Question:

   thank you Judy,  hope you are well these days.   anita "Judy" <jal…@easynet.co.uk> wrote in message

news:4291e5c0$0$24474$da0feed9@news.zen.co.uk… – Hide quoted text — Show quoted text -> "pines" <yawnball@scratching post.com> wrote in message > news:Wacke.241279$cg1.168195@bgtnsc04-news.ops.worldnet.att.net… > >   how have all of you been doing? > >    i have been down in the dumps and sleeping a lot lately. sorry for not > > posting for so long but i havent felt like doing much of anything for > > awhile. > >    i am now totally off nicotene, hoorah. and have been for about 2 weeks > > now. > >     i plan to go to school come next month. i have already signed up and > > plan to take a accounting course. i am being encouraged by my family and > > others but i am very scared about going back to school. i hope i do ok. > >      i have been reading all the threads and stuff i just have been to > lazy > > to post anything. i just feel like sleeping a lot here of late. > >      hugs to everyone out there in sz world, anita > Hi Anita, > It’s good to see you back, I was wondering how you were doing. > Sorry to hear that you were feeling down. Hope things pick up for you. > You’ve done great coming off the nicotine. > Judy

Response:

   hello Miki, glad to be back. you may be right about the sleeping thing, i dont know. part of it is i am just bored with my current life status and want to move forward. though the school thing is scaring me a bit. hopefully i will do ok there. it will be a different experience for me that is for sure.      later anita "Miki Kocic" <em…@munged.com> wrote in message

news:1193fmcmbh7r0b0@corp.supernews.com… – Hide quoted text — Show quoted text -> "pines" <yawnball@scratching post.com> wrote in message > news:Wacke.241279$cg1.168195@bgtnsc04-news.ops.worldnet.att.net… > >  how have all of you been doing? > >   i have been down in the dumps and sleeping a lot lately. sorry for not > > posting for so long but i havent felt like doing much of anything for > > awhile. > >   i am now totally off nicotene, hoorah. and have been for about 2 weeks > > now. > >    i plan to go to school come next month. i have already signed up and > > plan to take a accounting course. i am being encouraged by my family and > > others but i am very scared about going back to school. i hope i do ok. > >     i have been reading all the threads and stuff i just have been to lazy > > to post anything. i just feel like sleeping a lot here of late. > >     hugs to everyone out there in sz world, anita > I thought you and Ches had a torrid email and phone romance going, and that > was taking away from your usenet time. (No offense intended.  I’ve seen > people completely give up a hobby when they find someone.) > The sleeping could be caused by anxiety about going back to school.  But the > people you meet there will be human beings just like you, with their own > pluses and minuses. > Good to see you back. > Miki

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"pines" <yawnball@scratching post.com> wrote in message

news:Wacke.241279$cg1.168195@bgtnsc04-news.ops.worldnet.att.net… >   how have all of you been doing? >    i have been down in the dumps and sleeping a lot lately. sorry for not > posting for so long but i havent felt like doing much of anything for > awhile. >    i am now totally off nicotene, hoorah. and have been for about 2 weeks > now. >     i plan to go to school come next month. i have already signed up and > plan to take a accounting course. i am being encouraged by my family and > others but i am very scared about going back to school. i hope i do ok. >      i have been reading all the threads and stuff i just have been to lazy > to post anything. i just feel like sleeping a lot here of late. >      hugs to everyone out there in sz world, anita

Hi Anita, It’s good to see you back, I was wondering how you were doing. Sorry to hear that you were feeling down. Hope things pick up for you. You’ve done great coming off the nicotine. Judy

Response:

"pines" <yawnball@scratching post.com> wrote in message

news:Wacke.241279$cg1.168195@bgtnsc04-news.ops.worldnet.att.net… >  how have all of you been doing? >   i have been down in the dumps and sleeping a lot lately. sorry for not > posting for so long but i havent felt like doing much of anything for > awhile. >   i am now totally off nicotene, hoorah. and have been for about 2 weeks > now. >    i plan to go to school come next month. i have already signed up and > plan to take a accounting course. i am being encouraged by my family and > others but i am very scared about going back to school. i hope i do ok. >     i have been reading all the threads and stuff i just have been to lazy > to post anything. i just feel like sleeping a lot here of late. >     hugs to everyone out there in sz world, anita

I thought you and Ches had a torrid email and phone romance going, and that was taking away from your usenet time. (No offense intended.  I’ve seen people completely give up a hobby when they find someone.) The sleeping could be caused by anxiety about going back to school.  But the people you meet there will be human beings just like you, with their own pluses and minuses. Good to see you back. Miki

Response:

  how have all of you been doing?    i have been down in the dumps and sleeping a lot lately. sorry for not posting for so long but i havent felt like doing much of anything for awhile.    i am now totally off nicotene, hoorah. and have been for about 2 weeks now.     i plan to go to school come next month. i have already signed up and plan to take a accounting course. i am being encouraged by my family and others but i am very scared about going back to school. i hope i do ok.      i have been reading all the threads and stuff i just have been to lazy to post anything. i just feel like sleeping a lot here of late.      hugs to everyone out there in sz world, anita

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Question:

Newsweek Magazine (Volume 137, Issue 16), April 16, 2001 NEWSWEEK asked three former IRS commissioners to review parts of his (Botkin’s) workbook. They found nothing illegal, but stopped well short of endorsing his methods. Margaret Richardson, IRS commissioner under President Clinton, deemed the material "straightforward," much of it right out of IRS publications. The two others felt Botkin took liberties. Alexander, commissioner during the Nixon administration, saw "strong implications that you can get away with deducting a lot of personal expenses" by using dishonest justifications to call them business. Says Sheldon Cohen, IRS commissioner under Lyndon Johnson: "Many of the things he talks about are completely legitimate… but he’s pointing out ways to fudge." Both men were concerned, for instance, about people who take lavish vacations to visit rental properties, and whether child employees really do any work. Despite footnotes citing case law, neither is certain all the deductions would hold up under heavy IRS scrutiny.

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<http://www.unclefed.com/Tax-News/2002/nr02-13.html

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Question:

I’m interested in comparing the following career-path options: Certified Public Accountant (CPA) Certified Management Accountant (CMA) Internal Auditing (is there a Certification Exam for this?) Can anyone out there reply to this post with factual information on these three options?  Perhaps even compared to the option of not pursuing certification and simply staying in corporate accounting/management in general.  Where are the most job prospects?  I’m trying to decide where I want to take my career goals now that I’m in an educated position to consider sitting for one of these exams…  Thanks!

Response:

go for all! get the cpa while you work for a cpa and then get your cma.  or get the cma now and then go for the cpa.  at some point you will need to work under a cpa in public accounting. good luck…. its all worth it!

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I’m interested in comparing the following career-path options: Certified Public Accountant (CPA) Certified Management Accountant (CMA) Internal Auditing (is there a Certification Exam for this?)

"CIA" = Certified Internal Auditor Where are the most job prospects?

The 64,000 dollar question.  The CPA will more than likely open more options for you in the long run, the CMA, more than likely limits you to internal accounting functions, which isn’t a bad thing, and the CIA would even limit that further to internal audit positions.  As always, the more the merrier, so multiple certificates wouldn’t hurt. You really need to get out there and decide which path you want to take through experience.  Things aren’t always what they seem from the start, and you will most likely change paths a few times (even if just slightly). — Paul A. Thomas, CPA Athens,  Georgia http://www.pat-cpa.com

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I’m interested in comparing the following career-path options: Certified Public Accountant (CPA) Certified Management Accountant (CMA) Internal Auditing (is there a Certification Exam for this?) Can anyone out there reply to this post with factual information on these three options?  Perhaps even compared to the option of not pursuing certification and simply staying in corporate accounting/management in general.  Where are the most job prospects?  I’m trying to decide where I want to take my career goals now that I’m in an educated position to consider sitting for one of these exams…  Thanks!

Through my own questioning and research, I have found the CMA and CIA (Certified Internal Auditor) to be more widely accepted by Multinational or "Global" companies.  I think this is due to the fact that these credentials are based upon concepts that apply in any industry, in any country.  A CPA (or its equivalent) is rather more specific to the country in which it was earned.  This is not to say that CPAs have no knowledge outside of their home country; just that global business seems to like the other designations.  Of course, getting all 3 can never hurt!  If public accounting is your heart’s desire, then the CPA is obviously where you should go. You can check out these sites for more of the low-down: http://www.aicpa.org, http://www.imanet.org, and http://www.theiia.org. — Todd Stephens

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I’m interested in comparing the following career-path options: Certified Public Accountant (CPA) Certified Management Accountant (CMA) Internal Auditing (is there a Certification Exam for this?) Can anyone out there reply to this post with factual information on these three options?

Probably not, it really takes a lot of work to dig anything up that is objective and verifiable.  I think your going to have to rely on people’s opinions. Perhaps even compared to the option of not pursuing certification and simply staying in corporate accounting/management in general.  

Generally, if you have a job, pursuing the relevant certification MAY be career enhancing.  It depends on the herd you are in, the group dynamics. Where are the most job prospects?  

I think engineering.  As for business, probably marketing.  The most relevant question is, who is offering you a job?  Do you have an offer? Do you have a relative who will bring you on board?  Do you belong to an organization where many of the members value you and would be conduits to jobs.  You might want to read Bowles, "What color is my parachute." He is very thorough at covering the area. I’m trying to decide where I want to take my career goals now that I’m in an educated position to consider sitting for one of these exams.

As you age, you frequently have to switch careers.  I have yet to find an accurate crystal ball. — *             Ronald Lee Todd M.B.A., C.P.A.                  * *  Unemployed for six years, mistake of being an accountant.  * *   Students, when someone tells you of your great future as  * *       an accountant, ask him to show you the job.           *

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Question:

We use BusinessWorks 11.0.  Our company factors its accounts receivable.  I am wondering how to book the factoring transactions within BusinessWorks so that the specific receivable is relieved from our balance sheet at the time it is factored, but can be recovered in the event that the customer does not pay the factor in a timely fashion and we are forced to buy back the given receivable.  Your help would be very much appreciated. Thanks. Anita

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Here’s what is suggested for QuickBooks, maybe it will be helpful: http://www.quickbooks.com/support/faqs/win2/1620.html

– Hide quoted text — Show quoted text – We use BusinessWorks 11.0.  Our company factors its accounts receivable.  I am wondering how to book the factoring transactions within BusinessWorks so that the specific receivable is relieved from our balance sheet at the time it is factored, but can be recovered in the event that the customer does not pay the factor in a timely fashion and we are forced to buy back the given receivable.  Your help would be very much appreciated. Thanks. Anita

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Cash method or accrual method?  Generally, the factoring transaction will require a debit to cash for receipts, a debit to factoring fee and a credit to accounts receivable.  In a "buy back" situation, that’s a factoring "with recourse", which you may later have to write off as uncollectible. Most companies would use the accrual method for their allowance for uncollectible accounts by debiting the expense, frequently also referred to as "bad debt" and crediting the allowance.  This method requires an estimate of the uncollectible accounts such that the expected expense is written off rather evenly over time.  Notes to the financial statements would need to explain that allowance accounting policy and the contractual requirement of recourse for the factored accounts. At the time of factoring the account, the accounts receivable was credited and both the factor fee expense account and cash account were debited (Accounts Receivable factored less the factor fee equaled the cash received from the factor).  At the time of return of the account, I’m sure an additional fee would be due to the factor for their efforts, as well as the original amount the factor paid to take over the accounts receivable.  The original account receivable amount being returned must be debited to accounts receivable, and fees paid for the return may be debited to the factor fee expense account or just include them with the accounts receivable debit to collect them from the customer.  You would probably also want to charge them for the original discount fee to factor so credit the factor fee expense account and debit accounts receivable. When you decide the entire account, including the fees, cannot be recovered, debit the allowance for uncollectible accounts and credit the accounts receivable for the entire account balance involved. If you are using the cash accounting method, originally you debited the factor fee expense, debited the cash and credited the accounts receivable. Upon return, you’d have to debit the accounts receivable for the original amount plus any factoring fees you want to collect back from the customer, credit the cash for the entire payment to the factor, which would be for their fees plus what they had already given you to buy the account.  The difference, if any, is debited to the factoring fees expense. If you are using the direct charge-off method, rather than the uncollectible allowance method described above, at some point you may decide collection is impossible, causing you to debit Uncollectible Accounts expense, or Bad Debts expense, and credit the accounts receivable. If you should have any other questions regarding this situation, please feel Jaycee M. Rice

– Hide quoted text — Show quoted text – We use BusinessWorks 11.0.  Our company factors its accounts receivable.  I am wondering how to book the factoring transactions within BusinessWorks so that the specific receivable is relieved from our balance sheet at the time it is factored, but can be recovered in the event that the customer does not pay the factor in a timely fashion and we are forced to buy back the given receivable.  Your help would be very much appreciated. Thanks. Anita

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Question:

Thanks very much for everyone’s help! — D.B – Hide quoted text — Show quoted text – I think you are asking if you can make a capital investment in a nonprofit and own a share of the business — in the same way that you could do with a for-profit company. I think the short answer is "no".  You can lend money to the nonprofit if the terms of the loan are fair and reasonable, etc.  You can also donate money to the nonprofit.  But, I don’t think you can buy a share of the business and receive a share of the profits, etc.  Even if someone is the founder of a nonprofit, it is not "their own non-profit" in the sense that they own the nonprofit. If one operates a non-profit organization in the US, is it possible to record an investment in the usual sense, or is one limited to making contributions to their own non-profit either as a "loan" (is this even proper?) or as merely a donation. What would be the proper accounting entry for something like this?] Many thanks! D.B.

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I think you are asking if you can make a capital investment in a nonprofit and own a share of the business — in the same way that you could do with a for-profit company. I think the short answer is "no".  You can lend money to the nonprofit if the terms of the loan are fair and reasonable, etc.  You can also donate money to the nonprofit.  But, I don’t think you can buy a share of the business and receive a share of the profits, etc.  Even if someone is the founder of a nonprofit, it is not "their own non-profit" in the sense that they own the nonprofit.   – Hide quoted text — Show quoted text – If one operates a non-profit organization in the US, is it possible to record an investment in the usual sense, or is one limited to making contributions to their own non-profit either as a "loan" (is this even proper?) or as merely a donation. What would be the proper accounting entry for something like this?] Many thanks! D.B.

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David, it depends on what the donor stipulates.  If someone gives you cash, you can book it as an investment AND as a major gift, if that’s the case.  The investment is what the organization wants to do with the money received.  It could go to regular cash too.   Hope this helps.  I am a CPA specialing in non-profits. Thanks   If one operates a non-profit organization in the US, is it possible to record an investment in the usual sense, or is one limited to making contributions to their own non-profit either as a "loan" (is this even proper?) or as merely a donation.   What would be the proper accounting entry for something like this?]   Many thanks!   D.B.

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Question:

The log was compiled by the General Accounting Office, listing specific details and amounts of vandalism found when the new tenants took over. Canoli

Actually, the GAO never got any list during their investigation. It has only been the past week that the White House has claimed that they had compiled a list of the devastation. Interesting thing about that, last week during a White House briefing,  Spokesman Ari Fleischer claimed that "the new administration had to buy 100 new computer keyboards, at a cost of $2,000", to replace damaged keyboards. Problem with that statement is that it was a lie, OfficeMax had donated 500 Computer Keyboard ‘W’ Keys and 100 Full Keyboards to the Whitehouse in a good faith effort to keep the "wheels of government moving"… Now, why would the Spokesman feel the need to lie about this even further than they did last January? I think they’re digging themselves into a hole they won’t be able to lie their way out of. (And I’m also sure it’ll be hard for you to respond to me without bringing up Clinton or name calling) Stay tuned, this story is still getting interesting. Deano Sources: http://www.nytimes.com/2001/06/04/politics/04VAND.html http://www.officemax.com/press/keyboard.html

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—– substantive stuff snipped —- . . . Spokesman Ari Fleischer claimed that "the new administration had to buy 100 new computer keyboards, at a cost of $2,000", to replace damaged keyboards. Problem with that statement is that it was a lie, OfficeMax had donated 500 Computer Keyboard ‘W’ Keys and 100 Full Keyboards to the Whitehouse in a good faith effort to keep the "wheels of government moving"…

Am venturing a guess that donations of such sophisticated stuff as keyboards cannot be allowed into the White House for security reasons. After all, the keyboards might have bugs in them . . . — Carl A. http://pages.prodigy.net/chainnj/Journal.htm

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Am venturing a guess that donations of such sophisticated stuff as keyboards cannot be allowed into the White House for security reasons. After all, the keyboards might have bugs in them . . .

Just as anything donated may have bugs planted in them including furniture and pictures..  They can find bugs with the equipment they have and I’m sure those keyboards, if they were needed, were thoroughly checked out before connecting them whether they bought them or they were donated to them. Ben

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– Hide quoted text — Show quoted text – You know what’s really funny is that if there was anything, anything at all that would have smeared the Clintons further, Bush aides would have invited the Press into the White House in a New York minute to photograph the "devastation"… That should have been the first clue that there wasn’t any there, there… Maybe a few schoolyard pranks, but where’s the beef? Deano It isn’t nice to judge the whole world by the standards you have come to accept from you own chosen heros. Lon Must be easy to only base your opinions on rumors, innuendo and hearsay. Deano

Jesus!  You demand first hand spectators to the damage in order to lend credibility to these stories yet, dems state that since Jenna Bush got her mammary in the mangle over an ID card, there should be an Independent Counsel to investigate the OBVIOUS indiscretions that MUST have  surrounded GWB in his youth.   Hypocritical bastards are the radical-left dems. I hope that I shall sometime see, a DEM that doesn’t lie to me! Visit www.k7no.com   Under construction but getting there.

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Hey craig,are you a TROLL..if not then why did you post this political crap in a RV newsgroup? DUH? This type of posting is pure TROLL bait (watch the so-called *regulars* get totally sucked in) I’d suggest you post this type of message to an appropriate newsgroup if you have a clue where they are. IMO,your trying to start a flame war and your not very bright about it. The Clinton

Oskar, I’m not sure who you are posting too but if I may, it appears to be a time honored tradition within this RV newsgroup to have the occassional OT (Off Topic) posts going on, much to the amusement of everyone else. Used to be that those topics were typically about bashing our previous administration but since we have a whole new administration and all new embarrashing things to rant about, that’s what we do. Sure, it’s not much, but it’s something. There are some don’t like that we are now "mocking" their favorite party and perhaps you are even one of them,  but if you don’t want to read an OT, don’t. Deano

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– Hide quoted text — Show quoted text – Since Deano didn’t believe the first reports, sees the GAO report as proof that the first reports were lies……what makes you think he won’t believe THIS report is a lie?? You see, it’s all a "smear". cheers bob Now in addition to all of your other outstanding traits, I’ll have to add psychic. Deano

There is nothing in the world more predictable than an agenda driven unthinking dem troll! Visit www.k7no.com   Under construction but getting there.

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Jesus!  You demand first hand spectators to the damage in order to lend credibility to these stories yet, dems state that since Jenna Bush got her mammary in the mangle over an ID card, there should be an Independent Counsel to investigate the OBVIOUS indiscretions that MUST have  surrounded GWB in his youth.

Make some sense man.. What are you spewing?  Sound like hate, but I could be wrong.. I envision you spitting while yelling.. Damn, I think I need a towel to dry off. Ben

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The Dems are not the only "hypocritical bastards,"  most ALL politicians are.  Either you are blind or brainwashed to not see it.

Not my favorite politicians, they are as honest as the day is long and would never, ever think of taking an illegal contribution from any of the oil companies or lie to us about it later after they get caught!    ((:-) Couldn’t resist. Deano

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Jesus!  You demand first hand spectators to the damage in order to lend credibility to these stories yet, dems state that since Jenna Bush got her mammary in the mangle over an ID card, there should be an Independent Counsel to investigate the OBVIOUS indiscretions that MUST have  surrounded GWB in his youth.   Hypocritical bastards are the radical-left dems. I hope that I shall sometime see, a DEM that doesn’t lie to me!

Holy Crap "unkadean"… don’t lose a nut over this just because you can’t respond without the usual right wing venomous name calling. Are you taking your medication? By the way, I don’t recall anybody calling for an Independent Counsel to investigate the boozing Bush babes, only squeals of "righteous indignation" from the family values party.  You wouldn’t happen to have any sources to back up your inane claim would you? Deano

Response:

The log was compiled by the General Accounting Office, listing specific details and amounts of vandalism found when the new tenants

Please post source, the report I saw was AP and indicated that the GSA released NO detailed info. Digger, AKA Grumps (old and crusty) hometown.aol.com/jynndi/myhomepage’profile.html All errors; spilling, grimatical, ore tieping intenshunal.

Response:

– Hide quoted text — Show quoted text – The Clinton Vandalism It looks as if the White House vandalism story was true after all. The Bush White House has finally come forward with details of how outgoing Clinton administration staffers vandalized the executive offices. White House press secretary Ari Fleischer tells the Washington Post that the damage included "obscene graffiti in six offices, a 20-inch-wide presidential seal ripped off a wall, 10 sliced telephone lines and 100 inoperable computer keyboards." Also, pornographic or obscene greetings were left on 15 telephone lines in the offices of the vice president and White House counsel and in the scheduling and advance offices. Most of the damage was in the Eisenhower Executive Office Building, next door to the White House. "The only incident Fleischer described in the White House itself was a photocopier in the West Wing that had pictures of naked people interspersed with blank photocopy paper so deep in the tray that they were still popping out weeks after the inauguration," the Post says. What about that report in the Kansas City Star that there was "no truth" in the scandal? The Post explains that the General Services Administration, which was the source of the Star’s report, found only that "the condition of the real property was consistent with what we would expect to encounter when tenants vacate office space after an extended occupancy." In other words, the Clinton staff managed not to do any serious damage to the buildings.

Carl, Since Deano didn’t believe the first reports, sees the GAO report as proof that the first reports were lies……what makes you think he won’t believe THIS report is a lie?? You see, it’s all a "smear". cheers bob

Response:

Am venturing a guess that donations of such sophisticated stuff as keyboards cannot be allowed into the White House for security reasons. After all, the keyboards might have bugs in them . . .

OfficeMax claims that they delivered the Keyboards and replacement keys directly to the White House and that they were accepted willingly. OfficeMax is also aa office equipment supplier to the military and that includes the pentagon, so I think it can be safely assumed that they’ve previously cleared security investigations. Deano http://www.officemax.com/press/keyboard.html

Response:

Might I assume from that, that you are admitting that you now accept that there Was vandalism of keyboards?

Nope and in fact in their own press release, OfficeMax admitted that what they were doing was simply trying to gather some publicity by responding to these "alleged charges"… There was no proof of damage shown to any reporter, no photographic documentation, etc. What I am admitting is that by claiming that the "taxpayers paid $2,000 to replace damaged keyboards" the White House spokesman is being less than truthful. Deano Sources: http://www.nytimes.com/2001/06/04/politics/04VAND.html http://www.officemax.com/press/keyboard.html

Response:

Must be easy to only base your opinions on rumors, innuendo and hearsay. Deano Jesus!  You demand first hand spectators to the damage in order to lend credibility to these stories yet, dems state that since Jenna Bush got her mammary in the mangle over an ID card, there should be an Independent Counsel to investigate the OBVIOUS indiscretions that MUST have  surrounded GWB in his youth. Hypocritical bastards are the radical-left dems. I hope that I shall sometime see, a DEM that doesn’t lie to me!

The Dems are not the only "hypocritical bastards,"  most ALL politicians are.  Either you are blind or brainwashed to not see it.

Response:

- Hide quoted text — Show quoted text – White House has finally come forward with details of how outgoing Clinton administration staffers vandalized the executive offices. White House press secretary Ari Fleischer tells the Washington Post It appears that Ari didn’t backup his story with any documentation…STAY TUNED Digger, AKA Grumps (old and crusty) hometown.aol.com/jynndi/myhomepage’profile.html All errors; spilling, grimatical, ore tieping intenshunal. Better take another look at the news reports:  there was mention of a log of specific occurrences, documenting types and amounts of vandalism. Canli

When asked by the GAO for this alleged documentation, they denied that any existed. Isn’t that a crime unto itself? (Withholding evidence?) Deano

Response:

You know what’s really funny is that if there was anything, anything at all that would have smeared the Clintons further, Bush aides would have invited the Press into the White House in a New York minute to photograph the "devastation"… That should have been the first clue that there wasn’t any there, there… Maybe a few schoolyard pranks, but where’s the beef? Deano It isn’t nice to judge the whole world by the standards you have come to accept from you own chosen heros. Lon

Must be easy to only base your opinions on rumors, innuendo and hearsay. Deano

Response:

Better take another look at the news reports:  there was mention of a log of specific occurrences, documenting types and amounts of vandalism.

From what I’ve read the GSA has NO detail on abnormal amounts of damage etc. they would surely have a record of shop orders if there was significant damage. Who kept those logs  which you reference? Digger, AKA Grumps (old and crusty) hometown.aol.com/jynndi/myhomepage’profile.html All errors; spilling, grimatical, ore tieping intenshunal.

Response:

You know what’s really funny is that if there was anything, anything at all that would have smeared the Clintons further, Bush aides would have invited the Press into the White House in a New York minute to photograph the "devastation"… That should have been the first clue that there wasn’t any there, there… Maybe a few schoolyard pranks, but where’s the beef? Deano

It isn’t nice to judge the whole world by the standards you have come to accept from you own chosen heros. Lon

Response:

Since Deano didn’t believe the first reports, sees the GAO report as proof that the first reports were lies……what makes you think he won’t believe THIS report is a lie?? You see, it’s all a "smear". Now in addition to all of your other outstanding traits, I’ll have to add psychic.

GRIN.  Two and Two are usually Four. Cheers, bob

Response:

White House has finally come forward with details of how outgoing Clinton administration staffers vandalized the executive offices. White House press secretary Ari Fleischer tells the Washington Post

It appears that Ari didn’t backup his story with any documentation…STAY TUNED Digger, AKA Grumps (old and crusty) hometown.aol.com/jynndi/myhomepage’profile.html All errors; spilling, grimatical, ore tieping intenshunal.

Response:

It appears that Ari didn’t backup his story with any documentation…STAY TUNED Digger, AKA Grumps (old and crusty) hometown.aol.com/jynndi/myhomepage’profile.html All errors; spilling, grimatical, ore tieping intenshunal.

You know what’s really funny is that if there was anything, anything at all that would have smeared the Clintons further, Bush aides would have invited the Press into the White House in a New York minute to photograph the "devastation"… That should have been the first clue that there wasn’t any there, there… Maybe a few schoolyard pranks, but where’s the beef? Deano

Response:

Since Deano didn’t believe the first reports, sees the GAO report as proof that the first reports were lies……what makes you think he won’t believe THIS report is a lie?? You see, it’s all a "smear". cheers bob

Now in addition to all of your other outstanding traits, I’ll have to add psychic. Deano

Response:

- Hide quoted text — Show quoted text – The Clinton Vandalism It looks as if the White House vandalism story was true after all. The Bush White House has finally come forward with details of how outgoing Clinton administration staffers vandalized the executive offices. White House press secretary Ari Fleischer tells the Washington Post that the damage included "obscene graffiti in six offices, a 20-inch-wide presidential seal ripped off a wall, 10 sliced telephone lines and 100 inoperable computer keyboards." Also, pornographic or obscene greetings were left on 15 telephone lines in the offices of the vice president and White House counsel and in the scheduling and advance offices. Most of the damage was in the Eisenhower Executive Office Building, next door to the White House. "The only incident Fleischer described in the White House itself was a photocopier in the West Wing that had pictures of naked people interspersed with blank photocopy paper so deep in the tray that they were still popping out weeks after the inauguration," the Post says. What about that report in the Kansas City Star that there was "no truth" in the scandal? The Post explains that the General Services Administration, which was the source of the Star’s report, found only that "the condition of the real property was consistent with what we would expect to encounter when tenants vacate office space after an extended occupancy." In other words, the Clinton staff managed not to do any serious damage to the buildings.

The GAO had ask for any documentation of said destruction, at which time the GOP boys wouldn’t admit to any. Now, low and behold, somebody produces a list of some school boy pranks and repubs are dancing in the streets. If naked pictures in a copy machine are the only "noted" occurrence’s that involved the White House, what’s the problem? Again, I would like to see a little more proof than somebody coming up with a list of this alleged horrible devastation months after the claim was made. Till then, no cigar! Deano (I’m making my own list)

Response:

The Clinton Vandalism It looks as if the White House vandalism story was true after all. The Bush White House has finally come forward with details of how outgoing Clinton administration staffers vandalized the executive offices. White House press secretary Ari Fleischer tells the Washington Post that the damage included "obscene graffiti in six offices, a 20-inch-wide presidential seal ripped off a wall, 10 sliced telephone lines and 100 inoperable computer keyboards." Also, pornographic or obscene greetings were left on 15 telephone lines in the offices of the vice president and White House counsel and in the scheduling and advance offices. Most of the damage was in the Eisenhower Executive Office Building, next door to the White House. "The only incident Fleischer described in the White House itself was a photocopier in the West Wing that had pictures of naked people interspersed with blank photocopy paper so deep in the tray that they were still popping out weeks after the inauguration," the Post says. What about that report in the Kansas City Star that there was "no truth" in the scandal? The Post explains that the General Services Administration, which was the source of the Star’s report, found only that "the condition of the real property was consistent with what we would expect to encounter when tenants vacate office space after an extended occupancy." In other words, the Clinton staff managed not to do any serious damage to the buildings.

Response:

Question:

Money and spirit, spirit and money.  The exact accounting of morality and karma, the abuses, confuses, excesses in the systems. Mana-gers, passing mana down the ranks… but I’me unemployed… who is my mana-ger?  Where is such a person? All my money has flown.  Can I ever work hard again at a 9-5 gig?  If not, how can I survive?  I suppose I could walk around the country with a backpack, lasting a few weeks on a big pack of corn tortillas. It all seems overwhelmingly, vastly unfair.  Enlighten me as to how this all is, or could be, or whatever, oh higher accountants of energy and waste in this earthling system I find myself. Thanks

Response:

It all seems overwhelmingly, vastly unfair.  Enlighten me as to how this all is, or could be, or whatever, oh higher accountants of energy and waste in this earthling system I find myself.

The good news is that you probably aren’t paying much tax. — Jim Hudspeth, CPA – http://home.att.net/~jdhcpa/mainpage.html – Washington, USA Associate Member, Association of Certified Fraud Examiners

Response:

how can I survive?

You can cut at least one expense by dropping your ISP.   — Paul A. Thomas, CPA Athens,  Georgia

Response:

Jim wrote, It all seems overwhelmingly, vastly unfair.  Enlighten me as to how this all is, or could be, or whatever, oh higher accountants of energy and waste in this earthling system I find myself. The good news is that you probably aren’t paying much tax.

I read in the paper yesterday that the average wages of employees in the software industry in King County, WA., for 3d Quarter has been released and it seems to be around $340,000 annualized.  This is down from $379,000 annualized for the first half of 2000.  The wages were 160K, 240K  and 300K for the years 97,98,99. Reports say there are large numbers of people whose options are at their 7 year expiration dates.   Tsk tsk.  They should have sold out last year and now have lost more than half their value. The median wages were $70,000 showing how extremely skewed these numbers are, by a few hundred microsoft millionnaires and billionnaires.   There are reportedly 60,000 people in the Seattle area whose net worth is over $1 million as a direct result of M$. Maybe after they finally exercise their f*&%% options, they will be able to leave town, and go to some nice sunny beach someplace. Todd * Todd F. Boyle CPA    http://www.GLDialtone.com/ * XML accounting, webledgers, BSPs, ASPs, whatever it takes

Response:

…. The median wages were $70,000 showing how extremely skewed these numbers are, by a few hundred microsoft millionnaires and billionnaires.   There are reportedly 60,000 people in the Seattle area whose net worth is over $1 million as a direct result of M$.

… And they deserve every sent they can earn.  A tip of the hat to these people, who through hard work and persistence have achieved so much. *             Ronald Lee Todd M.B.A., C.P.A.                  * *                                                             * *  Unemployed five years, and really beginning to enjoy it.   * *                                                             * *                   Ayn Rand was right                        *

Response:

…. The median wages were $70,000 showing how extremely skewed these numbers are, by a few hundred microsoft millionnaires and billionnaires.   There are reportedly 60,000 people in the Seattle area whose net worth is over $1 million as a direct result of M$. … And they deserve every sent they can earn.  A tip of the hat to these people, who through hard work and persistence have achieved so much.

The problem is they didn’t earn it.  They STOLE most of it, by achieving a monopoly position in the PC operating system during the early 1980s, and relentlessly crushing any company who ever came close to competing. Todd – Hide quoted text — Show quoted text – *             Ronald Lee Todd M.B.A., C.P.A.                  * *                                                             * *  Unemployed five years, and really beginning to enjoy it.   * *                                                             * *                   Ayn Rand was right                        *

Response:

The problem is they didn’t earn it.  They STOLE most of it, by achieving

They did not steal it.  They worked very hard, and very intelligently to get the wealth. a monopoly position in the PC operating system during the early 1980s,

No one in the pc industry has a monopoly.  To have a monopoly, you have to have no competition.  There has always been free entry into the market. The reason why most of them have succeeded is marketing.  Some of them are very good at it, and have succeeded very well, even though their products are far from the best, technically. and relentlessly crushing any company who ever came close to competing.

They have never been successful with this.  No one has, except in the vary short term. *             Ronald Lee Todd M.B.A., C.P.A.                  * *                                                             * *  Unemployed five years, and really beginning to enjoy it.   * *                                                             * *                   Ayn Rand was right                        *

Response:

Question:

Hello all, is it possible for me to work for a CPA firm?  I value the opinions of those of you out there.  I have worked as a staff accountant for a Fortune 100 company for a few years and have participated in the acquisitions of the largest company operated C store chain and the 76 Products company from Unocal.  The experience included getting of the plane both times with the general ledger team and walking into the acquired companies building to analyze their business operations and how they flow to the gl. The problem?  I am a junior at Arizona State (33 yrs old, late start at school) and I know that most CPA firms want someone who has passed or is getting ready to sit for the exam.  I know I could do the trench level fighting work for a firm and would be excited to get an early opportunity. Appreciate any feedback you can provide.  Thanks to Todd Boyle for earlier comments. Regards, John Tannenbaum Phoenix, AZ

Response:

The problem?  I am a junior at Arizona State (33 yrs old, late start at school) and I know that most CPA firms want someone who has passed or is getting ready to sit for the exam.  I know I could do the trench level fighting work for a firm and would be excited to get an early opportunity.

Well, the answer will be a definite maybe.  What you will need to find is a CPA firm that handles client work where your experience would be useful.  For instance, in our firm (heavy into tax and working with small, privately held entities) your experience wouldn’t really map to our needs, so we would have to evaluate you as we would any other junior in college. Actually, had your experience been with smaller entities, you might have appeared more attractive to firms our size. The other hitch is that you need to find a firm that could use you that has an opening at this point.   Finally, CPA firms may be interested in knowing if you plan to make a long term commitment to them *OR* if you are only interested in working while attending college and then plan to apply somewhere else.  The more the firm feels it will have to train you and absorb unproductive time, the more they will be concerned that they will invest in you and then be left holding the bag while someone else benefits from that training. — Ed Zollars, CPA (AZ) http://www.getnet.com/~hmtzcpas

Response:

Give us a call after tax season, we would welcome an opportunity to discuss the options that are available at our firm. Myron Joy CPA       Joy & Associates P.C.       Phoenix Az Accountants and Information Technology Consultants Developers of ClientLink E-Accounting Software Visual AccountMate Business Partner – Hide quoted text — Show quoted text – Hello all, is it possible for me to work for a CPA firm?  I value the opinions of those of you out there.  I have worked as a staff accountant for a Fortune 100 company for a few years and have participated in the acquisitions of the largest company operated C store chain and the 76 Products company from Unocal.  The experience included getting of the plane both times with the general ledger team and walking into the acquired companies building to analyze their business operations and how they flow to the gl. The problem?  I am a junior at Arizona State (33 yrs old, late start at school) and I know that most CPA firms want someone who has passed or is getting ready to sit for the exam.  I know I could do the trench level fighting work for a firm and would be excited to get an early opportunity. Appreciate any feedback you can provide.  Thanks to Todd Boyle for earlier comments. Regards, John Tannenbaum Phoenix, AZ

Response:

Question:

My cats hate the bathroom. However they can’t get enough of me when I am on the computer. As soon as I log on my two younger cats want to jump in my lap, butt their heads against my arms and walk all over the keyboard. My dogs love it when I shower, however. When I get out of the shower my 2 shelties love to rush in and lick my wet legs! — Debbie Cusick I plan to be a procrastinator some day if I ever get around to it. Check out the asdlc FAQ at: http://www.grossweb.com/asdlc

I have never gone to the bathroom alone for as long as I have had my cat….Toilet trips only, not showers…for some reason she has no inclination to see me naked. She is quite afraid of the flushy noise…but she is very well self- trained…as soon as she hears the toilet paper roll…she scampers

out!

Response:

You pet-o-phile! ;P Debby 310/209/150 My dogs love it when I shower, however. When I get out of the shower my 2 shelties love to rush in and lick my wet legs! — Debbie Cusick

– * * * * *  WEB PAGE NOW BACK ON-LINE * * * * * WEBSITE: http://debby.simplenet.com  ____          __    __                                               |      _____ |  |  |  | __    __                                     |  )  )/  __ |   |   \  / /    ”’                             |     )  ___/|  ) ||  ) | / /    (o o)                                                        /_/

Response:

However they can’t get enough of me when I am on the computer. As soon as I log on my two younger cats want to jump in

my lap, butt their heads against my arms and walk all over the keyboard.

LOLOL.. my youngest cat likes to sleep up under my chin when i’m on the computer. Good thing I got the boob-shelf to hold her up…… Tamera 237/182/140 "Do you have a point other than the one on top of your head?"

Response:

However they can’t get enough of me when I am on the computer. As soon as I log on my two younger cats want to jump in my lap, butt their heads against my arms and walk all over the keyboard. LOLOL.. my youngest cat likes to sleep up under my chin when i’m on the computer. Good thing I got the boob-shelf to hold her up……

<ASSUME THERAPIST MODE And how do you think your dear cat will feel when she realizes her cherished napspot will be gradually but distinctly decreased over the next months? HAVE YOU THOUGHT OF HER? Humans.  They only think of themselves. ;^) — St Theresa of the Net/only one you at uwm/Goal: HS wardrobe/&Don in ‘99/all bases covered

Response:

My three felines HAVE to have that bathroom door open.  If I’m in there, they want to be with me, if DH is in there they just pound the door open and walk away.  When I’m on the computer they usually arrange themselves around me and nap.  Once in awhile Dorrie will bite my legs to get attention. Hazel Az

– Hide quoted text — Show quoted text – My cats are weird, they want more attention when I’m in the bathroom than anywhere else in the house. ROFLMAO…OMG I thought my cats were the only weird ones!!! LOLOLOLOL  I have 4 cats.. I always have an audience when I’m showering or using the bathroom!!! My oldest cat thinks cuz I’m sitting on the Toilet it’s perfectly acceptable for her to nap in my lap…LOLOLOLOL Tamera 237/182/140 "Do you have a point other than the one on top of your head?"

Response:

My Princess Yasmine (she’s a little tiny 4 lb Himalayan) jumps on my computer chair as soon as I get up in the am, because she knows that I log on first thing.  Then she sits in my lap while I read, and if I don’t pet her, she gets mad and BITES my hands really hard!  She’s a nasty little thing! Jae – Hide quoted text — Show quoted text – However they can’t get enough of me when I am on the computer. As soon as I log on my two younger cats want to jump in my lap, butt their heads against my arms and walk all over the keyboard.

Response:

Normally yes, but hers is changed everyday… Of course, this is a cat, who comes out to my computer and jumps on my lap… Then runs into the bedroom, and then comes back out and jumps in my lap… Then runs again for the bedroom… She’s telling me it’s "bedtime"…. And when I go in there, she’s taken over half my pillow… — Marie 220/192/140 For those who say it can’t be done… Are being passed by those doing it. NEWBIES… Check out low carb info at http://www.grossweb.com/asdlc – Hide quoted text — Show quoted text – Everyone’s post is just all too funny.  My cat is the same way.  Once you go in there, here she comes, having to go too…. I guess she wants everyone to be proud of what she has accomplished…  And if by chance you’re not in there when she has to go, she’ll scratch and scratch until you tell her you hear her, then she’ll come on out… In my experience, when they keep scratching until they get your attention ("What are you doin’ in there, digging to China?"), it really means, "Momma, please scoop, we don’t wanna step in the poop." or  "our litter is non-clumping, this ammonia needs dumping." —  "There’s a seeker born every minute."

Response:

My kitty, BabyKat, (some petite Siamese mix) will only drink from the bathroom faucet. Whenever she sees me going into the restroom she chirrups and jumps into the sink and stares at me..if I don’t comply immediately by turning the faucet on to a thin stream, (can’t be a drip or too fast, must remember this always! lol) she will pull the drain stopper out of the sink and go hide it.   If I go into the shower first thing in the morning, without giving her the usual good morning petting and sweettalk, she will stand outside the curtain and talk to me.  As soon as the water is off she jumps in the shower to drink whatever water is left going down the drain.   She is a hoot! ^..^ <     meaouw

Pammers

Response:

LOL. — Debbie Cusick I plan to be a procrastinator some day if I ever get around to it. Check out the asdlc FAQ at: http://www.grossweb.com/asdlc – Hide quoted text — Show quoted text – You pet-o-phile! ;P My dogs love it when I shower, however. When I get out of the shower my 2 shelties love to rush in and lick my wet legs! — Debbie Cusick

Response:

<ASSUME THERAPIST MODE And how do you think your dear cat will feel when she realizes her cherished napspot will be gradually but distinctly decreased over the next months? HAVE YOU THOUGHT OF HER? Humans.  They only think of themselves.

ROFLMAO… actually, they will still be "bountiful". I was a 38D at 125 lbs (my teenage nick-name was"Dolly") Tamera 237/182/140 "Do you have a point other than the one on top of your head?"

Response:

My Princess Yasmine (she’s a little tiny 4 lb Himalayan) jumps on my computer

chair as soon as I get up in the am, because she knows that I log on first thing.  Then she sits in my lap while I read, and if I don’t pet her, she gets mad and BITES my hands really hard!  She’s a nasty little thing! Jae

My kitten, misyt, has an appointmnt to be "fixed"  this thursday. Guess what.. she went into her first heat this weekend.  LOLOLOL… she wants a boyfriend really bad.!!!! She’s either grooming her lovliness in anticipation of snagging a boyfirend.. or doing a feline" bar-top" shimmy dance and yowling her unhappiness.  The puppy loves it because she’s so desperate she lets daisey jump on her and chew her…LOLOL…she’s on my boobshelf as we speak…. Tamera 237/182/140 "Do you have a point other than the one on top of your head?"

Response:

I was a 38D at 125 lbs (my teenage nick-name was"Dolly") Tamera

Funny, mine was too..but that was because my last name was Parton…kids all thought it ironic that I wore a trainerbra til I was 19 with a name like that LOL Pammers = ) — "You keep on getting what you’ve been getting when you keep on doing what you’ve been doing." http://www.azstarnet.com/~midian/pam/pam.html  Pam Patterson

Response:

my cat, Jane, (sorry, I just had tojump in here)  Loves ORIGINS GINGER SOUFFLE body creme…..she likes to lick the jar, and my legs or arms when I used it…I couldn’t get rid of her!!! I don’t use it anymore because the  S/O (b) said it smells like BBQ sauce…(Go figure)  …but Janey-girl jumps up on my vanity and still licks the side of the jar…     yeccch…no accounting for taste….. Deb "Every day is a good day."  Yun-Men

Response:

My dog likes to eat lipstick.  I have to keep my lipstick tubes above waist level otherwise she eats them! Debby 310/209/150 my cat, Jane, (sorry, I just had tojump in here)  Loves ORIGINS GINGER SOUFFLE body creme…..she likes to lick the jar, and my legs or arms when I used it…I couldn’t get rid of her!!! I don’t use it anymore because the  S/O (b) said it smells like BBQ sauce…(Go figure)  …but Janey-girl jumps up on my vanity and still licks the side of the jar… yeccch…no accounting for taste….. Deb "Every day is a good day."  Yun-Men

– * * * * *  WEB PAGE NOW BACK ON-LINE * * * * * WEBSITE: http://debby.simplenet.com  ____          __    __                                               |      _____ |  |  |  | __    __                                     |  )  )/  __ |   |   \  / /    ”’                             |     )  ___/|  ) ||  ) | / /    (o o)                                                        /_/

Response:

my cat , cookie , loves to drink out of th tub, too.especially now that the baby puts her dry food in her water dish about 50 times a day! karyn

Response:

Everyone’s post is just all too funny.  My cat is the same way.  Once you go in there, here she comes, having to go too…. I guess she wants everyone to be proud of what she has accomplished…  And if by chance you’re not in there when she has to go, she’ll scratch and scratch until you tell her you hear her, then she’ll come on out…

In my experience, when they keep scratching until they get your attention ("What are you doin’ in there, digging to China?"), it really means, "Momma, please scoop, we don’t wanna step in the poop." or  "our litter is non-clumping, this ammonia needs dumping." —                 "There’s a seeker born every minute."

Response:

Congratulations on your decision Gayle.  You and I are about the same with the same goal. And remember to drink your water…then you’ll find out that the cat will be your best bathroom buddy!  Well, make that in all probability your only bathroom buddy.  My cats are weird, they want more attention when I’m in the bathroom than anywhere else in the house.  So that’s why they like it better when I go more often.  And they are the only ones to see me weigh and measure and they haven’t blabbed my weight to anyone….yet. Good luck, Paula …only my cat was around and she didn’t get it…just looked at me  curiously

<snip – Hide quoted text — Show quoted text -cats don’t give much feedback and the family is not any support…

Response:

My cats are weird, they want more attention when I’m in the bathroom than anywhere else in the house.

ROFLMAO…OMG I thought my cats were the only weird ones!!! LOLOLOLOL  I have 4 cats.. I always have an audience when I’m showering or using the bathroom!!! My oldest cat thinks cuz I’m sitting on the Toilet it’s perfectly acceptable for her to nap in my lap…LOLOLOLOL Tamera 237/182/140 "Do you have a point other than the one on top of your head?"

Response:

I have never gone to the bathroom alone for as long as I have had my cat….Toilet trips only, not showers…for some reason she has no inclination to see me naked. She is quite afraid of the flushy noise…but she is very well self- trained…as soon as she hears the toilet paper roll…she scampers out! 5′6" 312(52)-242(44)-160(38?)-work pants size ( Longing to be the woman I was, not the woman I could be! ) *1999* My Millenium Makeover In Progress Losing the weight is only step one. Just Me,  Lisa. "I’m not fat..I’m big boned!" -Eric Cartman- *SouthPark* PCOS the Silent Disease << http://www.pcosupport.org

Response:

Everyone’s post is just all too funny.  My cat is the same way.  Once you go in there, here she comes, having to go too…. I guess she wants everyone to be proud of what she has accomplished…  And if by chance you’re not in there when she has to go, she’ll scratch and scratch until you tell her you hear her, then she’ll come on out… — Marie 220/192/140 For those who say it can’t be done… Are being passed by those doing it. NEWBIES… Check out low carb info at http://www.grossweb.com/asdlc – Hide quoted text — Show quoted text – I have never gone to the bathroom alone for as long as I have had my cat….Toilet trips only, not showers…for some reason she has no inclination to see me naked. She is quite afraid of the flushy noise…but she is very well self- trained…as soon as she hears the toilet paper roll…she scampers out! 5′6" 312(52)-242(44)-160(38?)-work pants size ( Longing to be the woman I was, not the woman I could be! ) *1999* My Millenium Makeover In Progress Losing the weight is only step one. Just Me,  Lisa. "I’m not fat..I’m big boned!" -Eric Cartman- *SouthPark* PCOS the Silent Disease << http://www.pcosupport.org

Response:

Gayle, I think success can be measured in steps.  You’ve already taken the first big one, you already are a success.  Since you don’t have a lot of outside support, stick with this group, they have helped me immensely! Good luck on day 4… Jayde

Response:

Welcome to our life.  I suspect that you will lose the Prednisone weight quite rapidly.  And I will tell you something else…  Your cat will LOVE your new WOE.  My cat never used to be beneath the dinner table like she has since we have been doing meat and veggies.  You will feel better after a while, after your body adjusts, and it will.  My liver loves my new WOL.  My arthritis is completely gone and I haven’t used my inhaler in two or three months (knock wood). — Val in Boise 168/135/Forever

Response:

Gayle,     Congratulations!  It sounds like you made a great start.  You will love this diet.  I think it is fairly easy to stay on.  I have been on it since Jan. and have lost 20 as of this morning,  I went shopping last Sat.  and the pants I was trying on were 2 sizes smaller!  I was very surprised and thrilled.  So of course I had to buy them.       I know it is very hard to stay on a diet when no one in your family is on it.  I’ve been there.  But with this diet, I think the food allowed is soooo good that most of the time my family eats it with me.  Explain to them too that you are doing this, not just to lose weight but for the health factor.  That helped with my husband.  He is now on this diet with me, which is WONDERFUL.        Good luck and let us know how it goes.  Oh by the way, there is also a Dr. Atkins message board.  I don’t have the address off hand, but I think I found it when looked up the diet on the internet on net find.              Jane

Response:

Go for it Gayle!  You poor thing, with that massive weight gain on the Prednisone.  Well your induction loss should be equally huge since it must be mainly water retention …. no one can put on 20 pounds of actual FAT in one week! Keep your carbs low, don’t worry about calories in fact if you even THINK you are hungry, eat some meat You will succeed at this!! Hi everyone, I am new to this group. I just started reading a couple days ago. I started the Atkins Diet on Tuesday…..

– Brenda Gray – Low Carb since 24 Jan 98 ~^

Question:

My question is, does anyone know where I can find a model bartering agreement for this type of one-on-one bartering?

A Barter/Trade agreement can be written just like any other contract – I give you so much of this and you give me so much of that and here are the terms and conditions.  As I believe we have pointed out in previous posts, you need to account for IRS reporting and you will have to manage each agreement yourself if you are doing all one-on-one bartering.  These are two of the reasons why being a client of a barter exchange makes it easier for you to "Increase Your Business Through Barter!"                    Michael S. & N. Lynnetta DeVries THE MANSION in Historic                  Tradebank of Eastern Alabama Talladega Bed & Breakfast (B&B)    "BARTER IS SMARTER, JUST LOOK AND SEE…!" http://www.cris.com/~Devries                 http://www.webex.com/~tea

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My question is, does anyone know where I can find a model bartering agreement for this type of one-on-one bartering?

Well …..no. but I’ve read about a project which involved a bartering-community. Its great. They invented a sort of money – say "nullo’s" for this as well. So one neighbour takes care of the kids and gets three nullo’s per day. She is able to get another kid in the neighbourhood to wash her windows for these nullo’s… etc. This way your can set up three-or-more way barters ! In the mentioned project all participants where happy and where saving lots of money and taxes ! But….speaking of which… the local tax department got a hold of it when it became to big and was actually raising taxes on earned nullo’s.. a laugh now it still works but is under control of the IRS. Idea maybe? — This message from J.M. Duvekot. GenMan of Ad Hoc Sales support. Leadtracking and appointmentsetting. Visit us at http:\www.adhoc.nl. Also Home to the DM-Forum.. the temporary Direct Marketing Newsgroup.

Response:

We’ve had very negative experiences with our local barter group for both marketing and other purchases.  Some words of advice: 1.  Get a list of participants before you join.  Visit a few businesses and try to pre-judge the caliber of participating businesses.  In my experience, there was a reason why these businesses were in a barter group: they weren’t good enough at what they did to make cash.  Doors being closed in the middle of the day, not returning phone calls, etc. 2.  Be VERY careful when joining a for-profit barter group.  Remember that their motivation is PROFIT.  In my example, the group charged us a 15% cash commission for every barter transacted (only on the buyer’s end) plus a $295 sign-up fee (boy did I learn).  In addition to that, barter with radio stations, hotels, etc. is always done at their FULL LIST PRICE, which is significantly higher than the rate you’d get if you paid cash (or, in some instances, if you negotiated atrade deal on your own). 3.  The tax benefits/disadvantages: the last poster was correct in saying that there are no benefits, but there are a few minor disadvantages: (1) you need to pay sales tax in cash (another 5-7% above the 15% commission already being paid) and (2) you are getting less buying power for your trade dollars, so you need to spend (and earn) more trade, and pay the tax on that in cash (another, say, 33%). So, through some convoluted math, you actually pay (if you’re in RI where the sales tax is 7%) $0.55 in cash for every dollar you spend in trade.   I didn’t find this to be a good business investment, though I think the idea of barter could work as a community-organized incentive or as a non-profit. —    Josh Ablett         call (401) 273-5422 for the offices of: – Rogan’s Rising Results: Marketing for Small Businesses –               – the Thayer Street Business Association –    TO SUBSCRIBE to our free marketing e-mail newsletter,

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My input is that the Barter Agency hires ’salesmen’ that have to push your product or service in order for you to have ’sales’ within the Barter Network. If they dont sell your product or service, you will only end up with a fee at the end of the month you have to pay to the Barter Network.  The fee I am familiar with is only $10 per month, but they also charge 10% per transaction (buy OR sell).  To join there is a fee something like $400… Most small businesses that I know that are members really question the usefullnes of the Barter Network, but its only $10 and we do get a little bit of exposure when they send out faxes and info to member businesses.. My 2 cents.. Jason Wolfe

:Business to business bartering in the US is far bigger than most people :realize.  Tens of thousands of savvy business owners are utilizing the :benefits of barter to stay ahead of their competition.   :Businesss owners who join a trade exchange recieve new business because :the company promotes it’s members to it’s members. When you join an :exchange, you receive "trade dollars" instead of cash for your products or :services. These "trade dollars" go into an account that functions much :like a savings or checking account. You can then purchase goods or :services that you would ordinarily have to pay cash for.   You establish :your own prices for whatever it is that you have to offer. :Trade associations employ "brokers" whose job is to link up clients with :the kinds of products or services they seek.  Small cash commissions on :the transactions are paid to the trade association in return for this :additional business.   :Bartering is a great way to: :    *  move seasonal or overstocked merchandise :    *  improve cash flow :    *  access new markets :    *  obtain free advertising :    *  access alternative financing :    *  save cash :               [PROMOTION deleted] :Susan Jones :Vision Ventures 100’s Of Coupons/Discounts/Offers. CouponsDirect –  http://www.couponsdirect.com

Response:

We’ve had very negative experiences with our local barter group for both marketing and other purchases.  

I am looking to use bartering as part of my marketing strategy and would like some feedback on this idea. I am interested in using my marketing, editing and desktop publishing expertise combined with my knowledge of the residential remodeling industry to provide marketing services to local remodelers. As I have called around, many have pleaded poverty. My thought is to suggest a bartering arrangement whereby they do work on my bathroom (which really needs it :-/) in return for my doing a client newsletter or creating a brochure, etc. Doing this will help me get a track record of helping remodelers, which I can show to other potential clients, and may lead to for-cash work from the same remodeler if he/she is happy with my work. My question is, does anyone know where I can find a model bartering agreement for this type of one-on-one bartering? — Robert L. Gluck MARKET MONTHLY MAGAZINE Filled with quick-read, how-to articles you can put immediately to use. Web Page: http://marketmonthly.com 515 Worchester St. Herndon, VA 20170-3137 [Moderator's Note: Trim your 11 line sig to 6 line in this newsgroup.  -JG]

Response:

: I am interested in using my marketing, editing and desktop publishing expertise : combined with my knowledge of the residential remodeling industry to provide : marketing services to local remodelers. : As I have called around, many have pleaded poverty. My thought is to suggest a : bartering arrangement whereby they do work on my bathroom (which really needs it  :-/) : in return for my doing a client newsletter or creating a brochure, etc. : Doing this will help me get a track record of helping remodelers, which I can : show to other potential clients, and may lead to for-cash work from the same : remodeler if he/she is happy with my work. First, bartering systems usually work on a credit system. You earn credits for work you do for members. This could be anyone who requires your services, not just the remodelers. Then you use those credits for however you see fit, including remodelling if that service is provided. What you are contemplating is not bartering, but really a contra arrangement. Unless the remodeller has a real need for your service, you’re outa luck! Second, "Many have pleaded poverty" is the cry of countless entrepreneurs hocking their wares! I wonder if your not focusing a bit narrow in your market. Of course this depends on the market size in your area, and the saturation of business similar to yours. If you’re going to be banging your head against the "I can’t afford it" crowd, maybe it’s best to apply your skills to some other market? Best of Luck, — Dave Leach President-Micris Business Communications PO Box 142, Welland, Ontario, Canada L3B 5P2 Public Relations***Integrated Marketing***Web Site Management ***Web Launch of Micris.com December 1996***

Response:

: We’ve had very negative experiences with our local barter group for both : marketing and other purchases.   What kind of negative experiences have you had? I am looking to use bartering as part of my marketing strategy and would like some feedback on this idea.

We think that is a great idea, particularly for a new/startup business! You can generate new business fast and conserve cash outlays for your startup costs. I am interested in using my marketing, editing and desktop publishing expertise combined with my knowledge of the residential remodeling industry to provide marketing services to local remodelers. As I have called around, many have pleaded poverty. My thought is to suggest a bartering arrangement whereby they do work on my bathroom (which really needs it :-/) in return for my doing a client newsletter or creating a brochure, etc. Doing this will help me get a track record of helping remodelers, which I can show to other potential clients, and may lead to for-cash work from the same remodeler if he/she is happy with my work.

Cash referrals can definitely be one of the benefits of using barter. Also, note that if you are not limited to servicing the remodeling industry you can offer your services to other businesses and professionals via barter and again reap cash referrals!  This can really get your business on a good positive growth curve My question is, does anyone know where I can find a model bartering agreement for this type of one-on-one bartering?

We would strongly recommend that you join a barter exchange and let them handle the barter agreements, accounting, etc. for several reasons: 1) Your business is marketing, desktop publishing and you want to focus your productive time on your primary/core competencies.  Barter exchanges core competencies is arranging round-robin style barter agreements, finding you the new business you want and then finding you the products and services you want and need on trade.  Why spend your time learning/doing this just for yourself?  Further, a barter exchange may/will have barter agreements in place with potential customers for you which is obviously a head start! 2) You may assume some risk of "non-payment" if you handle the barter arrangements yourself. 3) You must be careful on how you correctly report trades to the IRS for taxes.  You must submit a 1099-B to the other party and IRS.  Failure to do so may result in penalties up to $50,000 per incidence.  A good barter exchange handles all of this and reports to the IRS on magnetic media, which they really like, so barter isn’t even a red flag for audit, through a barter exchange. 4) You will have access to many more of the products and services you are currently/plan to spend cash on through a barter exchange, not just remodeling. We would love to help you get going in barter and in business, just let us know, —               Michael S. & N. Lynnetta DeVries THE MANSION in Historic                  Tradebank of Eastern Alabama Talladega Bed & Breakfast (B&B)    "BARTER IS SMARTER, JUST LOOK AND SEE…!" Phone (205) 761-9051 Fax   (205) 761-9227 http://www.cris.com/~Devries             http://www.webex.com/~tea

Response:

:Business to business bartering in the US is far bigger than most people realize. :Tens of thousands of savvy business owners are utilizing the benefits of barter :to stay ahead of their competition.   :Businesss owners who join a trade exchange recieve new business because the :company promotes it’s members to it’s members. When you join an exchange, you :receive "trade dollars" instead of cash for your products or services. These :"trade dollars" go into an account that functions much like a savings or :checking account. You can then purchase goods or services that you would rdinarily have to pay cash for.   You establish your own prices for whatever :it is that you have to offer. :Trade associations employ "brokers" whose job is to link up clients with the :kinds of products or services they seek.  Small cash commissions on the :transactions are paid to the trade association in return for this additional :business.   :Bartering is a great way to: :    *  move seasonal or overstocked merchandise :    *  improve cash flow :    *  access new markets :    *  obtain free advertising :    *  access alternative financing :    *  save cash :               [PROMOTION deleted] :Susan Jones :Vision Ventures :[Moderator's Note: Read the groups's charter & FAQ (posted Dec. 1) :as to what is allowed and what is not. :Can also be viewed at  http://www.nijenrode.nl/mbmm   -JG] I barter with just about all the big boys  ITEX  BXI  ETC. You make barter look wonderful but it does have a lot of down sides. you mention nothing about them…… Almost sounds like you are an owner of a barter exchange or a sales manager etc. Yes barter in my opinion is a great way to do business!!!!!!! Yes barter can make a big difference in a company’s profit profit!                           B U T It all depends on the barter company you join and more importantly what you expect to get out of barter Most barter companies will promise the world. One barter company i belong to  in New York CITY doesn’t promise me anything. One day my barter broker Bruce  says he has loads of tickets for several If anyone wants the real low down about barter, give me a SHOUT.  I’m not an expert but I’ve been "bartering" for 10 years.   I barter used copiers [Moderator's Note: Barry, don't SHOUT by using all caps. I had to retype all this.  -JG]

Response:

Business to business bartering in the US is far bigger than most people realize.  Tens of thousands of savvy business owners are utilizing the benefits of barter to stay ahead of their competition.   Businesss owners who join a trade exchange recieve new business because the company promotes it’s members to it’s members. When you join an exchange, you receive "trade dollars" instead of cash for your products or services. These "trade dollars" go into an account that functions much like a savings or checking account. You can then purchase goods or services that you would ordinarily have to pay cash for.   You establish your own prices for whatever it is that you have to offer. Trade associations employ "brokers" whose job is to link up clients with the kinds of products or services they seek.  Small cash commissions on the transactions are paid to the trade association in return for this additional business.   Bartering is a great way to:     *  move seasonal or overstocked merchandise     *  improve cash flow     *  access new markets     *  obtain free advertising     *  access alternative financing     *  save cash                 [PROMOTION deleted] Susan Jones Vision Ventures [Moderator's Note: Read the groups's charter & FAQ (posted Dec. 1) as to what is allowed and what is not. Can also be viewed at  http://www.nijenrode.nl/mbmm   -JG]

Response:

Business to business bartering in the US is far bigger than most people realize.  Tens of thousands of savvy business owners are utilizing the benefits of barter to stay ahead of their competition…  

— At the risk of continuing a thread that’s marginally off-topic for this group, perhaps you can comment on the tax treatment of barter. It’s my understanding that the IRS treats barter exchanges at their full "retail" value, and this can offset the near-term advantage of the trade. vrurbach (at) optran.com    OOOOO   OOOOO  OOOOOO OOOOO     OOO    OO    OO Victor R. Urbach           OO   OO  OO  OO   OO   OO  OO   OO OO   OOO   OO Optran Corporation         OO   OO  OOOOO    OO   OOOO    OOOOOOO  OO OO OO Direct Response Marketing  OO   OO  OO       OO   OO  OO  OO   OO  OO   OOO http://www.optran.com       OOOOO   OO       OO   OO  OO  OO   OO  OO    OO

Response:

Actually, there are no tax advantages or disdvantages to barter!   The IRS treats barter/trade (Trade Dollars) just like cash. Generally trade revenue is reported to the client by the Barter/Trade Exchange in the form of a 1099-B form at the end of the year and is reported to the IRS on electronic media.  In fact, the federal government formally recognized the Barter Industry as third-party record keepers of financial information, much like banks or stock brokers in the Tax Equity and Fiscal Responsibility Act of 1982.  This act also removed participation in Barter as any additional risk for audit.  In the same manner, business expenses paid for using Trade Dollars are deductible, just like cash. Now, the creative or Smarter Barterer can use their Trade Dollars to leave cash in their business and net out their trade revenue with respect to taxes through one or more of the following (all legitimate): 1) Prebuy business supplies, equipment, etc. 2) Give employees gifts, trips, gift certificates, etc. instead of cash bonuses for Christmas, rewards, etc. 3) Take your bonuses and/or salary out in Trade Dollars for personal  expenses and/or luxuries, such as trips, etc. 4) Use Trade Dollars to supplement benefits, such as medical, dental, rec center memberships, etc. 5) Give charitable donations in products/services purchased with your Trade Dollars. We hope this is of interest to the group! We would encourage those interested in barter/trade to also participate in the alt.barter newsgroup, which could use some help in stimulating valuable discussion.  Then we can also keep the focus of this newsgroup on marketing. Even though barter definitely plays a major role in successul marketing.  We barter/trade for all of our advertising!         [Moderator's Note: Not everyone receives alt.barter, but everyone       receives          m.b.m.m., and bartering  is a channel therefore  on-topic.     However,         only as it applies to marketing and not for the sake of  bartering.   -JG] — TRADEBANK OF EASTERN ALABAMA Regional Directors 400 South Street East,   Talladega, AL 35160 Phone (205) 761-9051 Fax   (205) 761-9227   Please visit our Home Page(s): http://www.webex.com/~tea

:Business to business bartering in the US is far bigger than most people :realize.  Tens of thousands of savvy business owners are utilizing the :benefits of barter to stay ahead of their competition…   : — : At the risk of continuing a thread that’s marginally off-topic for : this group, perhaps you can comment on the tax treatment of barter. : It’s my understanding that the IRS treats barter exchanges at their : full "retail" value, and this can offset the near-term advantage of : the trade.

Response: