Accounting Talk » Accountants » Ron Todd, DC cost-of-living

Ron Todd, DC cost-of-living

Question:

Ron didn’t you work in Washington DC at some point in your life? If not, maybe I have you confused with someone else. Can I ask you a question about govt jobs/cost of living in DC? A friend of mine is talking about trying to get a federal job in Washington DC. The problem is though, I think he’s a little naive about how expensive it is to live there. He initially thought that he could work and live in Washington DC while making $30,000 a year!!! Is he crazy? I got some advice about this on aanother newsgroup. The consensus is that it would be pretty darn hard to live and work in DC while making such a small salary. Now, he’s talking about only going to live and work there if he can land a job making $40,000. I’m not sure that even this amount is workable. How much money in your opinion does someone need to be making to have a fairly comfortable living in DC? Can someone do allright on $30,000 or $40,000?

Response:

– Hide quoted text — Show quoted text – Ron didn’t you work in Washington DC at some point in your life? If not, maybe I have you confused with someone else. Can I ask you a question about govt jobs/cost of living in DC? A friend of mine is talking about trying to get a federal job in Washington DC. The problem is though, I think he’s a little naive about how expensive it is to live there. He initially thought that he could work and live in Washington DC while making $30,000 a year!!! Is he crazy? I got some advice about this on aanother newsgroup. The consensus is that it would be pretty darn hard to live and work in DC while making such a small salary. Now, he’s talking about only going to live and work there if he can land a job making $40,000. I’m not sure that even this amount is workable. How much money in your opinion does someone need to be making to have a fairly comfortable living in DC? Can someone do allright on $30,000 or $40,000?

depends on your definition of allright but consider this –  a small house in the wayout burbs costs $250,000, apartments rent for $1,500 a month.  It would be difficult to live on that salary unless you shared housing!

Response:

Ron didn’t you work in Washington DC at some point in your life? If not, maybe I have you confused with someone else.

Nope, I’ve always lived in "fly over country." Tip can help you with the D.C. options, last I heard he was working downtown.

Response:

Ron didn’t you work in Washington DC at some point in your life? If not, maybe I have you confused with someone else. Nope, I’ve always lived in "fly over country." Tip can help you with the D.C. options, last I heard he was working downtown.

All right Ron, well thanks anyway. I guess I had you confused with someone else.

Response:

Sorry a little late to weigh in by I’m using cable internet and haven’t got a handle on the newsgroups yet. I wouldn’t move anywhere for $30K beginning salary.  If your friend is going to move, he/she should have a good idea that the job will work out for "him."  Nothing can be more miserable than working 8 hours a day at something or somewhere you don’t like. DC is high cost, nearly comparable to living in San Francisco or NYC.  Housing is out of sight and rising. The Feds do get a cola based on where you live.  The salary charts can be found at www.opm.gov.  Degreed accountants/auditors can expect to be hired at the GS-7 or 9 level plus Cost of Living Allowance (COLA).  The DC government also hires accountants/auditors and the levels vary even more and the salary of the grade is a little more complex– but the feds pay more. As for working in the DC area, it has a lot to offer historically, culturally, etc.  The metropolitan area is diverse in about every way– large populations from all over the world.  If you are young, you may want to live in DC itself, but it will be expensive.  If you have school age children, you will want to be in Fairfax County or perhaps a Maryland suburb.  However, Fairfax County had the highest family income in the Nation last year and is perhaps 3rd this year.  Housing is also out of sight in the suburbs– there are breaks, especially in DC, for first time buyers of homes.  The farther out from DC you move, the lower the cost of housing and the longer the commute. DC can be exciting for 20-30 single yo crowd. — Tippy

– Hide quoted text — Show quoted text – Ron didn’t you work in Washington DC at some point in your life? If not, maybe I have you confused with someone else. Can I ask you a question about govt jobs/cost of living in DC? A friend of mine is talking about trying to get a federal job in Washington DC. The problem is though, I think he’s a little naive about how expensive it is to live there. He initially thought that he could work and live in Washington DC while making $30,000 a year!!! Is he crazy? I got some advice about this on aanother newsgroup. The consensus is that it would be pretty darn hard to live and work in DC while making such a small salary. Now, he’s talking about only going to live and work there if he can land a job making $40,000. I’m not sure that even this amount is workable. How much money in your opinion does someone need to be making to have a fairly comfortable living in DC? Can someone do allright on $30,000 or $40,000? depends on your definition of allright but consider this –  a small house in the wayout burbs costs $250,000, apartments rent for $1,500 a month.  It would be difficult to live on that salary unless you shared housing!

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Accounting Talk » Financial Accounting » Completed Contract Method

Completed Contract Method

Question:

I am looking for a resource that clearly explains the CCM accounting method. I am putting together a worksheet that would allow me to forecast revenue , gross margin, ETC.. based on future costs. I am not an accountant, I am an operations guy trying to forecast business results out 24 months based on how we predict we will expend costs and complete projects. I have done it for POC but am being asked to incorporate CCM for smaller operations

Response:

I am looking for a resource that clearly explains the CCM accounting method.

Clearly but simply, the completed contract method recognizes profits when the job is complete, and not before. Prior to completion, costs are recorded as assets and receipts are recorded as liabilities. I am putting together a worksheet that would allow me to forecast revenue , gross margin, ETC.. based on future costs. I am not an accountant, I am an operations guy trying to forecast business results out 24 months based on how we predict we will expend costs and complete projects. I have done it for POC but am being asked to incorporate CCM for smaller operations

Are you trying to forecast cash flow or GAAP profits?  They are not the same. Jim Hudspeth

Response:

I am trying to forecast profits and the impact if there are cost overruns. – Hide quoted text — Show quoted text – I am looking for a resource that clearly explains the CCM accounting method. Clearly but simply, the completed contract method recognizes profits when the job is complete, and not before. Prior to completion, costs are recorded as assets and receipts are recorded as liabilities. I am putting together a worksheet that would allow me to forecast revenue , gross margin, ETC.. based on future costs. I am not an accountant, I am an operations guy trying to forecast business results out 24 months based on how we predict we will expend costs and complete projects. I have done it for POC but am being asked to incorporate CCM for smaller operations Are you trying to forecast cash flow or GAAP profits?  They are not the same. Jim Hudspeth

Response:

I am trying to forecast profits and the impact if there are cost overruns.

Normally the loss would be recognized at the end of the job.   This could present a problem if the anticipated loss is significant and the job covers two or more accounting periods.  I have never faced this problem.  Without some research and an in-depth knowledge of all the facts and circumstances I would not want to comment further. With regards to financial reporting, I use percentage of completion on all significant jobs, and only use completed contract for convience on small jobs that begin and end in the same accounting period. Jim Hudspeth

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Accounting Talk » Office Accounting » OT – Remember "We have the receipts"?

OT – Remember "We have the receipts"?

Question:

"Michael" <muirh…@island.net> writes:

hi mike it’s a false alarm. the bio suits are pretty suspect.  and i read they were actually defective anyways.  but the evaporators and incubators are a bit of a stretch. anyone with access to a toaster oven with a rotissery has a rough equivalent to a biolab incubator.  figure about 60-90C and 6 rpm on the rotissery.  even a CO2 incubator is pretty easy of fudge.  we all exhale a prettygood CO2. and the evaporater is actually more often used to concentrate urine and other fluids to amplify the signal to noise ratio of lab tests.  for instance the testing of ground water for parts per bazzillion of lead is made far easier by starting with a ten gallon sample and evaporting it down to a milliliter or two. (beware educated guess here) making anthrax into powder suitable for weapons use requires a whole ‘nuther approach.  you can "evaporate" till the cows come home and it’s still gonna be a hockey puck in the bottom of your vessel. which is a good thing. actually ‘less i’m mistaken the tools for that lil task are readily available as are means of cheap distribution and uhhh…eeerr i’ll shuddap now. but if any feds wanna know which rules URGENTLY(!!!!!) need changing to actually eliminate a seriously nasty real and present low budget danger.   PLEASE call me.  and i’ll call ya back at yer office to set up a meeting and ’splain it to ya. they worry about the wrong things.  killing is sadly easy.  it’s saving and improving life that’s hard.  any sociopathic moron can cause death with a well equipped kitchen and a nearby hardware/paint supply store. maybe if they stopped worrying about which books we take out of the damned library and read a few themselves our fine "leaders" would have a clue. regards ed (tightening my tinfoil hat) – Hide quoted text — Show quoted text ->It really is amazing how little play this is getting in the US…  <shrug> >Every radio network in the world that I can listen to is covering it very >closely, and most are talking about how completely dumbfounded the Defense >Department seems to be by their own lack of adherence to Presidential >intent, international regulations and plain common sense. >The broadcasters are all raising their eyebrows rather high, as well, over >the fact that Rummy’s gone uncharacteristically silent. >((U)) >  M >http://www.rnw.nl/hotspots/html/bio031009.html >Pentagon sold "bio-packs" >by Hans de Vreij, 9 October 2003 >The US Defense Department has sold via the Internet surplus equipment that >could theoretically be used to manufacture biological weapons. The findings >of an official investigation come as a serious embarrassment to the >Pentagon, which has been conducting a vigorous campaign to prevent >biological weapons falling into terrorist hands following the September 11 >attacks. The ball started rolling after an undercover operation by the >General Accounting Office (GAO), the investigative arm of the US Congress. >The General Accounting Office used unconventional methods to investigate the >alleged sale of sensitive material by the Pentagon. It set up front >companies both in the United States and in several countries abroad, >including Egypt and the Philippines. These companies ordered excess >materials from the US Defense Department through the Internet. The items >thus acquired could be used for the production of biological warfare agents, >the GAO report says. >Germ warfare >The equipment included a so-called incubator, an apparatus used for >multiplying bacteria and viruses, and evaporators, capable of turning nasty >substances such as anthrax and deadly fungi into easily deployable powdered >form. >From its surplus stocks, the Pentagon also sold more harmless items that >could nevertheless be useful for potential manufacturers of biological >warfare agents. These included protective suits and laboratory equipment. >Iraq >The GAO criticises the Pentagon for failing to undertake any action to win >more information about the front offices in Egypt and the Philippines, two >countries where terrorist groups are thought to be active. Pentagon >officials indirectly admitted their mistake by halting the sale of the >controversial surplus items after earlier hearings on biological and >chemical weapons tools. >A salient detail is that in the case of Iraq, findings of comparable >laboratory materials and protective clothing was presented as evidence that >the country was still actively pursuing a biological weapons programme. >International rules >US sources stress that the surplus items at issue are also readily available >on commercial markets, but this is only partly true and certainly doesn’t >apply to the sale to customers in sensitive countries. Besides, orders for >incubators of a specific quality and size should at least have set off some >alarm bells in Washington. >According to the Dutch government, the items in question feature on a list >of strategic goods that require a specific export licence. They also appear >on a list drawn up by the Australia Group, a consultative gathering of >Western industrial nations committed to preventing the spread of weapons of >mass destruction. Their rules also apply in the United States. Uncontrolled >Internet sales to customers in Egypt and the Philippines, fake or not, >should therefore never have occurred.

– ———————————————————————–   "The whole business of his life was in the plunder of his gaze…"                                                 Daniel Halevy on Degas | <include>ed’s 3d stuff | http://world.std.com/~ehill | 617-629-4625 |

Response:

- Hide quoted text — Show quoted text -"Michael" <muirh…@island.net> wrote in message <news:bm4a0g02if6@enews3.newsguy.com>… > In <news:bm40nf$pj7$1@pcls4.std.com>, > ed hill said: > > "Michael" <muirh…@island.net> writes: > > hi mike > > it’s a false alarm. > > the bio suits are pretty suspect.  and i read they were actually > > defective anyways.  but the evaporators and incubators are a bit of a > > stretch. > Where’d you read this?

not sure what to tell ya.  been studying biolab skulldiggery for a few years now and these things remain self evident.  an evaporator ain’t gonna weaponize anthrax.  and an incubtor is prolly the easiest of gear to jury rig.  as for that matter is the evaporator.  think black ‘n’ decker drill spinning a flask at right angles to a flame. effectively the same as a hi priced evaporater.  an afternoons work with a fair toolbox and a brain will result in as good or better gear than the manufacturers produce. if i were building a lab to make bio or chem weapons i’d start at sears and robuck not a lab supply house.  the bona fidi lab gear is expensive and risks attracting attention.  short of microplate goodies which ya don’t need to killfolks nost if not all lab gear can be hacked together from hardware and kitchen gizmoz. all lab gear does is let ya control temperature, gravity(spin stuff), pH (multimeter), yada yada yada… say you want an industial sized temperature controlled centrifuge. go to sears or a local junk shop and by a top loading drier.  rejigger the motor maybe swap the lil 1/2 horse electric for a 10 horse briggs ‘n’ stratton and the central collumn to take holders for ohhh, say old thick walled coke bottles. fiddle the temp controls, insulate and add an old refrigerator cooling system. a day or two and you’ve got a limited but functional production sized refridgerated centrifuge that’ll get ya down to 4C and possibly -20C with a little effort. Gs it’ll pull are whatever you set up the belts to give you without the thing blowing up. and such a unit on the lab market is priced well into 5 figures. starting with a used drier you’re up and spinning for under $2k. and i made the design up as i typed, a determined and dedicated terrorist could do better given time. same with PCR, electrophoresis, even HPLC.  all it takes is a little thought and access to someone with a brain and an abundance of hate. like i said.  they are worried ’bout the wrong things. going down the road of locking up lab gear would be as effective as bombing the crap out of a lot of poor people that never attacked us… umm,  oh ya… never mind. i guess i’d better burn my periodic table and amino acid flash cards. neocons are ascendant…safety in dumbness. i dunno about the suits.  i read that they were selling defective ones but don’t have the url.  so i conceed the point. they really shouldn’t be selling potential battlefield gear.  although if good the suits should be distributed to first responders on a regional risk assessment basis. best ed – Hide quoted text — Show quoted text -> I can’t find a single item anywhere that doesn’t stress that although much > of the stuff sold is available to the public from other suppliers > domestically, several items sold (including the specific evaporators and > incubators purchased by people in other countries) are not supposed to go > out of the country without a thorough check of the purchasers’ bona fides… > but no such checking was done. > The kicker: such dual-use stuff is regulated in this way because of > international agreements adopted primarily at US instigation. > Defective suits?   As I understand it from the most recent AP wire… > "Rep. Christopher Shays, R-Conn., chairman of the panel, said his committee > last year heard GAO testimony that new protective gear was being sold > cheaply on the Internet as surplus while military units were trying to > purchase the same equipment at far higher prices and that some military > units and first responders were receiving defective equipment." > ((U)) >   M > > anyone with access to a toaster oven with a rotissery has a rough > > equivalent to a biolab incubator.  figure about 60-90C and 6 rpm on > > the rotissery.  even a CO2 incubator is pretty easy of fudge.  we all > > exhale a prettygood CO2. > > and the evaporater is actually more often used to concentrate urine > > and other fluids to amplify the signal to noise ratio of lab tests. > > for instance the testing of ground water for parts per bazzillion of > > lead is made far easier by starting with a ten gallon sample and > > evaporting it > > down to a milliliter or two. > > (beware educated guess here) > > making anthrax into powder suitable for weapons use requires a whole > > ‘nuther approach.  you can "evaporate" till the cows come home and > > it’s still gonna be a hockey puck in the bottom of your vessel. > > which is a good thing. > > actually ‘less i’m mistaken the tools for that lil task are readily > > available as are means of cheap distribution and uhhh…eeerr > > i’ll shuddap now. > > but if any feds wanna know which rules URGENTLY(!!!!!) need changing > > to actually eliminate a seriously nasty real and present low budget > > danger. PLEASE call me.  and i’ll call ya back at yer office to set > > up a meeting > > and ’splain it to ya. > > they worry about the wrong things.  killing is sadly easy.  it’s > > saving > > and improving life that’s hard.  any sociopathic moron can cause death > > with a well equipped kitchen and a nearby hardware/paint supply store. > > maybe if they stopped worrying about which books we take out of the > > damned library and read a few themselves our fine "leaders" would > > have a clue. > > regards > > ed > > (tightening my tinfoil hat) > >> It really is amazing how little play this is getting in the US… > >> <shrug> > >> Every radio network in the world that I can listen to is covering it > >> very closely, and most are talking about how completely dumbfounded > >> the Defense Department seems to be by their own lack of adherence to > >> Presidential intent, international regulations and plain common > >> sense. > >> The broadcasters are all raising their eyebrows rather high, as > >> well, over the fact that Rummy’s gone uncharacteristically silent. > >> ((U)) > >>  M > >> http://www.rnw.nl/hotspots/html/bio031009.html > >> Pentagon sold "bio-packs" > >> by Hans de Vreij, 9 October 2003 > >> The US Defense Department has sold via the Internet surplus > >> equipment that could theoretically be used to manufacture biological > >> weapons. The findings of an official investigation come as a serious > >> embarrassment to the Pentagon, which has been conducting a vigorous > >> campaign to prevent biological weapons falling into terrorist hands > >> following the September 11 attacks. The ball started rolling after > >> an undercover operation by the General Accounting Office (GAO), the > >> investigative arm of the US Congress. The General Accounting Office > >> used unconventional methods to investigate the alleged sale of > >> sensitive material by the Pentagon. It set up front companies both > >> in the United States and in several countries abroad, including > >> Egypt and the Philippines. These companies ordered excess materials > >> from the US Defense Department through the Internet. The items thus > >> acquired could be used for the production of biological warfare > >> agents, the GAO report says. > >> Germ warfare > >> The equipment included a so-called incubator, an apparatus used for > >> multiplying bacteria and viruses, and evaporators, capable of > >> turning nasty substances such as anthrax and deadly fungi into > >> easily deployable powdered form. > >> From its surplus stocks, the Pentagon also sold more harmless items > >> that could nevertheless be useful for potential manufacturers of > >> biological warfare agents. These included protective suits and > >> laboratory equipment. > >> Iraq > >> The GAO criticises the Pentagon for failing to undertake any action > >> to win more information about the front offices in Egypt and the > >> Philippines, two countries where terrorist groups are thought to be > >> active. Pentagon officials indirectly admitted their mistake by > >> halting the sale of the controversial surplus items after earlier > >> hearings on biological and chemical weapons tools. > >> A salient detail is that in the case of Iraq, findings of comparable > >> laboratory materials and protective clothing was presented as > >> evidence that the country was still actively pursuing a biological > >> weapons programme. > >> International rules > >> US sources stress that the surplus items at issue are also readily > >> available on commercial markets, but this is only partly true and > >> certainly doesn’t apply to the sale to customers in sensitive > >> countries. Besides, orders for incubators of a specific quality and > >> size should at least have set off some alarm bells in Washington. > >> According to the Dutch government, the items in question feature on > >> a list of strategic goods that require a specific export licence. > >> They also appear on a list drawn up by the Australia Group, a > >> consultative gathering of Western industrial nations committed to > >> preventing the spread of weapons of mass destruction. Their rules > >> also apply in the United States. Uncontrolled Internet sales to > >> customers in Egypt and the Philippines, fake or not, should > >> therefore never have occurred. > >> <include>ed’s 3d stuff | http://world.std.com/~ehill | 617-629-4625 |

Response:

>Subject: Re: OT – Remember "We have the receipts"? >From: ed hill eh…@TheWorld.com >Date: 10/9/2003 10:00 AM Mountain Daylight Time >Message-id: <bm40nf$pj…@pcls4.std.com> >anyone with access to a toaster oven with a rotissery has a rough >equivalent to a biolab incubator.

Ricin http://www.emedicine.com/emerg/topic889.htm Who loves ya. Tom Jesus Was A Vegetarian! http://jesuswasavegetarian.7h.com Man Is A Herbivore! http://pages.ivillage.com/ironjustice/manisaherbivore DEAD PEOPLE WALKING http://pages.ivillage.com/ironjustice/deadpeoplewalking

Response:

In <news:bm40nf$pj7$1@pcls4.std.com>, ed hill said: > "Michael" <muirh…@island.net> writes: > hi mike > it’s a false alarm. > the bio suits are pretty suspect.  and i read they were actually > defective anyways.  but the evaporators and incubators are a bit of a > stretch.

Where’d you read this? I can’t find a single item anywhere that doesn’t stress that although much of the stuff sold is available to the public from other suppliers domestically, several items sold (including the specific evaporators and incubators purchased by people in other countries) are not supposed to go out of the country without a thorough check of the purchasers’ bona fides… but no such checking was done. The kicker: such dual-use stuff is regulated in this way because of international agreements adopted primarily at US instigation. Defective suits?   As I understand it from the most recent AP wire… "Rep. Christopher Shays, R-Conn., chairman of the panel, said his committee last year heard GAO testimony that new protective gear was being sold cheaply on the Internet as surplus while military units were trying to purchase the same equipment at far higher prices and that some military units and first responders were receiving defective equipment." ((U))   M – Hide quoted text — Show quoted text -> anyone with access to a toaster oven with a rotissery has a rough > equivalent to a biolab incubator.  figure about 60-90C and 6 rpm on > the rotissery.  even a CO2 incubator is pretty easy of fudge.  we all > exhale a prettygood CO2. > and the evaporater is actually more often used to concentrate urine > and other fluids to amplify the signal to noise ratio of lab tests. > for instance the testing of ground water for parts per bazzillion of > lead is made far easier by starting with a ten gallon sample and > evaporting it > down to a milliliter or two. > (beware educated guess here) > making anthrax into powder suitable for weapons use requires a whole > ‘nuther approach.  you can "evaporate" till the cows come home and > it’s still gonna be a hockey puck in the bottom of your vessel. > which is a good thing. > actually ‘less i’m mistaken the tools for that lil task are readily > available as are means of cheap distribution and uhhh…eeerr > i’ll shuddap now. > but if any feds wanna know which rules URGENTLY(!!!!!) need changing > to actually eliminate a seriously nasty real and present low budget > danger. PLEASE call me.  and i’ll call ya back at yer office to set > up a meeting > and ’splain it to ya. > they worry about the wrong things.  killing is sadly easy.  it’s > saving > and improving life that’s hard.  any sociopathic moron can cause death > with a well equipped kitchen and a nearby hardware/paint supply store. > maybe if they stopped worrying about which books we take out of the > damned library and read a few themselves our fine "leaders" would > have a clue. > regards > ed > (tightening my tinfoil hat) >> It really is amazing how little play this is getting in the US… >> <shrug> >> Every radio network in the world that I can listen to is covering it >> very closely, and most are talking about how completely dumbfounded >> the Defense Department seems to be by their own lack of adherence to >> Presidential intent, international regulations and plain common >> sense. >> The broadcasters are all raising their eyebrows rather high, as >> well, over the fact that Rummy’s gone uncharacteristically silent. >> ((U)) >>  M >> http://www.rnw.nl/hotspots/html/bio031009.html >> Pentagon sold "bio-packs" >> by Hans de Vreij, 9 October 2003 >> The US Defense Department has sold via the Internet surplus >> equipment that could theoretically be used to manufacture biological >> weapons. The findings of an official investigation come as a serious >> embarrassment to the Pentagon, which has been conducting a vigorous >> campaign to prevent biological weapons falling into terrorist hands >> following the September 11 attacks. The ball started rolling after >> an undercover operation by the General Accounting Office (GAO), the >> investigative arm of the US Congress. The General Accounting Office >> used unconventional methods to investigate the alleged sale of >> sensitive material by the Pentagon. It set up front companies both >> in the United States and in several countries abroad, including >> Egypt and the Philippines. These companies ordered excess materials >> from the US Defense Department through the Internet. The items thus >> acquired could be used for the production of biological warfare >> agents, the GAO report says. >> Germ warfare >> The equipment included a so-called incubator, an apparatus used for >> multiplying bacteria and viruses, and evaporators, capable of >> turning nasty substances such as anthrax and deadly fungi into >> easily deployable powdered form. >> From its surplus stocks, the Pentagon also sold more harmless items >> that could nevertheless be useful for potential manufacturers of >> biological warfare agents. These included protective suits and >> laboratory equipment. >> Iraq >> The GAO criticises the Pentagon for failing to undertake any action >> to win more information about the front offices in Egypt and the >> Philippines, two countries where terrorist groups are thought to be >> active. Pentagon officials indirectly admitted their mistake by >> halting the sale of the controversial surplus items after earlier >> hearings on biological and chemical weapons tools. >> A salient detail is that in the case of Iraq, findings of comparable >> laboratory materials and protective clothing was presented as >> evidence that the country was still actively pursuing a biological >> weapons programme. >> International rules >> US sources stress that the surplus items at issue are also readily >> available on commercial markets, but this is only partly true and >> certainly doesn’t apply to the sale to customers in sensitive >> countries. Besides, orders for incubators of a specific quality and >> size should at least have set off some alarm bells in Washington. >> According to the Dutch government, the items in question feature on >> a list of strategic goods that require a specific export licence. >> They also appear on a list drawn up by the Australia Group, a >> consultative gathering of Western industrial nations committed to >> preventing the spread of weapons of mass destruction. Their rules >> also apply in the United States. Uncontrolled Internet sales to >> customers in Egypt and the Philippines, fake or not, should >> therefore never have occurred. >> <include>ed’s 3d stuff | http://world.std.com/~ehill | 617-629-4625 |

Response:

It really is amazing how little play this is getting in the US…  <shrug> Every radio network in the world that I can listen to is covering it very closely, and most are talking about how completely dumbfounded the Defense Department seems to be by their own lack of adherence to Presidential intent, international regulations and plain common sense. The broadcasters are all raising their eyebrows rather high, as well, over the fact that Rummy’s gone uncharacteristically silent. ((U))   M http://www.rnw.nl/hotspots/html/bio031009.html Pentagon sold "bio-packs" by Hans de Vreij, 9 October 2003 The US Defense Department has sold via the Internet surplus equipment that could theoretically be used to manufacture biological weapons. The findings of an official investigation come as a serious embarrassment to the Pentagon, which has been conducting a vigorous campaign to prevent biological weapons falling into terrorist hands following the September 11 attacks. The ball started rolling after an undercover operation by the General Accounting Office (GAO), the investigative arm of the US Congress. The General Accounting Office used unconventional methods to investigate the alleged sale of sensitive material by the Pentagon. It set up front companies both in the United States and in several countries abroad, including Egypt and the Philippines. These companies ordered excess materials from the US Defense Department through the Internet. The items thus acquired could be used for the production of biological warfare agents, the GAO report says. Germ warfare The equipment included a so-called incubator, an apparatus used for multiplying bacteria and viruses, and evaporators, capable of turning nasty substances such as anthrax and deadly fungi into easily deployable powdered form. From its surplus stocks, the Pentagon also sold more harmless items that could nevertheless be useful for potential manufacturers of biological warfare agents. These included protective suits and laboratory equipment. Iraq The GAO criticises the Pentagon for failing to undertake any action to win more information about the front offices in Egypt and the Philippines, two countries where terrorist groups are thought to be active. Pentagon officials indirectly admitted their mistake by halting the sale of the controversial surplus items after earlier hearings on biological and chemical weapons tools. A salient detail is that in the case of Iraq, findings of comparable laboratory materials and protective clothing was presented as evidence that the country was still actively pursuing a biological weapons programme. International rules US sources stress that the surplus items at issue are also readily available on commercial markets, but this is only partly true and certainly doesn’t apply to the sale to customers in sensitive countries. Besides, orders for incubators of a specific quality and size should at least have set off some alarm bells in Washington. According to the Dutch government, the items in question feature on a list of strategic goods that require a specific export licence. They also appear on a list drawn up by the Australia Group, a consultative gathering of Western industrial nations committed to preventing the spread of weapons of mass destruction. Their rules also apply in the United States. Uncontrolled Internet sales to customers in Egypt and the Philippines, fake or not, should therefore never have occurred.

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Accounting Talk » Accounting » Colon cancer surgery…what questions to ask?

Colon cancer surgery…what questions to ask?

Question:

Eliza:  Don’t reply to my message.  Start your own thread and you’ll get much better responses.

– Hide quoted text — Show quoted text – Dear all, My friend had done the operation to remove part of his colon as the doctor found a tumor inside (T3N0). Pet scan show no cancerous, but his Oncologist suggested him to do the chemo by 5FU for 1 year in order to prevent for recurrence as he’s still young (50). Does Xeloda can use as the preventive method for his situation?  Because my friend does not want to do the IV injection. Thank you. Eliza

Response:

- Hide quoted text — Show quoted text – Dear all, My friend had done the operation to remove part of his colon as the doctor found a tumor inside (T3N0). Pet scan show no cancerous, but his Oncologist suggested him to do the chemo by 5FU for 1 year in order to prevent for recurrence as he’s still young (50). Does Xeloda can use as the preventive method for his situation?  Because my friend does not want to do the IV injection.

I’m not a doctor, but I have rectal cancer. Although I can’t say for sure, I think that 5FU is more effective than Xeloda, otherwise Xeloda would be first line treatment for colorectal cancer. If your friend has anxiety about IV’s, there’s lots of things that can be done to deal with it- I’d suggest getting a porta-cath. It’s easier both psychologically and physically than getting frequent needle sticks for IV’s. your friend might also ask his doctor about having either Oxaliplatin or Camptosar along with the 5FU. and he should also talk to his doctor about Xeloda as an option. Michele

Response:

- Hide quoted text — Show quoted text – Dear all, My friend had done the operation to remove part of his colon as the doctor found a tumor inside (T3N0). Pet scan show no cancerous, but his Oncologist suggested him to do the chemo by 5FU for 1 year in order to prevent for recurrence as he’s still young (50). Does Xeloda can use as the preventive method for his situation?  Because my friend does not want to do the IV injection.

I found this on another NG. It may help your friend: Trial Shows Pill is as Effective as Standard Chemotherapy for Advanced Colorectal Cancer M. D. Anderson News Release 04/12/01 A study led by The University of Texas M. D. Anderson Cancer Center shows that a small pink tablet may offer a less toxic, more convenient option in the treatment of advanced colorectal cancer. In the study, researchers found that oral capecitabine, also known by its trade name of Xeloda, is an acceptable option to the intravenous chemotherapy regimen of fluorouracil plus leucovorin (5FU/LV), a standard treatment for metastatic colon cancer. Investigators suggest that while it has been proven effective, the oral drug is most appropriate for patients who are highly motivated and able to take the pill twice a day as directed. Results of the Phase III trial, conducted at M. D. Anderson and sites throughout Canada and the United States, are published in the April 15 issue of the Journal of Clinical Oncology. More than 600 patients were enrolled on the trial, all with colon cancer that had spread to other organs. The oral drug, which produced a significantly higher tumor response than the intravenous chemotherapy, offers patients a much less toxic, convenient and home-based therapy. According to the study, patients experienced a significantly lower incidence of nausea, hair loss and fever, symptoms commonly associated with intravenous chemotherapy.  Fewer patients taking the capecitabine required hospitalization for adverse reactions than those patients taking the 5FU plus leucovorin. But researchers say the trade-off for convenience is that patients must take responsibility for taking the pills as directed and communicating regularly with their health care team. For that reason, the pill remains an option, rather than a new standard treatment, for patients with metastatic colorectal cancer. "The encouraging results of this trial give physicians additional latitude in recommending to each patient the optimal course of treatment.  It is especially important to remember that this oral drug was found to be equal to, not superior to, the intravenous chemotherapy regimen of F-5U plus leucovorin, " said Dr. Robert Wolff, assistant professor of gastrointestinal oncology at M. D. Anderson and a colon cancer specialist who enrolled many patients on the trial. "While the oral drug is much more convenient for patients and produces fewer side effects, this treatment depends on the patient’s willingness and ability to take the pills as prescribed." In the study, patients took oral capecitabine twice daily for two weeks.  The patients then took one week off from treatment.  The pills were taken approximately 12 hours apart, with water, within 30 minutes of breakfast and dinner. "This treatment is definitely more convenient and less toxic than the intravenous chemotherapy," said Dr. Wolff.  "But it literally puts the treatment in the hands of the patient.  It is a consideration that physicians must acknowledge when devising a treatment plan." According to the comparative study, tumors in approximately 25 percent of patients who took the oral capecitabine responded, compared to 15.5 percent of patients receiving intravenous chemotherapy.  Median survival was 12.5 months for the oral drug and 13.3 months for the intravenous therapy, and median times to disease progression were 4.3 months for the pill and 4.7 months for intravenous chemotherapy. According to the National Cancer Institute, colorectal cancer is the third most commonly diagnosed malignancy, accounting for 10 to 15 percent of newly diagnosed cancer cases in the United States and Europe. An estimated 783,000 new cases are diagnosed annually worldwide. Up to 30 percent of patients are diagnosed with metastatic disease while 50 to 60 percent eventually develop metastatic or advanced disease.  The five-year survival rate for advanced colon cancer is five percent or less.  Xeloda is manufactured by Hoffmann-La Roche. 4/12/01

Response:

Thanks Steph.

– Hide quoted text — Show quoted text – I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA. 1) How far from the anus is it? If it’s mor ethan 8cm, you probably will get away with an anterior resection. Lower than that may need a permenant colostomy 2) A CT scan will likely be done. It can’t accurately stage the priimary, but would probably show liver metastases if they are present. 3) The mainstay of treatment for trectosigmoid cancer is surgery, but a short course of reoperative radiotherapy certainly reduces the risks of recurrence, and probably eliminates the need for post-op adjuvant chemo.

Response:

Dear all, My friend had done the operation to remove part of his colon as the doctor found a tumor inside (T3N0). Pet scan show no cancerous, but his Oncologist suggested him to do the chemo by 5FU for 1 year in order to prevent for recurrence as he’s still young (50). Does Xeloda can use as the preventive method for his situation?  Because my friend does not want to do the IV injection. Thank you. Eliza

Response:

Print out the question to ask your doctor at http://www.colorectal-cancer.net/faq.htm — Steve Gossman Survivor webmaster Colorectal Cancer Network http://www.colorectal-cancer.net http://www.colon-cancer.net

– Hide quoted text — Show quoted text – I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA. — (I delete every e-mail sent to my address, without reading.)

Response:

Thanks.  Great resources.

– Hide quoted text — Show quoted text – Print out the question to ask your doctor at http://www.colorectal-cancer.net/faq.htm — Steve Gossman Survivor webmaster Colorectal Cancer Network http://www.colorectal-cancer.net http://www.colon-cancer.net I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA. — (I delete every e-mail sent to my address, without reading.)

Response:

I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA. — (I delete every e-mail sent to my address, without reading.)

Response:

Hi Peter, Some of the questions you could ask may not be as appropriate for the surgeon as they are for your oncologist. What type of cancer is it? Are they anticipating doing chemo and radiation before or after surgery or both?  What will the surgery entail? Are they thinking any type of ostomy? There are several types of chemo administration regimen (e.g., some days on, some days off, continuous infusion through a pump, etc)…what type are they considering? And prognosis if cancer has not spread to the lymph nodes is pretty good! Another test that is sometimes used is the PET scan. It’s expensive and sometimes, however, the insurance companies don’t want to pay for it. These are just laymen questions. Any doctors on board could offer more professional information. Hang in there, Peter. Gather as much information as you can from reputable sites and sources. Write down any questions you think of for your doctor (we often forget the question we want to ask the doctor if we don’t write them down). Stay positive. Bye for now, Deborah – Hide quoted text — Show quoted text – I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA. — (I delete every e-mail sent to my address, without reading.)

Response:

– Hide quoted text — Show quoted text – Hi Peter, Some of the questions you could ask may not be as appropriate for the surgeon as they are for your oncologist. What type of cancer is it? Are they anticipating doing chemo and radiation before or after surgery or both? What will the surgery entail? Are they thinking any type of ostomy? There are several types of chemo administration regimen (e.g., some days on, some days off, continuous infusion through a pump, etc)…what type are they considering? And prognosis if cancer has not spread to the lymph nodes is pretty good! Another test that is sometimes used is the PET scan. It’s expensive and sometimes, however, the insurance companies don’t want to pay for it. These are just laymen questions. Any doctors on board could offer more professional information. Hang in there, Peter. Gather as much information as you can from reputable sites and sources. Write down any questions you think of for your doctor (we often forget the question we want to ask the doctor if we don’t write them down). Stay positive. Bye for now, Deborah

Thanks for the quick reply.  I don’t have an appointment with an oncologist. I think surgery is the option they are using.  I am checking WebMD.  Good information there. Problem is not knowing.  I want to know everything now, not next week.  I wish I could be in surgery this afternoon. – Hide quoted text — Show quoted text – I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA. — (I delete every e-mail sent to my address, without reading.)

Response:

Something else I’d ask is what type of pain control will they do for you, post surgery? For example, will you be on a PCA (patient controlled analgesia) or will they give you an epidural? Do you have a choice? How long will you be in the hospital? What’s the expected recovery time? I’d also make sure someone talks to you about breathing exercises and how to move in the first days following surgery. This will probably be covered in a pre-surgical visit to the hospital (rather than by the surgeon himself), and it’s good to know about it before the surgery, so you can be prepared. (bring a nice, hard pillow to hold against your belly for when you have to cough- the hospital pillows are too flimsy, imo <g). Michele, after two abdominal surgeries

Response:

Ok thanks again.  More questions after I meet with the surgeon next tuesday.

– Hide quoted text — Show quoted text – Something else I’d ask is what type of pain control will they do for you, post surgery? For example, will you be on a PCA (patient controlled analgesia) or will they give you an epidural? Do you have a choice? How long will you be in the hospital? What’s the expected recovery time? I’d also make sure someone talks to you about breathing exercises and how to move in the first days following surgery. This will probably be covered in a pre-surgical visit to the hospital (rather than by the surgeon himself), and it’s good to know about it before the surgery, so you can be prepared. (bring a nice, hard pillow to hold against your belly for when you have to cough- the hospital pillows are too flimsy, imo <g). Michele, after two abdominal surgeries

Response:

– Hide quoted text — Show quoted text – I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? Any other questions I should be asking? TIA.

1) How far from the anus is it? If it’s mor ethan 8cm, you probably will get away with an anterior resection. Lower than that may need a permenant colostomy 2) A CT scan will likely be done. It can’t accurately stage the priimary, but would probably show liver metastases if they are present. 3) The mainstay of treatment for trectosigmoid cancer is surgery, but a short course of reoperative radiotherapy certainly reduces the risks of recurrence, and probably eliminates the need for post-op adjuvant chemo.

Response:

I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:))

I’d ask him if he’s done a lot of these surgeries in the past. How much of your colon and/or rectum will he be removing? Will you need a colostomy? Often bowel surgery causes changes in bowel function. I would ask him if he anticipates you experiencing those changes. Once surgery and possible adjunct treatment are finished, what type of follow up does your surgeon plan? (ie, frequency of colonoscopies) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy?

I don’t think so. However, a CT scan of the abdomen is pretty common for folks who have colorectal cancer. I would ask your surgeon for one. He will also examine your liver and other organs during the surgery, looking for metastasis. At some point they’ll probably do a CEA test on your blood- CEA can =sometimes= be an effective tumour marker for CR cancer. Probably they will compare your CEA level before and after surgery, and then periodically check it afterwards. Sometimes a rising CEA is a sign that the cancer has returned (though sometimes cancer returns and CEA remains low). What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis?

IIRC, if the cancer has not spread to other organs or lymph nodes, cure rate is something like 80%. Any other questions I should be asking?

When will you be seeing an oncologist? A good place for information is the colorectal mailing list at: http://www.acor.org Michele, diagnosed two years ago today with rectal cancer

Response:

Thanks Michele.

– Hide quoted text — Show quoted text – I had a colonoscopy this week and the polyp they removed turns out to be cancerous.  This polyp was first detected via a sigmoidoscopy, so I am assuming it is not too far up the colon.  I’ll have a consultation with the surgeon next week.  I am looking for some intelligent questions to ask him (aside from, "can I see your medical license?)  -:)) I’d ask him if he’s done a lot of these surgeries in the past. How much of your colon and/or rectum will he be removing? Will you need a colostomy? Often bowel surgery causes changes in bowel function. I would ask him if he anticipates you experiencing those changes. Once surgery and possible adjunct treatment are finished, what type of follow up does your surgeon plan? (ie, frequency of colonoscopies) I suppose he wouldn’t know how far, or if the cancer has spread, until he has a look at the colon and biopsy of the lymph nodes.  Can he tell just from the biopsy of the polyp or from the pictures they took during the colonoscopy? I don’t think so. However, a CT scan of the abdomen is pretty common for folks who have colorectal cancer. I would ask your surgeon for one. He will also examine your liver and other organs during the surgery, looking for metastasis. At some point they’ll probably do a CEA test on your blood- CEA can =sometimes= be an effective tumour marker for CR cancer. Probably they will compare your CEA level before and after surgery, and then periodically check it afterwards. Sometimes a rising CEA is a sign that the cancer has returned (though sometimes cancer returns and CEA remains low). What other tests or procedures can he use to detect how advance the cancer is?  If the cancer had not spread to the lymph nodes, what’s the prognosis? IIRC, if the cancer has not spread to other organs or lymph nodes, cure rate is something like 80%. Any other questions I should be asking? When will you be seeing an oncologist? A good place for information is the colorectal mailing list at: http://www.acor.org Michele, diagnosed two years ago today with rectal cancer

Response:

You might also ask for a chest x-ray. CR cancer sometimes spreads to the lungs. (I had both the chest x-ray, and a CT scan before surgery) Michele

Response:

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Accounting Talk » Accounting Standards » Text of Bush's speech to the U.N.

Text of Bush's speech to the U.N.

Question:

Is it really necessary to post his speech? Lush Is it really necessary for you to reply?

  Is it really necessary for you to reply to his reply? – Hide quoted text — Show quoted text – -=Chive The only good is knowledge and the only evil is ignorance. – Socrates (B.C.469-399)

Response:

- Hide quoted text — Show quoted text – Is it really necessary to post his speech? Lush Is it really necessary for you to reply?   Is it really necessary for you to reply to his reply? -=Chive The only good is knowledge and the only evil is ignorance. – Socrates (B.C.469-399)

But Socrates was put to death for being a smart ass.

Response:

Don’t speak back to your betters. Lush

– Hide quoted text — Show quoted text – Is it really necessary to post his speech? Lush Is it really necessary for you to reply? -=Chive The only good is knowledge and the only evil is ignorance. – Socrates (B.C.469-399)

Response:

Is it really necessary to post his speech? Lush

Response:

It may be fun to laugh at, I’m sure there are a lot of spelling corrections that need to be made. —    One of us is thinking about sex…..oh okay it’s me.                              Makara

– Hide quoted text — Show quoted text – Is it really necessary to post his speech? Lush

Response:

LOL Good point, honey! Lush

– Hide quoted text — Show quoted text – It may be fun to laugh at, I’m sure there are a lot of spelling corrections that need to be made. —    One of us is thinking about sex…..oh okay it’s me.                              Makara Is it really necessary to post his speech? Lush

Response:

Is it really necessary to post his speech? Lush

Is it really necessary for you to reply? -=Chive The only good is knowledge and the only evil is ignorance. – Socrates (B.C.469-399)

Response:

chive you should be moist – he wants to kill arabs! – Hide quoted text — Show quoted text – September 13, 2002 Text of Bush’s speech to the U.N.    A text of President Bush’s speech to the United Nations on Thursday, as released by the White House:    Mr. Secretary-General, Mr. President, distinguished ladies and gentlemen: We meet one year and one day after a terrorist attack brought grief to my country, and to the citizens of many countries. Yesterday, we remembered the innocent lives taken that terrible morning. Today, we turn to the urgent duty of protecting other lives, without illusion and without fear.    We have accomplished much in the last year

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Accounting Talk » Accounting » QB 6 Pro (CDN) Rebuild Data

QB 6 Pro (CDN) Rebuild Data

Question:

Hi Folks, Did a rebuild data in July 00 with QB6 pro(Canadian) and it changed all the tax deductions on employee cheques prior to July 1 to the new lower tax amounts. I assume it used the right period rates but most likely the new increased personal amounts of 7,331 instead of the 7,131 prior to July 1. Help!!! Any workaround for this?? Any help appreciated. Later…. David S.

Response:

I’ve never seen the Rebuild Data function make changes to transactions, as you’ve described.  It should NOT do so. Assuming your diagnosis is correct, I’d call that a BUG which you should report asap to Intuit. QB maintains only one tax table, thus it cannot use different tax tables based on transaction dates.  All payroll software that I have worked with operates on a similar basis, although I’m sure there are some programs that maintain multiple tax tables. Following is an outline of the only "fix" that I can think of: 1. Ensure that you have a backup copy of your data as it existed prior to rebuilding.  Make at least one extra copy of this file and put it in a safe place, just in case. 2. Remove the new tax table and re-install the old tax table. Unless Intuit has changed things since 1999 December, this involves replacing only one file, TAXTABLE.CAN, which is only about 25 kb.  The new file should have a 2000 June or July date, the old file a date of 1999 December or 2000 January.  (QB doesn’t readily tell you this, doesn’t make or keep backup copies of old tax tables when installing new tables.  I keep backup copies of old tax tables just in case; I rename them for identification, so the Jan-June table for 2000 is named TaxTable.001 and the July-Dec table for 2000 is named TaxTable.007 for example.)  If you don’t have a copy of the old tax table, you can probably obtain it from Intuit or from another user who hasn’t updated the tables. 3. Restore a backup copy of your data as it existed prior to rebuilding. 4. Rebuild the data. 5. Re-enter transactions as necessary, especially including payroll up to 2000 June 30 but NOT including subsequent payroll. 6. Backup and verify your data. 7. Re-install the new payroll tax table (see 2. above). 8. Re-enter remaining transactions as necessary, specifically including July payroll. 9. Backup your data. Again, these recovery steps assume that your diagnosis is correct, caused by a serious bug in the Rebuild Data function. This still seems unlikely to me, and should be discussed with QB Tech Support. NOTE:  Never rely on just one backup.  Consider making 2 backup copies every time, one on floppy disk and another on some other medium.  Keep at least 2-3 generations of backups; depending on specific circumstances, I recommend that some of my clients retain as many as 15 generations of backups.

– Hide quoted text — Show quoted text – Hi Folks, Did a rebuild data in July 00 with QB6 pro(Canadian) and it changed all the tax deductions on employee cheques prior to July 1 to the new lower tax amounts. I assume it used the right period rates but most likely the new increased personal amounts of 7,331 instead of the 7,131 prior to July 1. Help!!! Any workaround for this?? Any help appreciated. Later…. David S.

Response:

Hi Vernon Upon further investigation I found the following: It was not the personal deduction amount which affected the witholdings but was the tax rates in effect. Only federal tax rate was affected, and I don’t know if the CPP and UI rates changed July 1. We started using payroll class allocations in the last period paid prior to July 1 and that period was NOT affected, only the periods prior to this in which no class payroll class allocations were applied. Later…. David S.

– Hide quoted text — Show quoted text – I’ve never seen the Rebuild Data function make changes to transactions, as you’ve described.  It should NOT do so. Assuming your diagnosis is correct, I’d call that a BUG which you should report asap to Intuit. QB maintains only one tax table, thus it cannot use different tax tables based on transaction dates.  All payroll software that I have worked with operates on a similar basis, although I’m sure there are some programs that maintain multiple tax tables. Following is an outline of the only "fix" that I can think of: 1. Ensure that you have a backup copy of your data as it existed prior to rebuilding.  Make at least one extra copy of this file and put it in a safe place, just in case. 2. Remove the new tax table and re-install the old tax table. Unless Intuit has changed things since 1999 December, this involves replacing only one file, TAXTABLE.CAN, which is only about 25 kb.  The new file should have a 2000 June or July date, the old file a date of 1999 December or 2000 January.  (QB doesn’t readily tell you this, doesn’t make or keep backup copies of old tax tables when installing new tables.  I keep backup copies of old tax tables just in case; I rename them for identification, so the Jan-June table for 2000 is named TaxTable.001 and the July-Dec table for 2000 is named TaxTable.007 for example.)  If you don’t have a copy of the old tax table, you can probably obtain it from Intuit or from another user who hasn’t updated the tables. 3. Restore a backup copy of your data as it existed prior to rebuilding. 4. Rebuild the data. 5. Re-enter transactions as necessary, especially including payroll up to 2000 June 30 but NOT including subsequent payroll. 6. Backup and verify your data. 7. Re-install the new payroll tax table (see 2. above). 8. Re-enter remaining transactions as necessary, specifically including July payroll. 9. Backup your data. Again, these recovery steps assume that your diagnosis is correct, caused by a serious bug in the Rebuild Data function. This still seems unlikely to me, and should be discussed with QB Tech Support. NOTE:  Never rely on just one backup.  Consider making 2 backup copies every time, one on floppy disk and another on some other medium.  Keep at least 2-3 generations of backups; depending on specific circumstances, I recommend that some of my clients retain as many as 15 generations of backups. Hi Folks, Did a rebuild data in July 00 with QB6 pro(Canadian) and it changed all the tax deductions on employee cheques prior to July 1 to the new lower tax amounts. I assume it used the right period rates but most likely the new increased personal amounts of 7,331 instead of the 7,131 prior to July 1. Help!!! Any workaround for this?? Any help appreciated. Later…. David S.

Response:

Dumb and Dumber, I must have been in that movie. It wasn’t the rebuild at all. When I went back and applied classes to all the older cheques and did not realize that the total cheque was being recalculated at that time using the new personal deduction. Solution was to edit federal tax on about 125 cheques to agree with my back-up Thanks for your help Later… David S.

– Hide quoted text — Show quoted text – Hi David: CPP and EI (formerly UI) did not change in July.  Federal rates did, as you know, as did rates for roughly half the provinces (Ontario, for example, but not Nova Scotia). What you found about using classes is interesting – that’s the kind of "detective" work that’s usually needed to solve apparent accounting mysteries. My previous post still applies – apparently the Rebuild Data changed previously-entered transactions.  I’ve not personally experienced that, and it’s something that should NOT happen and should be reported asap to Intuit, along with all related information that you can provide (such as the effect of class allocations).  Still assuming (not doubting) that your assessment is correct, the "fix" I described is still appropriate – if (hoping) that you have a backup file that is prior to the Rebuild but quite recent.  Of course you also need to know which transactions (subsequent to the backup date) must be re-entered, which will require printing various reports from the current (rebuilt) file. Regards, Vernon Hi Vernon Upon further investigation I found the following: It was not the personal deduction amount which affected the witholdings but was the tax rates in effect. Only federal tax rate was affected, and I don’t know if the CPP and UI rates changed July 1. We started using payroll class allocations in the last period paid prior to July 1 and that period was NOT affected, only the periods prior to this in which no class payroll class allocations were applied. Later…. David S.

Response:

Hi David: CPP and EI (formerly UI) did not change in July.  Federal rates did, as you know, as did rates for roughly half the provinces (Ontario, for example, but not Nova Scotia). What you found about using classes is interesting – that’s the kind of "detective" work that’s usually needed to solve apparent accounting mysteries. My previous post still applies – apparently the Rebuild Data changed previously-entered transactions.  I’ve not personally experienced that, and it’s something that should NOT happen and should be reported asap to Intuit, along with all related information that you can provide (such as the effect of class allocations).  Still assuming (not doubting) that your assessment is correct, the "fix" I described is still appropriate – if (hoping) that you have a backup file that is prior to the Rebuild but quite recent.  Of course you also need to know which transactions (subsequent to the backup date) must be re-entered, which will require printing various reports from the current (rebuilt) file. Regards, Vernon

– Hide quoted text — Show quoted text – Hi Vernon Upon further investigation I found the following: It was not the personal deduction amount which affected the witholdings but was the tax rates in effect. Only federal tax rate was affected, and I don’t know if the CPP and UI rates changed July 1. We started using payroll class allocations in the last period paid prior to July 1 and that period was NOT affected, only the periods prior to this in which no class payroll class allocations were applied. Later…. David S.

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Accounting Talk » Accounting Software » QuickBooks 2000 BAD NEWS!

QuickBooks 2000 BAD NEWS!

Question:

– Hide quoted text — Show quoted text -In documenting facts for a second big national news story, on the QB2000 tax table mess, I saw more QB 2000 bad news. By the way, the reporter said Intuit almost certainly off on the extra tax fees because of a gigantic hue and cry in the Internet discussion group known as biz.comp.accounting. Now will ONLY need one table per copy of QB (not per company using it), with employer identification numbers of all payroll companies. However, QB2000 requires web updates of tables each 45 days FOR EACH  COMPANY PROCESSING PAYROLL. www.intuit.com/quickbooks/products/payroll/bas_qna2.html #4 says, "In addition, we expect to provide by May 31, 2000 a new update of QuickBooks 2000. This update will change the number of times you need to go online to download payroll updates if you prepare payroll for multiple companies. UNTIL THE QUICKBOOKS 2000 UPDATE, YOU NEED TO GO ONLINE EVERY 45 DAYS PER COMPANY FILE.

This in one of the most idiotic software policies I have ever seen. With the update, you only need to go online every 45 days per registered copy of QuickBooks." Also see www.intuit.com/quickbooks/products/payroll/bas_qna.html#10

Mike. I think you may still have to provide them with the EIN of every company that you process payroll for. << mike’s reply:  Right as usual Karl. That’s what I meant by saying, <<"with employer identification numbers of all payroll companies." <<Intuit MAY fix this with a May 31 update. Until then, << http://www.intuit.com/quickbooks/products/payroll/bas_qna2.html << 2b says, "For all other companies for which you prepare payroll << on that copy of QuickBooks 2000, provide us with ONLY THE EIN << FOR EACH COMPANY." << <<We went wild about this  DURING pre-release beta tests. We got <<them to agree to keep providing tables on disk, but missed the <<planned charge for each company using one copy of QB.

Response:

But Mr. Block, am I missing something or what!  Why does Intuit have to pry into the private information of any of my customers. This requirement of needing EIN’s is not right. By backing off the per company fee for the moment, they think they are making us happy. How long will it be before the charges are brought back? mike’s reply: Intuit never had either the right or a need to pry into our private information. They very mistakenly tried to use EINs to stop software piracy of tax tables and make more money. Based on two recent lawsuits they were already gathering even more confidential information on the  www.quicken.com  web site. Intuit never realized how much the extra charges and invasion of privacy would upset key CPAs and Pro Advisors. EINs appear on W2s, so Intuit actually felt they were not "very confidential." Certainly no one there thought of the serious possibility of credit fraud or realized CPAs would need written permission from each client to disclose EINs. They also never expected so many of our biz.comp.accounting readers to quickly notify each other, clients, colleagues, professional groups, news media and regulatory agencies. Intuit probably would not have made these mistakes, which cost it lots of money, if they had an effective professional advisory board or listened to beta testers. They promised one such tester they would make QB tables available on disk, but did not even respond when she sent back her FREE copy of 2000 to protest this broken promise. Intuit has already backed off on about $28 million dollars of per company tax table charges. However, they are stuck with many QB2000 copies needing frequent updates. YOU CAN & SHOULD USE BOGUS EINs. Changing EINs does not disable tax tables. WE WILL WASTE LOTS OF TIME on tax table updates we do not,need between now and an expected May 31 QB update. Intuit will waste lots of time downloading pointless upgrades & dealing with many of us who remain very upset over this. More important, unless they create an effective professional advisory council and spend more time satisfying our need for some long overdue upgrades, they will lose lots of market share. – Hide quoted text — Show quoted text – In documenting facts for a new big news story on the QB2000 tax table mess, I saw more expected QB2000 bad news. Thanks to biz.comp.accounting readers, you do not need QB tables for each company processing payroll. You will ONLY need one table per copy of QB, with the employer identification number of all payroll companies. However, QB2000 web updates tables each 45 days FOR EACH COMPANY PROCESSING PAYROLL. www.intuit.com/quickbooks/products/payroll/bas_qna2.html #4 says, "In addition, we expect to provide by May 31, 2000 a new update of QuickBooks 2000. This update will change the number of times you need to go online to download payroll updates if you prepare payroll for multiple companies. UNTIL THE QUICKBOOKS 2000 UPDATE, YOU NEED TO GO ONLINE EVERY 45 DAYS PER COMPANY FILE. With the update, you only need to go online every 45 days per registered copy of QuickBooks." Also see www.intuit.com/quickbooks/products/payroll/bas_qna.html#10 By the way, the new reporter says Intuit backed off on extra tax fees almost certainly because of a gigantic hue and cry in the Internet discussion group known as biz.comp.accounting.   Mike Block, Tax Fighting C.P.A. Free Guaranteed Tax Cutting Review  World’s #1 QuickBooks Top Tester 700+ page QB book/free updates $10 QB add-ons http://www.blocktax.com/    Ft Lauderdale FL 954-566-7540

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In documenting facts for a new big news story on the QB2000 tax table mess, I saw more expected QB2000 bad news. Thanks to biz.comp.accounting readers, you do not need QB tables for each company processing payroll. You will ONLY need one table per copy of QB, with the employer identification number of all payroll companies. However, QB2000 web updates tables each 45 days FOR EACH COMPANY PROCESSING PAYROLL. www.intuit.com/quickbooks/products/payroll/bas_qna2.html #4 says, "In addition, we expect to provide by May 31, 2000 a new update of QuickBooks 2000. This update will change the number of times you need to go online to download payroll updates if you prepare payroll for multiple companies. UNTIL THE QUICKBOOKS 2000 UPDATE, YOU NEED TO GO ONLINE EVERY 45 DAYS PER COMPANY FILE. With the update, you only need to go online every 45 days per registered copy of QuickBooks." Also see www.intuit.com/quickbooks/products/payroll/bas_qna.html#10 By the way, the new reporter says Intuit backed off on extra tax fees almost certainly because of a gigantic hue and cry in the Internet discussion group known as biz.comp.accounting.   Mike Block, Tax Fighting C.P.A. Free Guaranteed Tax Cutting Review  World’s #1 QuickBooks Top Tester 700+ page QB book/free updates $10 QB add-ons http://www.blocktax.com/    Ft Lauderdale FL 954-566-7540   Mike Block, Tax Fighting C.P.A. Free Guaranteed Tax Cutting Review  World’s #1 QuickBooks Top Tester 700+ page QB book/free updates $10 QB add-ons http://www.blocktax.com/    Ft Lauderdale FL 954-566-7540

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Accounting Talk » Accounting » Question….I'm wearing my flame retardant suit

Question….I'm wearing my flame retardant suit

Question:

Oh, Vicki, STOP STOP!!! You’re like that mirror in Snow White that always tells the truth! Anne Been there, and it looks JUST like Vicki said! – Hide quoted text — Show quoted text -Vicki Robinson wrote: > I think it’s often a case of salesmanship.

Response:

*poking Anne and Rae* Ok I’m in my 20’s… – Hide quoted text — Show quoted text -Anne Robotti wrote: > So you dated my ex-boyfriend too, huh Rae?  :D  I gag now when I think > of all the lines I swallowed hook, line and sinker. "We have an emotional > connection that’s more important than anything physical…"  "You seem > to know what I’m thinking like XXX never does…"  "I can really be myself > with you…" Yeah, if your "self" is a cheating, lying dog! > Ah, youth! > Anne > Carl & Renee wrote: > > And a wise philosophy that is, my dear.  I agree with it 100% now, but back > > then, you couldn’t have convinced me that he would be anything less than a > > true blue, more faithful than my dog husband and companion to me.  Our > > relationship would be different, it would be better because  (are you ready > > for this?)  I UNDERSTOOD HIM LIKE NO BODY ELSE…. I KNEW HIM BETTER blah, > > blah, blah….

Response:

Don’t worry Erin, you’ve got plenty of time to make a flamingly stupid mistake that will haunt you forever…  :D Anne – Hide quoted text — Show quoted text -ELD wrote: > *poking Anne and Rae* > Ok I’m in my 20’s… > Anne Robotti wrote:

Response:

Who’s to say I haven’t already and just haven’t TOLD you! Heh.  I’ve made quite a few mistakes.  Trust me. – Hide quoted text — Show quoted text -Anne Robotti wrote: > Don’t worry Erin, you’ve got plenty of time to make a flamingly > stupid mistake that will haunt you forever…  :D > Anne > ELD wrote: > > *poking Anne and Rae* > > Ok I’m in my 20’s… > > Anne Robotti wrote:

Response:

>I’m not SURE why self-respecting women get >involved with married men, simply because if they cheat on their wives, >they’ll surely not have the morals to stop there.

I think the key word is self-respecting.  I don’t think a self-respecting woman would (unless there was a divorce already under way, maybe). Geri ~~~~~~~~~~ "I only talk seriously on the first Tuesday in every month, from 4PM to 7PM." ~~~~~~~~~~ To e-mail us, dump the litterbox. :-)

Response:

In a previous article, "Amber" <AMe…@AOL.COM> said: :Once a dog, always a dog.  I’m not SURE why self-respecting women get :involved with married men, simply because if they cheat on their wives, :they’ll surely not have the morals to stop there.  Surely, they’ll cheat on :the new women like they cheated on their wives and expect them to forgive :them.  Amazing. I think it’s often a case of salesmanship.  No self-respecting woman will get involved with a lying dog, that’s true, but it’s harder to turn down a tortured Byronic soul who, out of the goodness of his heart, is staying with a pathological/pathetic (pick one) woman whose needs are so great that he simply can’t abandon her because she’d probably come after him with a gun/commit suicide (pick one).  Also, he couldn’t leave his kids with such a nutcase/ravaged soul (pick one), nor could he take them away from her.  He has a long list of grievances/sad indicators that this is a true accounting of the situation, but he is nobly and with great strength of character forging foward, honoring his committments, even though his life lies in ashes and there is no glimmer of a spark of joy to light his way.  If only (if he’s really good, he’s squeezing out a manly tear or two now), if only he’d met *you* earlier!  You understand him as no woman has before!  You are the only woman ever in the history of the universe who could fill the black hole in his heart and make him complete!  If only…. if only….  (Now he’s posing in front of a dark window, preferably with a anonymous cityscape beyond him, allowing the light to dimly illuminate his brooding features, as he ponders that happiness that could have, should have been his and yours, if only….)  But wait!  *You* have the power to lighten his load!  You are brimming over with love and nurturance!  It’s not his fault that he’s caught in this awful situation!  It’s the bitch/sad wreck (pick one) of a wife that is forcing him, noble and self-sacrificing soul that he is, into this terrible blasted landscape, his hopes and dreams lying in twisted, blackened shards at his feet!  But you can provide some solace, some peace to an anguished soul!  You and he have a REAL connection, a deep one unlike anything that any two people have felt before ever in the history of love!  The fires of your love will ne’er be quenched by the cold waters of disillusionment and doubt, because they have been kindled by God himself. Two years later, as you spend yet another holiday by yourself, wondering if he’ll be able to get away to make a phone call or if he’ll forget the way he did on your birthday, you might admit to a niggling doubt or two.  But by then, you’ve got two years and a growing crop of resentment invested. In the meantime, you saw his wife the other day at Wal-Mart and you could swear that she’s pregnant, but that can’t be because he swore that he doesn’t sleep with her anymore, that they have separate rooms, but he’s slowly wearing he down to agreeing to the divorce, but he can’t hurry things because she’d take the kids away from him. No, I’ve never gone through exactly that, not with a married man, but close enough.  Self-deception is so awfully easy when the other person validates your own secret view of yourself. Vicki — Does it make any sense to say that I decompensate between paradigms?  Probably not.      -Jane Lawrence

Response:

Goodness Vicki… were you doing a candid video of my relationship with Don? You got it almost perfect… right down to the 2 years!!!  Woosh (big exhale) I thought we were being so careful… how could I know that 12-13 years later, the truth would be told!! I wonder about the self-respecting part…. I don’t think I had a lot of respect for myself back then… I know I sure didn’t like me back then… the self-destructive things that I did and allowed him to do to me…. ohmigosh, to know me then and to know me now  - well, there aren’t words to speak the differences. The problem continued though, I did get a little wiser, but I did get involved in another self-destructive relationship after that one… I finally came to the point in time where – with counseling and more – I realized that I could be okay without a man… and better, I learned to like me!!  To enjoy who I was without all the hinderances of the past… to become a better mom to my kids..  It was still a few more years until DH, but I think he’d tell you, I was worth the wait… I know I think so! That which does not kill us makes us stronger!  Going through all the pain and healing was good and I’m a better wife and mom for it.   Every now and again the scars – they show, but it’s not so bad… besides, I have this really great 11 year old son… who has a tiny resemblance to his dad, but let me tell you – his personality is DH’s… his interests are DH’s…. he’s a walking talking little DH!  I paid a high price – but Alex is definitely worth it. I’m rambling… sorry….

Response:

Ditto to this one.  Why even give an ultimatum?  You wanna force him to be with you?  I thought relationships were about choices we make as adults, and we CHOOSE to be with someone.  He’s an emotional weenie with serious issues: 1.  He’s taking advantage of you  2.  He’s lying to his wife, and committing adultery (yes morality DOES count)  3.  He’s digging himself into a hole, and dragging you with him.  Bottom line, IMHO, find someone who has more respect for you, and deserves  you.  Don’t wast your life on trash that can’t make up it’s mind. – Hide quoted text — Show quoted text -Deborah wrote in message <381c6190.131142226@news>… >Wow, sounds like you have been living in limbo for quite a while.  Are >you sure this is the kind of relationship you want?  I mean, wouldn’t >it be nice if he loved you enough to put you first and have the >strength to deal with anything that may come up with you by his side? >I don’t have any experiance with this kind of relationship but I do >know about relationships were you aren’t valued.  It sounds like you >could be waiting a lifetime while life happens for this guy. >This may sound harsh but I would kick him to the curb and find a man >where you can be his one and only.  He isn’t being fair to you or his >wife.  I think you know this already.  What are you waiting for? >Deb

Response:

Been seeing this guy for a while who has 2 kids and is still married. He left about 2 years ago, but decided to go back until the oldest went to college. He was finally ready to make a break this weekend when his son (22) announced his girlfriend is 3-5 months pregnant.   Suddenly, he can’t leave "right now", can’t I wait "just a little while longer"?  (little while is undetermined amount of time) Has anyone else here gotten involved with before the person was out of the marriage and why do things like this stop him from leaving?  Am I being selfish or sane? Sent via Deja.com http://www.deja.com/ Before you buy.

Response:

I dated a man who was still married at the time… but he had his own apartment, and now he’s divorced.   I think it’s a pretty rare guy who doesn’t want to have his cake and eat it too… He’s cheating on his wife, who he refuses to leave, with you, with no sign of any real committment to you… and what makes you think he will give up that situation?  It’s perfect. Tamara – Hide quoted text — Show quoted text -> jenny2…@my-deja.com said… > Been seeing this guy for a while who has 2 kids and is still married. > He left about 2 years ago, but decided to go back until the oldest went > to college. > He was finally ready to make a break this weekend when his son (22) > announced his girlfriend is 3-5 months pregnant.   Suddenly, he can’t > leave "right now", can’t I wait "just a little while longer"?  (little > while is undetermined amount of time) > Has anyone else here gotten involved with before the person was out of > the marriage and why do things like this stop him from leaving?  Am I > being selfish or sane?

Response:

ditto. kitley Merrie <mer…@svn.net> wrote in message

news:90aT3.1554$Fm4.322@typhoon-sf.snfc21.pbi.net… >     I vote that you are not sane. > Merrie > <jenny2…@my-deja.com> wrote in message

news:7viu02$5am$1@nnrp1.deja.com… – Hide quoted text — Show quoted text -> > Been seeing this guy for a while who has 2 kids and is still married. > > He left about 2 years ago, but decided to go back until the oldest went > > to college. > > He was finally ready to make a break this weekend when his son (22) > > announced his girlfriend is 3-5 months pregnant.   Suddenly, he can’t > > leave "right now", can’t I wait "just a little while longer"?  (little > > while is undetermined amount of time) > > Has anyone else here gotten involved with before the person was out of > > the marriage and why do things like this stop him from leaving?  Am I > > being selfish or sane? > > Sent via Deja.com http://www.deja.com/ > > Before you buy.

Response:

>He’s cheating on his wife, >who he refuses to leave, with you, with no sign of any >real committment to you… and what makes you think he >will give up that situation?  It’s perfect.

Very good advice from Tamara!  To the original poster, if you would like to see what this man really feels for you, tell him you will no longer see him until he is divorced.   You have to have the strength of will to follow through with this, no matter how hard it hurts.  I think most of the time when someone says he is going to leave a relationship, and doesn’t because of a variety of excuses, he probably isn’t going to. Geri (Chip out the iceberg to reply.) ~~~~~~~~~~ "I only talk seriously on the first Tuesday in every month, from 4PM to 7PM."

Response:

In article <19991101081132.04097.00000…@ng-fc1.aol.com>,   gplen…@aol.comiceberg (Geri and Brian) wrote: – Hide quoted text — Show quoted text -> >He’s cheating on his wife, > >who he refuses to leave, with you, with no sign of any > >real committment to you… and what makes you think he > >will give up that situation?  It’s perfect. > Very good advice from Tamara!  To the original poster, if you would like to see > what this man really feels for you, tell him you will no longer see him until > he is divorced.   You have to have the strength of will to follow through with > this, no matter how hard it hurts.  I think most of the time when someone says > he is going to leave a relationship, and doesn’t because of a variety of > excuses, he probably isn’t going to. > Geri > (Chip out the iceberg to reply.) > ~~~~~~~~~~ > "I only talk seriously on the first Tuesday in every month, from 4PM to 7PM."

Ditto Merrie. I agree that this sounds like this is one MORE excuse not to leave. IMHO – it’s time to tell him that: 1)  You will NOT see him again until he is divorced 2)  You WILL start seeing other people who have the time and ability to make a commitment to you 3)  He need to decide where he wants to be. His Son’s girlfriend getting pregnant is NOT an excuse to stay with a wife he doesn’t want to be with – it’s not a true family emergency in my book.  Thus – he does not want to leave his wife – and you should start looking for a man who can put you in the position you DESERVE – that of partner- fiancee- wife. Good Luck! — Cat "The best friend is likely to acquire the best wife, because a good marriage is based on the talent for friendship." – Friedrich Nietzsche Sent via Deja.com http://www.deja.com/ Before you buy.

Response:

Once a dog, always a dog.  I’m not SURE why self-respecting women get involved with married men, simply because if they cheat on their wives, they’ll surely not have the morals to stop there.  Surely, they’ll cheat on the new women like they cheated on their wives and expect them to forgive them.  Amazing. Anne Robotti <robo…@worldnet.att.net> wrote in message

news:3821AB51.D2536CF7@worldnet.att.net… – Hide quoted text — Show quoted text -> So you dated my ex-boyfriend too, huh Rae?  :D  I gag now when I think > of all the lines I swallowed hook, line and sinker. "We have an emotional > connection that’s more important than anything physical…"  "You seem > to know what I’m thinking like XXX never does…"  "I can really be myself > with you…" Yeah, if your "self" is a cheating, lying dog! > Ah, youth! > Anne > Carl & Renee wrote: > > And a wise philosophy that is, my dear.  I agree with it 100% now, but back > > then, you couldn’t have convinced me that he would be anything less than a > > true blue, more faithful than my dog husband and companion to me.  Our > > relationship would be different, it would be better because  (are you ready > > for this?)  I UNDERSTOOD HIM LIKE NO BODY ELSE…. I KNEW HIM BETTER blah, > > blah, blah….

Response:

So you dated my ex-boyfriend too, huh Rae?  :D  I gag now when I think of all the lines I swallowed hook, line and sinker. "We have an emotional connection that’s more important than anything physical…"  "You seem to know what I’m thinking like XXX never does…"  "I can really be myself with you…" Yeah, if your "self" is a cheating, lying dog! Ah, youth! Anne – Hide quoted text — Show quoted text -Carl & Renee wrote: > And a wise philosophy that is, my dear.  I agree with it 100% now, but back > then, you couldn’t have convinced me that he would be anything less than a > true blue, more faithful than my dog husband and companion to me.  Our > relationship would be different, it would be better because  (are you ready > for this?)  I UNDERSTOOD HIM LIKE NO BODY ELSE…. I KNEW HIM BETTER blah, > blah, blah….

Response:

I always had this philosophy — If he cheats on his wife, what makes you think it’ll be any different with you?

Response:

And a wise philosophy that is, my dear.  I agree with it 100% now, but back then, you couldn’t have convinced me that he would be anything less than a true blue, more faithful than my dog husband and companion to me.  Our relationship would be different, it would be better because  (are you ready for this?)  I UNDERSTOOD HIM LIKE NO BODY ELSE…. I KNEW HIM BETTER blah, blah, blah….  Nothing and no one on this earth could have convinced me otherwise.  Oh, what 11 years of hindsight will do for a girl, huh? DH wasn’t perfect in his last marriage either… he was an alcoholic and he cheated on his wife as well…. however, I think he learned a big lesson when she took the kids and left him and the new love said, I just want to be friends….. he totally turned himself around before I ever came on the scene.  So did I… I learned the hard way that an affair doesn’t satisfy anything but your most basic primitive desires…. there’s not commitment, no real love, it’s all living for the moment. By the time DH and I ran into each other, we were ready for a committed relationship – to each other and we knew we never wanted to experience the pain that an affair could bring to ourselves or to each other. The original poster sounds like a very young thing (young is now 20+ in my book) and I think she’s way too young to waste her life waiting for something that will never happen.  And even if it did, I go back to your philosophy Cindy, if he cheats on his wife now, what makes you think he won’t cheat on you. Stepping off my box now…. ooh, this is a hot button topic for me…… R.

Response:

Thank you – you have my permission to educate as many women out there as you think it’ll reach.  It’s a true story…. it was always something.. the oldest boy was in trouble with the law… got a girl pregnant.. the timing just wasn’t right… wait a while… It was a hard but valuable lesson…. married men that cheat aren’t worth having…. at least not the ones that I knew then and very few of the ones I know now.    Find yourself a man without a wife…. it’s hard enough making a relationship work with someone who has an ex… but there’s something even stickier about the present and current Mrs. So and So. Just my .02.

Response:

HAHAHAHHAAHAHAAA!!  That’s hilarious… I’ve forwarded it to myself – I’ve got another newsgroup i can use that in quite frequently. Tamara – Hide quoted text — Show quoted text -> Carl & Renee said… > Jen – I mean this with all sincerity…. but perhaps some humor will help. > Hum this to "The Beverly Hillbillies" > Come listen to my story about a man named Don… > a friendly kinda guy for whom I couldn’t keep my pants on.. > Then one day my divorce came through > and out from his mouth came a bubbling fool > Denial, that is, "the time’s not right"  "Wait a little longer" > Well, the next thing you know old Don’s a dad to be, > little Alex would make five in his little family tree. > Said that I was unfaithful, the kid wasn’t his. > And all I could say, if it’s not – then who’s? > Left me.  Paternity suit…. child support. > Broken heart. > Now, the moral of my story, and it’s got one, ya know, > Is when the feller says "wait" it’s time to go.. > get your heart of neutral and put it into overdrive > Don’t look back and you’ll come out alive > Emotionally, that is, but it’ll hurt > He’s not a leaver… and if it’s not one thing – > It’s his mother.

Response:

With 6 million people on the planet, 1/2 being men, why do you need one who is obviously still linked to people that do not include you?  Is this guy Robert Redford/Brad Pitt/Donald Trump/Bill Gates/Tom Cruise/Michael Jordan/Elvis Presley/ (you get the picture) all rolled into one?  Even a man who has totally split with his wife still will always have the emotional tie with kids that will prevent you from getting 100% of his attention.  In the beginning, it seems mature to be able to share, but believe me (from experience), eventually those kids and especiallly the ex-wife, will take time and resources when you are in need.  You will NOT come first at a time when you need it.  I was pissed when people tried to warn me before I jumped into a relationship with a man who had 2 ex wives and 4 kids!  I thought my case would be different.  Now I have a son with this man and I have selfishly tied my son to 6 people I would never never choose to be associated with.  This may sound harsh, but from a primal standpoint, I don’t want my child to have any emotional and financial competition from children that are not my biological material and yet I knowingly did just that.  Some days it is hard for me to rise above my animal nature, but every single day I must.  I try to spend my days happy and do the best I can for my son.   Think, girl, think.  And I do wish you happiness whatever you choose.

Response:

Jen – I mean this with all sincerity…. but perhaps some humor will help. Hum this to "The Beverly Hillbillies" Come listen to my story about a man named Don… a friendly kinda guy for whom I couldn’t keep my pants on.. Then one day my divorce came through and out from his mouth came a bubbling fool Denial, that is, "the time’s not right"  "Wait a little longer" Well, the next thing you know old Don’s a dad to be, little Alex would make five in his little family tree. Said that I was unfaithful, the kid wasn’t his. And all I could say, if it’s not – then who’s? Left me.  Paternity suit…. child support. Broken heart. Now, the moral of my story, and it’s got one, ya know, Is when the feller says "wait" it’s time to go.. get your heart of neutral and put it into overdrive Don’t look back and you’ll come out alive Emotionally, that is, but it’ll hurt He’s not a leaver… and if it’s not one thing – It’s his mother.

Response:

    I vote that you are not sane. Merrie – Hide quoted text — Show quoted text -<jenny2…@my-deja.com> wrote in message news:7viu02$5am$1@nnrp1.deja.com… > Been seeing this guy for a while who has 2 kids and is still married. > He left about 2 years ago, but decided to go back until the oldest went > to college. > He was finally ready to make a break this weekend when his son (22) > announced his girlfriend is 3-5 months pregnant.   Suddenly, he can’t > leave "right now", can’t I wait "just a little while longer"?  (little > while is undetermined amount of time) > Has anyone else here gotten involved with before the person was out of > the marriage and why do things like this stop him from leaving?  Am I > being selfish or sane? > Sent via Deja.com http://www.deja.com/ > Before you buy.

Response:

You probably don’t want to be hearing this right now and it *isn’t* meant as a guilt trip.  Also, probably not so relevant given the age of the ‘kids’ involved.  Still – I’ve been the kid (much younger) in this kind of relationship polygon.  Believe me, the fall-out isn’t any fun from that perspective, either.  It’s a special brand of parental selfishness – one that shouldn’t be encouraged.  I agree with the other posters – this is a no-win situation for everyone involved except for the marital cheat. Nicky

Response:

jenny2…@my-deja.com wrote: > Been seeing this guy for a while who has 2 kids and is still married. > He left about 2 years ago, but decided to go back until the oldest went > to college.

And did he leave when the oldest went to college? > He was finally ready to make a break this weekend when his son (22) > announced his girlfriend is 3-5 months pregnant.   Suddenly, he can’t > leave "right now", can’t I wait "just a little while longer"?  (little > while is undetermined amount of time)

And what does his son having a pregnant girlfriend have to do with your relationship? > Has anyone else here gotten involved with before the person was out of > the marriage and why do things like this stop him from leaving?  Am I > being selfish or sane?

You are being neither selfish or sane.  Honey, trust me on this, he is not leaving his wife now or in the future.  If he really loved you, he would have done so years ago.  At 22, his son should be graduated from college not just beginning college.  He has put you last because he already has a family that has to come first.  You are never going to be first in his life.  If you aren’t now, when do you think you will be?  There will always be excuses.  He will always have a reason why he can’t leave now. He is the selfish one and you keep enabling the activity. KICK HIM OUT NOW!!!! Louise

Response:

Wow, sounds like you have been living in limbo for quite a while.  Are you sure this is the kind of relationship you want?  I mean, wouldn’t it be nice if he loved you enough to put you first and have the strength to deal with anything that may come up with you by his side? I don’t have any experiance with this kind of relationship but I do know about relationships were you aren’t valued.  It sounds like you could be waiting a lifetime while life happens for this guy. This may sound harsh but I would kick him to the curb and find a man where you can be his one and only.  He isn’t being fair to you or his wife.  I think you know this already.  What are you waiting for? Deb – Hide quoted text — Show quoted text -On Mon, 01 Nov 1999 02:30:25 GMT, jenny2…@my-deja.com wrote: >Been seeing this guy for a while who has 2 kids and is still married. >He left about 2 years ago, but decided to go back until the oldest went >to college. >He was finally ready to make a break this weekend when his son (22) >announced his girlfriend is 3-5 months pregnant.   Suddenly, he can’t >leave "right now", can’t I wait "just a little while longer"?  (little >while is undetermined amount of time) >Has anyone else here gotten involved with before the person was out of >the marriage and why do things like this stop him from leaving?  Am I >being selfish or sane? >Sent via Deja.com http://www.deja.com/ >Before you buy.

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Category: Accounting
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Accounting Talk » Finance Accounting » Account Reconciliation program

Account Reconciliation program

Question:

- Hide quoted text — Show quoted text – Does anybody know where I can find a program to reconcile any two given accounts, based purely on the amounts? reconciliation difference from among the detail amounts in a large list.   For example, your Cash in Bank is not equal to the bank statement, its off by $123.45    If you have a list of 200 checks which includes $90.00, 10.00, 15.00 and 8.45 which add up to the magical $123.45, need a program will find them. In a prior life I used to work with these reconciliation programs as part of mainframe banking/finance software.  you can probably find companies that sell this software in bank technology trade publications, (sorry, don’t have any now) I was excited to read your comment– do you think there are any programs available on teh windows platform, or are all these things like hardwired ISAM mainframe databases? After using the program to find a difference of 14,209.14 in a list of 220 items, my Clipper program came up with no less than 25 combinations of 4 numbers among the 220 details which add or subtract to yield 14,209.14.  I was astounded to find that many matches, and after review, that none of the combinations were usable at all.  They were random matches among the billions of combinations, crunched out over 6 hours on a Pentium 120. I could have picked out 4 items that were plausable and made a journal entry which would have baffled the hell out any later auditor… they would never figure out how the entry could balance to the penny, unless it were correct. So watch out for that in future audits… bookeepers have been known to match up a handful of junk numbers which makes their cash reconcile, and this experiences just proves how many combinations are workable.  Conclusion: make them balance to the penny and when you check the bank rec, just look at the last few entries laid into the cash account and make sure they really make sense… Another lesson: Double entry accounting doesn’t necessarily mean a darn thing.  With this reconcilation program I can gin up a dandy plug entry for you any time.  Do you see the implications of this mathematical fact? Another more positive lesson:  automatic reconcilation is really workable today and it is NUTS to pay human beings to find routine differences in payables, receivables and cash, manually.

I agree automatic reconciliation saves a lot of grunt work but I have only seen it used in the banking industry, just don’t know of any PC programs that do this.  The versions I worked with were all bank-to-bank (special accounts) using IBM "CICS" –    PC use by individuals would depend on a bank supplying formatted transactions.  There were companies, e.g. "Back Room Systems Inc." that wrote special programs to work with IBM mainframe programs.

Response:

- Hide quoted text — Show quoted text – Why not do away with the bother of month end bank recs altogether? Create a liability account called ‘Outstanding Checks’, as you cut checks the JE would be to debit payables and credit Outstanding Checks. Each day when you get your daily transactions from the bank, you make a JE to debit ‘Outstanding Checks’ and credit ‘Cash’. Your books balances will match your bank balances on a daily basis and eliminate the need for tedious month end reconciliations. I would also recommend setting up a spreadsheet with a list of your outstanding checks that will be updated on a daily basis. Delete the ones that have cleared the bank and create a SQL report to download all the checks cut during your check runs. I know this saved our company about 12-18 hours spent reconciling at month-end.

Why not do away with the bother of month end bank reconciliations by letting QuickBooks do them for you automatically, with on line banking, as often as you like? As a CPA, I know these QB bank recs are far faster, more accurate & cheaper than the best CPA on his best day.    Mike Block, C.P.A. Tax Fighter,  954-566-7540    QuickBooks Beta Tester & Professional Advisor biz.comp.accounting co-moderator for spam free news       NO TAX INCREASES without voter approval   275 E Oakland Park Blvd, Ft Lauderdale FL 33334

Response:

Ditto to Mike Block….. Gordon Fell, C.P.A. Lasker, Kim & Co. Los Angeles, CA – Hide quoted text — Show quoted text – Why not do away with the bother of month end bank reconciliations by letting QuickBooks do them for you automatically, with on line banking, as often as you like? As a CPA, I know these QB bank recs are far faster, more accurate & cheaper than the best CPA on his best day.

Response:

Why not do away with the bother of month end bank recs altogether? Create a liability account called ‘Outstanding Checks’, as you cut checks the JE would be to debit payables and credit Outstanding Checks. Each day when you get your daily transactions from the bank, you make a JE to debit ‘Outstanding Checks’ and credit ‘Cash’. Your books balances will match your bank balances on a daily basis and eliminate the need for tedious month end reconciliations. I would also recommend setting up a spreadsheet with a list of your outstanding checks that will be updated on a daily basis. Delete the ones that have cleared the bank and create a SQL report to download all the checks cut during your check runs. I know this saved our company about 12-18 hours spent reconciling at month-end.

Response:

- Hide quoted text — Show quoted text – Does anybody know where I can find a program to reconcile any two given accounts, based purely on the amounts? I’ve written a DOS program which can find combinations of numbers which add up to a missing difference…  Free with Clipper source code http://www.isomedia.com/homes/tboyle/download.htm But I’m looking for something in Win32, with a GUI. The purpose of my DOS program is to find the components of a reconciliation difference from among the detail amounts in a large list.   For example, your Cash in Bank is not equal to the bank statement, its off by $123.45    If you have a list of 200 checks which includes $90.00, 10.00, 15.00 and 8.45 which add up to the magical $123.45, this program will find them.   MAGIC!  yeahhh! All you need to do is put all the 200 detail lines into an ASCII file called A.PRN, and execute the program.  There is a menu choice to import the ASCII file into the programs database to begin the search. When the program finishes, there is a menu choice to  save the search results into file named B.PRN.  A listing of all combinations of 1,2,3, or 4 elements is provided. If you have 200 items in the list, you can search all  combinations of 3 numbers in around 10 minutes.  There are 200×199x198 = 8 million addition checks to perform. Addition checks take extra time to check both positive  and negative values of each number.  If your reconciliation problems has only 2 or 3 elements in the solution you’re done pretty fast. It will take around 4-8 hours on a Pentium 90 to search  all posssible combinations of 4 elements.  On a Pentium Pro its 30-60 minutes, somehow it seems to keep the numbers in cache on the chip. Like I said, this thing works ok but **now** I want something with more intelligence, working on rankings of numbers, with cut and paste to load **two entire lists**, running multithreaded and multiprocessor, etc.

In a prior life I used to work with these reconciliation programs as part of mainframe banking/finance software.  you can probably find companies that sell this software in bank technology trade publications, (sorry, don’t have any now)

Response:

Does anybody know where I can find a program to reconcile any two given accounts, based purely on the amounts? reconciliation difference from among the detail amounts in a large list.   For example, your Cash in Bank is not equal to the bank statement, its off by $123.45    If you have a list of 200 checks which includes $90.00, 10.00, 15.00 and 8.45 which add up to the magical $123.45, need a program will find them. In a prior life I used to work with these reconciliation programs as part of mainframe banking/finance software.  you can probably find companies that sell this software in bank technology trade publications, (sorry, don’t have any now)

I was excited to read your comment– do you think there are any programs available on teh windows platform, or are all these things like hardwired ISAM mainframe databases? After using the program to find a difference of 14,209.14 in a list of 220 items, my Clipper program came up with no less than 25 combinations of 4 numbers among the 220 details which add or subtract to yield 14,209.14.  I was astounded to find that many matches, and after review, that none of the combinations were usable at all.  They were random matches among the billions of combinations, crunched out over 6 hours on a Pentium 120. I could have picked out 4 items that were plausable and made a journal entry which would have baffled the hell out any later auditor… they would never figure out how the entry could balance to the penny, unless it were correct. So watch out for that in future audits… bookeepers have been known to match up a handful of junk numbers which makes their cash reconcile, and this experiences just proves how many combinations are workable.  Conclusion: make them balance to the penny and when you check the bank rec, just look at the last few entries laid into the cash account and make sure they really make sense… Another lesson: Double entry accounting doesn’t necessarily mean a darn thing.  With this reconcilation program I can gin up a dandy plug entry for you any time.  Do you see the implications of this mathematical fact? Another more positive lesson:  automatic reconcilation is really workable today and it is NUTS to pay human beings to find routine differences in payables, receivables and cash, manually.

Response:

Does anybody know where I can find a program to reconcile any two given accounts, based purely on the amounts? I’ve written a DOS program which can find combinations of numbers which add up to a missing difference…  Free with Clipper source code http://www.isomedia.com/homes/tboyle/download.htm But I’m looking for something in Win32, with a GUI. The purpose of my DOS program is to find the components of a reconciliation difference from among the detail amounts in a large list.   For example, your Cash in Bank is not equal to the bank statement, its off by $123.45    If you have a list of 200 checks which includes $90.00, 10.00, 15.00 and 8.45 which add up to the magical $123.45, this program will find them.   MAGIC!  yeahhh! All you need to do is put all the 200 detail lines into an ASCII file called A.PRN, and execute the program.  There is a menu choice to import the ASCII file into the programs database to begin the search. When the program finishes, there is a menu choice to  save the search results into file named B.PRN.  A listing of all combinations of 1,2,3, or 4 elements is provided. If you have 200 items in the list, you can search all  combinations of 3 numbers in around 10 minutes.  There are 200×199x198 = 8 million addition checks to perform. Addition checks take extra time to check both positive  and negative values of each number.  If your reconciliation problems has only 2 or 3 elements in the solution you’re done pretty fast. It will take around 4-8 hours on a Pentium 90 to search  all posssible combinations of 4 elements.  On a Pentium Pro its 30-60 minutes, somehow it seems to keep the numbers in cache on the chip. Like I said, this thing works ok but **now** I want something with more intelligence, working on rankings of numbers, with cut and paste to load **two entire lists**, running multithreaded and multiprocessor, etc.

Response:

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Accounting Talk » Finance Accounting » If you like to bet on sports…………

If you like to bet on sports…………

Question:

– Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)

Irwin, Please don’t respond to this guy in r.g.p.. Tout advertisements belong in r.g.sports, which is full of them.  The last thing we need around here is for all of these "services" to start posting their spam here everyday.  They are the very reason I stopped following r.g.sports. Steve

Response:

HOW TO MAKE $800,000.00 CASH IN FOUR WEEKS! This is the fairest, most honest way I have seen to share in the wealth of the world! THIS SYSTEM WORKS!   IT IS NOT A SCAM…READ THE TEXT! Please take a few  minutes to read this and it WILL change your life.   If you want to know how to make thousands of dollars quickly, and legally, then keep reading. I am just an average person who enjoys the internet,  I saw an article in an Internet Newsgroup telling me I could make over $500,000 within a couple of months for an investment of only $5. I though it was a huge joke.  I spoke to my attorney, friends and family about it, and they all agreed it was some kind of scam.  I can’t stand scams, because usually someone gets burned, and I didn’t want it to be me.  After rejecting the idea at first, I realized all I had to lose was $5, and nothing else.  So needing more than just $5, I figured what the heck, and gave it a shot. Two weeks later, I began receiving money in the mail!  I could not believe it!   Soon, hundreds, and then thousands of dollars began to roll in. Within 4 weeks, I had received a total of $132,445!   It came from everywhere in the world. If you follow the three steps below, there is no reason why the same shouldn’t happen to you!  This is a legitimate investment opportunity.  You invest $5, and you receive a return on your investment. So does the next investor.  This is NOT ILLEGAL – and is PERFECTLY LEGITIMATE!! The Internet has grown tremendously. It doubles in size every 4  months. By investing only $5.00 in this venture you can be rewarded with TENS TO HUNDREDS OF THOUSANDS of Dollars.  Think about it!  You see those ‘Make.Money.Fast’ posts more and more.  THAT’S  BECAUSE THEY WORK!   I sent in my money and mailed my letters.  Everyone was calling it a scam, but it can work for you. If you are not interested, then don’t participate, but please print this article and pass it on to someone who may be interested, so they  can take this advantage. LET’S START. This opportunity really works. It works because of basic mathematical and statistical principles. This process is somewhat similar to a pyramid process, only broader. Further, it is far more profitable for all involved. Skeptics keep reading.  Keep an open mind.  You’re intelligent if you’re skeptical.  This process works because of the formula.  The formula will make this pay.. Tim Shaw tells how he ran this program a few times last year.  The first time, he received $50,000 in cash, and over $700,000 the last time he got involved.  If this letter is continued as it should be, EVERYONE PROFITS! Just send one person FIVE DOLLARS – THAT’S ALL!  After the first time, you’ll see how easy it is and how beautifully it works! Now here are the simple details… Follow WHAT TO DO below and IN ONLY A FEW WEEKS YOU’LL RECEIVE A RETURN ON YOUR INVESTMENT because most people will respond, due to the LOW INVESTMENT and HIGH PROFIT POTENTIAL. WHAT  TO  DO On a blank sheet of paper, write "PLEASE PUT ME ON YOUR MAILING LIST, YOU ARE NUMBER ‘X’" (Where ‘X’ is their number on the list in this article.) along with your name and address, and wrap it around one Five Dollar Bill. Through regular mail, send this to the first person on the list below. ONLY THE FIRST PERSON ON THE LIST GETS YOUR NAME AND $5 BILL!  Then remove that name from the list.  Move the other three names up and add your name to the list in the fourth position. After you have re-typed the list with your name in the fourth position, MAKE AT LEAST 20 COPIES OF THE LETTER AND SEND IT OUT IMMEDIATELY TO  20 OR MORE PROSPECTS.  Friends, relatives – anyone you’d like to see get rich along with you!  The faster you act, the faster you’ll get your money!  US Mail or Email!!!  For email, you can just cut this whole letter and paste it into the body part of your email. Then be sure to remove the first name below, then move up and re-number the last three names, and add yours as the fourth. YOU STILL HAVE TO USE REGULAR MAIL TO SEND YOUR $5 AND ADDRESS TO THE FIRST NAME!  That’s what keeps this legal and how everyone gets paid! That’s all there is to it! NOW HERE IS HOW AND WHY THIS SYSTEM WORKS: With your name in position #4, You send out 20 letters to 20 Prospects Those 20 mail out 20 letters each (400) Those 400 mail out 20 letters each (8,000) Those 8,000 mail out 20 letters each (160,000) And those 160,000 people mail YOU $5 each ($800,000) YOUR ENTIRE INVESTMENT IS ONLY $5!!! Very inexpensive when you consider the results you’ll get!  THAT’S  A POTENTIAL RETURN OF $800,000!!!!  NOW YOUR NAME DROPS OFF THE LIST. PLEASE MAIL YOUR LETTERS ASAP! I WISH YOU SUCCESS AND TOGETHER WE’LL ALL PROSPER. DON’T GIVE UP ON YOUR DREAMS!   #1 Chris Donald  2969 Bergen Ln.,  Dallas, Texas  75234   #2 Thomas Summerville  12903 Meehan Drive,  Pflugerville, Texas 78727   #3 Stephen Michaels  3950 Spring Valley Rd Apt. 815, Farmers Branch TX 75244   #4 James Burke 15 Lake Ave, Hazlet, NJ 07730 HONESTY AND INTEGRITY MAKE THIS PLAN WORK – DON’T BREAK THE RULES!  Be sure to follow the instructions EXACTLY and omit nothing. At this time we are receiving an almost 80% return rate for people wise enough to participate in the plan. The majority receive about $500,000 on average!  And rest assured this plan is 100% legal! You are providing a service to people to put them on your mailing list  (Please refer to Title 18, Section 1302 of the US Postal Code and Lottery Laws.) PLEASE NOTE: This system is based on everyone being honest, but it’s all too tempting not to bother mailing out the envelope with $5 inside.  The success for all participating is dependent upon this taking place and if carried out will mean a 500% increase on your article being redistributed! The system won’t work to yours or indeed other people’s advantage if you don’t follow the procedure. You can however, if you wish to remain anonymous use a pseudonym – but please ensure that your address is correct. P.S.  If you try to deceive people by posting the messages with your name in the list and not sending the bucks to the people already included, you will not get much.  I know someone who did this and only got about $150 (and that’s after two months.)  Then he sent the $5 and was added to their lists.  In 4 – 5 weeks, he had in excess of $400,000. AS A FINAL NOTE: Many business ideas for making money, no matter how well thought out and implemented, simply don’t get off the ground.  And in most cases is due to advertising costs, but the exposure obtained through the Internet is quite honestly — pretty awesome, so please study this article carefully taking all the time you want, because the moment you begin participating you will be on track for some serious financial rewards. By the very nature of the way the system works you may not see the benefits the first week.  BUT COMMENCING THE SECOND WEEK, YOUR INTAKE OF MAIL FROM AROUND THE WORLD WILL TRULY ASTONISH YOU! Please give this some serious thought, because this is one of the few money making ideas that really does work. So have fun, be honest.  Remember, even if you get nothing, you only lost $5.  And as the old saying goes…"You can’t win if you don’t play." Best of luck to you!! OPPORTUNITY IS NEVER LOST IT SIMPLY GOES TO THOSE WHO ARE READY FOR IT. If you don’t do this you’ll wonder about it forever!  IT WORKS!! This is by far the best one of these I’ve participated in, I’ve made $350,000 in the last 5 weeks. – Steve Goodman, Dallas, TX I fully agree man. – George Nelson, Bedford, TX Me Too!!! –  Drew Cartwright, Tulsa, OK

Response:

20-25% off all fares of a major scheduled US airline with service within the US and between the US and Europe.  For more information please visit:  http://www.cucruising.com/cu/ Follow your team out of town.

              Hello!I am Earth and nice to meet you!

Response:

20-25% off all fares of a major scheduled US airline with service within the US and between the US and Europe.  For more information please visit:  http://www.cucruising.com/cu/ Follow your team out of town.

Response:

- Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.                 I had the same problem and I call my credit card to dispute the charges. If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.                 I had the same problem and I call my credit card to dispute the charges. From – Wed Apr 09 11:45:29 1997 Path: alt.fishing,alt.forsale,rec.travel.marketplace,rec.sport.golf,misc.invest.m arketplace,misc.invest.misc,misc.taxes,alt.rec.camping,alt.computer.consult ants.ads,misc.entrepreneurs,triangle.forsale,rec.gambling.blackjack,rec.gam bling.poker,alt.business,rec.gambling.sports,alt.gambling,rec.gambling.misc ,rec.sport.football.pro,rec.sport.hockey,rec.sport.soccer,rec.sport.basketb all.pro,alt.sport.basketball.nba.orl-magic,alt.sports.baseball.atlanta-brav es,rec.sport.football.college,rec.sport.misc,rec.s NNTP-Posting-Host: 151.151.149.106 Mime-Version: 1.0 Content-Type: text/plain;

                       Get your sys fixed!

Response:

20-25% off all fares of a major scheduled US airline with service within the US and between the US and Europe.  For more information please visit:  http://www.cucruising.com/cu/ Follow your team out of town.

Response:

If you are interested in sports betting

Get to know a Boston College player.

Response:

If you are interested in sports betting Get to know a Boston College player.

I had the weirdest dream last night… I was in an OTB in Boston looking for a place that was simulcasting Sandown. I ran into Penny Hardaway, of all people, who was touting me on a 20-1 shot in a welterweight fight. He then scampered off and placed his own bet without me, and I whacked him over the head good when they guy won in three rounds. I never did find the Sandown simulcast screen. TM(&G)

Response:

- Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.                 I had the same problem and I call my credit card to dispute the charges. If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.                 I had the same problem and I call my credit card to dispute the charges. From – Wed Apr 09 11:45:29 1997 Path: alt.fishing,alt.forsale,rec.travel.marketplace,rec.sport.golf,misc.invest.m arketplace,misc.invest.misc,misc.taxes,alt.rec.camping,alt.computer.consult ants.ads,misc.entrepreneurs,triangle.forsale,rec.gambling.blackjack,rec.gam bling.poker,alt.business,rec.gambling.sports,alt.gambling,rec.gambling.misc ,rec.sport.football.pro,rec.sport.hockey,rec.sport.soccer,rec.sport.basketb all.pro,alt.sport.basketball.nba.orl-magic,alt.sports.baseball.atlanta-brav es,rec.sport.football.college,rec.sport.misc,rec.s NNTP-Posting-Host: 151.151.149.106 Mime-Version: 1.0 Content-Type: text/plain;

             Something wrong with your sys due to can’t purchase your picks!

Response:

This is a multi-part message in MIME format. Content-Type: text/plain; charset=iso-8859-1 Content-Transfer-Encoding: 8bit – Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.                 I had the same problem and I call my credit card to dispute the charges. If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.                 I had the same problem and I call my credit card to dispute the charges.

Content-Type: text/html; charset=us-ascii; name="UNTITLED.HTM" Content-Transfer-Encoding: 7bit Content-Disposition: inline; filename="UNTITLED.HTM" Content-Base: "file:///A|/UNTITLED.HTM" <BASE HREF="file:///A|/UNTITLED.HTM" From – Wed Apr 09 11:45:29 1997 Newsgroups: alt.fishing,alt.forsale,rec.travel.marketplace,rec.sport.golf,misc.invest.m arketplace,misc.invest.misc,misc.taxes,alt.rec.camping,alt.computer.consult ants.ads,misc.entrepreneurs,triangle.forsale,rec.gambling.blackjack,rec.gam bling.poker,alt.business,rec.gambling.sports,alt.gambling,rec.gambling.misc ,rec.sport.football.pro,rec.sport.hockey,rec.sport.soccer,rec.sport.basketb all.pro,alt.sport.basketball.nba.orl-magic,alt.sports.baseball.atlanta-brav es,rec.sport.football.college,rec.sport.misc,rec.sport.football.fantasy,alt .sport.horse-racing,rec.gambling.racing,rec.gambling.other-games Organization: Mike Lines: 26 NNTP-Posting-Host: 151.151.149.106 Mime-Version: 1.0 Content-Type: text/plain;

Response:

- Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ there you will find Real Time Sports Scoring and Real Time Betting Line Info!!!! Thanx for your time                         Frames —– No Frames                                 [Image]                         Free Sports Information                              pick a sport        NBA MLB NHL NFL NCAA FOOTS NCAA HOOPS CFL BOXING [Image]                       Get your FREE Winner NOW!                                 [Image]                        click for real time odds!      What you are about to view is quite possibly the most      sophisticated sports handicapping data base available in the      world today! Yet the novice can master it in minutes. Inside      you will see that not matter what size player you are, you      can’t afford not to have us! We offer a complete library      (updated daily) focused solely on the pointspread, totals      and money lines. If sorting through 1000’s of stats and      trends is not in your time schedule, let Lou Diamond, Bob      Fredricks and Mike "The Points" Shaver break it all down for      you with complete unbiased analysis on every Las Vegas      "board" game. Reports live from the "Las Vegas Strip" !           Home| Who is Las Vegas Cybersports? | Why Us                Free Las Vegas Sports Information | Las Vegas Betting                Line | The "Club"                     R.E.D Hot Picks           World of Handicappers | Know your Analysts | The Info           Industry                Glossary – Slang Terms used by the sports gamer                Contact Cybersports

                   What’s going on the page?I can’t get my name and password right.Is there a problem with your sys?

Response:

- Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)

               I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.

Response:

- Hide quoted text — Show quoted text – If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)                I can’t login to your picks and could you explained why?I just register today at 1:00 E.T.

                I had the same problem and I call my credit card to dispute the charges.

Response:

If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/

Mike, any action on Formula One (Grand Prix) motorsport racing? Do you know where I can find this? Thanks, — Irwin t.i.n.s.t.a.a.f.l. (Helping victims of conventional wisdom)

Response:

This is a multi-part message in MIME format. Content-Type: text/plain; charset=us-ascii Content-Transfer-Encoding: 7bit If you are interested in sports betting and would like free picks from the country’s top sports handicapper then please visit our new http://www.cybersportslv.com/ there you will find Real Time Sports Scoring and Real Time Betting Line Info!!!! Thanx for your time Content-Type: text/html; charset=us-ascii Content-Transfer-Encoding: 7bit Content-Base: "http://www.cybersportslv.com/" <BASE HREF="http://www.cybersportslv.com/" <HTML <head <TITLESports Handicapping: Handicapping: The World of Handicappers</TITLE<META HTTP-EQUIV="description" CONTENT="Here in Las Vegas we cover all the sportbooks in town and our winning strategies can work for YOU! What you are about to view is quite possibly the most sophisticated sports handicapping data base available in the world today!  Yet the novice can master it in minutes.  Inside you will see that not matter what size player you are, you can’t afford not to have us!  We offer a complete library (updated daily) focused solely on the pointspread, totals and money lines.  If sorting through 1000’s of stats and trends is not in your time schedule, let Lou Diamond help YOU!" <META NAME="description" CONTENT="Here in Las Vegas we cover all the sportbooks in town and our winning strategies can work for YOU! What you are about to view is quite possibly the most sophisticated sports handicapping data base available in the world today!  Yet the novice can master it in minutes.  Inside you will see that not matter what size player you are, you can’t afford not to have us!  We offer a complete library (updated daily) focused solely on the pointspread, totals and money lines.  If sorting through 1000’s of stats and trends is not in your time schedule, let Lou Diamond help YOU!" <META NAME="keywords" CONTENT=" bookie, sports information, online sports, scoreboard, sports betting, betting, score, scores, point, points, overtime, sudden death, sports schedule, online gaming, sports, sportsbook, sportsbooks, online sportsbook, gambling, gaming, betting, online betting, bet, bets, handicapping, pitchers, sex, pointspread, pointspreads, money, spread, spreads, showgirls, virtual, reality, win, gaming, game, gambling, gamble, vegas, las vegas, bookie, craps, roulette, blackjack, wager, entertainment, 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