Question:

I purchased lunch for my employees today.  We are a small company and as such my cost is under $100.  How do I / can I expense this?  or do I not get reimbursed? thanx

Response:

I purchased lunch for my employees today.  We are a small company and as such my cost is under $100.  How do I / can I expense this?  or do I not get reimbursed? thanx

What type business organization are you? Wayne Brasch, CPA, M. S. Taxation

Response:

I purchased lunch for my employees today.  We are a small company and as such my cost is under $100.  How do I / can I expense this?  or do I not get reimbursed? thanx What type business organization are you? Wayne Brasch, CPA, M. S. Taxation

ye what org.

Response:

we are a new dba in the remodeling / construction field

– Hide quoted text — Show quoted text – I purchased lunch for my employees today.  We are a small company and as such my cost is under $100.  How do I / can I expense this?  or do I not get reimbursed? thanx What type business organization are you? Wayne Brasch, CPA, M. S. Taxation

Response:

we are a new dba in the remodeling / construction field

That doesn’t tell him anything. Are you operating as a sole-proprietor (self employed) a corporation, a partnership, or what?  You use the terms "I" and "WE" and "COMPANY", so it would be ever so helpful to know more about you, and the rest of whom ever makes up "we", and what type of entity the "company" is. Are you the owner?  Or the manager?  Or the supervisor?  or what? The questions I want to know is, did you buy them lunch and bring it to the job site, or did you take them out to eat? And I’m serious.  The tax treatment of meals provided to your employees so they don’t have to leave the job is different than meals in a resturant. So provide more details please. — Paul A. Thomas, CPA Athens, Georgia taxman at negia.net – Hide quoted text — Show quoted text – I purchased lunch for my employees today.  We are a small company and as such my cost is under $100.  How do I / can I expense this?  or do I not get reimbursed? thanx What type business organization are you? Wayne Brasch, CPA, M. S. Taxation

Response:

– Hide quoted text — Show quoted text – we are a new dba in the remodeling / construction field That doesn’t tell him anything. Are you operating as a sole-proprietor (self employed) a corporation, a partnership, or what?  You use the terms "I" and "WE" and "COMPANY", so it would be ever so helpful to know more about you, and the rest of whom ever makes up "we", and what type of entity the "company" is. Are you the owner?  Or the manager?  Or the supervisor?  or what? The questions I want to know is, did you buy them lunch and bring it to the job site, or did you take them out to eat? And I’m serious.  The tax treatment of meals provided to your employees so they don’t have to leave the job is different than meals in a resturant. So provide more details please.

he probably bought lunch for the crew at the jobsite so 100% deductible? (I’m no tax expert! ) he could reimburse thru petty cash but if he owns the company it may not make much difference. entry – debit    misc. job expenses            credit     petty cash?

Response:

– Hide quoted text — Show quoted text – we are a new dba in the remodeling / construction field That doesn’t tell him anything. Are you operating as a sole-proprietor (self employed) a corporation, a partnership, or what?  You use the terms "I" and "WE" and "COMPANY", so it would be ever so helpful to know more about you, and the rest of whom ever makes up "we", and what type of entity the "company" is. Are you the owner?  Or the manager?  Or the supervisor?  or what? The questions I want to know is, did you buy them lunch and bring it to the job site, or did you take them out to eat? And I’m serious.  The tax treatment of meals provided to your employees so they don’t have to leave the job is different than meals in a resturant. So provide more details please. he probably bought lunch for the crew at the jobsite so 100% deductible? (I’m no tax expert! )

If the ~business~ bought it’s employees lunch AT the jobsite, then yes, 100% deductible the way I see it. If he’s not the employer (he’s the supervisor), and bought lunch for his crew, and the employer doesn’t reimburse him, then it falls to 2106, 1/2 deductible (it probably wasn’t for the convienience of the employer), and subject to a 2% of AGI floor. if he owns the company

That’s what I’d like to know. — Paul A. Thomas, CPA Athens, Georgia taxman at negia.net

Response:

– Hide quoted text — Show quoted text – we are a new dba in the remodeling / construction field That doesn’t tell him anything. Are you operating as a sole-proprietor (self employed) a corporation, a partnership, or what?  You use the terms "I" and "WE" and "COMPANY", so it would be ever so helpful to know more about you, and the rest of whom ever makes up "we", and what type of entity the "company" is. Are you the owner?  Or the manager?  Or the supervisor?  or what? The questions I want to know is, did you buy them lunch and bring it to the job site, or did you take them out to eat? And I’m serious.  The tax treatment of meals provided to your employees so they don’t have to leave the job is different than meals in a resturant. So provide more details please. he probably bought lunch for the crew at the jobsite so 100% deductible? (I’m no tax expert! ) he could reimburse thru petty cash but if he owns the company it may not make much difference. entry – debit    misc. job expenses           credit     petty cash?

Guessing in this area is not good. Wayne Brasch, CPA, M. S. Taxation

Response:

– Hide quoted text — Show quoted text – we are a new dba in the remodeling / construction field That doesn’t tell him anything. Are you operating as a sole-proprietor (self employed) a corporation, a partnership, or what?  You use the terms "I" and "WE" and "COMPANY", so it would be ever so helpful to know more about you, and the rest of whom ever makes up "we", and what type of entity the "company" is. Are you the owner?  Or the manager?  Or the supervisor?  or what? The questions I want to know is, did you buy them lunch and bring it to the job site, or did you take them out to eat? And I’m serious.  The tax treatment of meals provided to your employees so they don’t have to leave the job is different than meals in a resturant. So provide more details please. he probably bought lunch for the crew at the jobsite so 100% deductible? (I’m no tax expert! ) he could reimburse thru petty cash but if he owns the company it may not make much difference. entry – debit    misc. job expenses           credit     petty cash? Guessing in this area is not good. Wayne Brasch, CPA, M. S. Taxation

Much ado about nothing.  If you are the owner, and you bought lunch (whether you took them to a restaurant or not) you can deduct it as a business expense or get reimbursed by the company under whatever accounting setup you have for reimbursing such expenses.  If you have a company whether it is a sole sole-proprietor, partnership or corporation, by now you should have set up procedures "accounting for unreimbursed expenses."  If you have not done that as yet, you are creating a formula for accounting nightmares, and visits from the taxman.

Response:

– Hide quoted text — Show quoted text – we are a new dba in the remodeling / construction field That doesn’t tell him anything. Are you operating as a sole-proprietor (self employed) a corporation, a partnership, or what?  You use the terms "I" and "WE" and "COMPANY", so it would be ever so helpful to know more about you, and the rest of whom ever makes up "we", and what type of entity the "company" is. Are you the owner?  Or the manager?  Or the supervisor?  or what? The questions I want to know is, did you buy them lunch and bring it to the job site, or did you take them out to eat? And I’m serious.  The tax treatment of meals provided to your employees so they don’t have to leave the job is different than meals in a resturant. So provide more details please. he probably bought lunch for the crew at the jobsite so 100% deductible? (I’m no tax expert! ) he could reimburse thru petty cash but if he owns the company it may not make much difference. entry – debit    misc. job expenses           credit     petty cash? Guessing in this area is not good. Wayne Brasch, CPA, M. S. Taxation Much ado about nothing.  If you are the owner, and you bought lunch (whether you took them to a restaurant or not) you can deduct it as a business expense or get reimbursed by the company under whatever accounting setup you have for reimbursing such expenses.  If you have a company whether it is a sole sole-proprietor, partnership or corporation, by now you should have set up procedures "accounting for unreimbursed expenses."  If you have not done that as yet, you are creating a formula for accounting nightmares, and visits from the taxman.

So it’s not much ado about nothing!  How they handle this can cause them much grief later.  It’s better to get it right now than have IRS come in and straighten them out.  We still need to know the type of business organization to properly and fully answer this question. Wayne Brasch, CPA, M. S. Taxation

Response:

Question:

I am using simply accounting 9 and I am not sure if I am accounting for shipping costs properly.  When a customer makes a purchase from me, and I fill out the invoice, I fill out the freight field with the shipping cost that I will have to pay the post office to send the item.

When you place an item on the invoice, it generally means you are billing the customer for that item.  So your program placing the shipping cost as an income item is because you are billing the customer for it.  The program expects you to receive payment for that shipping item, even if you sell the item for $200 (including shipping) and it costs you $7 to send it, then your program needs to record $197 in sales revenue and $7 in shipping revenue. I have not figured out how to setup SA to take the freight total and automatically enter it as an expense,

It’s an expense when you write the check at the post office. right now it enters it into my revenue account, so what I do is a miscellaneous debit transaction to my shipping costs (expense) account.

Then why are you invoicing it to the customer to begin with? Don’t you expect them to pay their bill? It does balance, but… Does this sound right?

– Paul A. Thomas, CPA Athens,  Georgia http://www.pat-cpa.com

Response:

Then why are you invoicing it to the customer to begin with? Don’t you expect them to pay their bill?

And they do.  They pay ahead of time and then I go to the post office and send the item.

Response:

Then why are you invoicing it to the customer to begin with? Don’t you expect them to pay their bill? And they do.  They pay ahead of time and then I go to the post office and send the item.

Then you have shipping revenues when invoiced/paid as well as shipping expense when you pay the postage at the Post Office. Record each as they happen. — Paul A. Thomas, CPA Athens,  Georgia http://www.pat-cpa.com

Response:

I am using simply accounting 9 and I am not sure if I am accounting for shipping costs properly.  When a customer makes a purchase from me, and I fill out the invoice, I fill out the freight field with the shipping cost that I will have to pay the post office to send the item.  I have not figured out how to setup SA to take the freight total and automatically enter it as an expense, right now it enters it into my revenue account, so what I do is a miscellaneous debit transaction to my shipping costs (expense) account. It does balance, but… Does this sound right?

If you are billing your customer for shipping then it does need to show up as a revenue or alternatively as a reduction of expense. When you actually pay the shipping or are invoiced for the shipping you will debit the expense and credit cash or accounts payable. My $.02.

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Response:

I am using simply accounting 9 and I am not sure if I am accounting for shipping costs properly.  When a customer makes a purchase from me, and I fill out the invoice, I fill out the freight field with the shipping cost that I will have to pay the post office to send the item.  I have not figured out how to setup SA to take the freight total and automatically enter it as an expense, right now it enters it into my revenue account, so what I do is a miscellaneous debit transaction to my shipping costs (expense) account. It does balance, but… Does this sound right?

Response:

Question:

It is none of my business whether other people pay their taxes. Nothing you or the Federal Government can do, will make me responsible for other peoples’ decisions in the matter, or restrict my right to express my opinion even if I were to directly advocate illegal tax avoidance. Tax avoidance and tax evasion are two different animals.  The first being quite legal, moral and ethical, the other being quite illegal and would get you penalties, bared from practice, and possibly jail time.

You are avoiding the point of my paragraph.  CPAs like everybody else, are afraid to advocate unpopular or illegal acts like tax evasion even when they privately agree with them.  This has a corrosive effect on the brain.  Look at reality, man! Federal and local governments take too much of the national income, from the wrong people, and then spend way too much of it making war and on regulatory activities that unfairly prevent competition in industries like telecom, banking and financial services. Please don’t lecture me on the difference between what is legal and not legal, good god man I spent most of my career in tax. The question is, how can a CPA delegate the entire question of tax rates and rules and regulations to Washington DC, even when you believe the rules are ridiculously arbitrary, and written by a bunch of hyenas to favor special interests? How can you spend an entire career exploiting loopholes and advantages for clients who pay us, and out of the other side of your mouth, tell people there is a difference between tax avoidance and evasion, and they should pay full fare? I have been eating this tripe, this hypocrisy for too long. The only logical conclusion is to advocate tax evasion to the same extent you advocate tax avoidance.  Everyman is due his share of the spoils from cheating.  If the rich form PACs and payoff congressmen, and hire PriceWaterhous Coopers for tax filings, then the middle class can just erase our numbers and reduce them by 80% too.  It’s the same thing, in my opinion.  And I have a *right to speak my opinion.* I hope other people take active, profound changes in their work and consuming habits and their entire financial patterns to reduce their taxes.  Frankly I hope the US Government goes out of business someday.  I hope something comes along like what happened to the music industry, making taxes really voluntary.  In fact, I fully expect something like that will come over the horizon in coming years. Is that clear enough for you? Totally.  Then you don’t agree with Daniel, as he is all about tax evasion.

You have probably noticed I’m somewhat of a populist– I oppose the dismantling of Estate Tax for example, and support progressive tax rates on high incomes.  I’d much rather see the economy deregulated to prevent the greedy, in government-protected industries like software, from capturing such huge, disproportionate incomes.   But as long as the economy remains so highly imperfect, and the government so active in preventing competition, what other remedy is there besides taxes, to protect the human values, culture and diversity in the country? So, to people like Marc Rich and Bill Gates, who make $billions, then run off without paying their taxes I say: hang the rich!  :-) TOdd http://www.google.com/search?q=marc+rich+pardon http://www.google.com/search?q=bill+gates+options+taxes

Response:

JAMES TOWN, Rhode Island – contributor Mr. Joseph Clifford. [ Mr. Joseph Clifford also contributed this article to Media    Monitors Network (MMN) ] The Russians got into their Vietnam right after we got out of ours? Isn’t that strange? No, but you are.  Clean up your own country and keep your pinocchio nose out of ours.

Don’t you believe it. We are just waiting for Quebec to succeed from Canada, breaking it up and leaving the other provinces begging to join the US as States. That shouldn’t take long at all.

Response:

That’s NOT what Daniel is all about.  He’s for screwing over the next moron that thinks buying his "tax-free" card will exempt them from ever paying income tax, sales tax or any other tax imposed by any government in any country.

….. indeed , only a moron would think that Daniel believes the cards would exempt anyone from taxes . The card is just a simbol and proof of membership in his Movement – just like a party membership .  Do you think that an individual has a right to not pay taxes simply because they don’t like what those tax dollars may be used for?

……. Most of world governments are in great debts . Obviously our tax money are not enough to support our life style , heck , even poor African countries are in debt and look what they have to show for standard of living .     So from affluent Americans to dirt poor countries everybody lives beyond their means ! lol     Further more it seams that the more in debt a country is the higher standard of living it has … Than the solution to the African poverty crises is to give all their citizens a credit card with a high limit .     So than what’s wrong to say that I refuse to spent my share on certain things .     We can do it fairly this way : we’ll calculate the percentage of cost per item and if you do not like an item than you don’t have to pay that percentage .  This way I don’t think we , in Canada ,   would be able to rake in a dollar to buy the used British submarines , for example ….     What do you think ?

Response:

Don’t you believe it. We are just waiting for Quebec to succeed from Canada, breaking it up and leaving the other provinces begging to join the US as States. That shouldn’t take long at all.

      Don’t you believe it …  Obviously you don’t live in Canada .

Response:

– Hide quoted text — Show quoted text – JAMES TOWN, Rhode Island – contributor Mr. Joseph Clifford. [ Mr. Joseph Clifford also contributed this article to Media    Monitors Network (MMN) ] The Russians got into their Vietnam right after we got out of ours? Isn’t that strange? No, but you are.  Clean up your own country and keep your pinocchio nose out of ours. Don’t you believe it. We are just waiting for Quebec to succeed from Canada, breaking it up and leaving the other provinces begging to join the US as States. That shouldn’t take long at all.

Texas will breakup into five states (as it is constitutionally allowed to do when it so desires) before that ever happens.

Response:

AFAICR the US revolution against British rule in the 18th century was based primarily on taxation issues. Correct? A. Lucien Meyers, CIA, CMA — If you receive this by error, please delete it and inform the sender. PGP key fingerprint=F1C0 D9AE 1B18 1405 4DFA  B4CC 6DC7 FF78 C76E FB15 To Big Brother Echelon from "spook": World Trade Center terrorist bomb Uzi Smuggle smuggle KGB Bin Ladin Nazi

Response:

It is none of my business whether other people pay their taxes. Nothing you or the Federal Government can do, will make me responsible for other peoples’ decisions in the matter, or restrict my right to express my opinion even if I were to directly advocate illegal tax avoidance.

Tax avoidance and tax evasion are two different animals.  The first being quite legal, moral and ethical, the other being quite illegal and would get you penalties, bared from practice, and possibly jail time. I decided, rather than cheat on my taxes, I would just keep my income low, and pursue other lifestyle changes that make me not a very good food source, for governments. This means, I don’t get the big pension, the health care.  When I get cancer, I’m toast.   That’s the price of freedom, during my healthy years… hmmm 60 years of freedom… is it worth it? Hell yes!

Congratulations.  That sir, is tax avoidance.  Practiced by many and well within the law. I hope other people take active, profound changes in their work and consuming habits and their entire financial patterns to reduce their taxes.  Frankly I hope the US Government goes out of business someday.  I hope something comes along like what happened to the music industry, making taxes really voluntary.  In fact, I fully expect something like that will come over the horizon in coming years. Is that clear enough for you?

Totally.  Then you don’t agree with Daniel, as he is all about tax evasion. — Paul A. Thomas, CPA Athens,  Georgia http://www.pat-cpa.com

Response:

Paul Thomas, a person who believes that ALL – Hide quoted text — Show quoted text – My point and daniels, as well was to point out this mechanism and protest against both the high level policy (killing for oil) and the present implementation. That’s NOT what Daniel is all about.  He’s for screwing over the next moron that thinks buying his "tax-free" card will exempt them from ever paying income tax, sales tax or any other tax imposed by any government in any country.  Daniel is a fraud, a con-man (if indeed he is a man), a liar and a thief on top of being totally self-centered and obnoxious.  A few short years ago he was "not paying taxes" over nukes.  Now it’s oil.  Next it will be the cable monopolies, or the shortage of Twinkies.  Any ’cause’ is a workable cause as long as Daniel can claim that "non payment of taxes" right……as long as it lines Daniel’s pockets with cash.  Yeah, that’s it. Todd?  Are you for the illegal non-payment of taxes and the fraudulent scheme of selling "tax-free" cards?  Do you think that an individual has a right to not pay taxes simply because they don’t like what those tax dollars may be used for? Somehow I don’t think

My! L’il paultoad states the truth (AT LAST!) with respect to his determination to ignore the fact that ALL recognize the Tax Refusal as a principled attempt to wake Humanity to the fact that we will continue on the road to the abyss of TOTAL USE of ALL Nuclear and other Weapons Of Mass Murder as our infection by "The Madness Of Greed" causes the vast majority to surrender, as fools, to demands that they aid and abet the murder of millions. Wake up l’il paultoad ! And stop being a twit!  you really agree with DJ’s reasoning.

What if he does?  Is that supposed to make him "Anti-Government"? It doesn’t!  Those who have awakened to their sense of duty are probably the very same ones to which the balance shall have to turn as Humanity seeks a way of dealing with "The Peak Of Conventional Oil Production". Will they be able to turn to such as you? NEVER?? Do you know how to arrange a community survival effort?  That truly doubtful! Wake-Up l’il paultoad!! Try to remember that you mocked my predictions back in 1997. You claimed, and probably still do, that you could trust the estimates of Oil Reserves as then given by the USGS. Well, that "Service" has just admitted that such as I were right from the get go! Wake Up l’il paultoad! And try to remember that Jean Lahererre has reviewed "his" projections. He now estimates that "The Peak" shall be discovered to have taken place at some point in 2004.  Dr. Colin Campbell concurs. My original estimates to the Government Of Canada in 1980 were that we would reach that peak at some point between 2012 and 2015. New data subsequently proved those  estimates to be too conservative.  Note! The North Sea Oil fields have already peaked!! They started "Prime Production" som 25 years ago!! L’il paultoad, it is unfortunate that life led you to employment as a tax preparer, or whatever it is that you do. However, as you well KNOW, each and every class of weapons ever developed has ALWAYS been used to its most lethal potential. The murder of the people of Hiroshima and Nagasaki was but the opening page on what will soon be a tome of terror  . . due to the fear of the vast majority to come forward and SAY AND DO WHAT MUST BEW SAID AND DONE in order to wake such as your lamentable sort who care only for "the moment", greed . . and related L’il paultoad, its about time, you seem to be  "old enough", that you built spine and character sufficient to permit you to help develop Humanity’s conscience and stop lying to yourself with regard to the goal of the Tax Refusal. With over 21,150 people now using their TAX EXEMPT STATUS card throughout Canada, the majority of Canadians are FULLY aware the the "Government Of Canada, In Parliament Assembled", DARE NOT confront my argument in their Court, using their Rules, Laws and Judges and a Jury of their choosing should such offer them any comfort at the prospect of having to face an argument that they KNOW can not be defeated. Get with it l’il paultoad!!  Wake-Up l’il paultoad! Stop lying to yourself you silly twit!!  Wake-Up! Humanity faces the TOTAL and all-out USE of all such weapons because the vast majority, as fools, as cowards, or as both, DARE NOT join the dialogue for change and cause our leaders to wake to the need to develop that sense of "Human Dignity" that has too long eluded us.   Wake-Up l’il paultoad!!! And remember this: Everyone has a right and a duty to refuse to aid, abet or otherwise support, fund or assist, a society that participates in plans and preparations that are predicated on a sure and certain will and capacity to commit Mass Murder. "Think" . . . l’il paultoad . . . "Think" . .  .                            Say *NO* To Societal Insanity       TUNE IN  -  http://www.taxrefusal.com  -  TAX OUT *The future of Humanity depends largely upon what "you", as an "individual", choose to stand and fight for. Think about it.*  . . . Daniel J. Lavigne

Response:

My point and daniels, as well was to point out this mechanism and protest against both the high level policy (killing for oil) and the present implementation.

That’s NOT what Daniel is all about.  He’s for screwing over the next moron that thinks buying his "tax-free" card will exempt them from ever paying income tax, sales tax or any other tax imposed by any government in any country.  Daniel is a fraud, a con-man (if indeed he is a man), a liar and a thief on top of being totally self-centered and obnoxious.  A few short years ago he was "not paying taxes" over nukes.  Now it’s oil.  Next it will be the cable monopolies, or the shortage of Twinkies.  Any ’cause’ is a workable cause as long as Daniel can claim that "non payment of taxes" right……as long as it lines Daniel’s pockets with cash.  Yeah, that’s it. Todd?  Are you for the illegal non-payment of taxes and the fraudulent scheme of selling "tax-free" cards?  Do you think that an individual has a right to not pay taxes simply because they don’t like what those tax dollars may be used for? Somehow I don’t think you really agree with DJ’s reasoning. — Paul A. Thomas, CPA Athens, Georgia http://www.pat-cpa.com

Response:

- Hide quoted text — Show quoted text – Dave, instead of increasing "supply" by waging war against other nations, might it occur to your country’s federal administration that DECREASING DEMAND might be a valid alternative, which in addition would enhance your country’s image? European countries, which have much less petroleum resources than even the USofA, began with fuel efficiency measures in the 1970s and meanwhile have 40 % lower fossile fuel consumption per unit of GDP output than the USofA. IMHO a major competitive advantage. Yours truly just has ordered a motor car which uses 5.8 litres of diesel fuel / 100 km compared to 11 l with the present vehicle. The latter translates into 25 mpg. IMHO the best thing your country’s federal administration could do to enhance your national security would be to behave as a good world citizen.

You do realize that if Europe would only act as a good world citizen we wouldn’t have any of these problems. I fear Europe has embarked upon a path from which there will be no return, maybe sixty years at the outside to the end point. — *             Ronald Lee Todd M.B.A., C.P.A.                  * *  Unemployed for six years, mistake of being an accountant.  * *   Students, when someone tells you of your great future as  * *       an accountant, ask him to show you the job.           *

Response:

Fine with all that – just tell me how to continue to afford my computers and DSL while cutting back on nonessentials.

Since you ask. May I repost some ideas about community wireless? Community wireless networking has been around what, two or three years now without providing internetworking to more than a handful of the 50 million internet users in the US http://www.freenetworks.org/ http://seattlewireless.net/ http://www.bawug.org/ http://personaltelco.net/   …etc. Is 802.11a/b/g destined only for the last hop, only for a "parasitic grid" sharing cablemodem or DSL? http://www.infoworld.com/articles/hn/xml/01/08/24/010824hnfreewireles… http://www.oreillynet.com/cs/user/view/wlg/647 Is this where we’re going?  Highly engineered host-centric, bulletproof authentication, built-in PKI and RA’s, etc.? http://wirelessman.org/ Here is where I want to go: http://www.agorics.com/Library/agoricpapers.html http://www.infoanarchy.org/ http://wmf.editthispage.com/ http://www.openssh.com/ http://www.gnupg.org/ The Internet is hard-wired and centralized for transfer of wealth. We need community wireless or laser networks. You can’t build a wireless network without considering why they are needed.  Here are Five Good Reasons we need decentralized, owner-operated, peer-to-peer networks. 1. free telephony, 2. free commerce including unregulated payment/settlement infrastructure, 3. free software, 4. unregulated transmission of content such as MP3 files, 5. freedom of expression, and 6. individual privacy.   You already have P2P software.  There is mesh routing and other technology and infrastructure.  One thing missing may be protocols and semantics for resource usage and accounting, and economic notifications such as billing to other nodes. (not settlement, not micropayment-just accounting.) Massive bandwidth has been available for a long time, to the individual owner or tenant, for trivial costs, for short distances such as 100 meters.  This is exactly the same place where the global telecoms monopolies call "the last mile" and pretend to be unable to provide high speed service.  All they’re really saying is that they cannot control the traffic or infrastructure at the last 100 meters and charge rent, because nobody so stupid as to let them. The residents of the homes and apartments can easily install monster bandwidth to the last 100M. The real truth is that the core of the internet is weak, not the last mile. The cost of transport and routing for even 1000 of those 100mbit LAN connections would be 100 Gigabits, that’s a very expensive router and fiber. There will be at least 100 million Internet users in the U.S. whenever it overcomes its technical and economic bottlenecks. The simple fact is that freenetworks will be massively faster, cheaper and less regulated than the commercial Internet, for the forseeable future. This is a matter of physics and economics, that has gone on a long time, and will continue. The legal and regulatory framework, including IP laws and protection of telephone and cable monopolies, is obsolete. It gives the wrong economic signals to the Internet industry. As a result, society does not make anything near the optimal usage of the bandwidth at the edges of networks.  The 802.16 workgroup’s site. http://wirelessman.org/  "Mesh coverage & robustness improve exponentially as subscribers are added" http://wirelessman.org/tga/contrib/S80216a-02_30.pdf   Instead of heat death, from packet congestion you get a virtuous cycle of greater capacity because more paths are available.   Telcos and Cablecos can only get revenue when traffic flows through central hubs. Their only game is to capture and aggregate traffic by all possible means.  Thus, the economic benefits of mesh networks are lost to humanity. Since bandwidth is already free at the edges of the network, telcos/cablecos must sabotage any architectures, adoption, or usage patterns that develop, around the edges of the net. Their activities are directly adverse to individuals, small business, and the indigenous culture of local communities. I think is going to be necessary to create a completely parallel network, completely replacing the internet and the public telephone network. I don’t think you can get there by layering something on top of the existing routers and cables operated by regulated monopolies. These networks are being built. [... SNIP] The rest of this rant is at http://www.gldialtone.com/whyP2Pwireless.htm and http://www.gldialtone.com/SWNsummit.htm  etc. Todd

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- Hide quoted text — Show quoted text – My point and daniels, as well was to point out this mechanism and protest against both the high level policy (killing for oil) and the present implementation. That’s NOT what Daniel is all about.  He’s for screwing over the next moron that thinks buying his "tax-free" card will exempt them from ever paying income tax, sales tax or any other tax imposed by any government in any country.  Daniel is a fraud, a con-man (if indeed he is a man), a liar and a thief on top of being totally self-centered and obnoxious.  A few short years ago he was "not paying taxes" over nukes.  Now it’s oil.  Next it will be the cable monopolies, or the shortage of Twinkies.  Any ’cause’ is a workable cause as long as Daniel can claim that "non payment of taxes" right……as long as it lines Daniel’s pockets with cash.  Yeah, that’s it. Todd?  Are you for the illegal non-payment of taxes and the fraudulent scheme of selling "tax-free" cards?  Do you think that an individual has a right to not pay taxes simply because they don’t like what those tax dollars may be used for? Somehow I don’t think you really agree with DJ’s reasoning. It is none of my business whether other people pay their taxes. Nothing you or the Federal Government can do, will make me responsible for other peoples’ decisions in the matter, or restrict my right to express my opinion even if I were to directly advocate illegal tax avoidance. I decided, rather than cheat on my taxes, I would just keep my income low, and pursue other lifestyle changes that make me not a very good food source, for governments. This means, I don’t get the big pension, the health care.  When I get cancer, I’m toast.   That’s the price of freedom, during my healthy years… hmmm 60 years of freedom… is it worth it? Hell yes! I hope other people take active, profound changes in their work and consuming habits and their entire financial patterns to reduce their taxes.  Frankly I hope the US Government goes out of business someday.  I hope something comes along like what happened to the music industry, making taxes really voluntary.  In fact, I fully expect something like that will come over the horizon in coming years. Is that clear enough for you? TOdd

Apparantly, NESARA is suppose to reinstate constitutional law and get rid of the BUSH thugs in Washington. You could get your wish Todd much to the dismay of the pro-slavery crowd. Jimmy

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Enough with the ill-informed conspiracy theories, already. <snip While you can criticize Bush, there are a couple of things that are certain: (1) He has more integrity in his little finger than the entire Clinton Administration, combined;

I am sick sick sick to death of knee-jerk Republicans spouting about how much more integrity Bush has than Clinton.  Yes, Clinton lied about some land deals, and the fact that some intern blew him.  Then Bush comes on the stage and in his inauguration oath swears to "protect and defend the Constitution".  Then he proceeds to repeatedly violate civil liberties in his "war on terror", which isn’t even a declared war.  I’ll be the first to admit that Clinton was no saint, but I think a Presiden’t governmental malfeasance should be weighted far heavier than their personal issues. Bush has accomplished more in his short time in office than did Clinton

during his eight years. Really?  Other than a fairly competetent handling post-9/11, what has he really done? John

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JAMES TOWN, Rhode Island – contributor Mr. Joseph Clifford. [ Mr. Joseph Clifford also contributed this article to Media    Monitors Network (MMN) ] The Russians got into their Vietnam right after we got out of ours? Isn’t that strange?

No, but you are.  Clean up your own country and keep your pinocchio nose out of ours.

Response:

- Hide quoted text — Show quoted text – My point and daniels, as well was to point out this mechanism and protest against both the high level policy (killing for oil) and the present implementation. That’s NOT what Daniel is all about.  He’s for screwing over the next moron that thinks buying his "tax-free" card will exempt them from ever paying income tax, sales tax or any other tax imposed by any government in any country.  Daniel is a fraud, a con-man (if indeed he is a man), a liar and a thief on top of being totally self-centered and obnoxious.  A few short years ago he was "not paying taxes" over nukes.  Now it’s oil.  Next it will be the cable monopolies, or the shortage of Twinkies.  Any ’cause’ is a workable cause as long as Daniel can claim that "non payment of taxes" right……as long as it lines Daniel’s pockets with cash.  Yeah, that’s it. Todd?  Are you for the illegal non-payment of taxes and the fraudulent scheme of selling "tax-free" cards?  Do you think that an individual has a right to not pay taxes simply because they don’t like what those tax dollars may be used for? Somehow I don’t think you really agree with DJ’s reasoning.

It is none of my business whether other people pay their taxes. Nothing you or the Federal Government can do, will make me responsible for other peoples’ decisions in the matter, or restrict my right to express my opinion even if I were to directly advocate illegal tax avoidance. I decided, rather than cheat on my taxes, I would just keep my income low, and pursue other lifestyle changes that make me not a very good food source, for governments. This means, I don’t get the big pension, the health care.  When I get cancer, I’m toast.   That’s the price of freedom, during my healthy years… hmmm 60 years of freedom… is it worth it? Hell yes! I hope other people take active, profound changes in their work and consuming habits and their entire financial patterns to reduce their taxes.  Frankly I hope the US Government goes out of business someday.  I hope something comes along like what happened to the music industry, making taxes really voluntary.  In fact, I fully expect something like that will come over the horizon in coming years. Is that clear enough for you? TOdd

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Enough with the ill-informed conspiracy theories, already. There is nothing strange about ANY of it.  There is no question the United States must fight for oil, as Saudi Arabia has become beligerent and the liberals will not let us drill on our own property anymore. Your implicit criticism of Bush is totally offset, in my mind, by the total incompetence of the previous administration in dealing with foreign policy. The previous administration (as would have been any succeeding Gore administration, had it occurred) was run by total neophytes and resulted in a tremendous erosion of our power to protect our interests (oil, for one) in the Middle East.  In addition, we were made to look weak and defeated when Saddam ejected our weapons inspectors without the slightest retaliation — perhaps the biggest foreign policy blunder of the last 30 or so years. While you can criticize Bush, there are a couple of things that are certain: (1) He has more integrity in his little finger than the entire Clinton Administration, combined; (2) He is the most competent administrator since Reagan; (3) The people running the show under Bush are absolute, indisputable professionals — Powell, Rumsfeld, Rice — this is, quite simply, an all-star lineup unmatched in modern times.  In addition, many (including me) would argue that in spite of 9/11 and an obstructist congress, Bush has accomplished more in his short time in office than did Clinton during his eight years. Conspiracies?  Big Deal.

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Dave, instead of increasing "supply" by waging war against other nations, might it occur to your country’s federal administration that DECREASING DEMAND might be a valid alternative, which in addition would enhance your country’s image? European countries, which have much less petroleum resources than even the USofA, began with fuel efficiency measures in the 1970s and meanwhile have 40 % lower fossile fuel consumption per unit of GDP output than the USofA. IMHO a major competitive advantage. Yours truly just has ordered a motor car which uses 5.8 litres of diesel fuel / 100 km compared to 11 l with the present vehicle. The latter translates into 25 mpg. IMHO the best thing your country’s federal administration could do to enhance your national security would be to behave as a good world citizen. A. Lucien Meyers, CIA, CMA — If you receive this by error, please delete it and inform the sender. PGP key fingerprint=F1C0 D9AE 1B18 1405 4DFA  B4CC 6DC7 FF78 C76E FB15 To Big Brother Echelon from "spook": Arafat Mossad Serbian NORAD cryptographic Peking genetic ammunition SDI

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– Hide quoted text — Show quoted text – Do you not drive? I have kept my mileage below 3000 mi/year since 1997.  I didn’t own a car from 1983-96.  I ride my bicycle in the rain.  It would be fine with me if the price of GASOLINE went up to $20.00 per gallon to begin reflecting the externalities of oil consumption and the road system. All that being said, the US is a very spread out place. There is not a great deal of individual choice, in combinations of where to live coupled with appropriate places to work within walking distance. Work situations change a lot faster than our families’ ties with communities.  It would be ludicrous to destroy those every couple years, in order to move house within walking distance of the next job, just because VCs and other Captains of Industry can’t keep their gol darned companies on track any longer than a few years. So, most people really don’t have easy choices besides commuting by oil-driven vehicles. Which was my point to begin with.  The system is screwed up and there’s no individual escape from it. So we’re all going down with the Titanic.  I’m really looking into simple living. Back out of the whole spending thing.  Quit buying, work locally. Todd http://www.gldialtone.com/nonquantified.htm

Fine with all that – just tell me how to continue to afford my computers and DSL while cutting back on nonessentials.

Response:

Do you not drive? The fact is that we, as a nation, have become totally dependent on external supplies of oil.  So long as this is the case (which I don’t believe will be THAT much longer, actually), our national security is threatened by the fact that we have a sole source of supply that can effectively bring our economy to collapse.  To the extent we face a national security threat, it is one of those things our country must be willing to fight for.

"must be willing to fight for" ???   Why?? Why can it not be understood and accepted that America, having used MORE than 25% of the world’s finite supplies of oil should be quite happy to have done so and to now accept the fact that it matters NOT what anyone might feel about such FACTS . . . . the world will RUN OUT of ALL conventional oil by 2040. Of course, we all wish that such should not be so, that "Nature," with all magnanimity, would forgive us for failing to learn from the past. However, that very same "nature" allowed us to write such as "Those who fail to learn from the past are doomed to repeat it."  The FACT that we were unable to listen, or learn, is not so much as "Nature’s Fault", as it is our own fault; and most likely due to our willing infection by "The Madness Of Greed". Of course, there are some of us who will say that Muslims, were the tables turned and "we" controlled the oil and they needed it, that _they_ "would take care of us" in a "New York Minute". Alas!  That might yet prove true AFTER President Bush and an out of control Congress decide that the murder of 15 or 20 million people in Iraq, and a similar number in Iran, is a "reasonable price" to pay to ensure their stay in power and to supply America with a few more barrels of oil.  Unfortunately, all of that doesn’t matter as, after "The Peak Of Production Of Conventional Oil" in 2007, we will be left to argue about diminishing supplies of oil. The rate at which such shall take place will probably be in the range of 3% per year, each and every year until we run out of "Conventional Oil" in about 2040. Now, Saudi Arabia believes that we won’t run out until 2080. If their "Oil Ministers" claims are correct, that may give us a few more years to learn how to do MORE with LESS. What it won’t do is provide us with an alternative that will "effectively" replace "Conventional Oil", even if we murder the other half of Humanity in order that "some" will be able, for a few more years, to be able to drive their SUV’s to the corner store for a six-pack and a pizza. As to me doing the fighting personally, I’m afraid I would be of relatively little use at my age, but were I able to contribute to the cause I would do so in a New York minute.  

You can help "The Cause" by using your intelligence to help the whole of Humanity develop a sense of "Human Diginity" that will permit us to starve to death, if need be, while "sharing" the last of that oil. Then the "survivors" will have some reason to live and hope that Humanity will soon act to become a truly "Sentient Species". I have previously suggested that "The Only Solution", given the reality of our ready will to mass Murder each other by the Hundreds of Millions, is to "Share" the remaining oil in EXACTLY the same percentages as we are presently using it, until it is all used up. To do otherwise merely leads to the use of ALL Nuclear and other Weapons Of Mass Murder and leaves the whole of Humanity with no real reason to claim that we are somehow better than the balance of that which forms the sum of "Life" on the planet. As we start to run out of oil, some nations won’t be able to "buy" the oil without which they will NOT be able to manufacture the fertiliser that has kept alive the approximately 4.5 BILLION people who now "overpopulate" the planet.  Go to http://www.dieoff.com to understand "why" Humanity faces a disaster that will lead to the deaths, by starvation, of some 80% to 90% of "everyone" alive to-day. I do believe our freedom and ways of life are a cause worth fighting for, and to oversimplify the issue as "killing for oil" is surely an oversimplification of an awfully complex problem.

True.  To act in accordance with the demands of some who might insist that you send your sons and daughers to murder the sons and daughters of "others" in order that "some" may have a few more barrels of oil could be seen as an act of "SELLING OUT" the values and principles that your forefathers hoped you would learn.   Indeed, Dr. John Macrae, the British doctor who lost his life in the First World War and who wrote the poem:"In Flanders Fields" suggested, with the passage "To you from failing hands we throw, "The Torch", be it yours to hold it high, For if Ye fail, we shall not sleep, Although we lie, In Flanders Fields," . . that "war" if it must, from time to time, be fought, should leave the survivors with an understanding that "The Torch" to which "Heroes" such as he will always refer, is "The Torch Of Reason". As to paying for the fighting, please understand:  I’m for small government. But it happens that one of the [few] legitimate functions for government, in my view, is to protect our national security — which includes our ways of life.  

True. Your "Way Of Life" is something to be proud of as you have, for the totality of your existence as "freemen", preached that ALL should respect the rights and freedoms of others.  Are you to now smear your national identity as "The Land Of The Free and The Home Of The Brave" with a crass resolution to support plans and preparations to "MASS MURDER" untold millions in order that "some" may have a few more barrels of oil for a few more years at most???? I think that is not only "unacceptable", but that the "Men and Women" of America should insist that any "Leader" who tries to earn "Brownie Points" by suggesting such should be marched to the nearest Town Square and hung as a lesson to those to whom "profits" is a sacred word that permits the greedy to insist that the meaning of life is surely meaningless if such as they are not to be permitted to Murder a Few Million in order to have a few more barrels of a soon to be "Non-Existent Oil". I have no problem paying taxes for this purpose.  I DO have a problem paying for Robert Byrd to build another unnecessary office building in his state, or for the Oklahoma delegations to build weapons systems that DOD says are not necessary. Good luck on your class action.  If you want to sue somone for the increase in terrorism sue Bill Clinton — he did more to increase terrorism than anyone else I can name.  As to the environment, what would you have us do? The reality is the worldwide demand for oil is going to decrease markedly over the coming 20-25 years.  

Actually, the INCREASE in demand will track the increase in population, all of whom want "A Piece Of The Pie". A few million hybrid autos on the road will make a huge difference, and the promise of alternatives like fuel cells will do even more, albeit slightly longer term.  The current crisis is short term — 5-10 years.

Alas!  I must inform you that you are wrong with regard to the above. Those "hybrid autos" won’t help as their manufacture will waste yet more of a soon to be exhasuted resource and there is NO WAY to produce the Hydrogen to run those vehicles AFTER we run out of oil. The Hydrogen Fuel Cell Economy" is teh biggest scam going, exceeding the political lies and gamesmanship that has seen the CIA subverted to ensure the inflow of 1.5 Billion dollars per day, most of it by way of the "Drug Trade", merely to keep America "Economically Afloat".   Those who have been sentenced to Jail should do their utmost to br released on parole prior to 2015 as Americ will by then be facing a difficuly time and most likely be unable to feed those of its sons and daughters who languish in America’s Jail as their contribution to the "Profits" America’s "Elites And Leading Politicians" have decreed MUST be earned in order to help America avoid a financial bankruptcy that will cause the majority to further ignore its surrender to a moral bankruptcy. The environment will persevere.

True. It matters not that Hundreds of millions are infected by "The Madness Of Breed" as "The Balance Of Nature" will always "sort" things out . . as it is soon to do with respect to Huamnity’s failure to accept the fact that there can be no such thong as an "Economical Miracle" called "Sustainable Growth". To the point: The end of oil means the end of the world as we knew it;  and we may as well get used to that new set of circumstances. I would like to see a class action lawsuit, suing you for the damage to MY intersts — the increase in terrorism, the increase in costs of goods/services, not to mention the environmental impacts etc.!

I could probably help write that lawsuit. Indeed, I sued the Government Of Canada for 6 BILLION dollars in the year 2000. Of course, I knew that the Judge KNEW who buttered his bread. But, that’s okay as I will continue the battle to wake Humanity until it has to choose between TOTAL and all-out use, or dismantling, of all Nuclear and other Weapons of Mass Murder. Respectfully, Todd

Ditto to all by Daniel . .                            Say *NO* To Societal Insanity       TUNE IN  -  http://www.taxrefusal.com  -  TAX OUT *The future of Humanity depends largely upon what "you", as an "individual", choose to stand and fight for. Think about it.*  . . . Daniel J. Lavigne

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Good luck on your class action.  If you want to sue somone for the increase in terrorism sue Bill Clinton — he did more to increase terrorism than anyone else I can name.

Actually, we have no one to blame but ourselves.  It wasn’t just Clinton, the politicos have been slowly but surely cutting funding for the "dark arts" since the Carter era (maybe even longer).  Why?  The public wants government to spend less money and has a strong distaste for such endeavors. Having been personally involved with such endeavors, I know firsthand the state that our intelligence community was in.  I can only hope the situation gets brighter with some renewed interest by not only the government but by the public. — Todd Stephens Disclaimer: I have put my neck on the line for the sake of national security before.

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Do you not drive?

I have kept my mileage below 3000 mi/year since 1997.  I didn’t own a car from 1983-96.  I ride my bicycle in the rain.  It would be fine with me if the price of GASOLINE went up to $20.00 per gallon to begin reflecting the externalities of oil consumption and the road system. All that being said, the US is a very spread out place. There is not a great deal of individual choice, in combinations of where to live coupled with appropriate places to work within walking distance.   Work situations change a lot faster than our families’ ties with communities.  It would be ludicrous to destroy those every couple years, in order to move house within walking distance of the next job, just because VCs and other Captains of Industry can’t keep their gol darned companies on track any longer than a few years. So, most people really don’t have easy choices besides commuting by oil-driven vehicles. Which was my point to begin with.  The system is screwed up and there’s no individual escape from it. So we’re all going down with the Titanic.  I’m really looking into simple living. Back out of the whole spending thing.  Quit buying, work locally.   Todd http://www.gldialtone.com/nonquantified.htm

Response:

Enough with the ill-informed conspiracy theories, already. There is nothing strange about ANY of it.  There is no question the United States must fight for oil, as Saudi Arabia has become beligerent and the liberals will not let us drill on our own property anymore.

My point and daniels, as well was to point out this mechanism and protest against both the high level policy (killing for oil) and the present implementation. Say, David if you want to fight and kill for oil why don’t you go over there and do it yourself?  Don’t take MY tax money to pay for it. In fact, even if you and your fellow automobile lovers pay for your killing wars by taxes at teh gas pump, that will not be the end of your costs. I would like to see a class action lawsuit, suing you for the damage to MY intersts — the increase in terrorism, the increase in costs of goods/services, not to mention the environmental impacts etc.! Respectfully, Todd

Response:

Do you not drive? The fact is that we, as a nation, have become totally dependent on external supplies of oil.  So long as this is the case (which I don’t believe will be THAT much longer, actually), our national security is threatened by the fact that we have a sole source of supply that can effectively bring our economy to collapse.  To the extent we face a national security threat, it is one of those things our country must be willing to fight for. As to me doing the fighting personally, I’m afraid I would be of relatively little use at my age, but were I able to contribute to the cause I would do so in a New York minute.  I do believe our freedom and ways of life are a cause worth fighting for, and to oversimplify the issue as "killing for oil" is surely an oversimplification of an awfully complex problem. As to paying for the fighting, please understand:  I’m for small government. But it happens that one of the [few] legitimate functions for government, in my view, is to protect our national security — which includes our ways of life.  I have no problem paying taxes for this purpose.  I DO have a problem paying for Robert Byrd to build another unnecessary office building in his state, or for the Oklahoma delegations to build weapons systems that DOD says are not necessary. Good luck on your class action.  If you want to sue somone for the increase in terrorism sue Bill Clinton — he did more to increase terrorism than anyone else I can name.  As to the environment, what would you have us do? The reality is the worldwide demand for oil is going to decrease markedly over the coming 20-25 years.  A few million hybrid autos on the road will make a huge difference, and the promise of alternatives like fuel cells will do even more, albeit slightly longer term.  The current crisis is short term — 5-10 years. The environment will persevere. – Hide quoted text — Show quoted text – I would like to see a class action lawsuit, suing you for the damage to MY intersts — the increase in terrorism, the increase in costs of goods/services, not to mention the environmental impacts etc.! Respectfully, Todd

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GREAT POST!  Daniel keep up the good work, TOdd Boyle CPA Kirkland WA – Hide quoted text — Show quoted text – JAMES TOWN, Rhode Island – contributor Mr. Joseph Clifford. [ Mr. Joseph Clifford also contributed this article to Media   Monitors Network (MMN) ] The Russians got into their Vietnam right after we got out of ours? Isn’t that strange? We supported Bin Laden and the Taleban for years, and viewed them as freedom fighters against the Russians? Isn’t that strange? As late as 1998 the US was paying the salary of every single Taleban official in Afghanistan? Isn’t that strange? There is more oil and gas in the Caspian Sea area than in Saudi Arabia, but you need a pipeline through Afghanistan to get the oil out. Isn’t that strange? UNOCAL, a giant American Oil conglomerate, wanted to build a 1,000 mile long pipeline from the Caspian Sea, through Afghanistan to the Arabian Sea. Isn’t that strange? UNOCAL spent $10 billion on geological surveys for pipeline construction, and very nicely courted the Taleban for their support in allowing the construction to begin. Isn’t that strange? All of the leading Taleban officials were in Texas negotiating with UNOCAL in 1998. Isn’t that strange? 1998-1999 – The Taleban changed its mind and threw UNOCAL out of the country and awarded the pipeline project to a company from Argentina. Isn’t that strange? John Maresca, vice president of UNOCAL, testified before Congress and said no pipeline until the Taleban was gone and a more friendly government was established. Isn’t that strange? 1999-2000 – The Taleban became the most evil people in the world. Isn’t that strange? Senior American officials in mid July told Niaz Naik, a former Pakistani Foreign Secretary, that military action against Afghanistan would go ahead by the middle of October. Isn’t that strange? Sept. 11, 2001, WTC disaster. Bush goes to war against Afghanistan even though none of the hijackers came from Afghanistan. Isn’t that strange? Bush blamed Bin Laden but has never offered any proof saying, "it’s a secret". Isn’t that strange? Taleban offered to negotiate to turn over Bin Laden if we showed them some proof. We refused; we bombed. Isn’t that strange? Bush said: "This is not about nation building. It’s about getting the terrorists." Isn’t that strange? We have a new government in Afghanistan. Isn’t that strange? The leader of that government formerly worked for UNOCAL. Isn’t that strange? Bush appoints a special envoy to represent the US to deal with that new government, who formerly was the "chief consultant to UNOCAL." Isn’t that strange? The Bush family acquired their wealth through oil? Isn’t that strange? Bush’s secretary of interior was the president of an oil company before going to Washington. Isn’t that strange? George Bush Sr. now works with the "Carlysle Group" specializing in huge oil investments around the world. Isn’t that strange? Condoleezza Rice worked for Chevron before going to Washington. Isn’t that strange? Chevron named one of its newest "super tankers" after Condoleezza. Isn’t that strange? Dick Cheney worked for the giant oil conglomerate Halliburton before becoming vice president. Isn’t that strange? Halliburton gave Cheney $34 million as a farewell gift when he left the company. Isn’t that strange? Halliburton is in the pipeline construction business. Isn’t that strange? There is $6 trillion worth of oil in the Caspian Sea area. Isn’t that strange? The US government quietly announced on Jan 31, 2002 that we would support the construction of the Trans-Afghanistan pipeline. Isn’t that strange? President Musharraf (Pakistan), and interim Afghanistan leader Karzai (UNOCAL), announces agreement to build proposed gas pipeline from Central Asia to Pakistan via Afghanistan. (Irish Times 02/10/02) Isn’t that strange? Could it be the oil???                           Say *NO* To Societal Insanity      TUNE IN  -  http://www.taxrefusal.com  -  TAX OUT *The future of Humanity depends largely upon what "you", as an "individual", choose to stand and fight for. Think about it.* . . . Daniel J. Lavigne

Response:

JAMES TOWN, Rhode Island – contributor Mr. Joseph Clifford. [ Mr. Joseph Clifford also contributed this article to Media    Monitors Network (MMN) ] The Russians got into their Vietnam right after we got out of ours? Isn’t that strange? We supported Bin Laden and the Taleban for years, and viewed them as freedom fighters against the Russians? Isn’t that strange? As late as 1998 the US was paying the salary of every single Taleban official in Afghanistan? Isn’t that strange? There is more oil and gas in the Caspian Sea area than in Saudi Arabia, but you need a pipeline through Afghanistan to get the oil out. Isn’t that strange? UNOCAL, a giant American Oil conglomerate, wanted to build a 1,000 mile long pipeline from the Caspian Sea, through Afghanistan to the Arabian Sea. Isn’t that strange? UNOCAL spent $10 billion on geological surveys for pipeline construction, and very nicely courted the Taleban for their support in allowing the construction to begin. Isn’t that strange? All of the leading Taleban officials were in Texas negotiating with UNOCAL in 1998. Isn’t that strange? 1998-1999 – The Taleban changed its mind and threw UNOCAL out of the country and awarded the pipeline project to a company from Argentina. Isn’t that strange? John Maresca, vice president of UNOCAL, testified before Congress and said no pipeline until the Taleban was gone and a more friendly government was established. Isn’t that strange? 1999-2000 – The Taleban became the most evil people in the world. Isn’t that strange? Senior American officials in mid July told Niaz Naik, a former Pakistani Foreign Secretary, that military action against Afghanistan would go ahead by the middle of October. Isn’t that strange? Sept. 11, 2001, WTC disaster. Bush goes to war against Afghanistan even though none of the hijackers came from Afghanistan. Isn’t that strange? Bush blamed Bin Laden but has never offered any proof saying, "it’s a secret". Isn’t that strange? Taleban offered to negotiate to turn over Bin Laden if we showed them some proof. We refused; we bombed. Isn’t that strange? Bush said: "This is not about nation building. It’s about getting the terrorists." Isn’t that strange? We have a new government in Afghanistan. Isn’t that strange? The leader of that government formerly worked for UNOCAL. Isn’t that strange? Bush appoints a special envoy to represent the US to deal with that new government, who formerly was the "chief consultant to UNOCAL." Isn’t that strange? The Bush family acquired their wealth through oil? Isn’t that strange? Bush’s secretary of interior was the president of an oil company before going to Washington. Isn’t that strange? George Bush Sr. now works with the "Carlysle Group" specializing in huge oil investments around the world. Isn’t that strange? Condoleezza Rice worked for Chevron before going to Washington. Isn’t that strange? Chevron named one of its newest "super tankers" after Condoleezza. Isn’t that strange? Dick Cheney worked for the giant oil conglomerate Halliburton before becoming vice president. Isn’t that strange? Halliburton gave Cheney $34 million as a farewell gift when he left the company. Isn’t that strange? Halliburton is in the pipeline construction business. Isn’t that strange? There is $6 trillion worth of oil in the Caspian Sea area. Isn’t that strange? The US government quietly announced on Jan 31, 2002 that we would support the construction of the Trans-Afghanistan pipeline. Isn’t that strange? President Musharraf (Pakistan), and interim Afghanistan leader Karzai (UNOCAL), announces agreement to build proposed gas pipeline from Central Asia to Pakistan via Afghanistan. (Irish Times 02/10/02) Isn’t that strange? Could it be the oil???                            Say *NO* To Societal Insanity       TUNE IN  -  http://www.taxrefusal.com  -  TAX OUT *The future of Humanity depends largely upon what "you", as an "individual", choose to stand and fight for. Think about it.*  . . . Daniel J. Lavigne

Response:

Question:

That’s AUD, so double it for USD. — Ken Russell Sydney

| Is this $3.6 billion USD or Austrailian Dollars? | |

| | HIH liquidator takes aim at Andersen | By Elisabeth Sexton | April 17 2002 | | The partners of besieged accounting firm Andersen face the prospect of a | hefty damages suit after the Federal Court yesterday forced the firm to hand | over details of its partners, finances and insurance cover since 1996. | | The court has also ordered the managing partner, Garry Hounsell, to answer | questions from the HIH liquidator, Tony McGrath of KPMG.  Mr McGrath said | yesterday he had gone to court "to enable an understanding of the capacity | of Andersen to meet any claims that the liquidators of the HIH companies may | have against it". | | Andersen was the longstanding auditor of both HIH and the insurer it took | over in 1999, FAI.  The combined group collapsed in March 2001 with a | deficiency now estimated by Mr McGrath at between $3.6 billion and $5.3 | billion. Mr McGrath has said previously he was examining the prospects of | suing all the individuals who were partners of Andersen when the firm | audited financial statements of HIH and FAI. | | The HIH Royal Commission has heard evidence that the 1998 FAI accounts, and | the 1999 and 2000 HIH accounts, were deliberately manipulated. | | Counsel assisting the commission, Richard White SC, claimed that the window | dressing allowed FAI to report a profit of $9 million in 1998, instead of a | loss of $49 million, and HIH to report profits of $102 million in 1999 and | $62 million in 2000 instead of a profit of $10 million a loss of $41 million | respectively.  Earlier this month, Mr McGrath summarised these financial | statements as containing "accounting deceptions".  The court ordered | Andersen to give Mr McGrath "all deeds, agreements, articles of partnership, | or like instruments" relating to the partnership since July 1, 1996. | | It also ordered disclosure of details of insurance policies covering | Andersen’s audits of HIH and FAI, and any professional advice given to the | insurers, including "the amount of insurance cover that might be available | … in respect of any claim by any of the HIH companies in relation to the | audit or the professional advice". | | Registrar Geoff Segal ordered yesterday that the information handed over | remain confidential to the parties. | | At the first formal creditors meeting on April 3, Mr McGrath said potential | targets for damages arising from HIH’s "collapse of monumental proportions" | included directors, officers, auditors, actuaries, advisers, reinsurers, | reinsurance brokers and regulators.  "There are clearly claims that we will | obviously have," Mr McGrath told the meeting, adding that he would not | launch any action without express creditor approval. | | The orders for Andersen to provide information are believed to be the first | court action Mr McGrath has taken relating to damages actions. They follow | the splitting of the Andersen partnerships around the world following the | devastating consequences of its audit of collapsed US energy trading giant | Enron. | | Asked on April 3 whether the proposed takeover of Andersen’s Australian | operation by its rival Ernst & Young would affect any damages suits, Mr | McGrath said as he would be targeting individual partners, a change in the | ownership would have little effect. | | Still, he may have acted now to ensure he has all the information he needs | before Andersen disappears as an entity. | | | | | |

Response:

OOPS… I just got out of bed, that’s the wrong way round:-)  3.6 bil AUD = app 1.8 bil USD — Ken Russell Sydney

| That’s AUD, so double it for USD. | | — | Ken Russell | Sydney | | | | Is this $3.6 billion USD or Austrailian Dollars? | | | |

| | | | HIH liquidator takes aim at Andersen | | By Elisabeth Sexton | | April 17 2002 | | | | The partners of besieged accounting firm Andersen face the prospect of a | | hefty damages suit after the Federal Court yesterday forced the firm to | hand | | over details of its partners, finances and insurance cover since 1996. | | | | The court has also ordered the managing partner, Garry Hounsell, to | answer | | questions from the HIH liquidator, Tony McGrath of KPMG.  Mr McGrath | said | | yesterday he had gone to court "to enable an understanding of the | capacity | | of Andersen to meet any claims that the liquidators of the HIH companies | may | | have against it". | | | | Andersen was the longstanding auditor of both HIH and the insurer it | took | | over in 1999, FAI.  The combined group collapsed in March 2001 with a | | deficiency now estimated by Mr McGrath at between $3.6 billion and $5.3 | | billion. Mr McGrath has said previously he was examining the prospects | of | | suing all the individuals who were partners of Andersen when the firm | | audited financial statements of HIH and FAI. | | | | The HIH Royal Commission has heard evidence that the 1998 FAI accounts, | and | | the 1999 and 2000 HIH accounts, were deliberately manipulated. | | | | Counsel assisting the commission, Richard White SC, claimed that the | window | | dressing allowed FAI to report a profit of $9 million in 1998, instead | of a | | loss of $49 million, and HIH to report profits of $102 million in 1999 | and | | $62 million in 2000 instead of a profit of $10 million a loss of $41 | million | | respectively.  Earlier this month, Mr McGrath summarised these financial | | statements as containing "accounting deceptions".  The court ordered | | Andersen to give Mr McGrath "all deeds, agreements, articles of | partnership, | | or like instruments" relating to the partnership since July 1, 1996. | | | | It also ordered disclosure of details of insurance policies covering | | Andersen’s audits of HIH and FAI, and any professional advice given to | the | | insurers, including "the amount of insurance cover that might be | available | | … in respect of any claim by any of the HIH companies in relation to | the | | audit or the professional advice". | | | | Registrar Geoff Segal ordered yesterday that the information handed over | | remain confidential to the parties. | | | | At the first formal creditors meeting on April 3, Mr McGrath said | potential | | targets for damages arising from HIH’s "collapse of monumental | proportions" | | included directors, officers, auditors, actuaries, advisers, reinsurers, | | reinsurance brokers and regulators.  "There are clearly claims that we | will | | obviously have," Mr McGrath told the meeting, adding that he would not | | launch any action without express creditor approval. | | | | The orders for Andersen to provide information are believed to be the | first | | court action Mr McGrath has taken relating to damages actions. They | follow | | the splitting of the Andersen partnerships around the world following | the | | devastating consequences of its audit of collapsed US energy trading | giant | | Enron. | | | | Asked on April 3 whether the proposed takeover of Andersen’s Australian | | operation by its rival Ernst & Young would affect any damages suits, Mr | | McGrath said as he would be targeting individual partners, a change in | the | | ownership would have little effect. | | | | Still, he may have acted now to ensure he has all the information he | needs | | before Andersen disappears as an entity. | | | | | | | | | | | | | |

Response:

HIH liquidator takes aim at Andersen By Elisabeth Sexton April 17 2002 The partners of besieged accounting firm Andersen face the prospect of a hefty damages suit after the Federal Court yesterday forced the firm to hand over details of its partners, finances and insurance cover since 1996. The court has also ordered the managing partner, Garry Hounsell, to answer questions from the HIH liquidator, Tony McGrath of KPMG.  Mr McGrath said yesterday he had gone to court "to enable an understanding of the capacity of Andersen to meet any claims that the liquidators of the HIH companies may have against it". Andersen was the longstanding auditor of both HIH and the insurer it took over in 1999, FAI.  The combined group collapsed in March 2001 with a deficiency now estimated by Mr McGrath at between $3.6 billion and $5.3 billion. Mr McGrath has said previously he was examining the prospects of suing all the individuals who were partners of Andersen when the firm audited financial statements of HIH and FAI. The HIH Royal Commission has heard evidence that the 1998 FAI accounts, and the 1999 and 2000 HIH accounts, were deliberately manipulated. Counsel assisting the commission, Richard White SC, claimed that the window dressing allowed FAI to report a profit of $9 million in 1998, instead of a loss of $49 million, and HIH to report profits of $102 million in 1999 and $62 million in 2000 instead of a profit of $10 million a loss of $41 million respectively.  Earlier this month, Mr McGrath summarised these financial statements as containing "accounting deceptions".  The court ordered Andersen to give Mr McGrath "all deeds, agreements, articles of partnership, or like instruments" relating to the partnership since July 1, 1996. It also ordered disclosure of details of insurance policies covering Andersen’s audits of HIH and FAI, and any professional advice given to the insurers, including "the amount of insurance cover that might be available … in respect of any claim by any of the HIH companies in relation to the audit or the professional advice". Registrar Geoff Segal ordered yesterday that the information handed over remain confidential to the parties. At the first formal creditors meeting on April 3, Mr McGrath said potential targets for damages arising from HIH’s "collapse of monumental proportions" included directors, officers, auditors, actuaries, advisers, reinsurers, reinsurance brokers and regulators.  "There are clearly claims that we will obviously have," Mr McGrath told the meeting, adding that he would not launch any action without express creditor approval. The orders for Andersen to provide information are believed to be the first court action Mr McGrath has taken relating to damages actions. They follow the splitting of the Andersen partnerships around the world following the devastating consequences of its audit of collapsed US energy trading giant Enron. Asked on April 3 whether the proposed takeover of Andersen’s Australian operation by its rival Ernst & Young would affect any damages suits, Mr McGrath said as he would be targeting individual partners, a change in the ownership would have little effect. Still, he may have acted now to ensure he has all the information he needs before Andersen disappears as an entity.

Response:

Is this $3.6 billion USD or Austrailian Dollars? – Hide quoted text — Show quoted text – HIH liquidator takes aim at Andersen By Elisabeth Sexton April 17 2002 The partners of besieged accounting firm Andersen face the prospect of a hefty damages suit after the Federal Court yesterday forced the firm to hand over details of its partners, finances and insurance cover since 1996. The court has also ordered the managing partner, Garry Hounsell, to answer questions from the HIH liquidator, Tony McGrath of KPMG.  Mr McGrath said yesterday he had gone to court "to enable an understanding of the capacity of Andersen to meet any claims that the liquidators of the HIH companies may have against it". Andersen was the longstanding auditor of both HIH and the insurer it took over in 1999, FAI.  The combined group collapsed in March 2001 with a deficiency now estimated by Mr McGrath at between $3.6 billion and $5.3 billion. Mr McGrath has said previously he was examining the prospects of suing all the individuals who were partners of Andersen when the firm audited financial statements of HIH and FAI. The HIH Royal Commission has heard evidence that the 1998 FAI accounts, and the 1999 and 2000 HIH accounts, were deliberately manipulated. Counsel assisting the commission, Richard White SC, claimed that the window dressing allowed FAI to report a profit of $9 million in 1998, instead of a loss of $49 million, and HIH to report profits of $102 million in 1999 and $62 million in 2000 instead of a profit of $10 million a loss of $41 million respectively.  Earlier this month, Mr McGrath summarised these financial statements as containing "accounting deceptions".  The court ordered Andersen to give Mr McGrath "all deeds, agreements, articles of partnership, or like instruments" relating to the partnership since July 1, 1996. It also ordered disclosure of details of insurance policies covering Andersen’s audits of HIH and FAI, and any professional advice given to the insurers, including "the amount of insurance cover that might be available … in respect of any claim by any of the HIH companies in relation to the audit or the professional advice". Registrar Geoff Segal ordered yesterday that the information handed over remain confidential to the parties. At the first formal creditors meeting on April 3, Mr McGrath said potential targets for damages arising from HIH’s "collapse of monumental proportions" included directors, officers, auditors, actuaries, advisers, reinsurers, reinsurance brokers and regulators.  "There are clearly claims that we will obviously have," Mr McGrath told the meeting, adding that he would not launch any action without express creditor approval. The orders for Andersen to provide information are believed to be the first court action Mr McGrath has taken relating to damages actions. They follow the splitting of the Andersen partnerships around the world following the devastating consequences of its audit of collapsed US energy trading giant Enron. Asked on April 3 whether the proposed takeover of Andersen’s Australian operation by its rival Ernst & Young would affect any damages suits, Mr McGrath said as he would be targeting individual partners, a change in the ownership would have little effect. Still, he may have acted now to ensure he has all the information he needs before Andersen disappears as an entity.

Response:

Question:

Just closed on a round of venture capital financing and incurred large legal fees associated with the closing.  I believe we can charge the fees against APIC, is that true?  Is it a straight debit to APIC? Thanks, Revan

Response:

Just closed on a round of venture capital financing and incurred large legal fees associated with the closing.  I believe we can charge the fees against APIC, is that true?  Is it a straight debit to APIC?

Just curious…what is APIC?

Response:

Sorry, but these are syndication fees and are treated as an unamortized intangible asset. Sorry, but you absolutely, positively, cannot expense them against anything. (Unless you are a lying, cheating, stealing, immature dot.snot, of course)

– Hide quoted text — Show quoted text – Just closed on a round of venture capital financing and incurred large legal fees associated with the closing.  I believe we can charge the fees against APIC, is that true?  Is it a straight debit to APIC? Just curious…what is APIC?

Response:

Question:

So, it’s easy.  Change the policy of paying out before the revenue is received.  Informs your customers that they now have 15 days in which to pay and informs your employees that they will be paid only when all paper work is received and processed.  Charge late fees and finance charges and follow up!  Offer a 3% discount to those who pay upon job completion.  Work to GET your cash and KEEP it.  Always work from the position that you will be using someone else’s money.  Cut expenses! I know you will be told that these are all necessary expenses…  hehe Offer bonuses on NET income.  Budget certain expenses and require proper authorization (and accountability) for expenditures. It’s called cash management.

 By golly I have been looking for some good advice from farmers…Thank you for posting that…Do you get your government check once per month or — Cody & Helen Hart The Laughing Cantalope Inc. Osceola, IA. http://www.laughingcantalope.com http://www.myshipmodels.com

Response:

So, it’s easy.  Change the policy of paying out before the revenue is received.  Informs your customers that they now have 15 days in which to pay and informs your employees that they will be paid only when all paper work is received and processed.  Charge late fees and finance charges and follow up!  Offer a 3% discount to those who pay upon job completion.  Work to GET your cash and KEEP it.  Always work from the position that you will be using someone else’s money.  Cut expenses! I know you will be told that these are all necessary expenses…  hehe Offer bonuses on NET income.  Budget certain expenses and require proper authorization (and accountability) for expenditures.   It’s called cash management.   – Hide quoted text — Show quoted text – Hi all! Can anyone give me any advice on how to properly manage my cash flow. I take take care of the entire Accounting department where I work and the volume of transactions is increasing and I must admit that I lack the proper experience in this aspect. Can anyone help me?

Response:

Urk… I’m no accountant and no CPA but I did run a company of a similar nature and run into similar situations.  The biggest problem was cash-flow and the biggest solution to that problem was to (a) be VERY specific about precision in any thing the company committed itself to … task-orders, lengthy but common-sense contracts … and (b) always get 25% to 50% down.  Any prospect that could not do that was not a prospect at all.  We discarded a fair number of unprofitable customers, and suffered through quite a few more, before grasping the essentials of how to make THAT determination.  Plus, we also discovered that a business like this requires an amazing amount of liquid cash…  so much so, in fact, that we eventually shifted our core-business completely. "Cash flow" and "simply having too many promises and not enough cash" and "being drastically mistaken whether we should have taken on this project or not" turned out to be very different, non-accounting(!) problems!  :-{ It is an Intenet Training and Web Developing Company.   We also do a bit of Consulting. Can anyone give me any advice on how to properly manage my cash flow. Yann Brisebois Senior Bookkeeper/Commis Comptable Principal Internet Institute/Institut de l’Internet — http://www.net-inst.com Tel.:(613) 233-5751 ext./poste:314 – Fax/Telec.: (613) 233-5767

Sundial Services :: Scottsdale, AZ (USA) :: (480) 946-8259 – Hide quoted text — Show quoted text – Why =shouldn’t= it be quick and easy to keep your database online? ChimneySweep(R):  "Click click, it’s fixed!" {tm} http://www.sundialservices.com/cs3web.htm

Response:

You need a computerised bookkeeping system, prepare a proper cash flow forecast & discuss it with your bank manager.  If you are desperate, phone your company’s auditors for help Best wishes Stephen Cowley

– Hide quoted text — Show quoted text – Hi all! Can anyone give me any advice on how to properly manage my cash flow. I take take care of the entire Accounting department where I work and the volume of transactions is increasing and I must admit that I lack the proper experience in this aspect. Can anyone help me? — Yann Brisebois Senior Bookkeeper/Commis Comptable Principal Internet Institute/Institut de l’Internet — http://www.net-inst.com Tel.:(613) 233-5751 ext./poste:314 – Fax/Telec.: (613) 233-5767

Response:

Because his A/R turn is slower than A/P turn, this is a serious problem, sales predictability notwithstanding Without funding outside of operations, this is a very difficult situation to sustain.

Basically, as you note, unless you increase the investment in the business (whether through debt or capital), there is a maximum level of sales you can sustain.  In a case like this, you should be able to find the level of growth at which you would "grow broke" and be a victim of your own success unless additional resources can be found. It’s very important that your marketing people understand this dynamic and that part of groundwork for enabling growth is to find the funds to make it happen.  It’s also important to remember that as important as *making* the sale is *collecting* the sale–and that may influence who you want to market to.

Response:

budget and predict sales, no one could validate my sales forecast (I’m not in a position to make sales forecasts which is why validation is essential)…Without a sound sales forecast, it is very hard to predict cash inflows…

Or to predict expenses! Sounds like growth is especially hard on your cash flow, even without inventory! Is there some way that you can track sales leads? If your salespeople are closing a certain percentage of their contacts, perhaps you can predict sales that way somehow. Without a good handle on expected sales, I’m afraid that it’s going to be pretty hard for you to predict your cash flow. You might even want to limit your sales because of it if you are not able to finance your expansion properly — many profitable businesses have failed because they grew too fast. — Brad Crockett Duncan BC Canada members.home.net/canbooks

Response:

Because his A/R turn is slower than A/P turn, this is a serious problem, sales predictability notwithstanding Without funding outside of operations, this is a very difficult situation to sustain. Yann, first I would try to get a handle on your fixed costs as this has to be paid regrdless of sales. I used to do a schedule, per week, that projected out one month, on a spreadsheet, both fixed and variable costs and inflows. – Hide quoted text — Show quoted text – budget and predict sales, no one could validate my sales forecast (I’m not in a position to make sales forecasts which is why validation is essential)…Without a sound sales forecast, it is very hard to predict cash inflows… Or to predict expenses! Sounds like growth is especially hard on your cash flow, even without inventory! Is there some way that you can track sales leads? If your salespeople are closing a certain percentage of their contacts, perhaps you can predict sales that way somehow. Without a good handle on expected sales, I’m afraid that it’s going to be pretty hard for you to predict your cash flow. You might even want to limit your sales because of it if you are not able to finance your expansion properly — many profitable businesses have failed because they grew too fast. — Brad Crockett Duncan BC Canada members.home.net/canbooks

Response:

Yann, first I would try to get a handle on your fixed costs as this has to be paid regrdless of sales. I used to

Yes, that should be done too, Yann! — Brad Crockett Duncan BC Canada members.home.net/canbooks

Response:

Thanks for the good advice…Many of these things I am doing, except I will definately need to refine them…Three things that are particular about our situation a) We are a fast growing company with alot of expenditures, that are unavoidable…We find ourselves paying consultants for their work done way before we are ready to invoice our client…I lost this fight… b) Before I started working there, they had a very basic accounting system with no real way of keeping track of sales…Therefore, when it came time to make the budget and predict sales, no one could validate my sales forecast (I’m not in a position to make sales forecasts which is why validation is essential)…Without a sound sales forecast, it is very hard to predict cash inflows… c) 80% of our clients are government which usually pay 40 to 45 days after the service in rendered in full, we pay our trainers net 30 days…This is another problem… Any additional advice would be greatly appreciated… Yann – Hide quoted text — Show quoted text – It is an Intenet Training and Web Developing Company.   We also do a bit of Consulting. OK. The first thing to do is to get a handle on how quickly you are collecting on your receivables. If you have a few customers that make up a big chunk of your revenue, see if you can nail down exactly when you expect to deposit their payments to the bank. Otherwise, see if you can figure out what percentage of your month’s sales will be collected the same month, after 30 days, after 60 days, etc. (You may want to break that and everything else that follows all down to semi-monthly or bi-weekly periods depending on your payroll.) Then try and project what your sales are going to be in the coming periods. (You might want to do an ‘optimistic’ and a ‘worst case’ forcast.) Take your projected sales multiplied by the percentage that you expect to collect that month to get an expected cash inflow from current month’s sales. Do the same for the previous 30, 60, 90, etc. (or you can use current, 15 day, 30 day, 45 day periods – whatever you feel is more appropriate for you…) Do you have a spreadsheet set up yet? That’s probably the best place to work all this out…. Do all of these calculations to try and come up with an expected cash inflow for the period. Now set up what your expected cash outflows will be. Your payroll is probably the first outflow that you want to project. Do you plan on expanding/hiring more staff? Are there any big projects coming up? Include the full amount that you expect to pay for any capital purchases. Are you going to be purchasing/upgrading any equipment? Will you be buying, leasing? If you’re leasing, put the lease payments into the appropriate periods. If you will be making any payment on loans, a line of credit, mortgages, etc., add them in to your outflows for the appropriate periods. If you plan on taking out any loans, add them into your inflows. You get the idea. Anything that goes into or out of your bank account, account for it! Plan as far ahead as you feel is useful. Give us some more details about your situation – perhaps there are some specifics that you would like to know how to handle? — Brad Crockett Duncan BC Canada members.home.net/canbooks

Response:

It is an Intenet Training and Web Developing Company.   We also do a bit of Consulting. Can anyone give me any advice on how to properly manage my cash flow. What sort of an organization are you talking about? Do you have inventory? Are you in manufacturing? — Brad Crockett Duncan BC Canada members.home.net/canbooks

– Yann Brisebois Senior Bookkeeper/Commis Comptable Principal Internet Institute/Institut de l’Internet — http://www.net-inst.com Tel.:(613) 233-5751 ext./poste:314 – Fax/Telec.: (613) 233-5767

Response:

It is an Intenet Training and Web Developing Company.   We also do a bit of Consulting.

OK. The first thing to do is to get a handle on how quickly you are collecting on your receivables. If you have a few customers that make up a big chunk of your revenue, see if you can nail down exactly when you expect to deposit their payments to the bank. Otherwise, see if you can figure out what percentage of your month’s sales will be collected the same month, after 30 days, after 60 days, etc. (You may want to break that and everything else that follows all down to semi-monthly or bi-weekly periods depending on your payroll.) Then try and project what your sales are going to be in the coming periods. (You might want to do an ‘optimistic’ and a ‘worst case’ forcast.) Take your projected sales multiplied by the percentage that you expect to collect that month to get an expected cash inflow from current month’s sales. Do the same for the previous 30, 60, 90, etc. (or you can use current, 15 day, 30 day, 45 day periods – whatever you feel is more appropriate for you…) Do you have a spreadsheet set up yet? That’s probably the best place to work all this out…. Do all of these calculations to try and come up with an expected cash inflow for the period. Now set up what your expected cash outflows will be. Your payroll is probably the first outflow that you want to project. Do you plan on expanding/hiring more staff? Are there any big projects coming up? Include the full amount that you expect to pay for any capital purchases. Are you going to be purchasing/upgrading any equipment? Will you be buying, leasing? If you’re leasing, put the lease payments into the appropriate periods. If you will be making any payment on loans, a line of credit, mortgages, etc., add them in to your outflows for the appropriate periods. If you plan on taking out any loans, add them into your inflows. You get the idea. Anything that goes into or out of your bank account, account for it! Plan as far ahead as you feel is useful. Give us some more details about your situation – perhaps there are some specifics that you would like to know how to handle? — Brad Crockett Duncan BC Canada members.home.net/canbooks

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Hi all! Can anyone give me any advice on how to properly manage my cash flow. I take take care of the entire Accounting department where I work and the volume of transactions is increasing and I must admit that I lack the proper experience in this aspect. Can anyone help me? — Yann Brisebois Senior Bookkeeper/Commis Comptable Principal Internet Institute/Institut de l’Internet — http://www.net-inst.com Tel.:(613) 233-5751 ext./poste:314 – Fax/Telec.: (613) 233-5767

Response:

Can anyone give me any advice on how to properly manage my cash flow.

What sort of an organization are you talking about? Do you have inventory? Are you in manufacturing? — Brad Crockett Duncan BC Canada members.home.net/canbooks

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Question:

Is this newsgroup mainly discussed about US or UK accounting issues? I am looking for some good sites which discuss about Capital gain tax. If you have any, please e-mail me!

Response:

thank you, Mike – Hide quoted text — Show quoted text – Is this newsgroup mainly discussed about US or UK accounting issues? I am looking for some good sites which discuss about Capital gain tax. If you have any, please e-mail me! try the misc.taxes.moderated and us.taxes newsgroups.    Mike Block, Tax Fighting C.P.A.   #1 national QuickBooks Top Tester QB add-ons/seminars www.blocktax.com    Ft Lauderdale, FL 954-566-7540

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Is this newsgroup mainly discussed about US or UK accounting issues? I am looking for some good sites which discuss about Capital gain tax. If you have any, please e-mail me!

try the misc.taxes.moderated and us.taxes newsgroups.    Mike Block, Tax Fighting C.P.A.               #1 national QuickBooks Top Tester QB add-ons/seminars www.blocktax.com    Ft Lauderdale, FL 954-566-7540

Response:

Question:

Our CPA firm received a letter from our Trial Balance and Business (1120/1120S) software vendor (CLR Software) that they would be discontinuing their FAST Advantage & Tax Advantage programs. I’m in the process of reviewing several software titles and would like some comments/suggestions about the following titles: Trial Balance software:    ACE Audit (by CLR Software)    ATB for Windows (by Intuit, sponsered by AICPA) Corporate Tax software (1120/1120S):    Prosystem fx (by CCH)    ProSeries (by Intuit)    UltraTax (by Creative Solutions) Thank you in advance for any comments. Brian

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– Hide quoted text — Show quoted text – Our CPA firm received a letter from our Trial Balance and Business (1120/1120S) software vendor (CLR Software) that they would be discontinuing their FAST Advantage & Tax Advantage programs. I’m in the process of reviewing several software titles and would like some comments/suggestions about the following titles: Trial Balance software:    ACE Audit (by CLR Software)    ATB for Windows (by Intuit, sponsered by AICPA) Corporate Tax software (1120/1120S):    Prosystem fx (by CCH)    ProSeries (by Intuit)    UltraTax (by Creative Solutions) Thank you in advance for any comments. Brian

I’ll comment only on Creative Solutions.  Since you’ve been with CLR, you’re used to paying big bucks for everything.  We are not users of Ultratax, but do use WS2.  It is, without question, the most poorly designed successful product I’ve ever seen.  Horrible.  Unfortunately, there is really no other game in town for writeup.  For tax, however, there is.  CSI support is expensive, and things that should not be support issues are billed as such. I feel we’re stuck with WS2 (for DOS), but we will not be buying the Windows product.  The design is just unforgivably bad on the DOS version.  Their tax software may be great, though. David

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I suggest you look at ClientLink E-WriteUp www.joycpa.com and TaxWise www.taxwise.com Myron Joy CPA       Joy & Associates P.C.       Phoenix Az

Can taxwise import from QuickBooks? Do you know anything besides TurboTax and the TurboTax Pro that imports QuickBooks and Peachtree? Mike Block, Tax Fighting C.P.A. 954-566-7540, fax 7541 QuickBooks Prof. Advisor & Official #1 QB 6 Top Tester   biz.comp.accounting co-moderator for spam free news    275 E Oakland Park Blvd, Ft. Lauderdale, FL 33334

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Quickbooks exports to an ASCII file. If Taxwise can accept an ASCII import, it shouldn’t be too difficult to rework the QuickBooks import into something Taxwise can read (note: I am unfamiliar with Taxwise… I am speaking generically here). It should not be an overly difficult program to write if you know a halfway decent programmer. – Hide quoted text — Show quoted text – I suggest you look at ClientLink E-WriteUp www.joycpa.com and TaxWise www.taxwise.com Myron Joy CPA       Joy & Associates P.C.       Phoenix Az Can taxwise import from QuickBooks? Do you know anything besides TurboTax and the TurboTax Pro that imports QuickBooks and Peachtree? Mike Block, Tax Fighting C.P.A. 954-566-7540, fax 7541 QuickBooks Prof. Advisor & Official #1 QB 6 Top Tester   biz.comp.accounting co-moderator for spam free news    275 E Oakland Park Blvd, Ft. Lauderdale, FL 33334

– Menachem Bazian, CPA Director of Client Services Levine Mandelbaum Neider Wohl, LLP 230 Park Avenue Suite 462 New York, NY 10169

Response:

I suggest you look at ClientLink E-WriteUp www.joycpa.com and TaxWise www.taxwise.com Myron Joy CPA       Joy & Associates P.C.       Phoenix Az Accountants and Information Technology Consultants Developers of ClientLink E-WriteUp Software

– Hide quoted text — Show quoted text -Our CPA firm received a letter from our Trial Balance and Business (1120/1120S) software vendor (CLR Software) that they would be discontinuing their FAST Advantage & Tax Advantage programs. I’m in the process of reviewing several software titles and would like some comments/suggestions about the following titles: Trial Balance software:   ACE Audit (by CLR Software)   ATB for Windows (by Intuit, sponsered by AICPA) Corporate Tax software (1120/1120S):   Prosystem fx (by CCH)   ProSeries (by Intuit)   UltraTax (by Creative Solutions) Thank you in advance for any comments. Brian

Response:

Our CPA firm received a letter from our Trial Balance and Business (1120/1120S) software vendor (CLR Software) that they would be discontinuing their FAST Advantage & Tax Advantage programs. I’m in the process of reviewing several software titles and would like some comments/suggestions about the following titles: Trial Balance software:   ACE Audit (by CLR Software)   ATB for Windows (by Intuit, sponsored by AICPA) Corporate Tax software (1120/1120S):   Prosystem fx (by CCH)   ProSeries (by Intuit)   UltraTax (by Creative Solutions)

Hi Brian: CLR (Thompson Publishing) is apparently dropping only this old Prentice Hall package. They will still have, accoding to a friend, the main Fastax program. I would be glad to have you use the excellent and reasonably inexpensive ProSeries, as we do. However, you might find that Fastax is closer to what you lost. Mike Block, Tax Fighting C.P.A. 954-566-7540, fax 7541 QuickBooks Prof. Advisor & Official #1 QB 6 Top Tester   biz.comp.accounting co-moderator for spam free news    275 E Oakland Park Blvd, Ft. Lauderdale, FL 33334

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Question:

– Hide quoted text — Show quoted text – 4. It appears, at first blush, that financing for boats older than 15 years (maybe less) is a real pain or maybe not feasible at all (especially if the boat is wood as opposed to glass or steel/aluminum). I just bought a boat that is more than 20 years old (fiberglass sailboat). It was a little difficult finding a financer at first, and when we did the interest rate was higher than if we’d bought a newer boat. However, in the end there were many people willing to finance us. I’ve heard that wooden boats are in fact almost impossible to finance and insure. If you would like to know the names of the banks we tried just email me. -Rob

And then on the other hand, we financed a boat with a hull built in 1889. It surveyed okay and the bank didn’t hesitate. You just have to know where to go. The Rot Doctor http://www.rotdoctor.com Phone: 206 783 0307 Fax: 206 783 0582

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4. It appears, at first blush, that financing for boats older than 15 years (maybe less) is a real pain or maybe not feasible at all (especially if the boat is wood as opposed to glass or steel/aluminum).

I just bought a boat that is more than 20 years old (fiberglass sailboat). It was a little difficult finding a financer at first, and when we did the interest rate was higher than if we’d bought a newer boat. However, in the end there were many people willing to finance us. I’ve heard that wooden boats are in fact almost impossible to finance and insure. If you would like to know the names of the banks we tried just email me. -Rob

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The wife and I are giving serious consideration to purchasing a trawler as a liveaboard. However, this won’t occur for at least two years (waiting until the youngest graduates and gives us time to research). I’m reading everything I can get my hands on and asking tons of questions; but, I’m concerned about what we can really afford based upon the following: 1. We are a couple of "modest" means (less than six figures a year combined income). 2. We would have to sell the land home (could not afford to maintain both). 3. We recognize that new is out of the question (especially since we believe, at this point, 45 to 50 feet depending on layout to be sufficient). 4. It appears, at first blush, that financing for boats older than 15 years (maybe less) is a real pain or maybe not feasible at all (especially if the boat is wood as opposed to glass or steel/aluminum). 5. The 20% down could be done; but, on anything above 200K final selling price would also be out of the question (unless there is some "creative financing" I’m not currently aware of). 6. The asking price of what we’ve seen in the Pacific NW seems to be way out of line compared to the high retail average listed in the Powerboat Guide (even accounting for the 10 – 15% regional "markup"). I’m (hopefully) not trying to build barriers to actually making this happen. Just trying to look at things realistically based upon what I know so far. Comments? Thanks.

Response:

You might want to go to our web site and read everything the "search function" turns up on "living aboard" and "live aboard". We lived aboard for years. You should have no problem with financing if you have a reasonable credit history but they may require up to 50% down at some banks and a lot don’t like boats because they are mobile. The good news is that you certainly wouldn’t need anything like 200 grand to get a good boat. A quick check through our co-broker’s listings shows a 62′ teak vessel for $80,000 for instance. There are abundant other vessels that would be eminently suitable. I would recommend the smallest boat you can be comfortable on if you plan to travel extensively by the way. The brokerage section of our web site under "yard" has a lot of information on how yacht brokerage works so you don’t get tripped up. Remember to get a boat independently surveyed before buying. If there’s anything I can do to help let me know. Tom MacNaughton http://www.macnaughtongroup.com – Hide quoted text — Show quoted text – The wife and I are giving serious consideration to purchasing a trawler as a liveaboard. However, this won’t occur for at least two years (waiting until the youngest graduates and gives us time to research). I’m reading everything I can get my hands on and asking tons of questions; but, I’m concerned about what we can really afford based upon the following: 1. We are a couple of "modest" means (less than six figures a year combined income). 2. We would have to sell the land home (could not afford to maintain both). 3. We recognize that new is out of the question (especially since we believe, at this point, 45 to 50 feet depending on layout to be sufficient). 4. It appears, at first blush, that financing for boats older than 15 years (maybe less) is a real pain or maybe not feasible at all (especially if the boat is wood as opposed to glass or steel/aluminum). 5. The 20% down could be done; but, on anything above 200K final selling price would also be out of the question (unless there is some "creative financing" I’m not currently aware of). 6. The asking price of what we’ve seen in the Pacific NW seems to be way out of line compared to the high retail average listed in the Powerboat Guide (even accounting for the 10 – 15% regional "markup"). I’m (hopefully) not trying to build barriers to actually making this happen. Just trying to look at things realistically based upon what I know so far. Comments? Thanks.

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Question:

Or, does one become crazy after being an accountant??

There’s a reason that Forbe’s writer Joe Queenan described Mr. Grosvenor as a "roving fruitcake," ("Will wonders never cease?", FORBES, September 4, 1989, Pg. 72. By Joe Queenan ) and anyone wishing to comprehend it need only read of his background, which is provided via URL http://www.nizkor.org/ftp.cgi/people/g/grosvenor.william/background-g…. so feel free to send all you wish, as I will never see it. And, Bill, while I have your attention, perhaps you’d like to respond to the following questions: Question 1    On May 13, 1996, you made the statement:       "Mind you,they do support the Jew Morgentaler and his murder       of unborn babies at his abortionariums." (Grosvenor,       Jews for Faggots)    Question 1 is a two-parter:    1. What proof do you offer that this doctor is Jewish?    2. What difference would it make if he were? Question 2    In May of 1996, you, Sir, made the following statements:       "In Alberta Canada Senator Ghitter,together with Bnai Brith       and other jewish groups are openly supporting special rights       for faggots and for more powers for the socalled human       rights commission." (Grosvenor, Jews for Faggots)    and…       "If you feel that faggots should not get special rights       at the expense of your dollars and those of all normal humans,       then join AFL – ANTI-FAGGOT LEAGUE." (Grosvenor, Support AFL)    and…       "I feel that they should NOT GET SPECIAL RIGHTS,even if the       faggot loving   Canadian government wants to give them."       (Grosvenor, Faggots Spread)    and…       "Here in Alberta Senator Ghitter and the Bnai Brith are       supporting the faggots and lesbians. The groups want the Alberta       government to give special rights to the perverts,presumably as       one more attempt to destroy the traditional family."       (Grosvenor, Why Are Jews)    The question, Mr. "Grosvenor," is why you have lied about    B’nai Brith and others, who have not called upon the    government to "give special rights" to gays and/or    lesbians? Question 3 On May 30, 1996, you posted the following article to an Internet topical discussion group:       "Canadian news media report that the subject of the KOSHER       TAX is again under investigation by Revenue Canada Taxation.       "The story on the business page, states that many manufacturers,       such as for Saran Wrap, sanka Coffee,Mr.Clean, etc. must pay       extra fees to rabbis to have their products declared kosher.       "This extra cost is then passed on to every customer.       "Some people have been trying to claim the extra $300 per person       per year as a so-called charitable donation on their tax returns.       The tax department has disallowed this fraud, since no willing       charitable donation was given, nor a receipt provided.       "Apparently some non-Jews tried to claim this,and are now very       angry at being disallowed. To add insult to injury, they had no       choice in the costs of their purchases, since the extra costs       paid to the rabbis is buried in the total costs."       (Grosvenor, Kosher Tax) Here is the ACTUAL text of the article you cited:       "Tall tax tale isn’t kosher"       "Kosher Question: Can I claim a $300 kosher tax deduction for       buying Saran Wrap, Mr. Clean, Sanka and other products that       have been blessed by rabbis and identified by secret symbols?       "Answer: No. This old and vicious rumour is based on anti-Semitic       scapegoating that tries to blame Jews for higher prices – to pay       the rabbis – then claims Jews are the only ones who know the       secret symbols and claim the kosher deduction. It’s all false."       (Chalmers, Ron. Edmonton Journal, Business section, "Money       Matters," front page, May 29, 1996)    The question, of course, is why you misrepresented (to be    kind) the contents of this article? Question 4    You wrote (September 1996):       "Ken OyVey, the maggot representing the Jewish Terrorist groups       including JDL…" (Grosvenor, OyVey Concerned)    Please provide the proof of your assertion that someone named    "Ken OyVey" represents any terrorist group. Question 5    In the same article, you also said:       "The fact that Revenue Canada and the Auditor General of Canada       fingered the Bronfmans for moving 2 BILLION DOLLARS out of Canada       in contravention of Revenue Canada tax laws has also increased       anti-JEW feelings in Quebec." (Ibid.)    Please demonstrate (1) that the government, in fact, "fingered"    the Bronfman family as you have described, and (2) provide    documentation supporting the assertion that the Bronfman    family has "increased anti-JEW feelings in Quebec."        Take your time, Mr. Grosvenor.. I have several decades to    wait, although in your case it won’t matter. Question 6    Moving right along, you added:       "The fact that the JEWS do not obey the French label laws for       foods imported into Quebec has of course antagonised the normal,       mainly Catholic residents of Quebec." (Ibid.)    Please name the statute that the Quebec Jews are not obeying. Provide    a reference to the complete text – don’t bother reporting on it    yourself, you are an established liar and cannot be trusted in such    matters. Once you have made your case by doing that, we can move on to    the second part of the question. Question 7    In full cry, you continued with:       "Notice that OyVey refuses to answer complaints about the actions       of the JEWS. Rather, it prefers to continue asking irrelevant       personal questions, based on false news clippings.But, what can       one expect from such as OyVey, who was for some reason relieved       from the US Military, according to other posts." (Ibid.)    Please provide a precise reference for the "false news clippings"    which prompt "irrelevant personal questions." Given your    history of frivolous litigation, explain why you have not sued    the publishers of these "false news clippings" for libel.    The second part of this question, of course, is to ask that you    identify this "OyVey" person you seem to be obsessing over. Question 8    Capping off your vomitus frenzy, you conclude:       "One must also wonder about its’ sexual orientation, since he       is very favourably inclined to the AIDS carrying faggots. Is it       one of them,which is why it has no family or children??One must       wonder about other aspects of the background of this piece of       foreign excrement living in Canada." (Ibid.)    Please identify this "it" that you are talking about in the    paragraph above, Mr. Grosvenor. Question Nine    On October 3, 1996, you outdid yourself, Mr. Grosvenor, and    offered us a whopper that amazed even hardened Grosvenor    readers:       "Particularly when the respected International Red Cross stated       that only 320,000 Jews were unaccounted for as a result of the       war???"(Grosvenor, Don’t Forget)    I ask you to consider the following, Mr. Grosvenor, and then explain    your comment above after doing so:               COMITE INTERNATIONAL DE LA CROIX-ROUGE                                         Geneva, 10 May 1979    [...]    Unfortunately, we are not able to provide you with the figures    you are seeking, since the ICRC has never tried to compile    statistics on the victims of the war and has never certified    the accuracy of the statistics produced by a third party. In    fact, the basic aim of the ICRC is to come to the aid of    victims of armed conflicts and not to act as a commission of    enquiry or a statistics service.    With regard to the figure of 300,000 victims quoted on page 28    of the document you sent us, on 19 January 1955 the newspaper    "Die Tat" published an article (of which a photocopy is    enclosed) giving figures for the victims of the Second World    War, including that of 300,000.    As you will see upon reading this article, first, the figure    of 300,000 was not given by the ICRC and, secondly, it refers    only to the _German_ victims (Jews and non-Jews) of the    concentration camps. The authors of the booklet have therefore    doubly falsified their information, by claiming that the    figure relates to all the Jewish deportation victims and by    naming the ICRC as its source.    [...]                                 Yours faithfully,                                 s/                                 R. Gaillard-Moret                                 Head of Documentation                                 and Dissemination    (For the complete letter, see http://ftp.nizkor.org/ftp.cgi?orgs/international/red-cross/300000-vic… Question Ten    In a series of January 1997 articles, you included the following text:       "Since Ken McVay also operates out of a synagogue, wondering minds       now really want to know about what is he REALLY doing in the       synagogue???" (Grosvenor, KIDDIE PORN)    The challenge, of course, is simple – As I operate out of my    home, and am happily prepared to establish that fact in a court    of law, please provide some explanation of why you have claimed that I    do not. Followups directed to can.general   [Work cited section follows]                                 Work Cited    Grosvenor, William. UseNet can.general,tor.general,ab.general,       van.general,mtl.general,ott.general,edm.general,       (one line) http://ftp.nizkor.org/ftp.cgi?people/g/grosvenor.william/1996/grosven…

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– Hide quoted text — Show quoted text –   You are talking in trivialities. Talking about Bill Gates or Einstein shows the shallow level you are on. Do you know how severe Manic Depressive illness can get or many of the other illnesses? Its very unfortunate but jumping from the prejudices of employers against even mildly ill people and eccentric personalities to casually advocating hiring severely mentally ill people shows how trivial your attitude is. Yeah, there was the case of Margot Kidder who is manic depressive. She was found in someone’s back yard mumblingabout some people who were trying to kill her.      She supposedly had one of her episodes when she was taking a cross country flight and ended up in the guys backyard somehow.

Have you ever seen a diabetic miss an insulin shot. They can act very psychotic, like one guy I saw wandering through a ditch at night claiming to be looking for the dead body of his daughter. Does this mean diabetics should not be accountants? Like diabetics, when some mentally ill people do not take their medication, devastating effects can occur. Conversely, there are many responsible people who do not take those types of risks and function very well. Many of these people do not want nor need their coworkers to know about their illness. Marina

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- Hide quoted text — Show quoted text – Physician heal thy self. We don’t actually know what his doctoral degree is in. After all it might be in basket weaving or self anointed.  I do have my doubts that CJ3 is a genuine MD. Tony —- Message posted to newsgroup and emailed. Tony Toews, Independent Computer Consultant The Year 2000 crisis: Will my parents or your grand parents still be receiving their pension in January, 2000?  See www.granite.ab.ca/year2000 for more info. Microsoft Access Hints, Tips & Accounting Systems at www.granite.ab.ca/accsmstr.htm

Does one have to be crazy, to be an accountant, or just a CGA? Or, does one become crazy after being an accountant??

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The quote is: "Seest thou a man wise in his own conceit?  there is more hope of a fool than of him."  (Prov 26:12) which clearly describes Duncan Are there anyways to extend the funcionality of Quickbooks? Can you export data to DBASE or FoXPRO ? Can you get certain data into EXCEL? Is there some kind of macro capability? Can you buy add-ons to Quickbooks?

You are asking these questions in the wrong newgroup. Accounting and business is not discussed here. –Chris McEwen          reply to:

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Physician heal thy self.

We don’t actually know what his doctoral degree is in. After all it might be in basket weaving or self anointed.  I do have my doubts that CJ3 is a genuine MD. Tony —- Message posted to newsgroup and emailed. Tony Toews, Independent Computer Consultant The Year 2000 crisis: Will my parents or your grand parents still be receiving their pension in January, 2000?  See www.granite.ab.ca/year2000 for more info. Microsoft Access Hints, Tips & Accounting Systems at www.granite.ab.ca/accsmstr.htm

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You are truly one of the few people in this world that is just plain stupid.  You accuse people or say how dumb they are when you do the same things. If you would have looked for a follow up message to your corrected post you would see that I did give you credit for finally getting the correct chapter and verse.  Duh!!!!!

Response:

 Proverbs 6:5 ?  What color is the sky in your world?  You really do  not know what you are talking about do.  Proverbs 6:5 – "Deliver yourself like a gazelle from the hand and like  a bird from the hand of the birdcatcher"  Your not even close.  With your little made up vomit quote.  Here is  another saying "It is better to be silent and thought a fool, than to  speak and remove all doubt."  Too late for you I guess !!!!  You better stick to your own mindless dribble.

It is Proverbs 26:11, and you are clearly an idiot or not realizing it was a typo.  See the corrected article which followed and corrected the typo, or don’t you read?

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      <snip   leeway to suffer from "severe mental illness" – in fact there is the   old cliche about madness and creativity. However,  if you’ve read her   book or any other of the accounts of people with severe manic   depression – it doesn’t fill anyone with confidence about giving them   any important jobs dealing with a firm’s financial information,   especially in one of the most staid, conservative professions where   stability and dependability are some of the foremost attributes looked   for in the profession. It is precisely because of dull illogical attitudes like yours that accounting has taken on the stodgy boring image it has today. You are confusing appearance with competence. Just because someone dresses in conservative attire and appears serious doesn’t mean he/she is competent at corporate matters. On the other hand, someone who doesn’t confirm and seems eccentric may well be very good at the job. For instance, would you appoint as a manager someone who entertains himself by jumping over his office chair, goes  to sleep on the floor, doesn’t even wear a tie, rocks his chair constantly while talking to clients, and is frequently unkempt? Well, that’s Bill Gates. It’s precisely morons like you who give our profession such a dull name. Lighten up!   on severely mentally ill people in some jobs. In fact I know someone   who has severe ADD – a controversial mental problem, which is   described in one book as being the absolute worst thing to have if you   want to be an accountant! Yet he persists rather like Sisyphus –   repeatedly trying to pass his courses. Einstein had ADD too. You really have stereotypes burned in your head. Trig.

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Doctor Do Little finally got it right.  You know you should have keep reading. Proverbs 26:12 "Have you seen a man wise in his own eyes?  There is more hope for the stupid one than him."

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Proverbs 6:5 ?  What color is the sky in your world?  You really do not know what you are talking about do. Proverbs 6:5 – "Deliver yourself like a gazelle from the hand and like a bird from the hand of the birdcatcher" Your not even close.  With your little made up vomit quote.  Here is another saying "It is better to be silent and thought a fool, than to speak and remove all doubt."  Too late for you I guess !!!! You better stick to your own mindless dribble.

Response:

National survey by Boston University is seeking participation from accounting professionals with severe mental illness. Your experience will help us develop strategies for others seeking professional employment. Confidentiality assured. $10 reimbursement. For more information please visit our website at http://web.bu.edu/SARPSYCH/si_3.html. If interested please reply with a

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Physician heal thy self.

Response:

Huh you want to develop strategies so accountants with "severe mental illness" can find employment?  

Sir, the problem is combating people like you, uneducated about mental illness. A great many talented and intelligent people have been stricken with severe mental illness, yet have made great contributions to society such as Ernest Hemmingway, Winston Churchill, Leonardo DaVinci, Florence Nightingale, Dylan Thomas, Peter Sellers, Patty Duke, Billy Joel, Diana Princess of Wales, to name just a few. It is public ignorance fueling the stigma of mental illness that keeps many worthy individuals from getting off welfare and contributing to society. Marina Carlin, MBA (cand.), manic depressive, and living life to its fullest.

Response:

 National survey by Boston University is seeking participation from  accounting professionals with severe mental illness. Your experience  will help us develop strategies for others seeking professional  employment. Confidentiality assured. $10 reimbursement. For more  information please visit our website at  http://web.bu.edu/SARPSYCH/si_3.html. If interested please reply with a

        Implying by his posts that he is an accounting professional, Joe We the Borg Foster should be considered for your study as he needs the $10         Other worthy candidates who claim to be an accounting professional are: Good luck in your studies.

Response: