Question:

- Hide quoted text — Show quoted text – Virgin Blue is expected to make a 11 million dollar loss to 6 months, whilst Qantas is expected to announce a 700 million dollar profit on Thursday, way short of one billion as forcasted earlier in the year, thanks due to skyrocketing fuel prices. Bet VB hedge fuel costs next time eh Bloody bean counters who think they know it all . pffffft You have to have the cash to do so. That is why Southwest and JetBlue in the USA are heavily hedged, and United, Delta, America, Northwest and Continental are not. They don’t have the cash to buy the forward contracts (and technically because US and UA are in Bankruptcy, they are prohibited from buying any sort of speculative contracts, such as forward Jet A contracts).

Matt this is true in part but look at it in real cash flow terms at the time VB was offered a hedge premium was a mere 5% and on a formulae to be triggered in 6 months if price went above x premium adjustment again but still cheaper fuel and payments in advance  for sure . Like all provisions in accounting land  if not used cost / savings reverts back to cash . They had the margin  but it appears chose to spend the ‘cash" elsewhere This is not 20/20 hindsight it is a fact. They took the punt and blew it . Management decision  based on what i believe was almost criminal flawed advice  and turns out to have been wrong decision . Lesson learned  (I hope) Thats the trouble with some of the new breed whiz kids  The books  do not substitute for street smarts gained by previous bloody noses and experience . You can also insure as well as forward positions as I am sure your no doubt aware . Although  now the actuarys would   really give you a hit to cover their tails . Cheers

Response:

Virgin Blue is expected to make a 11 million dollar loss to 6 months, whilst Qantas is expected to announce a 700 million dollar profit on Thursday, way short of one billion as forcasted earlier in the year, thanks due to skyrocketing fuel prices. Bet VB hedge fuel costs next time eh Bloody bean counters who think they know it all . pffffft

You have to have the cash to do so. That is why Southwest and JetBlue in the USA are heavily hedged, and United, Delta, America, Northwest and Continental are not. They don’t have the cash to buy the forward contracts (and technically because US and UA are in Bankruptcy, they are prohibited from buying any sort of speculative contracts, such as forward Jet A contracts).

Response:

Virgin Blue is expected to make a 11 million dollar loss to 6 months, whilst Qantas is expected to announce a 700 million dollar profit on Thursday, way short of one billion as forcasted earlier in the year, thanks due to skyrocketing fuel prices.

Response:

Virgin Blue is expected to make a 11 million dollar loss to 6 months, whilst Qantas is expected to announce a 700 million dollar profit on Thursday, way short of one billion as forcasted earlier in the year, thanks due to skyrocketing fuel prices.

Bet VB hedge fuel costs next time eh Bloody bean counters who think they know it all . pffffft

Response:

Question:

Oh wow, If I hit 12 glasses of water I might as well set up camp in the bathroom! lol  Cutting out the soda definitely won’t hurt you.  Depending on what kind you drink, you will also be cutting out some additional salt – always a good thing. That’s one thing I have never been big on … if I drink 1 soda a week I’m really pushing it.  The only time I get the craving for a soda is when I’m out with the kids running errands.  They always talk me into driving thru and picking up a drink … but, I drink about 1/4 of it and toss the rest when I get home.  It just tastes too sweet to me, and I can’t handle the diet sodas.  It might be time for me to get back into the herbal teas.  I used to drink a lot of them, don’t know why or when I stopped.  I’m tellin’ ya —- warm water!  lol Joyce – Hide quoted text — Show quoted text – Glad I’m not the only one. I’m now up to over 10 glasses a day & trying for 12. I have cut out most of the diet pops to do that, but I know that will only be good for me. I have also started on herbal teas as they are classes as water. These are especially great when it’s cold and you sure don’t want to drink cold water – brrrrr! Elaine K 331.4/209.4/179 Great for you Elaine!  Why is it that it takes us so long to figure out that the water does help (at least it has for me)?  I usually won’t have the salt intake combatted sucessfully the next day, but it does alleviate the day after that – roughly 36-48 hours for me.  I opted for one of those salty meals tonite … have been dying for a burger from a local restaurant that serves ONLY burgers … best in the darn area.  OK, not exactly on program, but I haven’t had one for 9 months and ya gotta go with those urges at some point. lol  I now realize my body is not used to all that salt – have been incredibly thirsty for the past 2 hours.  Guess that’s also a learning lesson for me … listen to my body instead of constantly trying to ignore it.  I’m drinking like a fish tonite.  ;) I don’t know how much water you normally drink, but upping your intake by a few glasses should certainly help your cause.  I used to shoot for 6 glasses, was thrilled when I accomplished that.  Now I aim for 10 (gotta get those activity points where I can – hehehe).  While losing 2 pounds a week would make me feel wonderful, I’m thrilled to see my losses increase over the fractional levels.  I hope this also works to your advantage! Joyce During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Dear ‘bama, One thing I have started to track my water progress is that I fill a gallon jug of water and keep it on the counter in front of the micro.  At the end of the day I measure the water and poof, I know exactly how much I have had and if I am short of the minimum I know I need to drink that much.  I don’t like cold drinks that much so this a good way for me to deal with it.  I have also found that with it in front of the micro I can make myself drink a glass while I am warming something.  I also use from this gallon for things like decafe tea to keep an accurate count and it doesn’t require to measure each glass which is a hassle and gets in the way of accounting for water. What do you guys think of this idea? Lee, who truly struggles with getting down the water

– Hide quoted text — Show quoted text – Glad I’m not the only one. I’m now up to over 10 glasses a day & trying for 12. I have cut out most of the diet pops to do that, but I know that will only be good for me. I have also started on herbal teas as they are classes as water. These are especially great when it’s cold and you sure don’t want to drink cold water – brrrrr! I think I’m going to start making iced tea — decaf green and red teas, perhaps — and keep them in the fridge. I’d be more likely to drink them than just plain water sometimes. And I could always reheat it in the microwave if I wanted it warm. Plus I’d get all the antioxidant benefit from the teas. Alabama Worley, Hightstown, NJ, USA 234.6 (May 8,2000)/170.6 (Nov. 10, 2002)/165.6 (WAYOOYM goal) See the Amazing Shrinking Girl! http://community.webshots.com/user/lwieczez

Response:

When I gotta go, I gotta go – look out, stay outta my way.  LOL!  Never really had this *problem* before, probably because I never drank this much before.  When I first started ww, 6 glasses of water had me running quickly – then my body must have adapted … hopefully it will readjust again.  The thing that bugs me the most is the getting up in the middle of the night.  This is something totally new to me.  Since I only sleep for about 4 hours, you would think it wouldn’t be difficult to make it through. Joyce – Hide quoted text — Show quoted text – You know, Joyce, I thought when I started drinking more water that I would be also setting up camp in the bathroom, but the reverse happened. I used to be terrible with control but can now "hold" it for almost an hour after the first urge comes. I don’t usually do that, but I did have one occassion where I had to. In the old days, I would have had some "leakage" ;-D  Thank goodness, I don’t have that anymore. Elaine K 331.4/209.4/179 Oh wow, If I hit 12 glasses of water I might as well set up camp in the bathroom! lol  Cutting out the soda definitely won’t hurt you.  Depending on what kind you drink, you will also be cutting out some additional salt – always a good thing. That’s one thing I have never been big on … if I drink 1 soda a week I’m really pushing it.  The only time I get the craving for a soda is when I’m out with the kids running errands.  They always talk me into driving thru and picking up a drink … but, I drink about 1/4 of it and toss the rest when I get home.  It just tastes too sweet to me, and I can’t handle the diet sodas.  It might be time for me to get back into the herbal teas.  I used to drink a lot of them, don’t know why or when I stopped.  I’m tellin’ ya —- warm water!  lol Joyce Glad I’m not the only one. I’m now up to over 10 glasses a day & trying for 12. I have cut out most of the diet pops to do that, but I know that will only be good for me. I have also started on herbal teas as they are classes as water. These are especially great when it’s cold and you sure don’t want to drink cold water – brrrrr! Elaine K 331.4/209.4/179 Great for you Elaine!  Why is it that it takes us so long to figure out that the water does help (at least it has for me)?  I usually won’t have the salt intake combatted sucessfully the next day, but it does alleviate the day after that – roughly 36-48 hours for me.  I opted for one of those salty meals tonite … have been dying for a burger from a local restaurant that serves ONLY burgers … best in the darn area.  OK, not exactly on program, but I haven’t had one for 9 months and ya gotta go with those urges at some point. lol  I now realize my body is not used to all that salt – have been incredibly thirsty for the past 2 hours.  Guess that’s also a learning lesson for me … listen to my body instead of constantly trying to ignore it.  I’m drinking like a fish tonite.  ;) I don’t know how much water you normally drink, but upping your intake by a few glasses should certainly help your cause.  I used to shoot for 6 glasses, was thrilled when I accomplished that.  Now I aim for 10 (gotta get those activity points where I can – hehehe).  While losing 2 pounds a week would make me feel wonderful, I’m thrilled to see my losses increase over the fractional levels.  I hope this also works to your advantage! Joyce During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

elaine, I think you may have hit on something here.  You say that the gains you sometimes show during a week when you’ve eaten at restaurants a lot you attribute to estimating points wrong … I do think you have fallen victim to the salt monster!  Restaurants are notorious for loading foods up with salt – even when we can’t taste it, it’s still there.  Another one you may not have realized or thought about … not only does the coffee not count as water because of the caffeine, but caffeine is a dehydrator which will only cause your system to retain even more water.  Add the combination of the salt and caffeine and you are getting a double whammy!  Try to up that intake of water if you can.  I used to aim for 48 ounces which ww recommends (6 glasses) – but have found it really helps me to increase that by 2 – 4 more glasses of water. Joyce – Hide quoted text — Show quoted text – Thanks, Joy. I will still watch my salt intake, but there are times that you want a meal out and they are all loaded in salt ;-( I’ve never been that good about drinking the water at all – maybe it’s part of why I’m so stuck in my weight loss and have so many fluctuations. But I also have to eat out a lot (work, travel, etc) and I always thought that I must just be estimating the calories wrong if I had a gain in a week that was restaurants-mostly. Maybe I’m underestimating the salt factor! I’m going to have to start thinking more about what I drink with my meals when I eat out – my default has always been a cup of coffee because it had no calories…but the caffeine means it can’t count as "water." elaine

Response:

I feel sooo pathetic when I am talking on IM to my mom and I have to sneak to the bathroom in between messages.  Not only have I not told my family that I joined WW but I have said nothing to them about trying to lose.  When you add the fact that my brother is a diabetic, if I kept telling her I was going to the restroom she would freak, Lee, laughing at herself

– Hide quoted text — Show quoted text – I love that! You do get more exercise running there when you increase your water, don’t you?  ;-D Elaine K 331.4/209.4/179 I told DH the other day I was beginning to suspect that drinking more water was a conspiracy to make me run more, Lee My hubby says I should hook the hose from the tap to my mouth & another one for the output end to the toilet ;-D Elaine K 331.4/209.4/179 All Right Elaine, dilute that stuff right on out. During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

You know, Joyce, I thought when I started drinking more water that I would be also setting up camp in the bathroom, but the reverse happened. I used to be terrible with control but can now "hold" it for almost an hour after the first urge comes. I don’t usually do that, but I did have one occassion where I had to. In the old days, I would have had some "leakage" ;-D  Thank goodness, I don’t have that anymore. Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – Oh wow, If I hit 12 glasses of water I might as well set up camp in the bathroom! lol  Cutting out the soda definitely won’t hurt you.  Depending on what kind you drink, you will also be cutting out some additional salt – always a good thing. That’s one thing I have never been big on … if I drink 1 soda a week I’m really pushing it.  The only time I get the craving for a soda is when I’m out with the kids running errands.  They always talk me into driving thru and picking up a drink … but, I drink about 1/4 of it and toss the rest when I get home.  It just tastes too sweet to me, and I can’t handle the diet sodas.  It might be time for me to get back into the herbal teas.  I used to drink a lot of them, don’t know why or when I stopped.  I’m tellin’ ya —- warm water!  lol Joyce Glad I’m not the only one. I’m now up to over 10 glasses a day & trying for 12. I have cut out most of the diet pops to do that, but I know that will only be good for me. I have also started on herbal teas as they are classes as water. These are especially great when it’s cold and you sure don’t want to drink cold water – brrrrr! Elaine K 331.4/209.4/179 Great for you Elaine!  Why is it that it takes us so long to figure out that the water does help (at least it has for me)?  I usually won’t have the salt intake combatted sucessfully the next day, but it does alleviate the day after that – roughly 36-48 hours for me.  I opted for one of those salty meals tonite … have been dying for a burger from a local restaurant that serves ONLY burgers … best in the darn area.  OK, not exactly on program, but I haven’t had one for 9 months and ya gotta go with those urges at some point. lol  I now realize my body is not used to all that salt – have been incredibly thirsty for the past 2 hours.  Guess that’s also a learning lesson for me … listen to my body instead of constantly trying to ignore it.  I’m drinking like a fish tonite.  ;) I don’t know how much water you normally drink, but upping your intake by a few glasses should certainly help your cause.  I used to shoot for 6 glasses, was thrilled when I accomplished that.  Now I aim for 10 (gotta get those activity points where I can – hehehe).  While losing 2 pounds a week would make me feel wonderful, I’m thrilled to see my losses increase over the fractional levels.  I hope this also works to your advantage! Joyce During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Glad I’m not the only one. I’m now up to over 10 glasses a day & trying for 12. I have cut out most of the diet pops to do that, but I know that will only be good for me. I have also started on herbal teas as they are classes as water. These are especially great when it’s cold and you sure don’t want to drink cold water – brrrrr!

I think I’m going to start making iced tea — decaf green and red teas, perhaps — and keep them in the fridge. I’d be more likely to drink them than just plain water sometimes. And I could always reheat it in the microwave if I wanted it warm. Plus I’d get all the antioxidant benefit from the teas. Alabama Worley, Hightstown, NJ, USA 234.6 (May 8,2000)/170.6 (Nov. 10, 2002)/165.6 (WAYOOYM goal) See the Amazing Shrinking Girl! http://community.webshots.com/user/lwieczez

Response:

Glad I’m not the only one. I’m now up to over 10 glasses a day & trying for 12. I have cut out most of the diet pops to do that, but I know that will only be good for me. I have also started on herbal teas as they are classes as water. These are especially great when it’s cold and you sure don’t want to drink cold water – brrrrr! Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – Great for you Elaine!  Why is it that it takes us so long to figure out that the water does help (at least it has for me)?  I usually won’t have the salt intake combatted sucessfully the next day, but it does alleviate the day after that – roughly 36-48 hours for me.  I opted for one of those salty meals tonite … have been dying for a burger from a local restaurant that serves ONLY burgers … best in the darn area.  OK, not exactly on program, but I haven’t had one for 9 months and ya gotta go with those urges at some point. lol  I now realize my body is not used to all that salt – have been incredibly thirsty for the past 2 hours.  Guess that’s also a learning lesson for me … listen to my body instead of constantly trying to ignore it.  I’m drinking like a fish tonite.  ;) I don’t know how much water you normally drink, but upping your intake by a few glasses should certainly help your cause.  I used to shoot for 6 glasses, was thrilled when I accomplished that.  Now I aim for 10 (gotta get those activity points where I can – hehehe).  While losing 2 pounds a week would make me feel wonderful, I’m thrilled to see my losses increase over the fractional levels.  I hope this also works to your advantage! Joyce During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

The "first in, first out" now takes on a new meaning, doesn’t it?  ;-D Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – I feel sooo pathetic when I am talking on IM to my mom and I have to sneak to the bathroom in between messages.  Not only have I not told my family that I joined WW but I have said nothing to them about trying to lose.  When you add the fact that my brother is a diabetic, if I kept telling her I was going to the restroom she would freak, Lee, laughing at herself I love that! You do get more exercise running there when you increase your water, don’t you?  ;-D Elaine K 331.4/209.4/179 I told DH the other day I was beginning to suspect that drinking more water was a conspiracy to make me run more, Lee My hubby says I should hook the hose from the tap to my mouth & another one for the output end to the toilet ;-D Elaine K 331.4/209.4/179 All Right Elaine, dilute that stuff right on out. During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

You are absolutely right, Lee. Thanks. Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – But think of what good habits you now have and if you had figured this out too soon the consequences might have been different.  Now you are strong in your good habits you will be less tempted to bad ones, good for your loss, Lee Thanks, Nathalie. I feel rather stupid! I’ve been doing WW’s for over a year and it’s only NOW that I’ve finally figured out that water will wash the salt out of your system ;-(  Just think of how much more I could have lost if I’d wised up to that earlier Elaine K 331.4/209.4/179 Elaine, congrats on losing 2 pounds, that’s really brilliant ! And, yes, water counteracts the salt, that is exactly what I do when I ate a salty meal. Water, water, and more water, right ? — Nathalie from Belgium 134.1/118.5/2nd 10 % 108.5/Goal 68 Kg 295.6/261.2/2nd 10 % 239/Goal 150 pounds WAYOOM : 249 During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Elaine, congrats on losing 2 pounds, that’s really brilliant ! And, yes, water counteracts the salt, that is exactly what I do when I ate a salty meal. Water, water, and more water, right ? — Nathalie from Belgium 134.1/118.5/2nd 10 % 108.5/Goal 68 Kg 295.6/261.2/2nd 10 % 239/Goal 150 pounds WAYOOM : 249

– Hide quoted text — Show quoted text – During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Great for you Elaine!  Why is it that it takes us so long to figure out that the water does help (at least it has for me)?  I usually won’t have the salt intake combatted sucessfully the next day, but it does alleviate the day after that – roughly 36-48 hours for me.  I opted for one of those salty meals tonite … have been dying for a burger from a local restaurant that serves ONLY burgers … best in the darn area.  OK, not exactly on program, but I haven’t had one for 9 months and ya gotta go with those urges at some point. lol  I now realize my body is not used to all that salt – have been incredibly thirsty for the past 2 hours.  Guess that’s also a learning lesson for me … listen to my body instead of constantly trying to ignore it.  I’m drinking like a fish tonite.  ;) I don’t know how much water you normally drink, but upping your intake by a few glasses should certainly help your cause.  I used to shoot for 6 glasses, was thrilled when I accomplished that.  Now I aim for 10 (gotta get those activity points where I can – hehehe).  While losing 2 pounds a week would make me feel wonderful, I’m thrilled to see my losses increase over the fractional levels.  I hope this also works to your advantage! Joyce – Hide quoted text — Show quoted text – During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

You’re right, Elaine. It is possible that more water would solve your problem. Try it for one week & see what happens, why don’t you? Mind you, don’t forget I also am running constantly to the washroom ;-D  That can be awkward if you are travelling Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – Thanks, Joy. I will still watch my salt intake, but there are times that you want a meal out and they are all loaded in salt ;-( I’ve never been that good about drinking the water at all – maybe it’s part of why I’m so stuck in my weight loss and have so many fluctuations. But I also have to eat out a lot (work, travel, etc) and I always thought that I must just be estimating the calories wrong if I had a gain in a week that was restaurants-mostly. Maybe I’m underestimating the salt factor! I’m going to have to start thinking more about what I drink with my meals when I eat out – my default has always been a cup of coffee because it had no calories…but the caffeine means it can’t count as "water." elaine

Response:

I love that! You do get more exercise running there when you increase your water, don’t you?  ;-D Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – I told DH the other day I was beginning to suspect that drinking more water was a conspiracy to make me run more, Lee My hubby says I should hook the hose from the tap to my mouth & another one for the output end to the toilet ;-D Elaine K 331.4/209.4/179 All Right Elaine, dilute that stuff right on out. During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Thanks, Joy. I will still watch my salt intake, but there are times that you want a meal out and they are all loaded in salt ;-( Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – I’ve done this too, Elaine K. Sometimes it works for me and sometimes it doesn’t, but some of the time is better than none of the time! I’m glad it worked for you! — Joy 285/253/150 Started WW At Home 1/1/02 at 285 Joined WW At Work 9/24/02 at 264.4 *New 10% Target: 26 (238.4)* During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Thanks, Joy. I will still watch my salt intake, but there are times that you want a meal out and they are all loaded in salt ;-(

I’ve never been that good about drinking the water at all – maybe it’s part of why I’m so stuck in my weight loss and have so many fluctuations. But I also have to eat out a lot (work, travel, etc) and I always thought that I must just be estimating the calories wrong if I had a gain in a week that was restaurants-mostly. Maybe I’m underestimating the salt factor! I’m going to have to start thinking more about what I drink with my meals when I eat out – my default has always been a cup of coffee because it had no calories…but the caffeine means it can’t count as "water." elaine

Response:

I’ve done this too, Elaine K. Sometimes it works for me and sometimes it doesn’t, but some of the time is better than none of the time! I’m glad it worked for you! — Joy 285/253/150 Started WW At Home 1/1/02 at 285 Joined WW At Work 9/24/02 at 264.4 *New 10% Target: 26 (238.4)*

– Hide quoted text — Show quoted text – During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Glad I’m not the only one. Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – Hi Elaine, It’s been said to counteract water retention, you need to drink more water, during that TOM. To me, water retention is a by product of a little too much salt, so I’ve always done the same thing you’re talking about here, to offset the salt gains too. It seems to work for me. Charise 174/134/145 During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

I told DH the other day I was beginning to suspect that drinking more water was a conspiracy to make me run more, Lee

– Hide quoted text — Show quoted text – My hubby says I should hook the hose from the tap to my mouth & another one for the output end to the toilet ;-D Elaine K 331.4/209.4/179 All Right Elaine, dilute that stuff right on out. During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

But think of what good habits you now have and if you had figured this out too soon the consequences might have been different.  Now you are strong in your good habits you will be less tempted to bad ones, good for your loss, Lee

– Hide quoted text — Show quoted text – Thanks, Nathalie. I feel rather stupid! I’ve been doing WW’s for over a year and it’s only NOW that I’ve finally figured out that water will wash the salt out of your system ;-(  Just think of how much more I could have lost if I’d wised up to that earlier Elaine K 331.4/209.4/179 Elaine, congrats on losing 2 pounds, that’s really brilliant ! And, yes, water counteracts the salt, that is exactly what I do when I ate a salty meal. Water, water, and more water, right ? — Nathalie from Belgium 134.1/118.5/2nd 10 % 108.5/Goal 68 Kg 295.6/261.2/2nd 10 % 239/Goal 150 pounds WAYOOM : 249 During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

My hubby says I should hook the hose from the tap to my mouth & another one for the output end to the toilet ;-D Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – All Right Elaine, dilute that stuff right on out. During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Hi Elaine, It’s been said to counteract water retention, you need to drink more water, during that TOM. To me, water retention is a by product of a little too much salt, so I’ve always done the same thing you’re talking about here, to offset the salt gains too. It seems to work for me. Charise 174/134/145

– Hide quoted text — Show quoted text – During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Thanks, Nathalie. I feel rather stupid! I’ve been doing WW’s for over a year and it’s only NOW that I’ve finally figured out that water will wash the salt out of your system ;-(  Just think of how much more I could have lost if I’d wised up to that earlier Elaine K 331.4/209.4/179 – Hide quoted text — Show quoted text – Elaine, congrats on losing 2 pounds, that’s really brilliant ! And, yes, water counteracts the salt, that is exactly what I do when I ate a salty meal. Water, water, and more water, right ? — Nathalie from Belgium 134.1/118.5/2nd 10 % 108.5/Goal 68 Kg 295.6/261.2/2nd 10 % 239/Goal 150 pounds WAYOOM : 249 During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

All Right Elaine, dilute that stuff right on out.

– Hide quoted text — Show quoted text – During the last year I have had several gains that were solely due to the salty meals that I had eaten. Now I never lost that weight the next week, so I had to make a concious decision if I wanted that meal as I knew I would not have a loss. Yesterday I made such a decision and had a salty meal. When I got home I had one of those brilliant flashes! Why not drink extra water and see if that conteracts the salt? It sure did – plus some extra weight loss as well! I can’t believe that it would make that much of a difference. The last times I had a salty meal I gained .4 & another time lost .2. So I drank an extra 4 glasses of water and what a difference – I lost 2 pounds! More than I have lost in many months. Now I think I’m going to try to keep my water intake higher by 4 glasses and see if I can continue to lose at that rate Elaine K 331.4/209.4/179

Response:

Question:

I’m looking for a PC based software package. I’m not sure whether I need a small or mid-range product, so I will list some requirements and hopefully get some feedback: Requirements: – Only need general ledger – Multiuser – Will be installed on up to 8 PC’s. 2 or 3 will use it concurrently on a regular basis. – Must be able to import transactions from an external file – Must be able to handle a transaction volume of around 6000 transactions per month – Must be able to handle balances up to and including a billion dollars – Must have good customized reporting and/or ODBC driver or report writer I have looked at PeachTree and it looks like it would be perfect, except the transaction volume may be a little heavy. Thanks for your help! Jerry Dunn

Response:

What will your General Ledger Account Structure look like? Mid-range packages like Accpac allow for flexible as well as large account numbers with up to 10 segments. The requirements you listed below screams out mid-range not low end.

– Hide quoted text — Show quoted text – I’m looking for a PC based software package. I’m not sure whether I need a small or mid-range product, so I will list some requirements and hopefully get some feedback: Requirements: – Only need general ledger – Multiuser – Will be installed on up to 8 PC’s. 2 or 3 will use it concurrently on a regular basis. – Must be able to import transactions from an external file – Must be able to handle a transaction volume of around 6000 transactions per month – Must be able to handle balances up to and including a billion dollars – Must have good customized reporting and/or ODBC driver or report writer I have looked at PeachTree and it looks like it would be perfect, except the transaction volume may be a little heavy. Thanks for your help! Jerry Dunn

Response:

Generally, I’d reccomend something like ACCPAC Pro for the number of users you have.   Peachtree would probably work for a year or two and then bog down as volumn built up and concurent users went up.  Still Peachtree would be the best of the low ends if money is really important. Bill Couture

Response:

The chart of accounts will be small – a total of around 50 accounts. One other requirement is the ability to set up multiple companies. We will be adding a new company (with the same chart of accounts) each quarter. –Jerry – Hide quoted text — Show quoted text – What will your General Ledger Account Structure look like? Mid-range packages like Accpac allow for flexible as well as large account numbers with up to 10 segments. The requirements you listed below screams out mid-range not low end. I’m looking for a PC based software package. I’m not sure whether I need a small or mid-range product, so I will list some requirements and hopefully get some feedback: Requirements: – Only need general ledger – Multiuser – Will be installed on up to 8 PC’s. 2 or 3 will use it concurrently on a regular basis. – Must be able to import transactions from an external file – Must be able to handle a transaction volume of around 6000 transactions per month – Must be able to handle balances up to and including a billion dollars – Must have good customized reporting and/or ODBC driver or report writer I have looked at PeachTree and it looks like it would be perfect, except the transaction volume may be a little heavy. Thanks for your help! Jerry Dunn

Response:

Market Leaders. Look at the list of them at http://www.ctsguides.com (No, I don’t work here or benefit from the link) -wayne http://www.s-consult.com MAS90 , MAS200 and Accounting Software Consulting MAS90 Newsletter http://www.s-consult.com/starinfo/q401/email.htm

Response:

Will you have the need to product Financial Statements from the package that you are looking at? If you need to produce IAS / AC101 compliant statements the 50 accounts will probably not be enough to account for all the required disclosure. Given the numbers that you mentioned this may be a requirement for you? The company that I am with (FRS – Financial Reporting Solutions) produces a system that has a general ledger system in it. It has a very powerful accounting engine in the product, and can automate the production of financial statements for you. If you are interested in looking at it let me know. Regards Richard

The chart of accounts will be small – a total of around 50 accounts. One other requirement is the ability to set up multiple companies. We will be adding a new company (with the same chart of accounts) each quarter. –Jerry

– Hide quoted text — Show quoted text – What will your General Ledger Account Structure look like? Mid-range packages like Accpac allow for flexible as well as large account numbers with up to 10 segments. The requirements you listed below screams out mid-range not low end. I’m looking for a PC based software package. I’m not sure whether I need a small or mid-range product, so I will list some requirements and hopefully get some feedback: Requirements: – Only need general ledger – Multiuser – Will be installed on up to 8 PC’s. 2 or 3 will use it concurrently on a regular basis. – Must be able to import transactions from an external file – Must be able to handle a transaction volume of around 6000 transactions per month – Must be able to handle balances up to and including a billion dollars – Must have good customized reporting and/or ODBC driver or report writer I have looked at PeachTree and it looks like it would be perfect, except the transaction volume may be a little heavy. Thanks for your help! Jerry Dunn

Response:

I found this on a bulletin board and decided to try it. A little while back, I was browsing through bulletin boards, just like you are now, and came across an article similar to this that said you could make thousands of dollars WITHIN WEEKS with only an initial investment of $6.00(US)! So I thought, "Yeah right, this must be a scam", but like most of us, I was curious, so I kept reading. Anyway, it said that you send $1.00 to each of the 6 names and address stated in the article. You then place your own name and address in the bottom of the list at #6, and post the article in at least 200 newsgroups. (There are thousands) No catch, that was it.    So after thinking it over, and talking to a few people first, I thought about trying it. I figured: "What have I got to lose except 6 stamps and $6.00(US), right?"  Then I invested the measly $6.00.  Well GUESS WHAT!?… Within 7 days, I started getting money in the mail! I was shocked! I figured it would end soon, but the money just kept coming in. In my first week, I made about $25.00(US). By the end of the second week, I had made a total of over $1,100.00(US)! In the third week I had over $8,750.00 and it’s still growing. This is now my fourth week and I have made a total of just over $17,000.00 and it’s still coming in rapidly. It’s certainly worth $6.00, and 6 stamps, I have spent more than that on the lottery!! Let me tell you how this works and most importantly, WHY it works… Also, make sure you print a copy of this article NOW, so you can get the information off of it as you need it. I promise you that if you follow the directions exactly, that you will start making more money than you thought possible by doing something so easy! KEEP READING TO FIND OUT HOW THIS WORKS!!! Suggestion: Read this entire message carefully! (Print it out or download it.) Follow the simple directions and watch the money come in! It’s easy. It’s legal. And, your investment is only $6.00 (Plus postage on only 6 envelopes…one time only…no repeat mailing) IMPORTANT: This is not a rip-off; it is not indecent; No Misleading promises or claims; it is not illegal; and it is 99% no risk – it really works! If all of the following instructions are adhered to, you will receive extraordinary dividends. JUST KEEP READING!!! PLEASE NOTE: Please follow these directions EXACTLY, and $50,000 or more can be yours in 20 to 60 days. This program remains successful because of the honesty and integrity of the participants. Please continue its success by carefully adhering to the instructions. You will now become part of the Mail Order business. In this business your product is not solid and tangible, it’s a service. You are in the business of developing Mailing Lists. Many large corporations are happy to pay big bucks for quality lists. However, the money made from the mailing lists is secondary to the income which is made from people like you and me asking to be included in that list. Here are the 4 easy steps to success:    STEP 1: Get 6 separate pieces of paper and write the following on each piece of paper "PLEASE PUT ME ON YOUR MAILING LIST." Now get 6 US $1.00 bills and place ONE inside EACH of the 6 pieces of paper so the bill will not be seen through the envelope (to prevent thievery). Next, place one paper in each of the 6 envelopes and seal them. You should now have 6 sealed envelopes, each with a piece of paper stating the above phrase, your name and address, and a $1.00 bill. What you are doing is creating a service. THIS IS ABSOLUTELY LEGAL! You are requesting a legitimate service and you are paying for it! Like most of us I was a little skeptical and a little worried about the legal aspects of it all. So I checked it out with the U.S. Post Office (1-800-725-2161) and they confirmed that it is indeed legal.    Mail the 6 envelopes to the following addresses: #1) Joseph Ng 10606 Truro Dr. Richmond, British Columbia V7E 5B4 #2) Lourdes DaSilva 140 The Esplande Apt 605 Toronto, Ontario M5A 4P5 #3) Jordan Drucker 8 Brook Ln. Brookville, NY 11545 #4) D. Rose 2765 Matthews Ave. Apt #1C Bronx, NY 10467 #5) M. Hooper 26670 Loganberry Dr. #A209 Richmond Hts, OH 44143 #6) K. Abdul-Quddus 113 East 13th Street Apt. 6H New York, New York 10003    STEP 2: Now take the #1 name off the list that you see above, move the other names up (6 becomes 5, 5 becomes 4, etc…) and add YOUR Name as number 6 on the list. STEP 3: Change anything you need to, but try to keep this article as close to original as possible. Now, post your amended article to at least 200 newsgroups. (I think there are close to 24,000 groups) All you need is 200, but remember, the more you post, and the more money you make! You won’t get very much unless you post like crazy. This is perfectly legal! If you have any doubts, refer to Title 18 Sec. 1302 & 1341 of the Postal lottery laws. Keep a copy of these steps for yourself and, whenever you need money, you can use it again, and again. PLEASE REMEMBER that this program remains successful because of the honesty and integrity of the participants and by their carefully adhering to the directions. Look at it this way. If you are of integrity, the program will continue and the money that so many others have received will come your way. NOTE: You may want to retain every name and address sent to you, either on a computer or hard copy and keep the notes people send you. This VERIFIES that you are truly providing a service. (Also, it might be a good idea to wrap the $1 bill in dark paper to reduce the risk of mail theft.) So, as each post is downloaded and the directions carefully followed, six members will be reimbursed for their participation as a List Developer with one dollar each. Your name will move up the list geometrically so that when your name reaches the #1 position you will be receiving thousands of dollars in CASH!!! What an opportunity for only $6.00 ($1.00 for each of the first six people listed above) Send it now, add your own name to the list and you’re in business! Step 1) You do not need to re-type this entire letter to do your own posting. Simply put your cursor at the beginning of this letter and drag your cursor to the bottom of this document, and select ‘copy’ from the edit menu. This will copy the entire letter into the computer’s memory. Step 2) Open a blank ‘notepad’ file and place your cursor at the top of the blank page. From the ‘edit’ menu select ‘paste’. This will paste a copy of the letter into notepad so that you can add your name to the list. Step 3) Save your new notepad file as a .txt file. If you want to do your postings in different settings, you’ll always have this file to go back to. Step 4) Use Netscape or Internet explorer and try searching for various newsgroups (on-line forums, message boards, chat sites, discussions.) Step 5) Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting paste from the edit menu. Fill in the Subject, this will be the header that everyone sees as they scroll through the list of postings in a particular group, click the post message button. You’re done with your first one! Congratulations…THAT’S IT! All you have to do is jump to different newsgroups and post away, after you get the hang of it, and it will take about 30 seconds for each newsgroup! **REMEMBER, THE MORE NEWSGROUPS YOU POST IN, THE MORE MONEY YOU WILL MAKE! BUT YOU HAVE TO POST A MINIMUM OF 200** That’s it! You will begin receiving money from around the world within days! You may eventually want to rent a P.O. Box due to the large amount of mail you will receive. If you wish to stay anonymous, you can invent a name to use, as long as the postman will deliver it. **JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.** HERE’S HOW $6.00 DOLLARS TURNS INTO THOUSANDS!! Out of 200 postings, say I receive only 5 replies (a very low example). So then I made $5.00 with my name at #6 on the letter. Now, each of the 5 persons who just sent me $1.00 make the MINIMUM 200 postings, each with my name at #5 and only 5 persons respond to each of the original 5, that is another $25.00 for me, now those 25 each make 200 MINIMUM posts with my name at #4 and only 5 replies each, I will bring in an additional $125.00! Now, those 125 persons turn around and post the MINIMUM 200 with my name at #3 and only receive 5 replies each, I will make an additional $625.00! OK, now here is the fun part, each of those 625 persons post a MINIMUM 200 letters with my name at #2 and they each only receive 5 replies, that just made me $3,125.00!!! Those 3,125 persons will all deliver this message to 200 newsgroups with my name at #1 and if still 5 persons per 200 newsgroups react I will receive $15,625,00! With an original investment of only $6.00! AMAZING! When your name is no longer on the list, you just take the latest posting in the newsgroups, and send out another $6.00 to names on the list, putting your name at number 6 again. And start posting again. The thing to remember is: do you realize that thousands of people all over the world are joining the Internet and reading these articles everyday?, JUST LIKE YOU are now!! So, can you afford $6.00 and see if it really works?? I think so… People have said, "what if the plan is played out and no one sends you the money? So what! What are the chances of that happening when there are tons of new honest users and new honest people who are joining the internet and newsgroups everyday and are willing to give it a try? Estimates are at 20,000 to 50,000 new users, every day, with thousands of those joining the actual Internet. Remember, play FAIRLY and HONESTLY and this will really work. GOOD LUCK!!!

Response:

Question:

I would agree with your CPA that incorporation to limit liability is a wise move.  If you own several properties then your risk increases for each property owned.  If someone is injured on your property they can, (and unfortunately probably will), sue you for damages.  It could be something as simple as falling on the ice at 3 am after drinking at the bar.  Don’t laugh they could actually win.  In cases like this they would sue everybody to cover their bases.  For example someone that falls at the mini mall will sue the store, the mall owners, etc.  They sue to find the deepest pocket and because they don’t know who has the responsibility for keeping the drive way and walks paved.  By suing everyone they get access to the contracts discussing these arrangements and then go after the deepest pocket by finding any loophole in those contracts. Because they will sue everyone simply having the Corp rent the property from you and then re-renting it would still not protect you from this specific liability.  My recommendation is to move all of the property into the company and divide the shares of the company between you and your mother in a fashion equal to your current equity holdings.  In addition I would also recommend evaluating an LLC versus a Sub-S.  The LLC is much newer and has become very popular for real estate holdings.  They both provide the same tax and liability benefits.  Check with your CPA and attorney for more details on the differences between the two.  The cost to prepare the LLC papers should be $500 to $1,000 at most.  You accounting fees should not go up substantially as a result because the CPA is already preparing your returns based on your current holdings. I feel strongly that you may wish to give this serious consideration and discuss it further with your CPA and mother. HTH Don Regards, Donald A Haney, MBA Emergency Care Specialists, PC "Learning occurs in the mind, independent of time and place." – Plato

– Hide quoted text — Show quoted text – I have quite a few rental properties that I jointly owned with my mother.  This year when our CPA did our return, she suggested us to incoporate in S-Corp to limit personal liability.  She said we could just use s-corp as a simple pass-through entity.  Have S-Corp rent the real properties from us, then S-Corp rent out these properties to tenants.  I though I understood at the time, but later on when I thought about it, I am not very clear on this strategy.  I will have a meeting with her again to discuss this more, but I would like to get a second opinion on this pratice.  She explained how to handle income (rent), but how do we handle expenses, salary, and other distribution? How would that impact our personal tax and S-Corp tax. Thanks, JQF Before you buy. My first thought on something like this the old saying "if it ain’t broke, don’t fix it". Are you concerned about personal liability and have you been expressing this to your CPA. Also what is the general risk level in this business and your specific risk. Have you talked with a lawyer about you concerns and explored other avenues for limiting your risk (particularly insurance)? The S Corp may be the best solution but it will come at a cost to you. There will be cost to set up the Corp, cost to prepare the annual corporate tax return (that will usually be more than the cost of you current return) and in some states you will pay corporate and/or franchise taxes that you don’t pay now. Also you will need to maintain stock records, have meetings and maintain minutes of those meetings or run the risk of losing the liability protection you may be looking for.

Response:

To add to Karl’s excellent advice:  If you have debt related to those properties and the debt is in your name (or your monther’s or both) then you might consider an LLC in lieu of an S corp.  With an LLC, which the Feds will treat as a partnership, the debt on those properties would be included in your basis.  Not so with an S corp.  At least that is my understanding. This is something to discuss with your CPA anyway. Dick K.

– Hide quoted text — Show quoted text – I have quite a few rental properties that I jointly owned with my mother.  This year when our CPA did our return, she suggested us to incoporate in S-Corp to limit personal liability.  She said we could just use s-corp as a simple pass-through entity.  Have S-Corp rent the real properties from us, then S-Corp rent out these properties to tenants.  I though I understood at the time, but later on when I thought about it, I am not very clear on this strategy.  I will have a meeting with her again to discuss this more, but I would like to get a second opinion on this pratice.  She explained how to handle income (rent), but how do we handle expenses, salary, and other distribution? How would that impact our personal tax and S-Corp tax. Thanks, JQF Before you buy. My first thought on something like this the old saying "if it ain’t broke, don’t fix it". Are you concerned about personal liability and have you been expressing this to your CPA. Also what is the general risk level in this business and your specific risk. Have you talked with a lawyer about you concerns and explored other avenues for limiting your risk (particularly insurance)? The S Corp may be the best solution but it will come at a cost to you. There will be cost to set up the Corp, cost to prepare the annual corporate tax return (that will usually be more than the cost of you current return) and in some states you will pay corporate and/or franchise taxes that you don’t pay now. Also you will need to maintain stock records, have meetings and maintain minutes of those meetings or run the risk of losing the liability protection you may be looking for.

Response:

I think your accounting adviser ought to have referred you to an attorney specializing in corporate structure. I attended a CPE class last Fall in which this was discussed. Since there may be estate tax implications as well as corporate implications, a macro-strategy is required. Plus, respondents are correct in suggesting that no impenetrable corporate-veil exists. Unless it is legally substantive, simple re-organizing debits and credits from one set of books to another has no meaning, and would easily be "pierced" by any contingent-fee attorney who knows his business. So consider ANY suggestion only after the largest of over-views, keeping in mind that the cumulative tax burden extends-alas!-sometimes beyond this life to our estates.

Response:

A lawyer would be more able to cover and explain any ramifications. If appropriate in your state and your circumstances, using a LLC or LLP would be simpler and possibly a better alternative. Usually, insurance and adequately written leases suffice to provide the comfort you seek. – Hide quoted text — Show quoted text – I have quite a few rental properties that I jointly owned with my mother.  This year when our CPA did our return, she suggested us to incoporate in S-Corp to limit personal liability.  She said we could just use s-corp as a simple pass-through entity.  Have S-Corp rent the real properties from us, then S-Corp rent out these properties to tenants.  I though I understood at the time, but later on when I thought about it, I am not very clear on this strategy.  I will have a meeting with her again to discuss this more, but I would like to get a second opinion on this pratice.  She explained how to handle income (rent), but how do we handle expenses, salary, and other distribution? How would that impact our personal tax and S-Corp tax. Thanks, JQF Before you buy.

Response:

I would agree with the other responses. An S-corp. would not limit your liability if the building was not also transfered to the S-corp. If this is the type of liability you are concerned with I would say adequate insurance would be your answer. If the liability you are referring to is creditors/suppliers then an S-corp would be one solution but I don’t think it would be the best. If your properties are throwing off losses you may end up with a basis problem in the S-corp. Also an S-corp. has very strict distribution rules that may not fit into your planning. I would suggest an LLC which would limit your liability but allow for much more flexibility. I do however disagree with a point made on a previous response in that your tax fees will not increase. Your tax fees will increase as both an S-corp or an LLC requires an additional return to prepare. Hope this helps. – Hide quoted text — Show quoted text – I have quite a few rental properties that I jointly owned with my mother.  This year when our CPA did our return, she suggested us to incoporate in S-Corp to limit personal liability.  She said we could just use s-corp as a simple pass-through entity.  Have S-Corp rent the real properties from us, then S-Corp rent out these properties to tenants.  I though I understood at the time, but later on when I thought about it, I am not very clear on this strategy.  I will have a meeting with her again to discuss this more, but I would like to get a second opinion on this pratice.  She explained how to handle income (rent), but how do we handle expenses, salary, and other distribution? How would that impact our personal tax and S-Corp tax. Thanks, JQF Before you buy.

Response:

I have quite a few rental properties that I jointly owned with my mother.  This year when our CPA did our return, she suggested us to incoporate in S-Corp to limit personal liability.  She said we could just use s-corp as a simple pass-through entity.  Have S-Corp rent the real properties from us, then S-Corp rent out these properties to tenants.  I though I understood at the time, but later on when I thought about it, I am not very clear on this strategy.  I will have a meeting with her again to discuss this more, but I would like to get a second opinion on this pratice.  She explained how to handle income (rent), but how do we handle expenses, salary, and other distribution? How would that impact our personal tax and S-Corp tax. Thanks, JQF Before you buy.

Response:

- Hide quoted text — Show quoted text – I have quite a few rental properties that I jointly owned with my mother.  This year when our CPA did our return, she suggested us to incoporate in S-Corp to limit personal liability.  She said we could just use s-corp as a simple pass-through entity.  Have S-Corp rent the real properties from us, then S-Corp rent out these properties to tenants.  I though I understood at the time, but later on when I thought about it, I am not very clear on this strategy.  I will have a meeting with her again to discuss this more, but I would like to get a second opinion on this pratice.  She explained how to handle income (rent), but how do we handle expenses, salary, and other distribution? How would that impact our personal tax and S-Corp tax. Thanks, JQF Before you buy.

My first thought on something like this the old saying "if it ain’t broke, don’t fix it". Are you concerned about personal liability and have you been expressing this to your CPA. Also what is the general risk level in this business and your specific risk. Have you talked with a lawyer about you concerns and explored other avenues for limiting your risk (particularly insurance)? The S Corp may be the best solution but it will come at a cost to you. There will be cost to set up the Corp, cost to prepare the annual corporate tax return (that will usually be more than the cost of you current return) and in some states you will pay corporate and/or franchise taxes that you don’t pay now. Also you will need to maintain stock records, have meetings and maintain minutes of those meetings or run the risk of losing the liability protection you may be looking for.

Response:

Question:

With the multitude of schemes that BA has to run to keep its profits high by screwing their customers (essentially, they have to give miles for everything in N. America to stay competitve while they screw everyone flying on discounted tickets outside N. America by giving nothing), their accounting must go haywire. I’m checking my balance (have a Canadian account) online and found they awarded no mileage for a return trip on a discounted ticket (they gave miles for the flight out).  I called their service desk in Toronto (which is toll-free for Canadian residents – unlike having to pay a toll charge if you are a U.K. member) and they give me an entirely different balance!  Not only the miles but the 500 miles bonus for every flight.  Guess their system isn’t perfect. Once I get my free ticket out of them, I’ll put in on a real FF scheme (probably Canadian Plus). replace royaumeuni with the abbreviation of the U_nited K_ingdom of England, Scotland, Wales & N. Ireland  to reply

Response:

As a UK member of the BA Exec Club (Gold level) I have had all sorts of trouble with getting all the credits I have been entitled to. The online balance does normally check with what I am told by people in the service centre – but it does not show all the credits in detail!! I get the impression their systems are far from fool proof and I have been continually amazed at their attitude to "customer service" which is basically "our systems OK – you must have done something wrong. In the past 12 months I have found their systems to be at fault three time affecting over 10,000 Air Miles for me. John

– Hide quoted text — Show quoted text -With the multitude of schemes that BA has to run to keep its profits high by screwing their customers (essentially, they have to give miles for everything in N. America to stay competitve while they screw everyone flying on discounted tickets outside N. America by giving nothing), their accounting must go haywire. I’m checking my balance (have a Canadian account) online and found they awarded no mileage for a return trip on a discounted ticket (they gave miles for the flight out).  I called their service desk in Toronto (which is toll-free for Canadian residents – unlike having to pay a toll charge if you are a U.K. member) and they give me an entirely different balance!  Not only the miles but the 500 miles bonus for every flight.  Guess their system isn’t perfect. Once I get my free ticket out of them, I’ll put in on a real FF scheme (probably Canadian Plus). replace royaumeuni with the abbreviation of the U_nited K_ingdom of England, Scotland, Wales & N. Ireland to reply

Response:

Question:

– Hide quoted text — Show quoted text – : : Q. Why do surgeons love operating on lawyers? : : A. They are spineless, heartless and gutless, and the head is : interchangeable with the ass. : : Flash : Legionnaire 3rd Class : (and who trained as a lawyer)   : To reply, use footpowder. : : I usually just lurk here, but I have something to say on these jokes. since they : keep popping up every week or two. No they don’t.  You should have gotten a big clue that the post was off topic for this ng by the title and just ignored it.  Or you could have come back with "If lawyers are such a joke, next time you need one hire a comedian."  I think that is a great comeback.

<click- soapbox mode on I didn’t directly see the post from the Sensitive New Age Real Lawyer, my newsfeed tends to drop a few posts along the way. No matter, if this lawyer truly lurks around the group then she would know that off-topic humour occasionally appears here as do other off-topic posts, this group tends to weave around and through the topic of diet support. A little levity is often a relief. Perhaps our lawyer friend would prefer that every post be on diet support, always diet support and nothing but diet support. And for your information, I trained as a barrister, or what is known in the US as a "trial lawyer". I have stood up in Court, resplendent in gown and horsehair wig, bowing and nodding and muttering "….if your honour pleases…"  I left the Law when I began to realise that not all criminals are on one side of the Bar. Whilst I have a number of friends and acquaintances who are practicing lawyers and as individuals I believe they are a fine people. Collectively I find them a bunch of self-opinionated assholes convinced of their superiority as human beings. Perfectly good targets for jokes. <soapbox mode off Flash Legionnaire 3rd Class To reply, use footpowder.

Response:

: : Q. Why do surgeons love operating on lawyers? : : A. They are spineless, heartless and gutless, and the head is : interchangeable with the ass. : : Flash : Legionnaire 3rd Class : (and who trained as a lawyer)   : To reply, use footpowder. : : I usually just lurk here, but I have something to say on these jokes. since they : keep popping up every week or two. No they don’t.  You should have gotten a big clue that the post was off topic for this ng by the title and just ignored it.  Or you could have come back with "If lawyers are such a joke, next time you need one hire a comedian."  I think that is a great comeback. — K in Cali-Stacking Atkid Too many people end up using "try" as a synonym for "find an excuse why I can’t".  Rich 7.17.98 : : I am an attorney, and I wanted to read lawyer jokes I would go to a joke : newsgroup.  By the way, as an over weight person I don’t find it funny when : people spout off fat jokes. Do you like fat jokes? well I don’t like laywer : jokes. Take it to joke newsgroup! Please! :

Response:

OK, here’s another blonde joke.  Yes, there is a joke newsgroup. Do a newsgroup search for joke* and humor. Q:  What do you call a blonde with 2 brain cells? . . . . . . . . . . . . . . . . A:  Pregnant — Drawing on my find command of language, I said nothing. – Hide quoted text — Show quoted text – *snip happens* .  Why don’t you come back with a joke about blondes or accountants or whatever?   karen 217/205/195 (first goal) "Our bodies are where we stay.  Our souls are what we are." Cecil Baxter

Response:

Q. Why do surgeons love operating on lawyers? A. They are spineless, heartless and gutless, and the head is interchangeable with the ass. Flash Legionnaire 3rd Class (and who trained as a lawyer)   To reply, use footpowder. I am an attorney, and I wanted to read lawyer jokes I would go to a joke newsgroup.  <snip

I thought it was funny.  Surely you realize your profession is one of the most joked about.  Why don’t you come back with a joke about blondes or accountants or whatever?  Good grief, there’s so many more *important* things to get offended about, just get over it.  If a joke offends me, I just tune it out.  Losing weight is a, pardon the expression, weighty issue, and some humor thrown in now and then helps ease the mood and lighten things up a bit.  If we were all completely PC, there would be nothing to laugh at any more.  By the way, IS there a joke ng? — karen 217/205/195 (first goal) "Our bodies are where we stay.  Our souls are what we are." Cecil Baxter

Response:

Q. Why do surgeons love operating on lawyers? A. They are spineless, heartless and gutless, and the head is interchangeable with the ass. Flash Legionnaire 3rd Class (and who trained as a lawyer)   To reply, use footpowder.

I usually just lurk here, but I have something to say on these jokes. since they keep popping up every week or two. I am an attorney, and I wanted to read lawyer jokes I would go to a joke newsgroup.  By the way, as an over weight person I don’t find it funny when people spout off fat jokes. Do you like fat jokes? well I don’t like laywer jokes. Take it to joke newsgroup! Please!

Response:

Q. Why do surgeons love operating on lawyers? A. They are spineless, heartless and gutless, and the head is interchangeable with the ass.

Ooh!  A good one!  I’m sending this to my 5 lawyer in-laws. You’ll get a response from them shortly.  <g —              You can’t make a fine lager using kool-aid technology.            

Response:

Q. Why do surgeons love operating on lawyers? A. They are spineless, heartless and gutless, and the head is interchangeable with the ass. Flash Legionnaire 3rd Class (and who trained as a lawyer)   To reply, use footpowder.

Response:

Here is a card I bought for a friend yesterday. Front:  "For men, sex is like a car crash…" Inside:  "They’re usually going too fast…  there’s a scream…  Then they flee the scene." As usual, I was just giggling away in the card aisle!   Michelle – ahh, lazy sundays for me, no housework and I’m almost positive a nap is in my near future — Drawing on my find command of language, I said nothing.

Response:

I don’t think Catharine is complaining about the content of the newsgroup, only the use of lawyer jokes.  She has a right to be offended by lawyer jokes, as I have a right to be offended by blonde jokes, and people from France have a right to be offended by French jokes.  If I started spouting off racist jokes, jokes about black people, or chinese people or something, would that be all right in the interests of levity?     I too have friends who are lawyers, and I don’t find the same thing you do. As a matter of fact, one of my closest friends is a lawyer, and he’s about one of the nicest guys I’ve met.  However, on the same note, he doesn’t mind the lawyer jokes, anymore than I mind the blonde jokes, as long as those who say them, and hear them don’t actually judge him, or me, by them.     Anyway, I’m not saying that the lawyer jokes should stop or anything like that, that’s the choice of the poster, but Catharine has a right to say that she does not appreciate them, just as a overweight person would have the right to say she doesn’t appreciate fat jokes.  Thus the next person who thinks of posting a lawyer joke, is more fully informed when they make the decision to post. Jodie Indecision is the key to flexibility. – Hide quoted text — Show quoted text – I didn’t directly see the post from the Sensitive New Age Real Lawyer, my newsfeed tends to drop a few posts along the way. No matter, if this lawyer truly lurks around the group then she would know that off-topic humour occasionally appears here as do other off-topic posts, this group tends to weave around and through the topic of diet support. A little levity is often a relief. Perhaps our lawyer friend would prefer that every post be on diet support, always diet support and nothing but diet support. And for your information, I trained as a barrister, or what is known in the US as a "trial lawyer". I have stood up in Court, resplendent in gown and horsehair wig, bowing and nodding and muttering "….if your honour pleases…"  I left the Law when I began to realise that not all criminals are on one side of the Bar. Whilst I have a number of friends and acquaintances who are practicing lawyers and as individuals I believe they are a fine people. Collectively I find them a bunch of self-opinionated assholes convinced of their superiority as human beings. Perfectly good targets for jokes. <soapbox mode off Flash Legionnaire 3rd Class To reply, use footpowder.

Response:

How does a blonde get a man? I’m here. How does a Red Head get a man? Blonde’s gone. How does a brunette get a man? I’m still here. Jodie. We blondes can dish ‘em out too ya know!

Response:

<<Q:  What do you call a blonde with 2 brain cell? . . A:  Pregnant ** I thought the answer was "Gifted"** 312/300/160 Just Me,  Lisa.                           *  "I’m not fat..I’m big boned!" -Eric Cartman- *SouthPark*

Response:

I like humor.  Sometimes it distracts one from one’s struggles.  If the lawyer can’t take a joke, hit the engineers.  I’m one and I must say that I laugh at some of the sterotypical jokes pointed at us (me).

Response:

I like humor.  Sometimes it distracts one from one’s struggles.  If the lawyer can’t take a joke, hit the engineers.  I’m one and I must say that I laugh at some of the sterotypical jokes pointed at us (me).

The problem with lawyers, as a class, is that they set themselves up to be the object of ridicule. Engineers tend to be different in that many of the jokes about them tend to have been thought up by engineers themselves. Unfortunately most of these jokes are not fit for mixed company. Flash Legionnaire 3rd Class To reply, use footpowder.

Response:

Hi, You can’t spell geek without a double E! Mary Ann  (BS Marine E., MS ME) – Hide quoted text — Show quoted text – I like humor.  Sometimes it distracts one from one’s struggles.  If the lawyer can’t take a joke, hit the engineers.  I’m one and I must say that I laugh at some of the sterotypical jokes pointed at us (me).

Response:

I like humor.  Sometimes it distracts one from one’s struggles.  If the lawyer can’t take a joke, hit the engineers.  I’m one and I must say that I laugh at some of the sterotypical jokes pointed at us (me).

OK….   An engineer dies and goes to heaven. St. Peter meets him at the Pearly Gates, asks him name and checks the list. "Oh, I’m sorry, Sir. I see you’re an engineer. You’ve been assigned to Hell."   The engineer is puzzled over this, but feels he can’t question the word of God, so he leaves to take his place in Hell.   A month later, God calls down to Satan. He askes "How are things in Hell? (heehee)   Satan responds, "Well, ever since you sent that engineer to us down here, it’s been GREAT! He’s built us an escalator, installed air conditioning and has put us on the Web!"   God thunders, "An engineer? How did you ever get an engineer? That’s a mistake…send him back up here immediately!"   Satan laughs and says "No way, we’re getting Ben and Jerry’s ice cream down here this week. The engineer stays!"   God yells "Send that engineer back up to Heaven or I’ll sue!"   Satan smiles and will a calm, clear voice, says "And where do you think you’ll find a lawyer?" Ooooops…it’s a lawyer joke after all! Sorry! ROFL Kasey

Response:

LOL, Was a good lawyer joke at that!   Robin

Response:

ROFPML! Flash Legionnaire 3rd Class Ooooops…it’s a lawyer joke after all! Sorry! ROFL Kasey

To reply, use footpowder.

Response:

Question:

I’ve seen a lot of names thrown around for different accounting software packages.  Is there some way of getting a version of these software packages for students so they can learn the software BEFORE they enter the corporate accounting environment?  The one I’m most interested in is PeopleSoft, but I’d like to learn any package available.  Also, what about training aids that can be used in the absence of the complete program? Thanks in advance. Scott J. White

Response:

Great Plains Software has a developed a program designed specifically for colleges and universities.  The school received their award winning Dynamics accounting software as well as specially designed training materials for both instructors and students.   I can not remember where it is on their web site, but go there at http://www.gps.com and do a search for the "Dean Program". Also, in my opinion PeopleSoft is probably not the best choice to train students on anyway.  Although it is used by some very large companies, the total number of companies using it is relatively small.  The odds of these students actually using PeopleSoft if fairly small. Alan C. Whitehouse The Resource Group Great Plains Software VAR & ISV 1400 Talbot Rd. S., Suite 301 Renton, WA  98055 (425) 277-4760 – Hide quoted text — Show quoted text – I’ve seen a lot of names thrown around for different accounting software packages.  Is there some way of getting a version of these software packages for students so they can learn the software BEFORE they enter the corporate accounting environment?  The one I’m most interested in is PeopleSoft, but I’d like to learn any package available.  Also, what about training aids that can be used in the absence of the complete program? Thanks in advance. Scott J. White

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Question:

I think the fat content of bm should be important not only in terms of general growth of babies but also regarding their brain development. So some people wonder when they see our skinny toddlers whether their skinniness is a sign for not enough nutrion/fat by getting more breastmilk than solids at their age. I still wonder.

Beatrix: 1) How are your toddlers doing developmentally? Cow milk based products provide bulk but not necessarily the best brain power. 2) It’s not just the amount of fat in mother’s milk, it’s the type of fat. Here are two websites that discuss this issue: http://pages.ripco.com:8080/~lnrplxus/bmilkfats.html — a page of mine that is basically a well referenced post that describes why long-chain essential fatty acids (the type in breastmilk that are lacking in formula) is essential for brain developement. http://www2.uu.se/insts/nutrition/breastfeeding/comp.html — an excellent comparison of mother’s milk, cow/goat/buffalo milk and formula. You also might want to join MedScape http://www.medscape (free; you just have to register), and then do a search for lactation and read a wonderful study that breaks down the components in mother’s milk and colostrum. – Hide quoted text — Show quoted text – I don’t know anything about fat content of milk.  BF babies do tend to be thinner (or is it less fat?) than formula babies. Try looking at growth charts for BF babies http://www.clark.net/pub/activist/bfpage/growth.html It’s based on what appears to me as a small sample. Also, if the sample is worldwide, one wonders about the effects of sampling babies of moms in very poor countries. I was under the impression that the fat content if bm is very high compared to formula or cow’s milk or rice milk. Is that true? Is that still the case for nursing toddlers? I’m wondering because my co-worker and I both have skinny toddlers, both breastfed, and we both face sceptical comments. Any help would be appreciated. Beatrix Downton, Mami to Annika (9/95)

– Colette (mom to 2 beautiful homebirthed children, 2 year old Amy) "Nature can provide for the needs of people; [she] can’t provide for the greeds of people."  - Mohandas K. Gandhi

Response:

I was under the impression that the fat content of bm is very high compared to formula or cow’s milk or rice milk. Is that true? Is that still the case for nursing toddlers? I’m wondering because my co-worker and I both have skinny toddlers, both breastfed, and we both face sceptical comments. Any help would be appreciated. Beatrix Downton, Mami to Annika (9/95)

My daughter is still nursing 3 times a day at 27 months and remains in the 95% of height and weight, as she has her whole life.  While everyone else in our playgroup (all nursing toddlers the same age) has lightweight girls, mine has always been very solid.  Breastmilk goes through the digestive tract much quicker than the other milks, perhaps accounting for skinniness?  Also, nurse-on-demand children tend to be thinner because they only take as much as they want/need and usually nurse more often, where formula-fed babies are made a specific sized bottle and given it whether they want that much or not.  I’ve heard at LaLeche meetings that it is a lot easier to overfeed formula. Liz

Response:

I think the fat content of bm should be important not only in terms of general growth of babies but also regarding their brain development. So some people wonder when they see our skinny toddlers whether their skinniness is a sign for not enough nutrion/fat by getting more breastmilk than solids at their age. I still wonder. Beatrix – Hide quoted text — Show quoted text – I don’t know anything about fat content of milk.  BF babies do tend to be thinner (or is it less fat?) than formula babies. Try looking at growth charts for BF babies http://www.clark.net/pub/activist/bfpage/growth.html It’s based on what appears to me as a small sample. Also, if the sample is worldwide, one wonders about the effects of sampling babies of moms in very poor countries. I was under the impression that the fat content if bm is very high compared to formula or cow’s milk or rice milk. Is that true? Is that still the case for nursing toddlers? I’m wondering because my co-worker and I both have skinny toddlers, both breastfed, and we both face sceptical comments. Any help would be appreciated. Beatrix Downton, Mami to Annika (9/95)

Response:

I don’t know anything about fat content of milk.  BF babies do tend to be thinner (or is it less fat?) than formula babies. Try looking at growth charts for BF babies http://www.clark.net/pub/activist/bfpage/growth.html It’s based on what appears to me as a small sample. Also, if the sample is worldwide, one wonders about the effects of sampling babies of moms in very poor countries. – Hide quoted text — Show quoted text – I was under the impression that the fat content if bm is very high compared to formula or cow’s milk or rice milk. Is that true? Is that still the case for nursing toddlers? I’m wondering because my co-worker and I both have skinny toddlers, both breastfed, and we both face sceptical comments. Any help would be appreciated. Beatrix Downton, Mami to Annika (9/95)

Response:

I was under the impression that the fat content if bm is very high compared to formula or cow’s milk or rice milk. Is that true? Is that still the case for nursing toddlers? I’m wondering because my co-worker and I both have skinny toddlers, both breastfed, and we both face sceptical comments. Any help would be appreciated. Beatrix Downton, Mami to Annika (9/95)

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You will not get caught by the irs for running a fucking underground DIY label? How? Who would report you? The banK?

Among other things, you’d better hope that nobody you do real business with (the pressing plant or any distributors or stores carrying your stuff) gets audited.  There’s a paper trail there, and the IRS *will* follow it — they’re getting really picky about that stuff the last couple of years. There’s no telling who’ll be audited — a lot of times it’s just random chance.   Roll the dice if you want, just don’t whine about it when you get nailed. —

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: : You will not get caught by the irs for running a fucking underground DIY : label? How? Who would report you? The banK? : : Among other things, you’d better hope that nobody you do real business : with (the pressing plant or any distributors or stores carrying your stuff) : gets audited.  There’s a paper trail there, and the IRS *will* follow it — : they’re getting really picky about that stuff the last couple of years. : There’s no telling who’ll be audited — a lot of times it’s just random : chance.   That’s what I was going to point out. Someone’s buying from you, and they’re sending you money. Given the sloppy way most distributors operate, getting audited is to be expected, actually. I happen to know that Subterranean, one of my coolest distributors, was audited last year. If I hadn’t been filing taxes, I’d probably be totally fucked. Being a ‘hardcore’ (yeah, right) dude is cool and all, but there’s a place for common sense, to know when it’s not ‘cool’ it’s just stupid to fuck around. There are plenty of fine ways to work against the system. Not paying taxes because you think it’s not cool doesn’t seem to me to be one of them. Being fair and honest to the bands you work with, and not putting shit out just because you think it’ll sell are a lot more telling.    Mason Jones               Charnel House Productions                              94117-0277    Phone/fax (415) 255-8554

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yes, taxes are no moral obligation. i suggest reading civil disobedience by hen ry thoureau, plus any biography you might be able to get a hold of, especially one that speaks of his own experience with not paying taxes to a government tha t took part in activities he found morally reprhensible. do it now! be a smart punque.

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Better to be a live DIY hardcore label that files taxes than a dead DIY hardcore label (with a bankrupt owner) that didn’t.

Okay, maybe in the U.S., but in Canada you are given an allowance of a few thousand dollars, under which you are not legally obligated to file taxes as an official business.  You can include the taxes as personal income.   I did register my record label with the government because I thought there was some advantages to doing so like tax exemption on purchases and the ’safety’ of being legal.  Boy, was I wrong.  Yeah, the advantages exist but keeping all those detailed records is a major pain in the ass.  I’m gonna unregister my business name as soon as possible.  It just isn’t worth it considering that my overall sales for a year totalled about $1400 and that I ended up losing money rather than making any income for the government to tax anyway.      0        Ted Wong     /   _I   I_     Freaks got the power!

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let’s just say that my mail-to-mail and other non-reported business dealings will never be addressed by the irs.  if and when the irs knocks on my door, i’ll be happy to tally up the last four years of sloppy paper-work (receipts, etc.) to show them how much money i’ve lost.  but it won’t happen.  if it does, you good little american business dweebs will be the first to know.

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yes, taxes are no moral obligation. i suggest reading civil disobedience by hen ry thoureau, plus any biography you might be able to get a hold of, especially one that speaks of his own experience with not paying taxes to a government tha t took part in activities he found morally reprhensible. do it now! be a smart punque.

the funny thing about thoreau was, when he was in jail, he was visited by emerson.  emerson said:  "What are you doing in there?"  Ol’ Hank replied, "No, Ralphie, what are YOU doing out there!" amazing how many of these people are such nice middle-class kawledge law abiding citizens yet try and put on a punk/HC costume….

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uh, what do you mean by "these people…middle class…college…punk costume"? have i just been stomped. i’m a bit confused.

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yes, taxes are no moral obligation. i suggest reading civil disobedience by hen ry thoureau, plus any biography you might be able to get a hold of, especially one that speaks of his own experience with not paying taxes to a government tha t took part in activities he found morally reprhensible. do it now! be a smart punque.

_The Night Thoreau Spent In Jail_ is one of my favorite plays. The man was a genius.  Only thing is, in his time it was a lot easier to drop out of society, because people weren’t quite as addicted to it as they are now.  HDT could easily skip off into the wood (which I would like very much to do) because the society he lived in wasn’t all that far removed from total rusticism anyway. — People are tools.                                           Trust is currency.       E-mail for Temporary/Facehead Commuications catalog and info.

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    You will not get caught by the irs for running a fucking underground DIY label? How? Who would report you? The banK?    "Uh yes,this kid keeps coming in with small bills and quarters, I think he is secretly running a business."

You’re not being imaginative enough. How about: one of the artists whose music you’re putting out gets in a dispute with you about royalties and takes you to court. (Or the pressing plant claims you didn’t pay them, and sues you for the amount.) At trial it comes out that you’ve never officially filed as a business or paid taxes. This will definitely hurt your credibility and lower your chances of winning the dispute. It’s also possible that it’ll bring you to the attention of the IRS. Judging by how often bands, managers and labels end up suing one another, this doesn’t seem like a far-fetched scenario, does it? There’s no problem with having a hardcore, DIY, "fuck tha system" attitude, but I think it makes a lot of sense also to plan for the most obvious ways that the system can end up fucking you back and take steps to prevent them. Better to be a live DIY hardcore label that files taxes than a dead DIY hardcore label (with a bankrupt owner) that didn’t. –Jens Alfke                        Please do not feed peanuts to my deity.             .apple.com

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: : the funny thing about thoreau was, when he was in jail, he was visited : by emerson.  emerson said:  "What are you doing in there?"  Ol’ Hank : replied, "No, Ralphie, what are YOU doing out there!" : : amazing how many of these people are such nice middle-class kawledge : law abiding citizens yet try and put on a punk/HC costume…. Amazing how many of these people put on a punk/HC costume but would be scared shitless if the IRS actually did come visit them, let alone if they had to actually spend time in jail. It’s pretty easy to act like a little anarchist punker when you’re nice and safe in college, isn’t it? Good luck in the real world. When you get a little older you’ll realize how stupid you look glorifying the idea of spending time in jail.    Mason Jones               Charnel House Productions                              94117-0277    Phone/fax (415) 255-8554

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: : Lawyers and Accountants? That isnt needed.  It depends what you want outta the : label.  If you want to be the next SubPop, go and do all that. : If you just want to release a few records, and im assuming you want it done : legally? : If so, you can just register it.  No need to consult lawyers and accountants. If you want to release a few records and do it legally, I strongly recommend getting an accountant. Unless you really enjoy spending hours filling out your Schedule C for the IRS at the end of the year, and you really know all the applicable tax laws, you’re going to get badly screwed. Spending an hour or two with an accountant and paying a little bit will save you many more hours of work and a lot more money, trust me.

why does the irs have to get involved.  that’s completely fucking stupid. whoever you are:  press your records and avoid all this accountant shit.

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: | If you want to release a few records and do it legally, I strongly : | recommend getting an accountant. Unless you really enjoy spending hours : | filling out your Schedule C for the IRS at the end of the year, and : | you really know all the applicable tax laws, you’re going to get badly : | screwed. Spending an hour or two with an accountant and paying a little : | bit will save you many more hours of work and a lot more money, trust me. : | why does the irs have to get involved.  that’s completely fucking stupid. : | whoever you are:  press your records and avoid all this accountant shit. : And if you sell records and don’t pay income tax, and the IRS finds that : less than amusing, your pal Bob will be more than happy to pay your fines. : i’ll be MORE THAN happy to fork over some money IF that happens.  it won’t. : duh.   Boys,     There is an obvious philosophical difference here. Obviously one of you believes in running an honest business in a professional manner, a real company. The other believes in running a DIY underground hardcore label. The two are different for all intents and purposes.      You will not get caught by the irs for running a fucking underground DIY label? How? Who would report you? The banK?     "Uh yes,this kid keeps coming in with small bills and quarters, I think he is secretly running a business."         Or maybe the pressing plant itself.      "Yes, sir, this guy called up and bought 500 7" EPs and I’m not sure if he’s going to resell them and possibly not report the income."       There is nothing wrong with running a real business. Its just that in hardcore, and in life itself, we don’t have to play by your fucking rules if we don’t want to.       Taxes are not a moral obligation. They are a reality of living under this particular system. But if you’re going to bother to listen to hardcore, shouldn’t try just a little bit to question the system instead of living your whole life in absolute fear of breaking the rules? I do pay taxes, because in my particular situation it is very likely that I would get caught if I reported none of my "extra" income"      But who the fuck really believes in all that red, white and blue , home of the free, uncle Sam shit. Not me, fuck that. PEACE. Rob R-Rock

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If you ever get a label started…email me the address, and i’ll send you a demo. I’m in the process of making one right now for my band.  so if you get it goin…i’d like to give you some stuff.                                                 Pat Boone — Boy you play so loud that you could wake the dead… And some of the Livin…They’re wakin’ too                         -flaming lips

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| If you want to release a few records and do it legally, I strongly | recommend getting an accountant. Unless you really enjoy spending hours | filling out your Schedule C for the IRS at the end of the year, and | you really know all the applicable tax laws, you’re going to get badly | screwed. Spending an hour or two with an accountant and paying a little | bit will save you many more hours of work and a lot more money, trust me. | why does the irs have to get involved.  that’s completely fucking stupid. | whoever you are:  press your records and avoid all this accountant shit. And if you sell records and don’t pay income tax, and the IRS finds that less than amusing, your pal Bob will be more than happy to pay your fines.

i’ll be MORE THAN happy to fork over some money IF that happens.  it won’t. duh.  

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why does the irs have to get involved.  that’s completely fucking stupid.

Because there’s this thing in the US called "income tax".  And if the IRS ever figures out that you have unreported income coming in, they’re going to want their piece of it, along with a healthy dose of fines, late fees, etc., etc… I’ve seen folks get in a heap of trouble due to not taking the IRS seriously. It ain’t a pretty sight.

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| If you want to release a few records and do it legally, I strongly | recommend getting an accountant. Unless you really enjoy spending hours | filling out your Schedule C for the IRS at the end of the year, and | you really know all the applicable tax laws, you’re going to get badly | screwed. Spending an hour or two with an accountant and paying a little | bit will save you many more hours of work and a lot more money, trust me. | | why does the irs have to get involved.  that’s completely fucking stupid. | | whoever you are:  press your records and avoid all this accountant shit. And if you sell records and don’t pay income tax, and the IRS finds that less than amusing, your pal Bob will be more than happy to pay your fines. jds

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: : If you want to release a few records and do it legally, I strongly : recommend getting an accountant. Unless you really enjoy spending hours : filling out your Schedule C for the IRS at the end of the year, and : you really know all the applicable tax laws, you’re going to get badly : screwed. Spending an hour or two with an accountant and paying a little : bit will save you many more hours of work and a lot more money, trust me. : : why does the irs have to get involved.  that’s completely fucking stupid. : : whoever you are:  press your records and avoid all this accountant shit. The IRS doesn’t *have* to get involved, no. But seeing as you’re presumably going to receive some money in exchange for the records, you’re theoretically supposed to pay taxes on it. You can take the chance and hope that nobody ever notices, but perhaps I’m just a bit too paranoid to try that risk. And of course if you release more than just one record, you’re increasing your chances of getting caught. Gamble if you like, but the potential of getting fucked over real good is there.    Mason Jones               Charnel House Productions                              94117-0277    Phone/fax (415) 255-8554

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   Uh…if you’re asking basic questions like these, you first want to investigate the governmental/licensing issues before anything else. Either find a friend who has started a business in your area, or contact a lawyer if possible. Licensing, taxation, and registration issues vary from place to place. Contact your city government, and they may well have a Small Business Assistance agency or dept that you can talk to.    Basically, you start a record label just like you start a store or any other sales-oriented type business. You have to register with your city/county/state government and find out about sales tax payment, payroll taxes, registration fees, and so forth. Find an accountant, and talk to him/her first also, to find out about keeping proper records, paying your taxes with the addition of earnings/losses from the business, etc etc.

Lawyers and Accountants? That isnt needed.  It depends what you want outta the label.  If you want to be the next SubPop, go and do all that. If you just want to release a few records, and im assuming you want it done legally? If so, you can just register it.  No need to consult lawyers and accountants. The Fiend  

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If you write Simple Machines, they have a little booklet describing how to start a small indie label. — "Don’t take away my gun/I’m protecting unborn foetuses/From homos in the showers/So they can pray in school" — Me.

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: : Lawyers and Accountants? That isnt needed.  It depends what you want outta the : label.  If you want to be the next SubPop, go and do all that. : If you just want to release a few records, and im assuming you want it done : legally? : If so, you can just register it.  No need to consult lawyers and accountants. If you want to release a few records and do it legally, I strongly recommend getting an accountant. Unless you really enjoy spending hours filling out your Schedule C for the IRS at the end of the year, and you really know all the applicable tax laws, you’re going to get badly screwed. Spending an hour or two with an accountant and paying a little bit will save you many more hours of work and a lot more money, trust me. I agree that under most circumstances a lawyer isn’t needed; it simply depends on your plans and arrangements, and what you’re going to release. If you’re going to release something by another band, and they’re not personal friends, you might want to talk to a lawyer, because having a reasonable contract could benefit both you and the band in the future. Without a reasonable contract, if the band gets signed by Warner or something, you could find yourself suddenly unable to sell any more copies of the record because Warner’s re-released it without having to ask you permission, for example. These things happen. I’ve never bothered with a lawyer, but there are potential circumstances when I might decide to do so. It’s not a matter of whether you want to be the next Sub-Pop. It’s just a matter of knowing when it makes sense to talk to an expert. When it saves you time and money in the long run, it’s worthwhile.    Mason Jones               Charnel House Productions                              94117-0277    Phone/fax (415) 255-8554

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first, ignore everything mason just said and consider some other things: are you REALLY responsible?  if no, stop thinking about doing a label, unless you’ve got money to throw away.  second, if it’s just one or two releases then don’t worry about any business crap; press it and sell it.  there, simple.

well, that’s if you never plan to make any money and keep the record label just a hobby. if you’re doing it for fun and you want it to be a hobby, then yeah, taxes and record keeping and all that crap don’t matter. the IRS doesn’t want you to get a business license for a hobby. and if you have money coming in from alternative places (such as a well-paying job) then you can always just feed money into the system as you need it that way and lay low with litte advertising, etc. you’ll still end up getting involved in the music scene to some degree in the local level and end up having some fun. or, if you really are serious about making this a profitible venture that pays for itself in the future and keeps you self-employed, you ought to think long and hard about what Mason said. i’d go even further and recommend that if you are pretty serious, it would be smart to save up a few thousand dollars in a nest egg before you go out and get the business licenses, etc. when i talk about being profitible, i’m not really speaking in terms of say, Sony Entertainment. you can still be profitible but not be slimy and do something that you love. probably my biggest mistake was that i didn’t have money tucked away specifically for my business before i started. when the recession hit, we took a beating because of it. we’re still on course with plans for a few new CDs coming out, but i had to dip into my own private funds to finance the first one. in addition, i think that advertising, no matter how slimy it appears, really works and you should consider putting about 10% of your profits per month towards advertising. you can easily take out a 1/4 page ad in a magazine like File 13 for under $50 and then maybe splurge with one bigger magazine like Option which costs around $300 for a 1/4 ad. even if you only publish three ads a month (1 ad per differnt magazine), you’ll notice the difference. i find it amazing how each time a new magazine comes out with an ad of mine (and i don’t do advertising much because it still disgusts me on a deeper level) or if i post an electronic catalog to the net, that the orders start pouring for a while until the distribution of that ad fizzles out. other tips i would recommend are to stay away from full-album releases on vinyl. there aren’t enough people out there that will buy it to make it worth your while. even cassettes for that matter are getting harder to sell. two years ago, good advice would have been to put out a couple of cassettes in limited quantities because they’re cheap and if you put in a few hundred and don’t sell them, you’re only out a few hundred. however, with the way people tend to prefer CDs, it’s almost better to do a CD, or at least consider it. it’s a very expensive venture, but if the music is truly good and the artwork is good, it can pay for itself in the long run. and finally, build yourself a knowlege-base of contacts in the biz. it really helps. not only are there a lot of really interesting people you can meet, but the thing i love about the independent record biz is that it’s just a big network of friends helping each other out. best of luck to you! hasta. — Yes.  Beautiful, wonderful nature.  Hear it sing to us: *snap*  Yes.  natURE.

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: Hello all! : My friend and I want to start an indepentdant record label to release the : stuff we’ve recorded.  How exactly does one go about atrting a record : label?  Does one have to take out official papers of some kind?  What about : taxes?  If anybody out there has their own label, help would be very : appriciated.  Thanks in advance! : — : People like you find it easy / I’m aching to see / You walking on air / : Hunted by the rivers through the streets every corner / abandoned too soon / : set down with due care / don’t walk away… – Ian Curtis, "Atmosphere" Ian,       Running an independent record label is very simple. Like most endeavours in a capitalist semi-democracy all it takes is money.       The cheapest manufacturer for 7" records that I know of is United Record Pressing in Memphis, TN.  You can do 1000 copies of a 7" EP for about 600 bones. (Covers nonwithstanding, of course). Their phone is (615) 259-9396 if you want a catalog from them.       There are other good places for LPs, cassettes and CDs. If you’re really interested I can give you some addresses.       Obviously it is pretty simple to make a recording and pay to have it mass-produced. The big stumbling block for most is getting distribution.       Bigger distributors like Cargo, Caroline, Dutch East India (distributors being those who sell to stores) are taking less and less 7" releases. So you might look into a full-length if you’re going to invest all that money.        Taxes? Its up to you, bud.  You local chamber of commerce can give you pretty  simple instructions on getting all the red tape for a sole proprietorship or partnership out of the way. But after that, well, you pay taxes on what you report. But fortunately you can write off any items you buy that are "business expenses". Nuff said.        If you have any specific questions, maybe I can answer them.        Right now, I have to go see Biohazard, Sick of It All and Sheer Terror. So, I’m swayzee. R3  

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- Hide quoted text — Show quoted text – : My friend and I want to start an indepentdant record label to release the : stuff we’ve recorded.  How exactly does one go about atrting a record : label?  Does one have to take out official papers of some kind?  What about : taxes?  If anybody out there has their own label, help would be very : appriciated.  Thanks in advance!   Uh…if you’re asking basic questions like these, you first want to investigate the governmental/licensing issues before anything else. Either find a friend who has started a business in your area, or contact a lawyer if possible. Licensing, taxation, and registration issues vary from place to place. Contact your city government, and they may well have a Small Business Assistance agency or dept that you can talk to.   Basically, you start a record label just like you start a store or any other sales-oriented type business. You have to register with your city/county/state government and find out about sales tax payment, payroll taxes, registration fees, and so forth. Find an accountant, and talk to him/her first also, to find out about keeping proper records, paying your taxes with the addition of earnings/losses from the business, etc etc.   Once you’ve done all that, it’s the simple (ha ha) matter of getting the vinyl/CD/cassette made, and finding distributors. Best of luck to you!

first, ignore everything mason just said and consider some other things: are you REALLY responsible?  if no, stop thinking about doing a label, unless you’ve got money to throw away.  second, if it’s just one or two releases then don’t worry about any business crap; press it and sell it.  there, simple.

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Hello all! My friend and I want to start an indepentdant record label to release the stuff we’ve recorded.  How exactly does one go about atrting a record label?  Does one have to take out official papers of some kind?  What about taxes?  If anybody out there has their own label, help would be very appriciated.  Thanks in advance! — People like you find it easy / I’m aching to see / You walking on air / Hunted by the rivers through the streets every corner / abandoned too soon / set down with due care / don’t walk away… – Ian Curtis, "Atmosphere"

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: : My friend and I want to start an indepentdant record label to release the : stuff we’ve recorded.  How exactly does one go about atrting a record : label?  Does one have to take out official papers of some kind?  What about : taxes?  If anybody out there has their own label, help would be very : appriciated.  Thanks in advance!    Uh…if you’re asking basic questions like these, you first want to investigate the governmental/licensing issues before anything else. Either find a friend who has started a business in your area, or contact a lawyer if possible. Licensing, taxation, and registration issues vary from place to place. Contact your city government, and they may well have a Small Business Assistance agency or dept that you can talk to.    Basically, you start a record label just like you start a store or any other sales-oriented type business. You have to register with your city/county/state government and find out about sales tax payment, payroll taxes, registration fees, and so forth. Find an accountant, and talk to him/her first also, to find out about keeping proper records, paying your taxes with the addition of earnings/losses from the business, etc etc.    Once you’ve done all that, it’s the simple (ha ha) matter of getting the vinyl/CD/cassette made, and finding distributors. Best of luck to you!    Mason Jones               Charnel House Productions                              94117-0277    Phone/fax (415) 255-8554

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