana, Tx ( the simplest for me) . I will do red eye anything– just dont have the money to take care of all this and need a cheap flight. thanks… Richie oh I don’t have to be there by a certain date– just would like to be back by the 11th as it is my daughter’s birthday party.
You have my sympathy and my prayers, Richie. Don’t think of yourself as a stupid ass, you can’t blame yourself for being halfway across the country from him. You may not trust your parents, but I expect that if you tried to keep them from burying him and settling his estate, you would have trouble doing so. Unless your brother left a will or some other document detailing what he wanted done. I hope he did this and left it somewhere that will be found and obeyed. I hope that things aren’t as bad as you suggest, but you should keep your eyes and ears open. Greed can make people do unbelieveable things. When my father died, he left a will that gave his house and a modest amount of money to myself and my 3 sisters. Nothing particularly unusual in that, but it incensed everyone else in my father’s family because for some reason all my cousins and my grandmother felt that they were entitled to a share. They even sued us to have the will thrown out. Fortunately we won, but it was scary how close we came to losing a case that should have been laughed out of court. It was incredibly messy and ugly and to this day, almost 10 years later, most of them won’t talk to us. I’m not sure what to suggest, but if you are really worried about what your parents might do, perhaps you should talk to a lawyer. You can probably get some kind of accounting of the assets of his estate. You might also call some of your brother’s friends in Seattle if you know them. Perhaps they can help you. I have a sister in Seattle, but I don’t see what she could do to help you out. She’s not very reliable any way. I love her, but dependability isn’t her strong suit. I know that this probably isn’t what you want to hear, but I thought I’d pass along some of the painfully learned lessons from my own experience. Good luck and I’ll keep you in my thoughts and prayers. George 335/315/300 (First Goal) Treading with the Troops – Well It appears I won’t need the air fare…. I do appreciate your help— It appears that my mom and her "wonderful" husband want to go and take care of things— Do you think tha their opinion – of "not one penny" to help pay for his burial was changed by wee bit of information about him maybe having some money? I could feel the greed in her voice as she happily said " I’m doing so much better now– we are going out there to take care of things" All I can feel at this point is "vultures" once again they have chosen money over their children. Can you sense that I am less than happy — I feel like I have betrayed my brother. I am glad he knew I loved him– man – sometimes I am such a stupid ass…. I definitely could use those prayers.. Richie
Hey! Anybody seen my sig? It was here a minute ago!
Richie – First of all, you are *not* a stupid ass. You are a loving and caring person. You are sensitive and smart and unselfish. Please stop beating yourself up. Secondly, betcha your mom is in for an unpleasant surprise…don’t know what, but life is full of ‘em. Perhaps your brother is watching over you, preventing you from spending money he knows you don’t have and saving you the heartache of taking care of these things. Trust in your brother’s love and the love of G*d. I believe this is for you, a last gift from your brother. BTW – I check air fares and didn’t come up with anything cheaper than $740 round trip from Dallas, also. {{{hugs}}} — Kat 161/153(I’m on my way!!)/What feels comfortable "What lies behind us and what lies before us are tiny matters compared to what lies within us."
your in my prayers tonight…take care of yourself ….
Don’t feel too bad about it. Your brother knew you loved him and you were willing even with your child’s birthday coming up to put out the money to go there and take care of things. I think that says it all. You allways hope people change, but sometimes they just don’t. — Joke from Holland 264/232/150
– Hide quoted text — Show quoted text – - Well It appears I won’t need the air fare…. I do appreciate your help— It appears that my mom and her "wonderful" husband want to go and take care of things— Do you think tha their opinion – of "not one penny" to help pay for his burial was changed by wee bit of information about him maybe having some money? I could feel the greed in her voice as she happily said " I’m doing so much better now– we are going out there to take care of things" All I can feel at this point is "vultures" once again they have chosen money over their children. Can you sense that I am less than happy — I feel like I have betrayed my brother. I am glad he knew I loved him– man – sometimes I am such a stupid ass…. I definitely could use those prayers.. Richie
Could you recommend a good accounting package for a tour company. It is best if the package is intergrated between the accounting function and the tours booking function.
Take a look at www.ardentsoftware.com or www.picksys.com and follow the links to the solutions or partner directories. Each of these companies are database vendors who have a strong network of VARs with vertical market solutions. You may find one there. The products are generally mature and can support from a handful to hundreds of users concurrently, as well as be supported in a lan, client/server of inter/intranet mode. The products also can run on either UNIX or NT servers. wjr – Hide quoted text — Show quoted text – Could you recommend a good accounting package for a tour company. It is best if the package is intergrated between the accounting function and the tours booking function.
Here is my question: I have about $2100 of credit built up on my Ford VISA card. Has anyone tried/been successful in getting Chrysler to accept this credit on one of their cars? It seems to me that now that I am about to use the credit, it would cost Ford the same as it would any other car maker if I were to redeem the credit. Bear in mind this credit is deducted AFTER you negotiate your best deal. Obviously one of the reasons (besides the profit from credit card interest) Ford and GM offer the cards is to increase the probability that a buyer will buy one of their vehicles. On the other hand why wouldn’t Chrysler honor the credit rather than lose the sale to a competitor? Any experience or reactions are much appreciated.
Here is my question: I have about $2100 of credit built up on my Ford VISA card. Has anyone tried/been successful in getting Chrysler to accept this credit on one of their cars? It seems to me that now that I am about to use the credit, it would cost Ford the same as it would any other car maker if I were to redeem the credit. Bear in mind this credit is deducted AFTER you negotiate your best deal. Obviously one of the reasons (besides the profit from credit card interest) Ford and GM offer the cards is to increase the probability that a buyer will buy one of their vehicles. On the other hand why wouldn’t Chrysler honor the credit rather than lose the sale to a competitor? Any experience or reactions are much appreciated.
I would bet Chrysler wouldn’t honor the credit. With the GM/Ford cards, GM and Ford also get a % of the overall profit generated by the card, including the transaction fees and interest charges, if any. So, before offering these cards, GM and Ford calculated how much money the card is likely to generate, subtracted how much they are likely to pay in car rebates as a result of these cards, then factored in the number of extra cars they are likely to sell as a result of these cards. Then the accountants probably set aside special accounts to track all these figures. So, when you say "it would cost Ford the same as it would any other car maker if I were to redeem the credit", this isn’t actually true from an accounting point of view. If you buy a Ford, the money will come out of a contingency account set aside by Ford. If Chrysler were to honor the credit, the money would come straight out of the sale price. Craig
Here is my question: I have about $2100 of credit built up on my Ford VISA card. Has anyone tried/been successful in getting Chrysler to accept this credit on one of their cars? It seems to me that now that I am about to use the credit, it would cost Ford the same as it would any other car maker if I were to redeem the credit. Bear in mind this credit is deducted AFTER you negotiate your best deal. Obviously one of the reasons (besides the profit from credit card interest) Ford and GM offer the cards is to increase the probability that a buyer will buy one of their vehicles. On the other hand why wouldn’t Chrysler honor the credit rather than lose the sale to a competitor? Any experience or reactions are much appreciated.
Here is my question: I have about $2100 of credit built up on my Ford VISA card. Has anyone tried/been successful in getting Chrysler to accept this credit on one of their cars? It seems to me that now that I am about to use the credit, it would cost Ford the same as it would any other car maker if I were to redeem the credit. Bear in mind this credit is deducted AFTER you negotiate your best deal. Obviously one of the reasons (besides the profit from credit card interest) Ford and GM offer the cards is to increase the probability that a buyer will buy one of their vehicles. On the other hand why wouldn’t Chrysler honor the credit rather than lose the sale to a competitor? Any experience or reactions are much appreciated.
I would bet Chrysler wouldn’t honor the credit. With the GM/Ford cards, GM and Ford also get a % of the overall profit generated by the card, including the transaction fees and interest charges, if any. So, before offering these cards, GM and Ford calculated how much money the card is likely to generate, subtracted how much they are likely to pay in car rebates as a result of these cards, then factored in the number of extra cars they are likely to sell as a result of these cards. Then the accountants probably set aside special accounts to track all these figures. So, when you say "it would cost Ford the same as it would any other car maker if I were to redeem the credit", this isn’t actually true from an accounting point of view. If you buy a Ford, the money will come out of a contingency account set aside by Ford. If Chrysler were to honor the credit, the money would come straight out of the sale price. Craig