Scanner based archiving systems.

Question:

I’m looking for a scanning based archiving system – I .e. where I scan everything I get in a few binders, and then I can view it on my computer or easily find back the original document. It would be for both private and business purposes. It would have to have support for different (Non US) accounting needs. I.e. connect receipts, physical bank statements and home-banking output, and moving documents according to what is required by accounting standards. I don’t know so much about accounting, but I don’t think it should be an accounting system in itself, they tend to be quite rigid, but it should be able to produce output to an accouter or an accounting system. I think perhaps the best would be an open-source project, as I am a developer myself. It should also be easier to adapt and integrate. (Any business ideas here?) I am also looking for free/almost free software to create pdf documents, and to convert to pdf (print to pdf). Thanks Mike

Response:

Itemize your needs. Your request is confusing.

Response:

Itemize your needs. Your request is confusing.

It would have to have support for different (Non US) accounting needs over time: 1. I.e. connect receipts, physical bank statements and home-banking output. 2. Move documents according to what is required by  accounting standards. 3. It should also be easy to adapt and integrate. These are not requrements, just things I would like to be able to do. (Does it matter?  Are you consulting in the office solution marked?). Mike

Response:

Is your doctor also your mortician ?

Question:

- Hide quoted text — Show quoted text – My word! You are suffering an attack of common sense… take 2 aspirin and see a professional health care specialist as soon as possible. But joking aside, AMA Allopaths are a monopoly that should be broken apart. I think the biggest hurdle is the "license to practice medicine" that permits manslaughter without criminal consequences. There was a sound reason to hold a physician immune from "deliberate injury" claims, because the very ill or terminal patients would be ignored, for fear of liability. But the bureaucratic practice of medicine, rigidly controlled and confined, creates the protective umbrella for the medicrats to perform walletectomies and remove pursitis. Possible reforms: [] Eliminate licensing, and have patients sign waivers, not unlike hospitals (which are not licensed, but duck criminal culpability just the same). [] Establish state or national exams, for bestowing credentials, ending monopoly of medical schools. [] Eliminate the "controlled substance" laws, and have people sign waivers of liability to purchase harmful or narcotic substances for themselves. [] End abusive medical education and internships. [] Abolish "practicing medicine without license" laws. [] Open medical / health care education to everyone. Universal health care is a reality when anyone can provide care for his neighbor, without fear.

lets see…floppy aortic valve needs a replacement, lets see what the guy next door has in his garage. Tool list: hedge clippers 1/2 inch socket set mitre saw shop vac good to go… No doctor/physician ever cures a patient… people cure themselves, with or without assistance.

See above you moron. – Hide quoted text — Show quoted text – Long ago, doctors may have had a noble purpose, but in the past fifty years they have become mere prostitutes, accepting money and performing as requested. Since the patient so seldom pays, the prostitutes do the bidding of the people  with the money, the insurance companies and the diabolic HMOs (Horrendous Medical Organizations).    Doctors have come a long way since the early days. Then they were our heros. Today, they are more often our villians than our heros and it is the general practioner who is the villian closest to sending you to your grave. Today, people suffer from the madness of doctors in the privacy of their funeral homes , while doctors try to escape their sins by spending more time with their accountants and bankers.   Long ago they realized they had no help to offer. Your doctor may want to help but he has been brought into a corrupt system that forces him to dance to the tune of the government and insurance company rules for payment.   And when the doctor loses a profitable patient, he tells the family that he did all he could. To his peers and to the employees in his office ( that probably knew more about the patient and his or her medical condition than our doctor ) that the patient died for lack of patient compliance. "The patient didn’t folllow the doctor’s orders."   Then, to overcome his grief, he has his office secretary call the Medical/Dental Bureau and request another ailing body (with insurance) to fill his already overbooked calendar..   Have you noticed? When you visit your GP, or in the case of HMOs, your Primary Care Physician (PCP), he has no idea what ails you and may have no intention, within you carefully controled twenty-mintues, to do anything other than to review your blood pressure result and your temperature, which the nurse was responsible for providing. If you have a temperature, he assures you that it is the result of "something that is going around." If you have a pain, he will either prescribe a pain medication , or have blood taken if the pain deceives him and appears internal rather than muscular. Then, he has you return to his office, no matter how bad you are feeling, to hear the results of the blood analysis. Then, if scary, you will be sent to someone who can really treat your condition properly; the specialist, who may or may not know his specialty as well as he knows his stock portfolio.   If you appear depressed, our GP will either prescribe medications that deal with depression or send you to a psychiatrist who may have more depression and personal problems than any of his patients. (Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE  http://www.rense.com/general33/gang.htm  HIPAA and the Criminalization of American Medicine  http://www.cato.org/pubs/journal/cj22n1/cj22n1-9.pdf   Have a healthy life   Bluerhymer

Response:

- Hide quoted text — Show quoted text –   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE   http://www.rense.com/general33/gang.htm I think you need a new doctor, Raymond. There may be many who fit your description but so far I haven’t met one.    Dear "Lucky" Patricia,     Indeed you are lucky. I pray that your good fortune continues. And if you read my post thoroughly you should have noticed that I did not discuss any of my own personal experiences with doctors, although I could have.    You obviously have not been the fatal victim of a drunken driver either, yet over 15,000 persons each year die as a result of their reckless behavior. ( 16,652 in 2001 with 513,000 injured as the result of drinking ).

And far more drivers reach their destinations alive & well.   And yet, this number is far lower than similar deaths of patients who succumbed to the reckless behavior of doctors. And of course, all drivers do not drive drunk just as all physicians do not make medical errors that result in the death of patients.

Just as there are people in EVERY profession (many of whom could potentially be a danger to others) who don’t know what the heck they’re doing or who don’t give a rat’s behind about their work. Cops, airline pilots, soldiers, truck drivers — the list goes on & on — include such people among their ranks.  Fortunately, just as in the case of MD’s, these are the minority.  There are incompetent doctors. They are not the majority of those practicing medicine — they are simply the ones we read the horrifying stories about.  In addition, we must remember that — unlike victims killed by drivers under the influence — people going to MD’s often arrive at the office with a problem to begin with (indeed a problem that may be quite serious) that may make their treatment an uphill battle no matter what is done.   I suspect that you are very wealthy and have never been without good health care insurance, nor been the victim of the greedy HMO executive.

Many of us have had periods without health insurance at all.  I went 9 years without any coverage — even though I always worked, paid my bills & taxes, & fell into the category of middle-class homeowner. During that time, I never had difficulty finding MD’s (& a great dentist) who provided me with competent medical care. The health insurance industry, a public demanding quick fixes for problems they quite often refuse to accept any responsibility for preventing or mitigating, the pros & cons of how we administer medical care, & our wishful thinking that every patient’s story should have a happy ending can make the provision of health care difficult sometimes.  An idea like specialization is a double-edged sword that can provide the best possible diagnosis & treatment of a disorder — or it can overly narrow a doctor’s scope of expertise & limit the successful resolution of a problem.  Having an HMO pay for doctors’ office visits, diagnostic tests, prescriptions, &/or surgery may be the only way a patient can access such services — or it may prevent the patient from getting the treatment(s) that they desperately need. The problems we complain about aren’t cut & dried with simple answers. It would be nice to be able to accurately place the blame for the problems we have in our health care system at the feet of a single group, which would let us  feel we finally had "the answer" to solving them.  But there isn’t any one group that really fits the bill. Michele I ENJOY being a cranky bitch.

Response:

Eric – good reply to a ridiculous post. I, too, have had several negative experiences, over the many years, with doctors who"goofed’ one way or another.  That does not mean the majority are sub-standard.  The fact that the writer is confused about hypertensive medicines and/or anti-depressants tells you something about his inabiity to arrive at a fair judgment. Olly

   Dear Eric: Olly Mensch is within his prerogative to be critical since in Yiddish "Mensch" or "Mensh" means a person  having admirable characteristics, such as fortitude and firmness of purpose.   However, he may be interseted in knowing that it is not I who am confused about the named drugs.   He should therefore contact Mr.Stan Montgomery author of:   The Downward Spiral of Medical Corruption, who wrote in his article: "The psychs have now reached their influence into all medical practices since more antihypersensative drugs and antidepressent drugs are prescribed by family physicians than psychiatrists."   See: http://www.flash.net/~salvager/corrupt.htm   Best wishes and Shalom   The Tenth Man   Bluerhymer

Response:

.au… – Hide quoted text — Show quoted text – My word! You are suffering an attack of common sense… take 2 aspirin and see a professional health care specialist as soon as possible. But joking aside, AMA Allopaths are a monopoly that should be broken apart. I think the biggest hurdle is the "license to practice medicine" that permits manslaughter without criminal consequences. There was a sound reason to hold a physician immune from "deliberate injury" claims, because the very ill or terminal patients would be ignored, for fear of liability. But the bureaucratic practice of medicine, rigidly controlled and confined, creates the protective umbrella for the medicrats to perform walletectomies and remove pursitis. Possible reforms: [] Eliminate licensing, and have patients sign waivers, not unlike hospitals (which are not licensed, but duck criminal culpability just the same). [] Establish state or national exams, for bestowing credentials, ending monopoly of medical schools. [] Eliminate the "controlled substance" laws, and have people sign waivers of liability to purchase harmful or narcotic substances for themselves. [] End abusive medical education and internships. [] Abolish "practicing medicine without license" laws. [] Open medical / health care education to everyone. And just how will this improve medical care?      What would medicine look like without any ethical, professional, scientific or educational standards, and if in addition, any fear of litigation was removed?    (Which, incidentally, the signing of waivers doesn’t.) Or is this a joke — you are sending the previous correspondent up? Peter Moran

    Doctor Miller, the small-town physician,     Could cure almost any condition.         And not only that,         With a change of his hat,     He was also the small-town mortician.                                     –Rich ;o)

Response:

(My mothers doctor was a rather successful mortician) Anth

– Hide quoted text — Show quoted text –   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE      http://www.rense.com/general33/gang.htm I think you need a new doctor, Raymond. There may be many who fit your description but so far I haven’t met one.    Dear "Lucky" Patricia,     Indeed you are lucky. I pray that your good fortune continues. And if you read my post thoroughly you should have noticed that I did not discuss any of my own personal experiences with doctors, although I could have.    You obviously have not been the fatal victim of a drunken driver either, yet over 15,000 persons each year die as a result of their reckless behavior. ( 16,652 in 2001 with 513,000 injured as the result of drinking ). And yet, this number is far lower than similar deaths of patients who succumbed to the reckless behavior of doctors. And of course, all drivers do not drive drunk just as all physicians do not make medical errors that result in the death of patients.   I suspect that you are very wealthy and have never been without good health care insurance, nor been the victim of the greedy HMO executive.   "If you’ve ever grumbled about how the press plays up one of tragedy while ignoring millions of successes, you won’t enjoy reading this. But you should. There’s a lesson here about managed care’s failure to tell its story effectively."   See: A News Reporter Explains His ‘Horror Stories’.   by Wm. Sherman, a Pulitzer Prize winning journalist and Emmy and Peabody award-winning television news correspondent and producer. He won the Pulitzer for an 18 part series on abuses of the national medicalprogram by providers who were delivering substandard care.   http://www.managedcaremag.com/archives/9709/0709.reporterview.shtml   More reading;   Incriminating Documents; Nurses vs. HMOs   http://www.anticorp.com/hardcorp/hmo.htm   http://www.boschs.org/articles/slim/er-horror.shtml   Bluerhymer Neither my father (then) or my daughter (now) resemble the kind of physician you describe. My primary care doctor knows my name, my concerns and IF I do need some kind of test it’s arranged and he or his PA will call with the results. If the news is good..no problem if it isn’t … I have an appointment that day or the next to discuss the matter with him and make an informed decision on what to do about it. Lucky in Florida… Patricia

Response:

- Hide quoted text — Show quoted text –   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE   http://www.rense.com/general33/gang.htm I think you need a new doctor, Raymond. There may be many who fit your description but so far I haven’t met one.    Dear "Lucky" Patricia,     Indeed you are lucky. I pray that your good fortune continues. And if you read my post thoroughly you should have noticed that I did not discuss any of my own personal experiences with doctors, although I could have.    You obviously have not been the fatal victim of a drunken driver either, yet over 15,000 persons each year die as a result of their reckless behavior. ( 16,652 in 2001 with 513,000 injured as the result of drinking ). And yet, this number is far lower than similar deaths of patients who succumbed to the reckless behavior of doctors. And of course, all drivers do not drive drunk just as all physicians do not make medical errors that result in the death of patients.   I suspect that you are very wealthy and have never been without good health care insurance, nor been the victim of the greedy HMO executive.   "If you’ve ever grumbled about how the press plays up one of tragedy while ignoring millions of successes, you won’t enjoy reading this. But you should. There’s a lesson here about managed care’s failure to tell its story effectively."   See: A News Reporter Explains His ‘Horror Stories’.   by Wm. Sherman, a Pulitzer Prize winning journalist and Emmy and Peabody award-winning television news correspondent and producer. He won the Pulitzer for an 18 part series on abuses of the national medicalprogram by providers who were delivering substandard care.

                       See CORRECTION BELOW – Hide quoted text — Show quoted text –   http://www.managedcaremag.com/archives/9709/9709.reporterview.shtml   More reading;   Incriminating Documents; Nurses vs. HMOs   http://www.anticorp.com/hardcorp/hmo.htm   http://www.boschs.org/articles/slim/er-horror.shtml   Bluerhymer Neither my father (then) or my daughter (now) resemble the kind of physician you describe. My primary care doctor knows my name, my concerns and IF I do need some kind of test it’s arranged and he or his PA will call with the results. If the news is good..no problem if it isn’t … I have an appointment that day or the next to discuss the matter with him and make an informed decision on what to do about it. Lucky in Florida… Patricia

Response:

My word! You are suffering an attack of common sense… take 2 aspirin and see a professional health care specialist as soon as possible. But joking aside, AMA Allopaths are a monopoly that should be broken apart. I think the biggest hurdle is the "license to practice medicine" that permits manslaughter without criminal consequences. There was a sound reason to hold a physician immune from "deliberate injury" claims, because the very ill or terminal patients would be ignored, for fear of liability. But the bureaucratic practice of medicine, rigidly controlled and confined, creates the protective umbrella for the medicrats to perform walletectomies and remove pursitis.

  All very true. Much of the problem comes from the protection the medical community receives from the President and the prostitutes in the Congress.   An estimated 40 percent of the 17,800 lobbyists registered in Washington promote health care agendas. ( $1.56 billion last year was spent to sway Congress and the Executive branch.)   There are 13 health care lobbyists for each of the 535 members of Congress.   How many lobbyists are there to protect you from this pathetically destructive community of murderers and thieves?   Ask your "HO" in Congress how much he/she takes to keep the issue one-sided, then vote him/her out of office. Clean house and start over. And both parties are guilty, so don’t pick on one of the parasite political groups.   See: Lobbyists That The founders Just Never Dreamed Of   "The ‘right’… to petition the government has come a long way in over 200 years, and health care organizations are not shy in excercising it."  http://www.managedcaremag.com/archives/0208/0208.lobbying.html   Check:   http://www.physicianreports.com   http://www.healthcaremag.com   Thank you   Bluerhymer – Hide quoted text — Show quoted text – Possible reforms: [] Eliminate licensing, and have patients sign waivers, not unlike hospitals (which are not licensed, but duck criminal culpability just the same). [] Establish state or national exams, for bestowing credentials, ending monopoly of medical schools. [] Eliminate the "controlled substance" laws, and have people sign waivers of liability to purchase harmful or narcotic substances for themselves. [] End abusive medical education and internships. [] Abolish "practicing medicine without license" laws. [] Open medical / health care education to everyone. Universal health care is a reality when anyone can provide care for his neighbor, without fear. No doctor/physician ever cures a patient… people cure themselves, with or without assistance. Long ago, doctors may have had a noble purpose, but in the past fifty years they have become mere prostitutes, accepting money and performing as requested. Since the patient so seldom pays, the prostitutes do the bidding of the people  with the money, the insurance companies and the diabolic HMOs (Horrendous Medical Organizations).    Doctors have come a long way since the early days. Then they were our heros. Today, they are more often our villians than our heros and it is the general practioner who is the villian closest to sending you to your grave. Today, people suffer from the madness of doctors in the privacy of their funeral homes , while doctors try to escape their sins by spending more time with their accountants and bankers.   Long ago they realized they had no help to offer. Your doctor may want to help but he has been brought into a corrupt system that forces him to dance to the tune of the government and insurance company rules for payment.   And when the doctor loses a profitable patient, he tells the family that he did all he could. To his peers and to the employees in his office ( that probably knew more about the patient and his or her medical condition than our doctor ) that the patient died for lack of patient compliance. "The patient didn’t folllow the doctor’s orders."   Then, to overcome his grief, he has his office secretary call the Medical/Dental Bureau and request another ailing body (with insurance) to fill his already overbooked calendar..   Have you noticed? When you visit your GP, or in the case of HMOs, your Primary Care Physician (PCP), he has no idea what ails you and may have no intention, within you carefully controled twenty-mintues, to do anything other than to review your blood pressure result and your temperature, which the nurse was responsible for providing. If you have a temperature, he assures you that it is the result of "something that is going around." If you have a pain, he will either prescribe a pain medication , or have blood taken if the pain deceives him and appears internal rather than muscular. Then, he has you return to his office, no matter how bad you are feeling, to hear the results of the blood analysis. Then, if scary, you will be sent to someone who can really treat your condition properly; the specialist, who may or may not know his specialty as well as he knows his stock portfolio.   If you appear depressed, our GP will either prescribe medications that deal with depression or send you to a psychiatrist who may have more depression and personal problems than any of his patients. (Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE  http://www.rense.com/general33/gang.htm  HIPAA and the Criminalization of American Medicine  http://www.cato.org/pubs/journal/cj22n1/cj22n1-9.pdf   Have a healthy life   Bluerhymer

Response:

  And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE

     http://www.rense.com/general33/gang.htm I think you need a new doctor, Raymond. There may be many who fit your description but so far I haven’t met one.

   Dear "Lucky" Patricia,     Indeed you are lucky. I pray that your good fortune continues. And if you read my post thoroughly you should have noticed that I did not discuss any of my own personal experiences with doctors, although I could have.    You obviously have not been the fatal victim of a drunken driver either, yet over 15,000 persons each year die as a result of their reckless behavior. ( 16,652 in 2001 with 513,000 injured as the result of drinking ). And yet, this number is far lower than similar deaths of patients who succumbed to the reckless behavior of doctors. And of course, all drivers do not drive drunk just as all physicians do not make medical errors that result in the death of patients.   I suspect that you are very wealthy and have never been without good health care insurance, nor been the victim of the greedy HMO executive.   "If you’ve ever grumbled about how the press plays up one of tragedy while ignoring millions of successes, you won’t enjoy reading this. But you should. There’s a lesson here about managed care’s failure to tell its story effectively."   See: A News Reporter Explains His ‘Horror Stories’.   by Wm. Sherman, a Pulitzer Prize winning journalist and Emmy and Peabody award-winning television news correspondent and producer. He won the Pulitzer for an 18 part series on abuses of the national medicalprogram by providers who were delivering substandard care.   http://www.managedcaremag.com/archives/9709/0709.reporterview.shtml   More reading;   Incriminating Documents; Nurses vs. HMOs   http://www.anticorp.com/hardcorp/hmo.htm   http://www.boschs.org/articles/slim/er-horror.shtml   Bluerhymer – Hide quoted text — Show quoted text – Neither my father (then) or my daughter (now) resemble the kind of physician you describe. My primary care doctor knows my name, my concerns and IF I do need some kind of test it’s arranged and he or his PA will call with the results. If the news is good..no problem if it isn’t … I have an appointment that day or the next to discuss the matter with him and make an informed decision on what to do about it. Lucky in Florida… Patricia

Response:

- Hide quoted text — Show quoted text – Long ago, doctors may have had a noble purpose, but in the past fifty years they have become mere prostitutes, accepting money and performing as requested. Since the patient so seldom pays, the prostitutes do the bidding of the people  with the money, the insurance companies and the diabolic HMOs (Horrendous Medical Organizations).    Doctors have come a long way since the early days. Then they were our heros. Today, they are more often our villians than our heros and it is the general practioner who is the villian closest to sending you to your grave. Today, people suffer from the madness of doctors in the privacy of their funeral homes , while doctors try to escape their sins by spending more time with their accountants and bankers.   Long ago they realized they had no help to offer. Your doctor may want to help but he has been brought into a corrupt system that forces him to dance to the tune of the government and insurance company rules for payment.   And when the doctor loses a profitable patient, he tells the family that he did all he could. To his peers and to the employees in his office ( that probably knew more about the patient and his or her medical condition than our doctor ) that the patient died for lack of patient compliance. "The patient didn’t folllow the doctor’s orders."   Then, to overcome his grief, he has his office secretary call the Medical/Dental Bureau and request another ailing body (with insurance) to fill his already overbooked calendar..   Have you noticed? When you visit your GP, or in the case of HMOs, your Primary Care Physician (PCP), he has no idea what ails you and may have no intention, within you carefully controled twenty-mintues, to do anything other than to review your blood pressure result and your temperature, which the nurse was responsible for providing. If you have a temperature, he assures you that it is the result of "something that is going around." If you have a pain, he will either prescribe a pain medication , or have blood taken if the pain deceives him and appears internal rather than muscular. Then, he has you return to his office, no matter how bad you are feeling, to hear the results of the blood analysis. Then, if scary, you will be sent to someone who can really treat your condition properly; the specialist, who may or may not know his specialty as well as he knows his stock portfolio.   If you appear depressed, our GP will either prescribe medications that deal with depression or send you to a psychiatrist who may have more depression and personal problems than any of his patients. (Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment. <snip  If this worries you – just don’t go to doctors. And just maybe don’t get fat and idle. Still little old ladies seem to live a long time and go to doctors – or is it owning a poodle that keeps them alive.

   Dear Cramer:      Maybe you should stick with TV situation comedy where professional comedy writers provide the dialogue.      Please say "Hello" to Jerry Seinfeld next time you see him. And, will the two of you be working together again soon?     Although I am not an old lady, I will look into the evidence that owning a poodle will extend my life.      Thank you.      Shalom          Bluerhymer

Response:

Long ago, doctors may have had a noble purpose, but in the past fifty years they have become mere prostitutes, accepting money and performing as requested. Since the patient so seldom pays, the prostitutes do the bidding of the people  with the money, the insurance companies and the diabolic HMOs (Horrendous Medical Organizations).    Doctors have come a long way since the early days. Then they were our heros. Today, they are more often our villians than our heros and it is the general practioner who is the villian closest to sending you to your grave. Today, people suffer from the madness of doctors in the privacy of their funeral homes , while doctors try to escape their sins by spending more time with their accountants and bankers.   Long ago they realized they had no help to offer. Your doctor may want to help but he has been brought into a corrupt system that forces him to dance to the tune of the government and insurance company rules for payment.   And when the doctor loses a profitable patient, he tells the family that he did all he could. To his peers and to the employees in his office ( that probably knew more about the patient and his or her medical condition than our doctor ) that the patient died for lack of patient compliance. "The patient didn’t folllow the doctor’s orders."   Then, to overcome his grief, he has his office secretary call the Medical/Dental Bureau and request another ailing body (with insurance) to fill his already overbooked calendar..   Have you noticed? When you visit your GP, or in the case of HMOs, your Primary Care Physician (PCP), he has no idea what ails you and may have no intention, within you carefully controled twenty-mintues, to do anything other than to review your blood pressure result and your temperature, which the nurse was responsible for providing. If you have a temperature, he assures you that it is the result of "something that is going around." If you have a pain, he will either prescribe a pain medication , or have blood taken if the pain deceives him and appears internal rather than muscular. Then, he has you return to his office, no matter how bad you are feeling, to hear the results of the blood analysis. Then, if scary, you will be sent to someone who can really treat your condition properly; the specialist, who may or may not know his specialty as well as he knows his stock portfolio.   If you appear depressed, our GP will either prescribe medications that deal with depression or send you to a psychiatrist who may have more depression and personal problems than any of his patients. (Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE  http://www.rense.com/general33/gang.htm  HIPAA and the Criminalization of American Medicine  http://www.cato.org/pubs/journal/cj22n1/cj22n1-9.pdf   Have a healthy life   Bluerhymer

Response:

– Hide quoted text — Show quoted text – My word! You are suffering an attack of common sense… take 2 aspirin and see a professional health care specialist as soon as possible. But joking aside, AMA Allopaths are a monopoly that should be broken apart. I think the biggest hurdle is the "license to practice medicine" that permits manslaughter without criminal consequences. There was a sound reason to hold a physician immune from "deliberate injury" claims, because the very ill or terminal patients would be ignored, for fear of liability. But the bureaucratic practice of medicine, rigidly controlled and confined, creates the protective umbrella for the medicrats to perform walletectomies and remove pursitis. Possible reforms: [] Eliminate licensing, and have patients sign waivers, not unlike hospitals (which are not licensed, but duck criminal culpability just the same). [] Establish state or national exams, for bestowing credentials, ending monopoly of medical schools. [] Eliminate the "controlled substance" laws, and have people sign waivers of liability to purchase harmful or narcotic substances for themselves. [] End abusive medical education and internships. [] Abolish "practicing medicine without license" laws. [] Open medical / health care education to everyone.

And just how will this improve medical care?      What would medicine look like without any ethical, professional, scientific or educational standards, and if in addition, any fear of litigation was removed?    (Which, incidentally, the signing of waivers doesn’t.) Or is this a joke — you are sending the previous correspondent up? Peter Moran

Response:

Is your doctor also your murderer?  Could be. There’s a saying:  "Trust but verify."   However, when dealing with doctors (many of whom seem to be trying to grab your wallet with both hands, as they’re kicking you into your grave), … it’s important to be a whole lot more careful than that. Don’t trust, & keep asking a lot of questions. Susan, Su_Texas  my opinions

Response:

My word! You are suffering an attack of common sense… take 2 aspirin and see a professional health care specialist as soon as possible. But joking aside, AMA Allopaths are a monopoly that should be broken apart. I think the biggest hurdle is the "license to practice medicine" that permits manslaughter without criminal consequences. There was a sound reason to hold a physician immune from "deliberate injury" claims, because the very ill or terminal patients would be ignored, for fear of liability. But the bureaucratic practice of medicine, rigidly controlled and confined, creates the protective umbrella for the medicrats to perform walletectomies and remove pursitis. Possible reforms: [] Eliminate licensing, and have patients sign waivers, not unlike hospitals (which are not licensed, but duck criminal culpability just the same). [] Establish state or national exams, for bestowing credentials, ending monopoly of medical schools. [] Eliminate the "controlled substance" laws, and have people sign waivers of liability to purchase harmful or narcotic substances for themselves. [] End abusive medical education and internships. [] Abolish "practicing medicine without license" laws. [] Open medical / health care education to everyone. Universal health care is a reality when anyone can provide care for his neighbor, without fear. No doctor/physician ever cures a patient… people cure themselves, with or without assistance. – Hide quoted text — Show quoted text – Long ago, doctors may have had a noble purpose, but in the past fifty years they have become mere prostitutes, accepting money and performing as requested. Since the patient so seldom pays, the prostitutes do the bidding of the people  with the money, the insurance companies and the diabolic HMOs (Horrendous Medical Organizations).    Doctors have come a long way since the early days. Then they were our heros. Today, they are more often our villians than our heros and it is the general practioner who is the villian closest to sending you to your grave. Today, people suffer from the madness of doctors in the privacy of their funeral homes , while doctors try to escape their sins by spending more time with their accountants and bankers.   Long ago they realized they had no help to offer. Your doctor may want to help but he has been brought into a corrupt system that forces him to dance to the tune of the government and insurance company rules for payment.   And when the doctor loses a profitable patient, he tells the family that he did all he could. To his peers and to the employees in his office ( that probably knew more about the patient and his or her medical condition than our doctor ) that the patient died for lack of patient compliance. "The patient didn’t folllow the doctor’s orders."   Then, to overcome his grief, he has his office secretary call the Medical/Dental Bureau and request another ailing body (with insurance) to fill his already overbooked calendar..   Have you noticed? When you visit your GP, or in the case of HMOs, your Primary Care Physician (PCP), he has no idea what ails you and may have no intention, within you carefully controled twenty-mintues, to do anything other than to review your blood pressure result and your temperature, which the nurse was responsible for providing. If you have a temperature, he assures you that it is the result of "something that is going around." If you have a pain, he will either prescribe a pain medication , or have blood taken if the pain deceives him and appears internal rather than muscular. Then, he has you return to his office, no matter how bad you are feeling, to hear the results of the blood analysis. Then, if scary, you will be sent to someone who can really treat your condition properly; the specialist, who may or may not know his specialty as well as he knows his stock portfolio.   If you appear depressed, our GP will either prescribe medications that deal with depression or send you to a psychiatrist who may have more depression and personal problems than any of his patients. (Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment.  See GANGSTERS IN MEDICINE  http://www.rense.com/general33/gang.htm  HIPAA and the Criminalization of American Medicine  http://www.cato.org/pubs/journal/cj22n1/cj22n1-9.pdf   Have a healthy life   Bluerhymer

Response:

(Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.

WOW!  You mean to say that INTERNISTS actually prescribe more BLOOD PRESSURE drugs than PSYCHIATRISTS?  Psychiatry would be a far more profitable specialty if hypertension were considered a psychiatric diagnosis…

Response:

- Hide quoted text — Show quoted text – Long ago, doctors may have had a noble purpose, but in the past fifty years they have become mere prostitutes, accepting money and performing as requested. Since the patient so seldom pays, the prostitutes do the bidding of the people  with the money, the insurance companies and the diabolic HMOs (Horrendous Medical Organizations).    Doctors have come a long way since the early days. Then they were our heros. Today, they are more often our villians than our heros and it is the general practioner who is the villian closest to sending you to your grave. Today, people suffer from the madness of doctors in the privacy of their funeral homes , while doctors try to escape their sins by spending more time with their accountants and bankers.   Long ago they realized they had no help to offer. Your doctor may want to help but he has been brought into a corrupt system that forces him to dance to the tune of the government and insurance company rules for payment.   And when the doctor loses a profitable patient, he tells the family that he did all he could. To his peers and to the employees in his office ( that probably knew more about the patient and his or her medical condition than our doctor ) that the patient died for lack of patient compliance. "The patient didn’t folllow the doctor’s orders."   Then, to overcome his grief, he has his office secretary call the Medical/Dental Bureau and request another ailing body (with insurance) to fill his already overbooked calendar..   Have you noticed? When you visit your GP, or in the case of HMOs, your Primary Care Physician (PCP), he has no idea what ails you and may have no intention, within you carefully controled twenty-mintues, to do anything other than to review your blood pressure result and your temperature, which the nurse was responsible for providing. If you have a temperature, he assures you that it is the result of "something that is going around." If you have a pain, he will either prescribe a pain medication , or have blood taken if the pain deceives him and appears internal rather than muscular. Then, he has you return to his office, no matter how bad you are feeling, to hear the results of the blood analysis. Then, if scary, you will be sent to someone who can really treat your condition properly; the specialist, who may or may not know his specialty as well as he knows his stock portfolio.   If you appear depressed, our GP will either prescribe medications that deal with depression or send you to a psychiatrist who may have more depression and personal problems than any of his patients. (Psychiatrists, more than any other profession commit suicide). The family physician now prescribes more antihypertensive drugs and anytidepressent drugs than psychiatrists. These drugs are to hide symptoms, or help us to cope without addressing the cause.   And after you are under the ground, who can prove, that the person you trusted the most when you were ill, that his observations were wrong as well as his treatment. <snip

 If this worries you – just don’t go to doctors. And just maybe don’t get fat and idle. Still little old ladies seem to live a long time and go to doctors – or is it owning a poodle that keeps them alive.

Response:

Test in Intermediate

Question:

Just a follow-up.  If a treaury stock account is used, it is presented separtely on the balance sheet.

– Hide quoted text — Show quoted text – There are three ways of accounting for treasury stock: 1.  Cost Method:  The gross cost of the shares reacquired is charged to a contra-equity (treasury) stock. 2.  Par value method:  The treasury stock account is charged only for the par value of the shares reacquired.  Other paid in capital are debited in proportion to the amounts recognized upon the original issuance of the shares. 3.  Constructive retirement method:  Similiar to the par value method, except that the aggregate par value of the reacquired shares is charged to the stock account rather than to the treasury stock account. I’m fairly certain that most companies use the cost method, but I’m sure I’ll be corrected if I’m wrong on this. Regards, Matt P., CPA In both Question: How do you treat Treasury Stock in the balance sheet? Do you list it separately and subtract it from Common Stock, or is it automatically deducted from Common Stock? Well, I am about to have my first MAJOR test in intermediate. I have read the chapters; done the instructor chapter work; and reworked some of the problems. I feel somewhat ready only because I know this test when I see it will probably KILL me. After all it is a test on APPLICATION not memorization. Which is something I have strived to do. Apply my knowledge not memorize everything. Two areas I think I will be hit hardest on is the Multi-step Income statement (you know, the order in which EI are to be listed.) and probably the balance sheet ie separating current liabilities from non-current liabilities, and current assets, long-term investments, ppe, intangibles, and other assets. Oh, and then there are the applicable "notes" to the balance sheet. Any suggestions or tips on making it easier to list these things correctly? TIA Janice —

Response:

There are three ways of accounting for treasury stock: 1.  Cost Method:  The gross cost of the shares reacquired is charged to a contra-equity (treasury) stock. 2.  Par value method:  The treasury stock account is charged only for the par value of the shares reacquired.  Other paid in capital are debited in proportion to the amounts recognized upon the original issuance of the shares. 3.  Constructive retirement method:  Similiar to the par value method, except that the aggregate par value of the reacquired shares is charged to the stock account rather than to the treasury stock account. I’m fairly certain that most companies use the cost method, but I’m sure I’ll be corrected if I’m wrong on this. Regards, Matt P., CPA In both

Question: How do you treat Treasury Stock in the balance sheet? Do you list it separately and subtract it from Common Stock, or is it automatically deducted from Common Stock?

– Hide quoted text — Show quoted text – Well, I am about to have my first MAJOR test in intermediate. I have read the chapters; done the instructor chapter work; and reworked some of the problems. I feel somewhat ready only because I know this test when I see it will probably KILL me. After all it is a test on APPLICATION not memorization. Which is something I have strived to do. Apply my knowledge not memorize everything. Two areas I think I will be hit hardest on is the Multi-step Income statement (you know, the order in which EI are to be listed.) and probably the balance sheet ie separating current liabilities from non-current liabilities, and current assets, long-term investments, ppe, intangibles, and other assets. Oh, and then there are the applicable "notes" to the balance sheet. Any suggestions or tips on making it easier to list these things correctly? TIA Janice —

Response:

Well, I am about to have my first MAJOR test in intermediate. I have read the chapters; done the instructor chapter work; and reworked some of the problems. I feel somewhat ready only because I know this test when I see it will probably KILL me. After all it is a test on APPLICATION not memorization. Which is something I have strived to do. Apply my knowledge not memorize everything. Two areas I think I will be hit hardest on is the Multi-step Income statement (you know, the order in which EI are to be listed.) and probably the balance sheet ie separating current liabilities from non-current liabilities, and current assets, long-term investments, ppe, intangibles, and other assets. Oh, and then there are the applicable "notes" to the balance sheet. Any suggestions or tips on making it easier to list these things correctly? TIA Janice

Response:

  Well, I am about to have my first MAJOR test in intermediate. I have read the chapters; done the instructor chapter work; and reworked some of the problems. I feel somewhat ready only because I know this test when I see it will probably KILL me. After all it is a test on APPLICATION not memorization. Which is something I have strived to do. Apply my knowledge not memorize everything. Two areas I think I will be hit hardest on is the Multi-step Income statement (you know, the order in which EI are to be listed.) and probably the balance sheet ie separating current liabilities from non-current liabilities, and current assets, long-term investments, ppe, intangibles, and other assets. Oh, and then there are the applicable "notes" to the balance sheet. Any suggestions or tips on making it easier to list these things correctly?   TIA   Janice   one suggestion – get a year-end annual report from a real company (preferably one you are familiar with or have worked for) and review those financial statements.

Response:

The following is enough to get you through the CPA exam.                 My Company      Multiple Step Income Statement   For the Year Ended December 31, 2003 Net Sales                               xx COGS                                   (xx)            Gross Margin                xxxx General and Administrative Expenses    (xx) Selling Expenses                       (xx) Depreciation Expense                   (xx) Other Expenses and Losses Interest Expense                       (xx) Loss on Sale of Fixed Assets           (xx) Revenues and Gains Interest Income                         xx Gain on Sale of Fixed Assets            xx         Income Before Unusual or         Infrequent items and Tax       xxxx Unusual and Infrequent Items GAIN (LOSS) on Marketable Securities    xx         Income Before Tax              xxxx             Tax Rate                    xx          Net Income After Tax          xxxx                                  My Company                                 Balance Sheet                            As of December 31, 2003 Assets:                              Liabilities and Stockholders’ Equity Current Assets:                      Current Liabilities: Cash                      xx         Accounts Payable                       xx Accounts Receivable       xx         Notes Payable                          xx Notes Receivable          xx         Salaries Payable                       xx Inventory                 xx         Interest Payable                       xx Trading Securities        xx         Tax Payable                            xx Prepaid Expense           xx         Unearned Revenue                       xx                                      Long Term Debt                         xx Investments:                                      Long Term Liabilities: Available for Sale Securities                xx         Bonds Payable                          xx Held to Maturity          xx         Deferred Income Tax Liablity           xx Property, Plant and                  Stckholders’ Equity: Equipment (Fixed Assets)                                      Capital Stock Land                      xx           Preferred Stock                      xx Building                  xx           Common Stock                         xx Eguipment                 xx         Additional Paid in Capital             xx Accumulated Depreciation (xx)        Retained Earnings                      xx                                      Other Comprehensive Income             xx Intangible Asstes:                   Treasury Stock                        (xx) Goodwill                  xx Patents                   xx Copyrights                xx Other Assets: Bond Issue Costs – Hide quoted text — Show quoted text – Well, I am about to have my first MAJOR test in intermediate. I have read the chapters; done the instructor chapter work; and reworked some of the problems. I feel somewhat ready only because I know this test when I see it will probably KILL me. After all it is a test on APPLICATION not memorization. Which is something I have strived to do. Apply my knowledge not memorize everything. Two areas I think I will be hit hardest on is the Multi-step Income statement (you know, the order in which EI are to be listed.) and probably the balance sheet ie separating current liabilities from non-current liabilities, and current assets, long-term investments, ppe, intangibles, and other assets. Oh, and then there are the applicable "notes" to the balance sheet. Any suggestions or tips on making it easier to list these things correctly? TIA Janice —

Response:

What is a CPA needed for

Question:

Human Resource people are among the least able to figure out which canidates are the best people for the job. Yet, I’m still astonished by the number of people that will send a resume to the human resource section of a company. In many cases, that’s like flushing a resume down the toilet.

The problem is, if you send the resume to the supervisor of the open position, he is almost always required by the firm to give the resume to Human Resources.  There have been so many lawsuits over the years that most firms have solidly put the HR wall in the hiring process.  I’ve seen the HR only rule in businesses as small as twenty people (they sent the Secretary to HR classes). — *             Ronald Lee Todd M.B.A., C.P.A.                  * * Unemployed for seven years, mistake of being an accountant. * *   Students, when someone tells you of your great future as  * *       an accountant, ask him to show you the job.           *

Response:

Mark, there is not doubt that a CPA can be valuable in industry when it comes to a controller position or a top finance job. But in a cost accounting situation, how does a CPA make a canidate that much more valuable ? It seems to me that a CMA would be more valuable here. But yet, once again, a CPA is deemed to be so important.

– Hide quoted text — Show quoted text – " More accounting jobs than ever before require a CPA. Whether a CPA canidate is a better pick for the job is another question altogether." "The biggest thing a CPA has behind it is the " perception " that a CPA knows their stuff and is a better accounting specialist.  Whether this perception is true or not, doesn’t make a lot of difference to most people. A CPA is a prestige factor most of all, and it allows those who have it to exercise a sense of superiority over those that don’t due to the perceived " perception " of the expertise of someone holding the CPA certificate." Is this a preception?  After all a CPA has passed a national 3 day examination.  Does have "generally" 2 years of experience in public accounting.  This experience has generally exposed him/her to a wide variety of industries, ….. "CPA’s can sign off on audits and represent clients before the IRS. Regular accountants cannot do this. An enrolled agent however, can also represent clients before the IRS." "CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week." Would you?  My understanding of the EA designation is that it primarily based upon the individual income tax and not corporate or partnership taxation.  These are an whole different animal entirely.  Granted EA do also take a national exam and that exam is quite frankly much more intensive in the individual taxation area than the CPA exam, but that is basically the focus.  The focus of the CPA exam is not taxation, but rather accounting, of which corporate, partnership and individual taxation is but a part. "What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference.  Industry jobs for example." Let’s see here, being in public for 8 years then industry for 3 and then back in public for the last 12-13 years I must beg to differ.  In industry I was a controller/VP of Finance.  My CPA designation carried a lot of weight with the bankers when talking loans and terms.  Also allowed for an annual review of the financial statements vs quarterly and an annual audit. This alone paid my salary in the cost saving to the organization.  FYI this position was in a Real Estate Development/Construction organization. "I applied for and had interviews with a handful of industry accounting jobs since I really enjoyed cost and managerial accounting in college." "I was offered none of these jobs. This was really discouraging, since I thought the interviews had gone really well. And in two cases, when I later called the interviewer back and asked specifically why I was not hired, I was told that my lack of a CPA was the reason. Apparently, the winning canidates at two of these jobs had CPA’s and at least one had a few years of public accounting experience under their belt." The CPA designation "educationally" basically carries the equilivant of a Masters Degree because of the experience requirement – the national test and the Continueing education requirements of the state (usually 40 hours per year) just to maintain the certification. "How a CPA is THAT much more valuable in an industry accounting job is something I still don’t understand. But yet, even in jobs were having a CPA really isn’t that important, is still is treated as if it is. " And how is passing the bar exam that important, or the state medical board exam, or the …. that important?  It is a certification that that individual has met certain minimium educational, experience, etc. requirements.  Others without that certification have not.  This carries no indication that a non certified individual is not equally competent or even more competent, just that the non certified individual has not met the minimium requirements for certification. "When I was back in college, there was even a guy who spoke to us from one of the larger local industries in town. This guy as well touted how important having a CPA is." "But when I asked him " why " a CPA was so important in a manufacturing industry job, he gave no awnswer, other than that it is." I hope my response has helped answer this for you Rgs, Mark Rigotti, CPA

Mike, Here I must agree with you.  The CMA designation is geared more for industry than the CPA.  BBUUTT the CPA is more well known.  Right or Wrong that is the current situation. — Regards, Mark X Rigotti

Response:

Since when can a regular accountant not represent clients before the IRS? You do not have to be a CPA to be a tax accountant.

You do not have to be a CPA or an EA to be a tax accountant. But as a CPA or an EA you can represent the client with a power of attorney without the client having to be there. As a tax accountant you cannot represent the taxpayer by yourself. The client has to be there.  And then as I understand it you can only indicate how the return was prepared you cannot be the taxpayers advocate. — Mike Crosa Business & QuickBooks Coach Supporting clients achieve balance in their lives and improve their bottom line. 305-596-5698  Toll Free 888-850-8835

Response:

The key word is "one". I am not a CPA.  I am a tax accountant.  If one of my clients gets audited, I will be the one standing beside him.

Yeah, but there are limitations if you have limited practice power in front of the IRS.  I have been able to get a CAF and power of attorney and settle alot of issues with my client’s tax accounts that would have been much more difficult without the power to call up the IRS and to discuss and resolve matters on their behalf.  

Response:

" More accounting jobs than ever before require a CPA. Whether a CPA canidate is a better pick for the job is another question altogether." "The biggest thing a CPA has behind it is the " perception " that a CPA knows their stuff and is a better accounting specialist.  Whether this perception is true or not, doesn’t make a lot of difference to most people. A CPA is a prestige factor most of all, and it allows those who have it to exercise a sense of superiority over those that don’t due to the perceived " perception " of the expertise of someone holding the CPA certificate." Is this a preception?  After all a CPA has passed a national 3 day examination.  Does have "generally" 2 years of experience in public accounting.  This experience has generally exposed him/her to a wide variety of industries, ….. "CPA’s can sign off on audits and represent clients before the IRS.  Regular accountants cannot do this. An enrolled agent however, can also represent clients before the IRS." "CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week." Would you?  My understanding of the EA designation is that it primarily based upon the individual income tax and not corporate or partnership taxation.  These are an whole different animal entirely.  Granted EA do also take a national exam and that exam is quite frankly much more intensive in the individual taxation area than the CPA exam, but that is basically the focus.  The focus of the CPA exam is not taxation, but rather accounting, of which corporate, partnership and individual taxation is but a part. "What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference.  Industry jobs for example." Let’s see here, being in public for 8 years then industry for 3 and then back in public for the last 12-13 years I must beg to differ.  In industry I was a controller/VP of Finance.  My CPA designation carried a lot of weight with the bankers when talking loans and terms.  Also allowed for an annual review of the financial statements vs quarterly and an annual audit.  This alone paid my salary in the cost saving to the organization.  FYI this position was in a Real Estate Development/Construction organization. "I applied for and had interviews with a handful of industry accounting jobs since I really enjoyed cost and managerial accounting in college." "I was offered none of these jobs. This was really discouraging, since I thought the interviews had gone really well. And in two cases, when I later called the interviewer back and asked specifically why I was not hired, I was told that my lack of a CPA was the reason. Apparently, the winning canidates at two of these jobs had CPA’s and at least one had a few years of public accounting experience under their belt." The CPA designation "educationally" basically carries the equilivant of a Masters Degree because of the experience requirement – the national test and the Continueing education requirements of the state (usually 40 hours per year) just to maintain the certification. "How a CPA is THAT much more valuable in an industry accounting job is something I still don’t understand. But yet, even in jobs were having a CPA really isn’t that important, is still is treated as if it is. " And how is passing the bar exam that important, or the state medical board exam, or the …. that important?  It is a certification that that individual has met certain minimium educational, experience, etc. requirements.  Others without that certification have not.  This carries no indication that a non certified individual is not equally competent or even more competent, just that the non certified individual has not met the minimium requirements for certification. "When I was back in college, there was even a guy who spoke to us from one of the larger local industries in town. This guy as well touted how important having a CPA is." "But when I asked him " why " a CPA was so important in a manufacturing industry job, he gave no awnswer, other than that it is." I hope my response has helped answer this for you Rgs, Mark Rigotti, CPA

Response:

Human Resource people are among the least able to figure out which canidates are the best people for the job. Yet, I’m still astonished by the number of people that will send a resume to the human resource section of a company. In many cases, that’s like flushing a resume down the toilet. – Hide quoted text — Show quoted text – … CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week. Lately I’ve been thinking that tax court representation privilege should be reserved only for CPAs who pass the EA exam. What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference. Industry jobs for example. I think the HR departments just through the requirement in to reduce the number of applications they have to go through.  When you get a thousand good resumes for a job you have to have some easily used cut off tools to get the number down to something that is manageable. You are right, it is not a bona fide occupational qualification.  When you can get an answer to why they require it, it is usually in the "Duh" category.  If they were sued over this, they probably would loose as in Duke Power vs. Griggs.  However, it is going to be some time before anyone spends the money required to takes it to court and get the decision.

Response:

Mark, there is not doubt that a CPA can be valuable in industry when it comes to a controller position or a top finance job.

In a dozen years of auditing firms where the controller was an ex employee of (usually) the firms outside auditor, I have not found that to be the case.  I always found something very narrow and lacking depth of the CPAs who were brought in from public accounting to be the controller.  The best controllers I ran across had worked their way up through the companies.  They almost always knew the system backwards and forwards.  Just an observation from real life. — *             Ronald Lee Todd M.B.A., C.P.A.                  * * Unemployed for seven years, mistake of being an accountant. * *   Students, when someone tells you of your great future as  * *       an accountant, ask him to show you the job.           *

Response:

Since when can a regular accountant not represent clients before the IRS? You do not have to be a CPA to be a tax accountant. You do not have to be a CPA or an EA to be a tax accountant. But as a CPA or an EA you can represent the client with a power of attorney without the client having to be there. As a tax accountant you cannot represent the taxpayer by yourself. The client has to be there.  And then as I understand it you can only indicate how the return was prepared you cannot be the taxpayers advocate.

I still don’t understand this.  First of all, a power of attorney can be given to anyone you choose to give it to, so why would you have to be a CPA to represent a client with a power of attorney?  Frankly, the clients I have who are most likely to be audited, I wouldn’t *want* to do anything more than indicate how the return was filed, but that’s beside the point….

Response:

The key word is "one". I am not a CPA.  I am a tax accountant.  If one of my clients gets audited, I will be the one standing beside him. Yeah, but there are limitations if you have limited practice power in front of the IRS.  I have been able to get a CAF and power of attorney and settle alot of issues with my client’s tax accounts that would have been much more difficult without the power to call up the IRS and to discuss and resolve matters on their behalf.

I don’t recall anything on the line that says another person can discuss your return with the IRS about that person having to be a CPA or an attorney.  Perhaps I don’t understand what you’re trying to tell me?

Response:

… CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week.

Lately I’ve been thinking that tax court representation privilege should be reserved only for CPAs who pass the EA exam. What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference. Industry jobs for example.

I think the HR departments just through the requirement in to reduce the number of applications they have to go through.  When you get a thousand good resumes for a job you have to have some easily used cut off tools to get the number down to something that is manageable. You are right, it is not a bona fide occupational qualification.  When you can get an answer to why they require it, it is usually in the "Duh" category.  If they were sued over this, they probably would loose as in Duke Power vs. Griggs.  However, it is going to be some time before anyone spends the money required to takes it to court and get the decision. — *             Ronald Lee Todd M.B.A., C.P.A.                  * * Unemployed for seven years, mistake of being an accountant. * *   Students, when someone tells you of your great future as  * *       an accountant, ask him to show you the job.           *

Response:

Mark, there is not doubt that a CPA can be valuable in industry when it comes to a controller position or a top finance job. But in a cost accounting situation, how does a CPA make a canidate that much more valuable ? It seems to me that a CMA would be more valuable here. But yet, once again, a CPA is deemed to be so important. – Hide quoted text — Show quoted text – " More accounting jobs than ever before require a CPA. Whether a CPA canidate is a better pick for the job is another question altogether." "The biggest thing a CPA has behind it is the " perception " that a CPA knows their stuff and is a better accounting specialist.  Whether this perception is true or not, doesn’t make a lot of difference to most people. A CPA is a prestige factor most of all, and it allows those who have it to exercise a sense of superiority over those that don’t due to the perceived " perception " of the expertise of someone holding the CPA certificate." Is this a preception?  After all a CPA has passed a national 3 day examination.  Does have "generally" 2 years of experience in public accounting.  This experience has generally exposed him/her to a wide variety of industries, ….. "CPA’s can sign off on audits and represent clients before the IRS.  Regular accountants cannot do this. An enrolled agent however, can also represent clients before the IRS." "CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week." Would you?  My understanding of the EA designation is that it primarily based upon the individual income tax and not corporate or partnership taxation.  These are an whole different animal entirely.  Granted EA do also take a national exam and that exam is quite frankly much more intensive in the individual taxation area than the CPA exam, but that is basically the focus.  The focus of the CPA exam is not taxation, but rather accounting, of which corporate, partnership and individual taxation is but a part. "What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference.  Industry jobs for example." Let’s see here, being in public for 8 years then industry for 3 and then back in public for the last 12-13 years I must beg to differ.  In industry I was a controller/VP of Finance.  My CPA designation carried a lot of weight with the bankers when talking loans and terms.  Also allowed for an annual review of the financial statements vs quarterly and an annual audit.  This alone paid my salary in the cost saving to the organization.  FYI this position was in a Real Estate Development/Construction organization. "I applied for and had interviews with a handful of industry accounting jobs since I really enjoyed cost and managerial accounting in college." "I was offered none of these jobs. This was really discouraging, since I thought the interviews had gone really well. And in two cases, when I later called the interviewer back and asked specifically why I was not hired, I was told that my lack of a CPA was the reason. Apparently, the winning canidates at two of these jobs had CPA’s and at least one had a few years of public accounting experience under their belt." The CPA designation "educationally" basically carries the equilivant of a Masters Degree because of the experience requirement – the national test and the Continueing education requirements of the state (usually 40 hours per year) just to maintain the certification. "How a CPA is THAT much more valuable in an industry accounting job is something I still don’t understand. But yet, even in jobs were having a CPA really isn’t that important, is still is treated as if it is. " And how is passing the bar exam that important, or the state medical board exam, or the …. that important?  It is a certification that that individual has met certain minimium educational, experience, etc. requirements.  Others without that certification have not.  This carries no indication that a non certified individual is not equally competent or even more competent, just that the non certified individual has not met the minimium requirements for certification. "When I was back in college, there was even a guy who spoke to us from one of the larger local industries in town. This guy as well touted how important having a CPA is." "But when I asked him " why " a CPA was so important in a manufacturing industry job, he gave no awnswer, other than that it is." I hope my response has helped answer this for you Rgs, Mark Rigotti, CPA

Response:

I see a lot of positions on Monster for Accountants requiring only a Bachelors in Accounting. CPA is optional. So my question is, what is the CPA for?  Is it just so you can sign off on reports for the SEC? What does the CPA provide that the Bachelors/Accounting does not? Any links would also be appreciated  :)

I’ve applied for several of those over the years. Most of them are not exactly what they appear to be. Some are just advertising to build up resume stocks, and the job isn’t real. Some are actually looking for very specific attributes, usually under a diversity program, and are on monster because they have failed to come up with an attribute fitting candidate in their local area, say in a radius of 100 miles. Some are real, and give the HR departments a thousand resumes or so which enables them to select the candidates who are "just right."  The concept of "just right" is an HR thing that seems to vary from office to office. Last I heard was that the internet boards gave you a lower chance of a good interview than the daily papers help wanted adds, under three percent. — *             Ronald Lee Todd M.B.A., C.P.A.                  * * Unemployed for seven years, mistake of being an accountant. * *   Students, when someone tells you of your great future as  * *       an accountant, ask him to show you the job.           *

Response:

I see a lot of positions on Monster for Accountants requiring only a Bachelors in Accounting. CPA is optional. So my question is, what is the CPA for?  Is it just so you can sign off on reports for the SEC? What does the CPA provide that the Bachelors/Accounting does not? Any links would also be appreciated  :)

Response:

I see a lot of positions on Monster for Accountants requiring only a Bachelors in Accounting. CPA is optional. So my question is, what is the CPA for?  Is it just so you can sign off on reports for the SEC? What does the CPA provide that the Bachelors/Accounting does not? Any links would also be appreciated  :)

Without your CPA, you generally limit your upward mobility in the profession. It isn’t impossible, but more difficult to progress depending on your career path. Also, you can’t sign an attest opinion without your license and it allows you to represent clients in front of any taxing authority, although there are other ways to accomplish this.  

Response:

– Hide quoted text — Show quoted text – I see a lot of positions on Monster for Accountants requiring only a Bachelors in Accounting. CPA is optional. So my question is, what is the CPA for?  Is it just so you can sign off on reports for the SEC? What does the CPA provide that the Bachelors/Accounting does not? Any links would also be appreciated  :) Without your CPA, you generally limit your upward mobility in the profession. It isn’t impossible, but more difficult to progress depending on your career path. Also, you can’t sign an attest opinion without your license and it allows you to represent clients in front of any taxing authority, although there are other ways to accomplish this.

I don’t believe a CPA would be wise to represent anyone in tax court. You must be a CPA to represent clients in front of the SEC.  Any tax accountant can represent clients in an tax audit situation, but it requires a CPA to at least supervise audits required by law for publicly traded companies.  So it depends on what you’re looking to do with your life, whether you want to become a CPA or not.  Upward mobility is in the eye of the beholder. One thing to consider:  passing the CPA exam is a prestige marker.  It proves you know what the hell you’re talking about, even if you never practice as a CPA.  Ten years ago, the average to pass the exam was three tries.  I don’t know if that’s changed or not.  I no longer keep track.

Response:

I don’t believe a CPA would be wise to represent anyone in tax court.

That is not what I meant.  With certain State Department of Revenues and the IRS, a CPA is one of the qualifications that is acceptable to represent a client regarding matters in front of these agencies.  

Response:

I see a lot of positions on Monster for Accountants requiring only a Bachelors in Accounting. CPA is optional.

Those jobs must be of junior levels and small and private company. Even an Assitant of anything requires a CPA these days (joking)

Response:

More accounting jobs than ever before require a CPA. Whether a CPA canidate is a better pick for the job is another question altogether. The biggest thing a CPA has behind it is the " perception " that a CPA knows their stuff and is a better accounting specialist. Whether this perception is true or not, doesn’t make a lot of difference to most people. A CPA is a prestige factor most of all, and it allows those who have it to exercise a sense of superiority over those that don’t due to the perceived " perception " of the expertise of someone holding the CPA certificate. CPA’s can sign off on audits and represent clients before the IRS. Regular accountants cannot do this. An enrolled agent however, can also represent clients before the IRS. CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week. What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference. Industry jobs for example. I applied for and had interviews with a handful of industry accounting jobs since I really enjoyed cost and managerial accounting in college. I was offered none of these jobs. This was really discouraging, since I thought the interviews had gone really well. And in two cases, when I later called the interviewer back and asked specifically why I was not hired, I was told that my lack of a CPA was the reason. Apparently, the winning canidates at two of these jobs had CPA’s and at least one had a few years of public accounting experience under their belt. How a CPA is THAT much more valuable in an industry accounting job is something I still don’t understand. But yet, even in jobs were having a CPA really isn’t that important, is still is treated as if it is. When I was back in college, there was even a guy who spoke to us from one of the larger local industries in town. This guy as well touted how important having a CPA is. But when I asked him " why " a CPA was so important in a manufacturing industry job, he gave no awnswer, other than that it is. – Hide quoted text — Show quoted text – I see a lot of positions on Monster for Accountants requiring only a Bachelors in Accounting. CPA is optional. So my question is, what is the CPA for?  Is it just so you can sign off on reports for the SEC? What does the CPA provide that the Bachelors/Accounting does not? Any links would also be appreciated  :)

Response:

I don’t believe a CPA would be wise to represent anyone in tax court. That is not what I meant.  With certain State Department of Revenues and the IRS, a CPA is one of the qualifications that is acceptable to represent a client regarding matters in front of these agencies.

The key word is "one". I am not a CPA.  I am a tax accountant.  If one of my clients gets audited, I will be the one standing beside him. – Hide quoted text — Show quoted text –

Response:

More accounting jobs than ever before require a CPA. Whether a CPA canidate is a better pick for the job is another question altogether. The biggest thing a CPA has behind it is the " perception " that a CPA knows their stuff and is a better accounting specialist. Whether this perception is true or not, doesn’t make a lot of difference to most people. A CPA is a prestige factor most of all, and it allows those who have it to exercise a sense of superiority over those that don’t due to the perceived " perception " of the expertise of someone holding the CPA certificate. CPA’s can sign off on audits and represent clients before the IRS. Regular accountants cannot do this. An enrolled agent however, can also represent clients before the IRS.

Since when can a regular accountant not represent clients before the IRS? You do not have to be a CPA to be a tax accountant. CPA’s are no better tax experts than a non-CPA who specializes in tax work. In fact, all things being equal, I would take a a very good Enrolled Agent over most CPAs any day of the week.

I agree. What I find amusing is how a CPA is increasingly required for accounting jobs in which holding a CPA makes the least difference. Industry jobs for example. I applied for and had interviews with a handful of industry accounting jobs since I really enjoyed cost and managerial accounting in college. I was offered none of these jobs. This was really discouraging, since I thought the interviews had gone really well. And in two cases, when I later called the interviewer back and asked specifically why I was not hired, I was told that my lack of a CPA was the reason. Apparently, the winning canidates at two of these jobs had CPA’s and at least one had a few years of public accounting experience under their belt.

I would think that if you’re hiring for private accounting, you might be more interested in the candidates experience in *private* accounting.  How weird. How a CPA is THAT much more valuable in an industry accounting job is something I still don’t understand. But yet, even in jobs were having a CPA really isn’t that important, is still is treated as if it is.

That’s the prestige factor.  There is one other thing involved though – the ability to follow through.  Passing that exam is no picnic. When I was back in college, there was even a guy who spoke to us from one of the larger local industries in town. This guy as well touted how important having a CPA is. But when I asked him " why " a CPA was so important in a manufacturing industry job, he gave no awnswer, other than that it is.

That’s what happens when you don’t anticipate questions.  You don’t have answers ready!  :P

Response:

financial modeling

Question:

Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell I don’t know but I’m interested in their bottom line.

So that’s what they mean by a "bare market". — John Fereira Ithaca, NY

Response:

Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell I don’t know but I’m interested in their bottom line. So that’s what they mean by a "bare market".

I’m feeling bullish about my chances with them. Shawn Pickrell

Response:

– Hide quoted text — Show quoted text – Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell I don’t know but I’m interested in their bottom line. So that’s what they mean by a "bare market". I’m feeling bullish about my chances with them. Shawn Pickrell

Just take a good look before you grab the bull by the horns. VSM – in the dark mistakes can happen.

Response:

– Hide quoted text — Show quoted text – a wall: Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell I don’t know but I’m interested in their bottom line. Then comes the ultimate in financial modelling…   Economists are still trying to figure out why the girls with the   least principle draw the most interest. I like you. I like alt.accounting. Your learning curves are demonstrably not Y=0. Except for that William Brown. He’s a meanie. Shawn Pickrell

He’s probably gone over and joined the Hubert Lanites. That or married Violet Elizabeth Bott, or something. Uncle Davey

Response:

Could someone please explain financial modeling.  Thank you in advance.

Response:

Hello I don’t know if a model exist for financial in enterprise. But I do it with some calculations like exponential smoothing ,correlation, some predictives functions, and I can see how accounts react when changing one . You point what is your goal , it is like "what if?" calculation. Regards Patrick – Hide quoted text — Show quoted text – Could someone please explain financial modeling.  Thank you in advance.

Response:

Hello I don’t know if a model exist for financial in enterprise. But I do it with some calculations like exponential smoothing ,correlation, some predictives functions, and I can see how accounts react when changing one . You point what is your goal , it is like "what if?" calculation. Could someone please explain financial modeling.  Thank you in advance.

The concept of "financial modelling" may differ to some extent from one academic culture to another. German academia in particular attempted during the 1970s and 1980s to construct very complex mathematical models to simulate business entities. However, aside from their great complexity and thus difficulty of communication, these models have failed to become widely used management tools in practice for several reasons, e. g.: 1) basic data, often accounting data, is often if not usually the    product of cosmetic manipulation and thus "subjective" 2) rational behaviour is only a small part of human behaviour (see    "behavioural finance") 3) the results of application of such models directly affect the models    themselves, i. e. the causality chain becomes impaired In central Europe, the more pragmatic "School of St. Gall" has become more widely accepted and applied by professional managers. A. Lucien Meyers, CIA, CMA — If you receive this by error, please delete it and inform the sender. PGP key fingerprint=F1C0 D9AE 1B18 1405 4DFA  B4CC 6DC7 FF78 C76E FB15 To Big Brother Echelon from "spook": cryptographic Somalia Saddam Hussein $400 million in gold bullion Bush

Response:

Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell

Response:

Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell

I don’t know but I’m interested in their bottom line. — Brock "All right, so I’ll go to the Stardust Ballroom.  I’ll put on a blue suit, and I’ll go. And you know  what I’m gonna get for my trouble? Heartache. A big  night of heartache."–Ernest Borgnine as "Marty"

Response:

Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell I don’t know but I’m interested in their bottom line.

Then comes the ultimate in financial modelling…   Economists are still trying to figure out why the girls with the   least principle draw the most interest. — http://www.ntlug.org/~cbbrowne/languages.html Rules  of the  Evil Overlord  #146.  "If my  surveillance reports  any un-manned  or  seemingly  innocent  ships  found where  they  are  not supposed to be, they will  be immediately vaporized instead of brought in for salvage." <http://www.eviloverlord.com/

Response:

Could someone please explain financial modeling.  Thank you in advance.

I think that’s where a girl wearing not much clothing reads FASB standards to a crowd wearing green eye shades.  Or maybe I’m misremembering it… — http://www.cbbrowne.com/info/linuxxian.html Rules of the  Evil Overlord #46. "If an advisor says  to me "My liege, he  is but  one man.  What can  one man  possibly do?",  I  will reply "This." and kill the advisor." <http://www.eviloverlord.com/

Response:

- Hide quoted text — Show quoted text – Would those girls who read stock market reports in the nude be considered financial models? curious, Shawn Pickrell I don’t know but I’m interested in their bottom line. Then comes the ultimate in financial modelling…   Economists are still trying to figure out why the girls with the   least principle draw the most interest.

I like you. I like alt.accounting. Your learning curves are demonstrably not Y=0. Except for that William Brown. He’s a meanie. Shawn Pickrell

Response:

Plagarism at it's best! Rrrrrr….

Question:

Hade some spare time this evening, email was slow, so thought I would sit back and check out the competition, so I did some keyword searches checking for similar auctions to my own… Found one person, not living far from myself, who interestingly enough decided that I had nifty descriptions for my auction, and that he needed to "Borrow" them.. My Auction: http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1188598543 His Auction(s): http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1003691569 3 Other auctions using the exact same plagarised description.  <Sigh Can anyone see the similarities? Sheesh, it was nice of him to at least strip my HTML and change a *few* words here and there. Oh well, his buyers will get a shock when they find out that shipping is going to cost them a fortune, unless the seller has managed to seek out and get decent shipping options like I have…   Due to the dimensions, to send thes bikes out to the west coast using "regular" shipping methods will run into the $100.00++ range for shipping alone..  :)  I sure hope people are getting quotes before bidding! — Mark,  Courtice, Ontario, Canada

Response:

Well, I had a look at both auctions. I’m not saying he didn’t copy your list of features. In fact, it’s apparent that he did unless you both independently came up with the same incorrect spelling for "easilly." However to me, these look like the features that are typically printed on the outside of a box, or in sales literature. It is possible that you were both working from the same original source, like a manufacturer’s list of features. There are only so many ways to say "rust-free aluminum frame" after all. And there are enough differences between your list and his that both lists could easily be a re-work from the same third-party source, thus accounting for both the differences and the similarities. How did the manufacturer spell "easilly"? At least he didn’t steal your surrounding text, which is what makes your listing truly distinct. By the way, you might want to peruse eBay’s policy on key word spamming. http://pages.ebay.com/help/community/png-wordspam.html my-wings nothing is as easy as it looks, LOL

– Hide quoted text — Show quoted text – Hade some spare time this evening, email was slow, so thought I would sit back and check out the competition, so I did some keyword searches checking for similar auctions to my own… Found one person, not living far from myself, who interestingly enough decided that I had nifty descriptions for my auction, and that he needed to "Borrow" them.. My Auction: http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1188598543 His Auction(s): http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1003691569 3 Other auctions using the exact same plagarised description.  <Sigh Can anyone see the similarities? Sheesh, it was nice of him to at least strip my HTML and change a *few* words here and there. Oh well, his buyers will get a shock when they find out that shipping is going to cost them a fortune, unless the seller has managed to seek out and get decent shipping options like I have…   Due to the dimensions, to send thes bikes out to the west coast using "regular" shipping methods will run into the $100.00++ range for shipping alone..  :)  I sure hope people are getting quotes before bidding! — Mark,  Courtice, Ontario, Canada

Response:

Well, I had a look at both auctions. I’m not saying he didn’t copy your list of features. In fact, it’s apparent that he did unless you both independently came up with the same incorrect spelling for "easilly." However to me, these look like the features that are typically printed on the outside of a box, or in sales literature. It is possible that you were both working from the same original source, like a manufacturer’s list of features. There are only so many ways to say "rust-free aluminum frame"

I actually emailed him last night, with a politely worded "Thanks for ripping off my auction!" blurb, and got a response this morning. He admits ripping my text..  He says that he thought it came right from the box untill he looked closer.    Very little of my text came "straight from the box", or any literature for that matter. Pretty much all of the information that is posted in that description is a result of approximately 300 emails (all of which I responded to seperately, taking many hours of my time!) asking for more "Detailed Information", which I didn’t have in my initial few auctions for these items.. So, all the information there is carefully worded to answer just about any possible question that could be asked, which is exactly what I stress at the opening of the description.  The real burn is that it took me about 10-15 auctions, and as I mentioned, several hundred email responses, to refine the description to that level, and then someone just goes and rips it. At least he was honest enough to admit to it, and he assures me that he will credit me in any future auctions for which he reuses the same description over again.  Hopefully he changes it completely so that I don’t have possible buyers comparing our auctions and thinking that something is fishy, especially with our proximity to each other. The real burn is that it turns out this guy contacted me in email on the 7′th (Through eBay) asking for a shipping quote to a Niagara Falls NY address, for which I provided..  He actually lives about 20 minutes from me, and was seemingly just testing out my available shipping prices, versus his.  Might have been a friends house, or could have just been a random address of the ‘Net, who knows. He won’t get the same prices I do, I can rest assured of that, though.. <sigh — Mark,  Courtice, Ontario, Canada

Response:

lol

– Hide quoted text — Show quoted text – You did of course get the manufacturer’s permission to use their picture of the product?  I found that same picture on a dozen or so sites on the internet… the others who used it are dealers. Ron Hade some spare time this evening, email was slow, so thought I would sit back and check out the competition, so I did some keyword searches checking for similar auctions to my own… Found one person, not living far from myself, who interestingly enough decided that I had nifty descriptions for my auction, and that he needed to "Borrow" them.. My Auction: http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1188598543 His Auction(s): http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1003691569 3 Other auctions using the exact same plagarised description.  <Sigh Can anyone see the similarities? Sheesh, it was nice of him to at least strip my HTML and change a *few* words here and there. Oh well, his buyers will get a shock when they find out that shipping is going to cost them a fortune, unless the seller has managed to seek out and get decent shipping options like I have…   Due to the dimensions, to send thes bikes out to the west coast using "regular" shipping methods will run into the $100.00++ range for shipping alone..  :)  I sure hope people are getting quotes before bidding! — Mark,  Courtice, Ontario, Canada

Response:

After reading your description of how you arrived at your final auction text, I can see how you would be irritated (to say the least) at a competitor who steals it. If it were me, I’d write back to the guy and say: "Forget giving me credit, I’ll take the cash." my-wings

– Hide quoted text — Show quoted text – Well, I had a look at both auctions. I’m not saying he didn’t copy your list of features. In fact, it’s apparent that he did unless you both independently came up with the same incorrect spelling for "easilly." However to me, these look like the features that are typically printed on the outside of a box, or in sales literature. It is possible that you were both working from the same original source, like a manufacturer’s list of features. There are only so many ways to say "rust-free aluminum frame" I actually emailed him last night, with a politely worded "Thanks for ripping off my auction!" blurb, and got a response this morning. He admits ripping my text..  He says that he thought it came right from the box untill he looked closer.    Very little of my text came "straight from the box", or any literature for that matter. Pretty much all of the information that is posted in that description is a result of approximately 300 emails (all of which I responded to seperately, taking many hours of my time!) asking for more "Detailed Information", which I didn’t have in my initial few auctions for these items.. So, all the information there is carefully worded to answer just about any possible question that could be asked, which is exactly what I stress at the opening of the description.  The real burn is that it took me about 10-15 auctions, and as I mentioned, several hundred email responses, to refine the description to that level, and then someone just goes and rips it. At least he was honest enough to admit to it, and he assures me that he will credit me in any future auctions for which he reuses the same description over again.  Hopefully he changes it completely so that I don’t have possible buyers comparing our auctions and thinking that something is fishy, especially with our proximity to each other. The real burn is that it turns out this guy contacted me in email on the 7′th (Through eBay) asking for a shipping quote to a Niagara Falls NY address, for which I provided..  He actually lives about 20 minutes from me, and was seemingly just testing out my available shipping prices, versus his.  Might have been a friends house, or could have just been a random address of the ‘Net, who knows. He won’t get the same prices I do, I can rest assured of that, though.. <sigh — Mark,  Courtice, Ontario, Canada

Response:

checking for similar auctions to my own… Found one person, not living far from myself, who interestingly enough decided that I had nifty descriptions for my auction, and that he needed to "Borrow" them

I had that happen to me one time.  I was kinda flattered – my writing ability is not so great. I Emailed the guy and said I would appreciate a commission on any sales he might make with my copy – he Eed back and said watch the mail box for the check — still watching. John

Response:

You did of course get the manufacturer’s permission to use their picture of the product?  I found that same picture on a dozen or so sites on the internet… the others who used it are dealers. Ron – Hide quoted text — Show quoted text – Hade some spare time this evening, email was slow, so thought I would sit back and check out the competition, so I did some keyword searches checking for similar auctions to my own… Found one person, not living far from myself, who interestingly enough decided that I had nifty descriptions for my auction, and that he needed to "Borrow" them.. My Auction: http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1188598543 His Auction(s): http://cgi.ebay.com/aw-cgi/eBayISAPI.dll?ViewItem&item=1003691569 3 Other auctions using the exact same plagarised description.  <Sigh Can anyone see the similarities? Sheesh, it was nice of him to at least strip my HTML and change a *few* words here and there. Oh well, his buyers will get a shock when they find out that shipping is going to cost them a fortune, unless the seller has managed to seek out and get decent shipping options like I have…   Due to the dimensions, to send thes bikes out to the west coast using "regular" shipping methods will run into the $100.00++ range for shipping alone..  :)  I sure hope people are getting quotes before bidding! — Mark,  Courtice, Ontario, Canada

Response:

How do we compute the minimum size of a sail ? (a square sail)

Question:

Maybe he means how do we compute the minimum of the sum of h+w+d of a folded square sail?  This is useful to see if it will fit into a particular space when folded. That would be interesting, except there is no standard for patch sizes, accounting for age of material etc. It either will fit or you find another location for it.

Well, besides the 2D size of the square you’d have to know stuff like the thickness of the material, the modulus of elasticity, the minimum radius of a fold, etc.  An interesting exercise, but much easier to do as you say: either it will fit or you find another location for it. Steve

Response:

Maybe what he wants to know is the minimum sail area for a given performance and range of conditions.  In other words maybe he wants to do a sail plan design and needs the factors that have to be takeninto consideration in order to come up with the best set of tradeoffs. — — Gregg                                       "Eschew surplusage." Smithsonian Center for Astrophysics            Mark Twain Phone: (617) 496-7237                

Response:

If it’s Mylar – almost 0 If its Kevlar reinforced plastic sheet it should be rolled not folded.                         Guy Hilliard PS a little more clarification and information would make answering this a LOT easier! – Hide quoted text — Show quoted text – Hi How do we compute the minimum size of a square sail ? Length x 2 Is this trick question week? Maybe he means how do we compute the minimum of the sum of h+w+d of a folded square sail?  This is useful to see if it will fit into a particular space when folded. Steve

Response:

- Hide quoted text — Show quoted text – No, No, No, Dave. It is 2 x L(4+W/2) x 3.14 x 0   +   L x W or 2L or 2W since it is square. Now, what is the Maximun size? — You can lead me to the water, but not away from it. Hi How do we compute the minimum size of a square sail ? Length x 2 Is this trick question week?

Diagonal x 2? 8^) — DAVe

Response:

Hi How do we compute the minimum size of a square sail ? Length x 2 Is this trick question week?

Maybe he means how do we compute the minimum of the sum of h+w+d of a folded square sail?  This is useful to see if it will fit into a particular space when folded. Steve

Response:

Maybe he means how do we compute the minimum of the sum of h+w+d of a folded square sail?  This is useful to see if it will fit into a particular space when folded.

That would be interesting, except there is no standard for patch sizes, accounting for age of material etc. It either will fit or you find another location for it.

Response:

Is this different from the normal math forumula of  L x W? Or is this some type of sailing term? — You can lead me to the water, but not away from it.

– Hide quoted text — Show quoted text – Hi How do we compute the minimum size of a square sail ? Thank Bye Gaetan

Response:

Hi How do we compute the minimum size of a square sail ?

Length x 2 Is this trick question week? — DAVe

Response:

No, No, No, Dave. It is 2 x L(4+W/2) x 3.14 x 0   +   L x W or 2L or 2W since it is square. Now, what is the Maximun size? — You can lead me to the water, but not away from it.

– Hide quoted text — Show quoted text – Hi How do we compute the minimum size of a square sail ? Length x 2 Is this trick question week? — DAVe

Response:

Hi How do we compute the minimum size of a square sail ? Thank Bye Gaetan

To do what?

Response:

Hi How do we compute the minimum size of a square sail ? Thank Bye Gaetan

Response:

Adventures of the Low Time Pilot (3 of 3 – the final saga)

Question:

Been there. Done that. Circumstances slightly different. Just as dumb. :{)Jim It’s an awesume responsibility being stupid!

Response:

By popular demand, we again drop in on the now famous, low time pilot. The last time we saw him, he had just evaded yet another crash into the darkness due to a lack of fuel system awareness. Some time has passed and he has been flying his AA-1 most vigorously, racking up over 100 hrs in it in just six months. Having about 200 hrs total time now, with over half of it in this airplane, he has entered the "invicible stage" in his piloting career. That’s the one where he is competant enough to fly himself into many a situation that he doesn’t have the wisdom or experience yet to fly himself back out of. The following is a brief accounting of one of those situations. On a Sunday flight out to the ocean beaches, "Low Time" and his trusty co-pilot "Half Pint", find themselves enjoying an unseasonably warm and sunny day in the middle of what would normally be a wet and dreary Pacific Northwest winter. They had departed with less than full fuel, and the plan was to fill up on the way back from the coast, in Astoria. Though they had never actually refueled in Astoria before, they had landed there a few times, and found it to be a large multi-strip airport, which seemd to have plenty of facilities. During the pre-flight planning process, the "little black book" showed it to indeed have all sorts of fuel available, so it was included in the flight plan. The other small strips along the coast in that area didn’t have any fuel, hence the careful planning regarding a return refueling stop. All of the usual ground antics involving these two flyers took place that day, including the flying of kites at Seaside, a trip to the salt water taffy store, a visit to the future site of a home for a famous whale, some carousel rides, and much to much candy and ice-cream. As with all good things, the day was coming to an end and Low Time wanted to get back before he had to navigate the hills between the coast and the inland metropolitan area, in the dark. They piled into their trusty Yankee steed, and after letting out their seatbelts out a bit to get them buckled, they were ready to roll. After departing, it was just a 5 minute hop to the Astoria fuel pump. One of those deals where you takeoff, make a jog or two, and then get lined up for a straight in to the next runway. The sun was on it’s way down, and he was glad they had left when they did as it looked like a few clouds were starting to appear behind them. They made the landing, and headed over to what appeared to be the only gas pumps on the field. The place was a ghost town. Not a soul in site on the whole field. Nothing nowhere. As they neared the pumps, it became obvious that the place was closed and their hopes of refueling had been dashed. Shutting off the engine and coasting up to the locked pumps, Low Time pulled out the airport guide and the chart and started looking for another place to get some gas, while Half Pint started asking questions. "Are they closed", she asked? "Looks like it", he replied. "But where are we going to get gas?" "Not sure yet." "Do we have enough to get back home?" "Nope, we’re already pretty low and almost into our 30 minute reserve." "Do we have to stay here tonight?" "I have school in  the morning you know" she said, already sounding like somebody’s mother, even at the age of 6. Pondering the thought of staying in Astoria for the night, Low Time looked around a little and things were starting to look pretty grim. With weather closing in behind them, darkness on the way, and obligation of school in the morning, the first twinges of "get home itis" were starting to set in. The closest "real" airport on the chart was Hoquium. It was directly to the north and although they would be landing without the required 30 minutes of reserve fuel on board, they would be able to make it OK, and skies were clear in that direction. If they did go that way though, and there was no fuel there either, they would have shot their only chance, and would have to stay there for the night for sure, because there is just nothing else around there. Thoughts of trying to find a place to stay for the night in Hoquium were pretty dismal, and just about as grim as staying right where they were, in Astoria. Besides that, they wanted to go to the east to get back home. What did lie to the east? Some hills to get over, and a bunch of little airstrips that also have no fuel, or at least no fuel on a Sunday evening. There was Elma. "We could make that", he thought. But then visions of that little run down airport with a stinky but good little cafe, and a fuel pump that usually had a sign that said "out of service" hanging on it came to mind, and crushed his hopes of getting anything there, except a cold while sleeping in the plane. He started to look around in the plane to see what the blanket situation was like, and it was grim as well. It was going to get plenty cold that night, and since they had planned to be back before dark, they hadn’t really come prepared for camping out in the airplane. [they should have just parked it at this point, and called for a cab, gone to whatever hotel there was - even with cockroaches - and spent the night there on Mr. Visa] What else was to the east? Well, way out there, and pretty close to the flight path we would take to get home anyway, there is always Olympia. A pretty good size "real" airport that even has a tower, and two different FBO’s with fuel, with at least one of those being open late enough to have refueled in the dark there before. "Can we make it", he thought? Getting out the straight edge, the POH, and the calculator, he went to work trying to calculate their probable demise. "Let’s see." "To take the straight line we gotta climb pretty good initially to get over the first set of hills." "Then we can hold that altitude all the way to here, at which point we can make a 500 fpm decent to here, and from there get lined up for a glide to a landing if we had to". Does it sound like it would be too close? Why chance it? What was it that was so bad about staying there for the night? So what about the little one missing a day of school. And why would anyone want to risk not only their own life, but their whole family’s life as well? Is "get home itis" that powerful? He had read about "get home itis" before in the various flying magazines and been warned by his primary instructor about it, but he always thought "how absurd, that would never happen to me". The other factor working here was the fact that he really thought they could make it to the destination airport. He had calculated it very carefully, and confirmed the calculations with a "does this seem right" angle, based on quite a bit of recent flying experience in this same airplane. He knew the airplane pretty well, and had used it mostly for cross country flights of full tank leg distances, and he knew pretty much exactly what it would take to make the hop to Olympia. The biggest unknowm was; "exactly how much fuel do I have onboard?" [There is a reason for the 30 and 45 minute reserve rules. They are there so that you never have to know to the drop how much fuel you have. They give you a margin of error. A much needed one in this case.] He knew that when he left he was slightly under full, but how much under? He pulled out his log book and had a look at it. It showed about 30 minutes of flight from the point where he filled up, to the point where he landed and where they had left from initially that day. Then he calculated where they had gone that day and the flight times, and then checked all that against what the fuel sight tubes actually said. It all seemd to jive about down to the penny… which is too close when it comes to fuel and flying over rough terrain. He had made up his mind, and they were going to give it a shot. He took out a pen and circled all of the little private fields along the flight path, just in case. He extended VOR lines to them so he could use that to better identify them as he flew. He double checked his power settings chart to figure out what rpm was going to give him the best gas milage. He fired it up, and off they went. [What... are we going into battle here or something? Do you have to save the world tonight? Are we taking the President to the nuclear fall out shelter before the bombs hit? What's the big godamn emergency? Stop, turn back, get out the Visa card and spend the night on the ocean coast!] They departed with the flat angle climbout one would use in a race. Aiming the angle with just enough climb to clear the first set of hills. They were already out over water, the mouth of the Columbia River, and visions of other "emergency situations" in the past were entering the pilots mind. He was already using a somewhat reduced power setting to conserve a little even while climbing, and the little bird, being lightly loaded, was performing well. Half Pint, in all of her worldly wisdom, was monitioring the fuel sight tubes and barking out the fuel status report about every 10 seconds it seemed, while Low Time held a dead straight course, monitored their position on the chart and identified the small "farm airfields" as they went. They had cleared the first set of hills, and had leveled off while going to their reduced power "maximum range" cruise setting. At that point he switched tanks to make sure they were both working like they were when they departed, and then switched to the lowest tank, with the plan being to run it all the way dry. Half Pint was watching intently as her’s was the lower tank. Low Time looked over and said, "we’ll have to run your tank dry, then switch over to mine". She got a scared look on her face giving the impression that maybe if "her tank" went dry, her half of the airplane would fall down or something. Low Time reassured her that "everything would be fime", but nobody in the plane that night really believed a word of it. As the engine sputtered and tried to quit, he hit the boost pump and … read more »

Response:

Bangkok-Phuket

Question:

I am planning a 3-day trip to Phuket. I will be in Bangkok towards the end of June 99.  From there, I would like to book a package for Phuket – maybe for 3 days 2 nights. Could anyone staying in Bangkok let me know about the package cost for a Phuket trip? The package should include Airfare from Phuket-Bangkok, 2 nights Accomodation in Phuket and airport transfer. Thanks

Response:

Hi M1! Last December we paid about 50 USD for the airfare. A fine hotel will cost you about 40 USD a night. (booking in Phuket can be chaeper!) But hotels in Phuket are much more expensive as elswhere in Thailand. Lots of travel agents can be found in the Hualampong (trainstation) area. Good luck! Aarjan – Hide quoted text — Show quoted text – I am planning a 3-day trip to Phuket. I will be in Bangkok towards the end of June 99.  From there, I would like to book a package for Phuket – maybe for 3 days 2 nights. Could anyone staying in Bangkok let me know about the package cost for a Phuket trip? The package should include Airfare from Phuket-Bangkok, 2 nights Accomodation in Phuket and airport transfer. Thanks

Response:

     I know one-way trip ticket from BKK to Koh Samui is about 1785Baht(70 US$).Phuket is near Koh Samui,so it should be about 80$.                               _\|//_ Thai                         (‘ . . ‘)                                   CHINNIE

Response:

I flew, it cost a few more bucks than driving but I think is worth it, you wont see anything on the road at night.  Good Luck repond back to Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions. I took the night train/bus combination to Phuket, and it is a long, long trip.  I flew back to Bangkok from Ko Samui and liked it way better.  As a side note, I really preferred Ko Samui to Phuket all the way around.

How much does it cost American$ to make this plane trip?

Response:

I flew, it cost a few more bucks than driving but I think is worth it, you wont see anything on the road at night.  Good Luck repond back to – Hide quoted text — Show quoted text – Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

Response:

Bruce; I just return from Phuket & the only way to travel is air. Very modern airport which accomadates jets. Fly business class for only 20-30$ more. Phuket is probably my favorite vacation destination out of the USA. There are several beaches which accomadate many "tastes"

Response:

I flew, it cost a few more bucks than driving but I think is worth it, you wont see anything on the road at night.  Good Luck repond back to Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

I took the night train/bus combination to Phuket, and it is a long, long trip.  I flew back to Bangkok from Ko Samui and liked it way better.  As a side note, I really preferred Ko Samui to Phuket all the way around.

Response:

Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

Four days and no response. I am truly amazed. The best way to Phuket is however you decide. Flying is fine, not so expensive and quick. It is about $70US one way. Driving is fun but takes two days. The train is cheap takes two days and you decide what your time is worth. An overnight bus is probably the cheapest and passably comfortable. There are flights from Europe that land in Phuket. It all depends on how you like to travel, where you are coming from and at what time you arrive in BKK. Bernie

Response:

way.  Its a real cool way to see the country and travel like a true thai.  The only problem was getting to the bus station and finding the
bus…unless you speak thai, it may be difficult.  I would strongly suggest that you take a cab out to the bus station.  

All you have to do is ask for the ‘bore core sore’ – Use ‘english english’ intonation I guarantee every Thai you speak to will point you to the bus station. — Noah Shepherd SeaCanoe… Pacific Asia Travel Association Gold Award 1996 Environment – Ecotourism British Airways ‘Tourism for Tomorrow’ Awards Pacific Regional Winner 1995 Green Globe Awards: Commendation 1996 Noah Shepherd General Manager Sea Canoe Thailand Co., Ltd. PO Box 276 Phuket 83000 Thailand Tel:  + 66 76 212 252 Fax:  + 66 76 212 172 http://www.seacanoe.com

Response:

For Bangkok/Phuket, fly. It’s the most direct route and fastest. Michelle Don Bar Travel, NYC

Response:

Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

Hi Brian! You cant go by train, as Phuket is not connected to the railway system. I guess, the best way to go is by THAI. If you want a cheaper way, there are plenty of overnight busses by private bus companies as well as by the government bus company. Ask any travel agency or go directly to the Southern Bus Terminal in Bangkok. Regards, Karsten — Karsten Meyer Institute of Systematic Botany, University of Mainz 55099 Mainz – Germany Tel: +49 6131-39 25 91 Fax: +49 6131- 39 35 24

Response:

Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

Brian: It is an hour flight from BKK.  Thai International flies quite a few flights daily.  Sit on the left side of the plane and you will have a very nice view of the Phang Nga karsts(sp?) as you approach PKT.  Let me know how you fare. David

Response:

Travel in Thailand by bus is very comfortable, but try to get a "V.I.P." bus. They are a bit more expensive but give you much more space. Of course,
it still is a BUS ride, but usually there is only 1 stop overnight. The
same applies for buses on most long-distance routes in Thailand (Chiang
Mai, Chiang Rai, …)
Good luck!
– Hide quoted text — Show quoted text – I would never recommend taking the bus unless you absolutely cannot afford
the airfare.  As for comfort, they keep the temperature at about 50 degrees
F, no toilet, infrequent stops.  It might be spacious for someone 5′ tall
but not over 6′.  Most of the buses go at night so there’s not much to see.
 I think all the drivers graduated from the Indy 500 racing school.  If
this appeals to you, go for it!  
You should try both the bus and the plane.  I did that last summer and I
would highly recommend traveling by bus to Phuket (about $20 one way and
and think about 12 hours).  The buses are much more spacious than planes
or trains and its a good way to see the countryside.  They also provide
you with meals on the bus and at a small outdoor restaurant along the way.  Its a real cool way to see the country and travel like a true thai.  The only problem was getting to the bus station and finding the
bus…unless you speak thai, it may be difficult.  I would strongly suggest that you take a cab out to the bus station.  
But on the way back to Bkk, you should fly on Thai Airlines.  Its about
$80 and they leave almost every hour.  And it only takes about 1 hour to
get back.  Have a good time.
Sang

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Response:

I would never recommend taking the bus unless you absolutely cannot afford the airfare.  As for comfort, they keep the temperature at about 50 degrees F, no toilet, infrequent stops.  It might be spacious for someone 5′ tall but not over 6′.  Most of the buses go at night so there’s not much to see.  I think all the drivers graduated from the Indy 500 racing school.  If this appeals to you, go for it!   – Hide quoted text — Show quoted text – You should try both the bus and the plane.  I did that last summer and I would highly recommend traveling by bus to Phuket (about $20 one way and and think about 12 hours).  The buses are much more spacious than planes or trains and its a good way to see the countryside.  They also provide you with meals on the bus and at a small outdoor restaurant along the way.  Its a real cool way to see the country and travel like a true thai.  The only problem was getting to the bus station and finding the bus…unless you speak thai, it may be difficult.  I would strongly suggest that you take a cab out to the bus station.   But on the way back to Bkk, you should fly on Thai Airlines.  Its about $80 and they leave almost every hour.  And it only takes about 1 hour to get back.  Have a good time. Sang

Response:

Hi Brian,         The best way to get to Phuket from BKK is to fly! It takes about an hour and costs about $80.00 US one-way. You can take a bus or train, but it would take at least 12 hours. If you have the time, this is a nice way to see the countryside, but an hour flight for $80 makes more sense to me!         Once at the Phuket airport, it will cost you 200 – 400 baht (If I remember) by taxi or limo to reach your destination in Phuket. I can recommend Patong Beach for nightlife and accommodations. The other beaches are beautiful, but a bit more laid back. In Patong, check out Big Bill at the Rock Hard Cafe. Tell him Gary from Connecticut sent you!         Have fun!

Response:

You should try both the bus and the plane.  I did that last summer and I would highly recommend traveling by bus to Phuket (about $20 one way and and think about 12 hours).  The buses are much more spacious than planes or trains and its a good way to see the countryside.  They also provide you with meals on the bus and at a small outdoor restaurant along the way.  Its a real cool way to see the country and travel like a true thai.  The only problem was getting to the bus station and finding the bus…unless you speak thai, it may be difficult.  I would strongly suggest that you take a cab out to the bus station.   But on the way back to Bkk, you should fly on Thai Airlines.  Its about $80 and they leave almost every hour.  And it only takes about 1 hour to get back.  Have a good time. Sang

Response:

Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

The best and easiest way is to take a THAI flight from Bangkok. The roudtrip fare is about 170 USD. Indeed the southern beach of Nai Harn is beautifull and quiet. There is a very good five star hotel ‘Phuket Yacht Club’ on the cliffs overlooking the bay. There are many cheaper bungalow resorts on Nai Harn also. Have a nice trip. Mark F. Verfaillie Thai=Flemish Friendship Association Koekelare Belgium

Response:

Can anyone suggest the best way to get to Phuket? Should I fly, take train, or rent a car for the trip. I have heard many nice things about the southern beaches. I appreciate any and all suggestions.

Response:

Just a littly Chromium info

Question:

Chromium Use in Diabetes – Recent Notoriety Tim Sawyers, RPh,MBA,CDE We believe the information presented to be accurate and current at the time of publication. We would remind the  reader, however, that he or she is responsible for utilizing professional judgement and for confirming or interpreting the findings presented here before utilizing the information. National media reports of new findings regarding the use of chromium supplements in diabetes are incomplete and may mislead persons with diabetes into inappropriate therapy. Recent reports allege that chromium supplements help just about everyone and target the diabetic patient. Industry advertising makes claims that chromium will conquer obesity, sensitize cells to insulin action, help avoid hypoglycemia and reduce sugar cravings. It has been suggested by the media that regular chromium use may allow a person with diabetes to increase sugar ("sweets") intake without accounting for the increase in carbohydrates and calories. In other words, eat as much as you want and let the chromium control the excesses. Seems too good to be true, because it is. This is not a quick fix for diabetics with uncontrolled blood sugar and who are nutritionally challenged. Our bodies require chromium for metabolism of protein, carbohydrates and lipids. Chromium is also necessary for the production of glucose tolerance factor (GTF) which facilitates the action of insulin. Studies have shown that chromium can improve glucose tolerance and carbohydrate metabolism in specific groups of chromium-deficient patients: long-term I.V. nutritional therapy; malnutrition, especially in the elderly. Results of chromium supplementation in otherwise healthy diabetics are  inconclusive. It is difficult to draw conclusions from these studies,  because it is likely that those who benefitted from chromium supplements  also had a chromium deficiency. Such deficiencies are uncommon among most  people with diabetes.  Although chromium is an important element in the human body, there is no way  to measure exactly how much we need, how much we have, how much we get from  our meals, whether the body actually uses chromium ingested in the form of  supplements, and whether an otherwise healthy person is chromium deficient. The American Diabetes Association’s Clinical Practice Recommendations (1996) states: "…. it appears that most people with diabetes are not chromium deficient and, therefore, chromium supplementation has no known benefit." If patients insist on chromium supplementation, recommend the biologically active form of trivalent chromium (GTF) which has absorption of approximately 10-25% compared to inorganic chromium (1% absorption). As an alternative suggest brewers’ yeast, which is the richest dietary source of chromium. "Brenda" *** You mean the waistband on these pants "isn’t" supposed to ride right below the boobs? ***   COOL! "One of the new "druggies" and lovin’ it!" "Let your jeans be the judge!"

Response:

writes: Chromium Use in Diabetes – Recent Notoriety Tim Sawyers, RPh,MBA,CDE We believe the information presented to be accurate and current at the time of publication. We would remind the  reader, however, that he or

she is responsible for utilizing professional judgement and for confirming or interpreting the findings presented here before utilizing the information. GOOD ADVICE FOR ANY LITERATURE! National media reports of new findings regarding the use of chromium supplements in diabetes are incomplete and may mislead persons with diabetes into inappropriate therapy.

ANYONE WHO SETS THEIR OWN REGIMEN WITHOUT MEDICAL ADVICE IS A PIONEER! Recent reports allege that chromium supplements help just about everyone and target the diabetic patient. Industry advertising makes claims that chromium will conquer obesity, sensitize cells to insulin action, help avoid hypoglycemia and reduce sugar cravings. It has been suggested by the media that regular chromium use may allow a person with diabetes to increase sugar ("sweets") intake without accounting for the increase in carbohydrates and calories. In other words, eat as much as you want and let the chromium control the excesses. THAT’S A DUMB IDEA! Seems too good to be true, because it is. This is not a quick fix for diabetics with uncontrolled blood sugar and who are nutritionally challenged. Our bodies require chromium for metabolism of protein, carbohydrates and lipids. Chromium is also necessary for the

production of glucose tolerance factor (GTF) which facilitates the action of insulin. A GTF IS A "HOLY GRAIL" LONG-SOUGHT BUT NEVER PROVEN TO EVEN EXIST.  Studies have shown that chromium can improve glucose tolerance and carbohydrate metabolism in specific groups of chromium-deficient patients: long-term I.V. nutritional therapy; CLINICALLY, BIOAVAILABLE CHROMIUM IS NOT NORMALLY ADMINISTERED BY IV FOR THESE PURPOSES. IT IS AN ORALLY INGESTED "MAJOR METAL" NUTRIENT (AS CONTRASTED WITH A "TRACE MINERAL"). RDI IS 150 MIKES A DAY. malnutrition, especially in the elderly. "INSULIN RESISTANCE", UPON WHICH CHROMIUM ACTS, TENDS TO INCREASE WITH THE AGING OF THE BODY. Results of chromium supplementation in otherwise healthy

SPECIFICALLY WHAT DOES "OTHERWISE HEALTHY" MEAN AS USED HERE? diabetics are inconclusive. It is difficult to draw conclusions from these studies, because it is likely that those who benefitted from chromium supplements also had a chromium deficiency. ACCORDING TO THE USDA, MOST OF US HAVE SUCH A DEFICIENCY, WHETHER DIABETIC OR NOT. CERTAINLY MORE TESTING IS NEEDED BEFORE FULL MEDICAL ACCEPTANCE WOULD BE EVEN REASONABLE. Such deficiencies are uncommon among most people with diabetes. EXISTING DATA FROM USDA AND _SOME_ TESTING INDICATES OTHERWISE. (SEE ABOVE). Although chromium is an important element in the human body, there is no way to measure exactly how much we need, how much we have, how much we get from our meals, whether the body actually uses chromium ingested in the form of supplements, and whether an otherwise healthy person is chromium deficient. FLAT OUT UNTRUE. SUCH TESTING CAN AND HAS BEEN DONE, BUT INFREQUENTLY AS IT’S EXPENSIVE AND DIFFICULT TO PERFORM. USEAGE OF DIETARY CHROMIUM SUPPLEMENTS HAS BEEN THOROUGHLY PROVEN EFFICACIOUS IN MANY CASES; NOT SO CERTAINLY IN OTHERS. THIS IS TOO EXTREME A STATEMENT.   The American Diabetes Association’s Clinical Practice Recommendations (1996) states: "…. it appears that most people with diabetes are not

chromium deficient and, therefore, chromium supplementation has no known benefit." THIS IS SIMPLE CONJECTURE. THE ONLY EXTRAPOLATIVE TESTING I HAVE SEEN IS THE USDA HUMAN NUTRITION DEPT’S WORK WHICH LED TO A "90% OF THE US POPULATION BEING DEFICIENT" PROJECTION. THE REMAINDER OF THE STATEMENT FLIES IN THE FACE OF EXPERIMENTAL PROOF KNOWN TO THE ADA. If patients insist on chromium supplementation, recommend the biologically active form of trivalent chromium (GTF) AGAIN, THE "GTF" IS A CONJECTURAL COMPOSITION — THOUGHT TO EXIST BUT NEVER PROVEN TO EXIST. IT’S JUST A MARKETING TERM AT PRESENT. which has absorption of approximately 10-25% compared to inorganic chromium (1% absorption). ABSORPTION OF CHROMIUM PARTLY DEPENDS ON NEED AND PARTLY BEING IN A CHELATED/COLLOIDAL FORM. METALS IN GENERAL AREN’T ABSORBED WELL INLESS WRAPPED IN AN L-AMINO (CHELATED) OR IN THE PROPER COLLOIDAL FORM, NEGATIVELY IONIZED. As an alternative suggest brewers’ yeast, which is the richest dietary source of chromium. TOTALLY TRUE, IF YOU CAN GAG ENOUGH DOWN. – Hide quoted text — Show quoted text -"Brenda", with comments by Ralph *** You mean the waistband on these pants "isn’t" supposed to ride right below the boobs? ***   COOL! "One of the new "druggies" and lovin’ it!" "Let your jeans be the judge!"

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