Question:

– Hide quoted text — Show quoted text –    Somebody have a link for me? No, not for 180’s daughter,    for the 300C.    CobraJet http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK That must be a prototype.  Too bad they chopped the top on the production version.  I kind of like this blue one. 180 Out TS 28 LOL, Gotta love those old taxicabs.    In service, the Checker Marathon had 226 and 266-inch inline 6’s built by Continental Engine out of Muskogee. The sedans and wagons ran on 120-inch wheelbases, with the limo at 129. In the mid-60’s, they began sourcing 283’s and 327’s from Shivvy. Shipping weight on the sedan was 3400 lbs. They were indestructible, for the most part. I’d take one with a 455 Olds transplant and run it up against (literally) a 300C.    CobraJet This has to be one of the coolest Checkers on the planet: http://www.ultimatetaxi.com/

   I think it should be painted Owlsley Purple. – Hide quoted text — Show quoted text – Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

– Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too. No accounting for taste.  Somebody have a link for me? No, not for 180’s daughter, for  the 300C.  CobraJet http://www.chrysler.com/300/index.html?context=homepage&type=top   I really tried to like it, but the grille killed the deal. Oh   well.   CobraJet It’s OK but I see it as the four-door sedan version of the PT Cruiser. The Cruiser’s styling grew old real quick for me.  I think the 300 will do the same.  I do give Chrysler credit for giving us a RWD car with a decent V-8 though.  I don’t think we would see this car from them if it weren’t its Mercedes roots. How about the Magnum?  Seen the TV ads yet?  Nice… It looks like a nice car too.  I think it’s funny they are trying to keep it from being labeled a station wagon.  It reminds me of the Country Squire, Buick wagons etc.  Remember those?

Sure!  My Mom used to drive a fake woody ‘66 Colony Park with a 390 in it.  I broke the motor mounts on it doing neutral drops. The Magnum does look like a wagon, but I think the Pacifica does too.   If you look at a lot of SUVs (or whatever they’re calling them these days) with those old wagons in mind, they’re not that much different looking. Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

– Hide quoted text — Show quoted text –    Somebody have a link for me? No, not for 180’s daughter,    for the 300C.    CobraJet http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK That must be a prototype.  Too bad they chopped the top on the production version.  I kind of like this blue one. 180 Out TS 28 LOL, Gotta love those old taxicabs.    In service, the Checker Marathon had 226 and 266-inch inline 6’s built by Continental Engine out of Muskogee. The sedans and wagons ran on 120-inch wheelbases, with the limo at 129. In the mid-60’s, they began sourcing 283’s and 327’s from Shivvy. Shipping weight on the sedan was 3400 lbs. They were indestructible, for the most part. I’d take one with a 455 Olds transplant and run it up against (literally) a 300C.    CobraJet

This has to be one of the coolest Checkers on the planet: http://www.ultimatetaxi.com/ Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

- Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too. No accounting for taste.  Somebody have a link for me? No, not for 180’s daughter, for  the 300C.  CobraJet http://www.chrysler.com/300/index.html?context=homepage&type=top   I really tried to like it, but the grille killed the deal. Oh   well.   CobraJet It’s OK but I see it as the four-door sedan version of the PT Cruiser. The Cruiser’s styling grew old real quick for me.  I think the 300 will do the same.  I do give Chrysler credit for giving us a RWD car with a decent V-8 though.  I don’t think we would see this car from them if it weren’t its Mercedes roots. How about the Magnum?  Seen the TV ads yet?  Nice…

It looks like a nice car too.  I think it’s funny they are trying to keep it from being labeled a station wagon.  It reminds me of the Country Squire, Buick wagons etc.  Remember those? – Hide quoted text — Show quoted text – Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

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You’d take one with an Olds 455?!  A GM powerplant?!  You wouldn’t go with a respectable Blue Oval 427, 8 or 9…?  Are you feeling well?

I think he just wanted to save the good iron and use the bowtie for bashing into things. They make nice paperweights, but put some speed on one and you have a wrecking ball, then a big doorstop once it stops moving. — Scott W. ‘66 Mustang HCS ‘68 Ranchero 500 ‘68 Fury III Fastback

Response:

- Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too. No accounting for taste. Somebody have a link for me? No, not for 180’s daughter, for the 300C. CobraJet http://www.chrysler.com/300/index.html?context=homepage&type=top  I really tried to like it, but the grille killed the deal. Oh  well.  CobraJet It’s OK but I see it as the four-door sedan version of the PT Cruiser. The Cruiser’s styling grew old real quick for me.  I think the 300 will do the same.  I do give Chrysler credit for giving us a RWD car with a decent V-8 though.  I don’t think we would see this car from them if it weren’t its Mercedes roots. How about the Magnum?  Seen the TV ads yet?  Nice… It looks like a nice car too.  I think it’s funny they are trying to keep it from being labeled a station wagon.  It reminds me of the Country Squire, Buick wagons etc.  Remember those? Sure!  My Mom used to drive a fake woody ‘66 Colony Park with a 390 in it.  I broke the motor mounts on it doing neutral drops. The Magnum does look like a wagon, but I think the Pacifica does too.   If you look at a lot of SUVs (or whatever they’re calling them these days) with those old wagons in mind, they’re not that much different looking.

I think the minivan, SUV and station wagon are all merging into the same vehicle.  I just hope they don’t become something completely hideous like the Pontiac Aztec.  I still have a gag reflex when I see one of those things (I wouldn’t insult SUV’s by calling it one) rolling down the road. – Hide quoted text — Show quoted text – Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK That must be a prototype.  Too bad they chopped the top on the production version.  I kind of like this blue one. LOL, Gotta love those old taxicabs.    In service, the Checker Marathon had 226 and 266-inch inline 6’s built by Continental Engine out of Muskogee. The sedans and wagons ran on 120-inch wheelbases, with the limo at 129. In the mid-60’s, they began sourcing 283’s and 327’s from Shivvy. Shipping weight on the sedan was 3400 lbs. They were indestructible, for the most part. I’d take one with a 455 Olds transplant and run it up against (literally) a 300C.

Cobra442Jet, You’d take one with an Olds 455?!  A GM powerplant?!  You wouldn’t go with a respectable Blue Oval 427, 8 or 9…?  Are you feeling well? Have you been forced to listen to Elton John’s "Rocket Man" over and over because it got stuck in your 8-track player and it has gotten to yah?  Or do we have an imposter posing as Cobra Jet and they slipped up? Just messin’ with ya… but am a little shocked at your choice for motivation of the Checker. Patrick ‘93 Cobra ‘83 LTD

Response:

– Hide quoted text — Show quoted text –    Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK That must be a prototype.  Too bad they chopped the top on the production version.  I kind of like this blue one. 180 Out TS 28 LOL, Gotta love those old taxicabs.

   In service, the Checker Marathon had 226 and 266-inch inline 6’s built by Continental Engine out of Muskogee. The sedans and wagons ran on 120-inch wheelbases, with the limo at 129. In the mid-60’s, they began sourcing 283’s and 327’s from Shivvy. Shipping weight on the sedan was 3400 lbs. They were indestructible, for the most part. I’d take one with a 455 Olds transplant and run it up against (literally) a 300C.    CobraJet

Response:

– Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too. No accounting for taste.   Somebody have a link for me? No, not for 180’s daughter, for   the 300C.   CobraJet http://www.chrysler.com/300/index.html?context=homepage&type=top    I really tried to like it, but the grille killed the deal. Oh    well.    CobraJet It’s OK but I see it as the four-door sedan version of the PT Cruiser. The Cruiser’s styling grew old real quick for me.  I think the 300 will do the same.  I do give Chrysler credit for giving us a RWD car with a decent V-8 though.  I don’t think we would see this car from them if it weren’t its Mercedes roots.

How about the Magnum?  Seen the TV ads yet?  Nice… Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT!

I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste. Speaking of taste, for you guys in the "red" states, look out for this trend I’ve seen a few times out here on the left coast:  20" and larger rims on passenger cars.  Because rims this large can’t possibly fit in the wheel well at standard ride height they’ve got to jack the cars up to where they look like Conestaga wagons.  This is some nasty stuff.  So far I’ve seen this look on a few ’80’s GM products — a Caprice, a Regal, a Coupe de Ville — and most recently on a *shudder* ‘67 or ‘68 Cougar.  Saw it on a ‘67 or ‘68 Mustang on that Pimp My Ride show on MTV too.  This look makes the soon to be old hat skinny tires on wire rims look good.  Yech. 180 Out TS 28

Response:

Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste.

180, With the new 340 HP hemi under the hood and RWD chassis, what’s the problem with the 300C’s styling? Do you think its styling will look any better to you when its hemi soon grows to 6.1 liters and jumps to 425 ponies? Just messing with you… Love it or hate it, you have to at least thank DC for not building another Camry/Taurus/Accord look-a-like. Spinners = non-functional cosmetic garbage.     Speaking of taste, for you guys in the "red" states,

And speaking of "red", after years of living with left-coast liberals, getting used to southern redneck conservatives again is quite the expirience. look out for this trend I’ve seen a few times out here on the left coast:  20" and larger rims on passenger cars.  

I’ve seen/barfed on pics.  I think they’re more like 25"-27".   Because rims this large can’t possibly fit in the wheel well at standard ride height they’ve got to jack the cars up to where they look like Conestaga wagons.  This is some nasty stuff.  So far I’ve seen this look on a few ’80’s GM products — a Caprice, a Regal, a Coupe de Ville — and most recently on a *shudder* ‘67 or ‘68 Cougar.  

Yeah, for some reason the 80’s RWD domestics seem to be the vehicles of choice.  And that’s bad enough, but a 60’s Cougar…?  What are these people smoking? Saw it on a ‘67 or ‘68 Mustang on that Pimp My Ride show on MTV too.  This look makes the soon to be old hat skinny tires on wire rims look good.  Yech.

Pimp My Ride needs to be banned… that’s what I say after seeing a clip of one of their cars blowing bubbles.  I’m sure we’ll soon see bubble blowing kits showing up next to the "Slow and the Delirious parts" in the Auto Zones & Pep Boys stores. Patrick ‘93 Cobra ‘83 LTD

Response:

Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste.

I like the spinners too – they’re great for laughs. – Hide quoted text — Show quoted text – Speaking of taste, for you guys in the "red" states, look out for this trend I’ve seen a few times out here on the left coast:  20" and larger rims on passenger cars.  Because rims this large can’t possibly fit in the wheel well at standard ride height they’ve got to jack the cars up to where they look like Conestaga wagons.  This is some nasty stuff.  So far I’ve seen this look on a few ’80’s GM products — a Caprice, a Regal, a Coupe de Ville — and most recently on a *shudder* ‘67 or ‘68 Cougar.  Saw it on a ‘67 or ‘68 Mustang on that Pimp My Ride show on MTV too.  This look makes the soon to be old hat skinny tires on wire rims look good.  Yech. 180 Out TS 28

What’s a ‘red’ state?  We’ve got tons of Caprices and old Cutlasses sporting 25" and larger down here.  Funny as hell. So let’s get into it – who’s driving these things?  Hmm..  Can you say ’stereotype’? Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

Pimp My Ride needs to be banned… that’s what I say after seeing a clip of one of their cars blowing bubbles.  I’m sure we’ll soon see bubble blowing kits showing up next to the "Slow and the Delirious parts" in the Auto Zones & Pep Boys stores.

   So, what you’re saying is that RAMFM should bag a donated, running 80’s 4-banger Stanger, and members can send in *select* parts so we can out-pimp anything anyone has ever seen on the road.    CobraJet – Hide quoted text — Show quoted text – Patrick ‘93 Cobra ‘83 LTD

Response:

Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste.

   Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet

Response:

- Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste.    Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet

http://www.chrysler.com/300/index.html?context=homepage&type=top

Response:

   Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet

http://www.barris.com/gallery_thecar.html StuK

Response:

"    Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet

http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK

Response:

– Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste.    Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet http://www.chrysler.com/300/index.html?context=homepage&type=top

   I really tried to like it, but the grille killed the deal. Oh well.    CobraJet

Response:

- Hide quoted text — Show quoted text – Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! I don’t care for the styling of the 300 AT ALL.  But my 15 year old daughter really does.  She likes those 20" spinner rims too.  No accounting for taste.   Somebody have a link for me? No, not for 180’s daughter, for the 300C.   CobraJet http://www.chrysler.com/300/index.html?context=homepage&type=top    I really tried to like it, but the grille killed the deal. Oh well.    CobraJet

It’s OK but I see it as the four-door sedan version of the PT Cruiser. The Cruiser’s styling grew old real quick for me.  I think the 300 will do the same.  I do give Chrysler credit for giving us a RWD car with a decent V-8 though.  I don’t think we would see this car from them if it weren’t its Mercedes roots.

Response:

   Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK

That must be a prototype.  Too bad they chopped the top on the production version.  I kind of like this blue one. 180 Out TS 28

Response:

   Somebody have a link for me? No, not for 180’s daughter, for the 300C.    CobraJet http://www.531themovie.com/2new.jpg Here’s one in blue!!  StuK That must be a prototype.  Too bad they chopped the top on the production version.  I kind of like this blue one. 180 Out TS 28

LOL, Gotta love those old taxicabs. — Scott W. ‘66 Mustang HCS ‘68 Ranchero 500 ‘68 Fury III Fastback

Response:

– Hide quoted text — Show quoted text – So soon we’ll be seeing the ol’ Dogg cruising down the boulevard in his new 300 blowing a big fat doob.  Just what DC had in mind.. Joe, Probably not, but I think DC would chance that to get a piece of Snoop’s younger audience, which up until this point has been weaned on BMWs and Mercedes. Patrick ‘93 Cobra ‘83 LTD

I think with the advent of the new Hemi (and the new advertising), DC is seeing a lot more younger people in the showrooms, which is a good thing.  I love DC’s current image. I guess Dogg is cleaning up his act (re: "Soul Plane"), but I think it’ll take more than Dogg pushing 300s to compete with BMWs and Mercs. Joe Calypso Green ‘93 5.0 LX AOD hatch with a few goodies Black ‘03 Dakota 5.9 R/T CC

Response:

Who wouldn’t ever guessed that? We’ve been clamoring for years for some new affordable rear-drive sedans.  So it’s awesome to the first one to market has strong sales. And the new 300C is HOT! ——- By Brett Clanton Rappin’ about cars Here is Snoop Dogg’s voicemail message to Chrysler CEO Dieter Zetsche and a translation by Bushman, who hosts a radio show weekdays from 6-10 p.m. on Detroit hip-hop station WJLB. SNOOP: "Yo, what up? This is big Snoop Dogg, trying to put these new legs down for this new 300C. What I gotta’ do to get that brand new 300 up outta’ you? Get back in contact with my nephew so you can make it happen, then it’s official like a referee’s whistle. If you want this car to blow, give it to me. This is Snoop Dogg. Preach!" BUSHMAN: "Hello, Dr. Zetsche. How are you? My name is Snoop Dogg, and I’m trying to get one of Chrysler’s new 300C sedans. What would I have to do to get a 300C from you without paying? Please contact my manager so that we can try to come to an agreement on the 300C, and I could officially endorse the car for you. If you would like the 300C to get the attention it merits, you would be well served by giving me one. My name is Snoop Dogg. Peace be with you." Comment on this story Send this story to a friend Get Home Delivery When Chrysler executives first envisioned the target audience for its new flagship passenger sedan

Question:

– Don Stanford Selby Accounting Service Victoria, Australia Phone:  61-3-9754 4312 In reply to Charles re software. The Australian Taxation Office ("ATO") maintains a register of available software. It describes what each software will do. Points to note: It is slanted to Australian conditions and software that is available in Australia. The same brand of software sold in Australia may have slightly different capabilities in other countries. The catalyst for this service by the ATO was the introduction of a Goods and Services Tax ("GST").  The view in Australia is that any accounting software, that does not handle GST, is not worth using. This link takes you directly to the registered software page of the ATO website: http://www.ato.gov.au/businesses/content.asp?doc=/content/registereds… .htm

– Hide quoted text — Show quoted text – Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market.

Response:

Try www.findaccountingsoftware.com I would not recommend QuickBooks as their tech support is poor.

all the low end accounting software product’s tech support is poor – quickbooks, peachtree or MYOB, etc.    quickbooks however has a good – Hide quoted text — Show quoted text – Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market. You have probably found that there are many accounting packages.  It really depends on your needs, wants and desires.  If you are considering QuickBooks, I would assume you have very little in-depth accounting needs, such as job costing, inventory, purchase order, etc. I am now using Business Works, which can be located on the Sage website, which someone has already referred you to.  It is a lower end system that has much flexibility at a lower cost than some of the bigger systems.  I also us MAS90, which is very costly, but worth the money if you need in-depth accounting. Good luck with your search! There is also Simply Accounting (ACCPAC),  Peachtree, One write, MYOB, BusinessVision,

Response:

Try www.findaccountingsoftware.com I would not recommend QuickBooks as their tech support is poor.

– Hide quoted text — Show quoted text – Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market. You have probably found that there are many accounting packages.  It really depends on your needs, wants and desires.  If you are considering QuickBooks, I would assume you have very little in-depth accounting needs, such as job costing, inventory, purchase order, etc. I am now using Business Works, which can be located on the Sage website, which someone has already referred you to.  It is a lower end system that has much flexibility at a lower cost than some of the bigger systems.  I also us MAS90, which is very costly, but worth the money if you need in-depth accounting. Good luck with your search! There is also Simply Accounting (ACCPAC),  Peachtree, One write, MYOB, BusinessVision,

Response:

Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market.

You have probably found that there are many accounting packages.  It really depends on your needs, wants and desires.  If you are considering QuickBooks, I would assume you have very little in-depth accounting needs, such as job costing, inventory, purchase order, etc. I am now using Business Works, which can be located on the Sage website, which someone has already referred you to.  It is a lower end system that has much flexibility at a lower cost than some of the bigger systems.  I also us MAS90, which is very costly, but worth the money if you need in-depth accounting. Good luck with your search!

Response:

– Hide quoted text — Show quoted text – Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market. You have probably found that there are many accounting packages.  It really depends on your needs, wants and desires.  If you are considering QuickBooks, I would assume you have very little in-depth accounting needs, such as job costing, inventory, purchase order, etc. I am now using Business Works, which can be located on the Sage website, which someone has already referred you to.  It is a lower end system that has much flexibility at a lower cost than some of the bigger systems.  I also us MAS90, which is very costly, but worth the money if you need in-depth accounting. Good luck with your search!

There is also Simply Accounting (ACCPAC),  Peachtree, One write, MYOB, BusinessVision,

Response:

Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market.

Try Google. — Peter Saxton from London

Response:

In the US Peachtree, Simply Accounting, goes on and on check Goggle .. ask around .. see your CPA etc. Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market. Try Google.

– Affordable Support Services .. No waiting for help. 660-949-2416 Northeastern Missouri

Response:

Dear Charles Here are some accounting links http://www.anagram-sys.co.uk/ http://www.aptos.co.uk/ http://www.exchequer.co.uk/site/default.asp http://www.icode.com/ http://www.osas.com/html/KBD84LZV0O.htm http://www.sage.com/ http://www.pastel.co.za/ http://www.access-accounts.com/ http://www.pegasus.co.uk/ http://www.tassoftware.com/home.asp Regards David http://www.responda.co.uk – Christian site providing prayer for individuals, for missionaries, share testimonies and newsletters – Hide quoted text — Show quoted text – Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market.

Response:

Could someone give me a website that lists all the various types of accounting software products?  I was thinking about QuickBooks, but I just want to know what the competition is like in the accounting software market.

Response:

Question:

On Fri, 06 Sep 2002 12:55:25 GMT, nos…@nospam.com (Chris1961) wrote: >I have been pretty upset lately about my marriage.  I came to the >realization that after 20 years of marriage we have no retirement and >no savings. We pretty much live paycheck to paycheck.

[Classic story snipped] Start taking care of your finances first. Open up a savings account. Put a dollar a week in it if that’s all you have. The two of you are desperately in need of some debt counseling. I’d give some debt counselors in your area a call, or check out the books by Gerald or Jerrold Mundis (several) or one called "Money Drunk" by Julia Cameron.                  - Randy

Response:

>As far as I’m concerned, if there’s domestic violence involved, especially >of a 20 year duration, then any redeeming qualities that the abuser might >have don’t matter at all.

Amen to that.  Her story rings all to clear to someone that has lived that way.  (Going to work with half your face black and purple where everyone can see IS embarrassing, even when you KNOW you aren’t to blame.)  18 months was enough to convince me, but then I had a child that I was afraid for to motivate me to get out. I’d cut my losses and get out now, if I were Chris.  She is young enough to start over and make a decent life for herself without this man. Bev Remove the "SpamFree" for email, please.  

Response:

My sister had no money either when she filed for divorce.  Legal aide helped her out & our father loaned her some money.  If you really want to get out of this marriage, you can find a way to do it. On Fri, 06 Sep 2002 19:46:44 GMT, nos…@nospam.com (Chris1961) wrote: >I am afraid of being destitue when I retire! He says well we will both >get social security. That is nothing. >I have no money to file for a divorce.  I would have to start saving >for a divorce.  It is difficult to save anything because there is >always some crisis that has to be paid or just when we get ahead his >sales are bad and we are right back where we started. >I really would like to finish my degree.  I only have a year left.  I >could get a better job for me.

—– Dreamspinner3 Homepage: http://members.tripod.com/dreamspinner3/ ICQ: 48547727

Response:

* snip original post * You are in a very bad situation.  Anybody here will tell you what a proponet I am for "love, honor and obey", but there are times when even * I* will tell somebody they are in a horrible, dreadful situation and they need to REMOVE THEMSELVES from it ASAP. I don’t know what kind of crazy control-freak you have there, but he isn’t doing you any good.  Let me tell you a secret.  Most of us have happy, joyful lives.  We love and appreciate the person we are with.  We encourage, we share, we laugh, we help, etc.  You have a very unhealthy relationship with someone who is very emotionally disturbed. But you have been with him for 21 years.  So there is a lot more going on here than we can determine from your post.  YOu have your own set of problems that we haven’t even touched on. Here is what I would recommend. 1.    Move out 2.    Get counseling 3.    Don’t communicate with him 4.    Get your life together NOW, before it is too late. This is a sad, sad, miserable life you lead.  YOU DESERVE BETTER. the girl of many names

Response:

- Hide quoted text — Show quoted text -Kali <ka…@hotpop.com_REMOVE> wrote: > "Wendy Marsden" <wmars…@mtholyoke.edu> wrote in message > news:3d78ed79@nap.mtholyoke.edu… > > You have a point, Kali, but I was holding off on the "throw the bastard > > out advice" until I knew if there were any redeeming qualities.  We all > > come here to bitch about the problem spots in our marriage in one-sided > > posts that don’t go into all the things that work WELL. > > I’m glad I’m not her, but since she IS her, I thought I’d try to come up > > with some solutions that are workable for her. > > Wendy > As far as I’m concerned, if there’s domestic violence involved, especially > of a 20 year duration, then any redeeming qualities that the abuser might > have don’t matter at all.

Yeah, that’s pretty much where I’m at, too.

Response:

> >"Chris1961" <nos…@nospam.com> wrote in message > >news:3d789d9a.4107605@news.alt.net… > I really would like to finish my degree.  I only have a year left.  I > could get a better job for me.

Talk to the financial aid office at your school.  Is there any possibility of financial aid?  I don’t know where you live, but around here single parents are usually eligible for quite a bit of stuff.  Is there any possibility of you and your son moving into student housing for the year it would take for you to finish?  It might be tough, but do-able.

Response:

On Fri, 6 Sep 2002 09:45:02 -0700, "Kali" <ka…@hotpop.com_REMOVE> wrote: – Hide quoted text — Show quoted text ->"Chris1961" <nos…@nospam.com> wrote in message >news:3d789d9a.4107605@news.alt.net… >> My suggestion is to rent the house out for 2 years at $1900 a month >> and us rent an apartment for around $800 -$900 a month.  That way we >> won’t lose our home and  our monthly housing costs would be greatly >> reduced.  He says my idea is stupid. >> Comments >> Chris >My suggestion is to divorce him.  You don’t have to put up with violent >controlling behavior.  On your own, you can get and hold jobs without >having stress of someone pushing you up against the wall and screaming at >you.  Unless you want to be destitute when you retire, you better get out >and start some heavy duty financial planning.

I am afraid of being destitue when I retire! He says well we will both get social security. That is nothing. I have no money to file for a divorce.  I would have to start saving for a divorce.  It is difficult to save anything because there is always some crisis that has to be paid or just when we get ahead his sales are bad and we are right back where we started. I really would like to finish my degree.  I only have a year left.  I could get a better job for me.

Response:

"Chris1961" <nos…@nospam.com> wrote in message

news:3d79054a.30654583@news.alt.net… > I am afraid of being destitue when I retire! He says well we will both > get social security. That is nothing. > I have no money to file for a divorce.  I would have to start saving > for a divorce.  It is difficult to save anything because there is > always some crisis that has to be paid or just when we get ahead his > sales are bad and we are right back where we started. > I really would like to finish my degree.  I only have a year left.  I > could get a better job for me.

Aside from his one redeeming quality of going to work every day, what keeps you there?  Do you still love him at all?  Have you tried telling him how unhappy you are?  Does he even care?  Would he go to counseling if you asked? I don’t see much chance of things getting better given your husband’s behavior.  It’s basically a matter of figuring out exactly what you want out of life.  You know what life will be like if you stay.  You continue to have your husband spend all the money, make bad decisions, and treat you poorly.  If this isn’t what you want, what it takes is for you to decide what you want out of life and make some plans and follow through. Thinking about getting divorced is overwhelming.  The first small step is making plans to move out.  The divorce can be planned after that.  It doesn’t actually cost much to get divorced.  I did my own paperwork and paid about $150 for the filing fee.  My ex-husband didn’t contest and didn’t have the money for a lawyer anyway.  Sixty days later I was free.

Response:

"JWB" <jwbremovethesefourwords3…@excite.com> wrote in message

news:DL1e9.203181$vg.35483385@twister.nyroc.rr.com… > well, you two have been enemies for 20 years. It isn’t shocking that things > suck today. > Perhaps leave? > JWB

NO, don’t leave. You’ve been working at this thing for 20 years now.  From your post, I think you both have it just about perfected!! I don’t have any advice for you. I doubt you would take it anyway. I am sure you both were meant for each other. I personally wouldn’t call it a marriage but since I don’t have a better word for it at the moment then we’ll just stick with marriage. rg

Response:

On Fri, 06 Sep 2002 15:48:09 GMT, wmars…@mtholyoke.edu (Wendy Marsden) wrote: >Roger (rcbl…@bellsouth.net) wrote: >> Troll: >>     I often go online and create fictional stories to draw >>     attention to myself.  Otherwise, my life is empty. >Hey, guys, how about we either answer the lady or leave her alone.  Not >everyone with a problem is a troll, you know, and even if they turn >out to be people we’re not fond of, how about we be gracious and assume >they won’t? >Wendy

Thanks Wendy.  I wish I was just making this story up. Then when I log off the mess would be gone. It is real.  It is embarassing. Chris

Response:

"Wendy Marsden" <wmars…@mtholyoke.edu> wrote in message

news:3d78cfd7@nap.mtholyoke.edu… – Hide quoted text — Show quoted text -> My big advice for you, though, is to start hiding money.  Hide lots. > One way you can do this is to have a part of your paycheck automatically > deposited in a savings account that is in your name only. > Another way is to have money withheld from your pay at work and put > directly into a retirement plan.  Surely you can spare $25/week!  If you > can’t spare that much, do $10/week.  Are you in the U.S.?  I can give you > specific ideas if you are and it will save you tax money.  (I’m a > certified public accountant.  In the rest of the world they’re called > certified chartered accountants.) > The last idea is that you start an automatic withdrawel from your checking > account directly to some investment company.  They’ll take as little as > $50/month.  You only sign up once and then just make sure the money is in > thea ccount on the day they pull from there. > I like the ones that come directly out of your paycheck the best. > But keep in mind that you are NOT telling your husband about your > savings.  He will NOT be able to keep his hands off of it.  You tell him > and you lose it AND get a beating, too. > Wendy

I still think divorce is a better option.  If she hides lots of money and then later gets smart and leaves him, he’s entitled to half of everything she’s put away if he does ever find out about it.  Those withdrawals would show up on the paycheck stubs.  There’s ever one laying around that he glanced at, he would know.

Response:

Kali (ka…@hotpop.com_REMOVE) wrote: > I still think divorce is a better option.  If she hides lots of money and > then later gets smart and leaves him, he’s entitled to half of everything > she’s put away if he does ever find out about it.  Those withdrawals would > show up on the paycheck stubs.  There’s ever one laying around that he > glanced at, he would know.

You have a point, Kali, but I was holding off on the "throw the bastard out advice" until I knew if there were any redeeming qualities.  We all come here to bitch about the problem spots in our marriage in one-sided posts that don’t go into all the things that work WELL. I’m glad I’m not her, but since she IS her, I thought I’d try to come up with some solutions that are workable for her. Wendy

Response:

"Wendy Marsden" <wmars…@mtholyoke.edu> wrote in message

news:3d78ed79@nap.mtholyoke.edu… > You have a point, Kali, but I was holding off on the "throw the bastard > out advice" until I knew if there were any redeeming qualities.  We all > come here to bitch about the problem spots in our marriage in one-sided > posts that don’t go into all the things that work WELL. > I’m glad I’m not her, but since she IS her, I thought I’d try to come up > with some solutions that are workable for her. > Wendy

As far as I’m concerned, if there’s domestic violence involved, especially of a 20 year duration, then any redeeming qualities that the abuser might have don’t matter at all.

Response:

well, you two have been enemies for 20 years. It isn’t shocking that things suck today. Perhaps leave? JWB "Chris1961" <nos…@nospam.com> wrote in message

news:3d789d9a.4107605@news.alt.net… – Hide quoted text — Show quoted text -> I have been pretty upset lately about my marriage.  I came to the > realization that after 20 years of marriage we have no retirement and > no savings. We pretty much live paycheck to paycheck. > Here is a little background.  I was 21 when I got married hubby was > 31.  His second marriage, my first. > We both had good jobs when we met but hubby didn’t like my job but I > wasn’t sure what else I was supposed to do as I had not been to > college and the job I had I had worked at for 3 years and worked my > way up. > I recall saying something about going to college and he was dead set > against it unless I paid for it all myself. He said he would not > contribute one dime to it.  So I waited for a while.  I just kept on > with my work but hubby got worse about it and began abusing me about > my work.  Meaning before I would go in, he would scream and cuss at me > for maybe an hour or two or else he would keep me up all night for > several days in a row screaming at me about my job.  Then he started > getting physical by shoving me during arguments.  I really wanted the > marriage to work so I finally quit my job to please him. I mean I was > 21 years old at the time. I was young and just trying to work at a new > marriage. > I set about finding another job but I still had bills to pay and hubby > refused to pay any of my bills even though he is the one who forced me > to quit. I had perfect credit and always paid my bills on time until > then.  I started looking for work and if hubby was home before I had > to go to an interview, he would start a fight with me and somtimes get > physical.  I finally got a job as a carriage driver.  The tips were > pretty good and I was beginning to recover.  Hubby’s abuse continued. > He kept sending me mixed messages.  He demanded I work, but every time > I got a job he sabotaged it.  So this is the beginning of our > financial mess.  He was very secretive about the money he earned.  He > always told me it was none of my business. > It got to the point where I developed panic attacks about working. > Well I guess most would if they knew every time they were going to > work they would get shoved up against a wall or screamed at for hours > at a time. > So what it comes down to is that for nearly 20 years instead of being > a team and building a future together, hubby would rather fight about > the jobs I had or be secretive about the finances.  Any suggestions I > made about savings or anything, was ignored. He treats me like an > enemy. > I eventually did go to college and paid for it 100% myself. I didn’t > graduate as at the end of my 3rd year I became very ill with a heart > condition.  Still because of the education I did get, I was able to > get better jobs. > So the past 2 or 3 years, hubby has really mellowed out about the > screaming and fighting. > He had pretty much kept us in a financial ruin with his poor decisions > over the past 20 years. Our credit is shot. We did manage to become > homeowners after 17 years of marriage.  Then he decides a $1300 a > month mortgage is too much and he just stops paying it for a year. > They almost foreclose on our house and so he files for a bankruptcy > for the 3rd time.  We get to keep the house and they attach a $600 a > month garnishment to his wages. > I said something to him last night about us having no savings.  This > is what he told me.  He said it was my fault because he expected me as > a wife to hold down a regular job so we could have those things over > the years.  I mean the way he said it is like he was just supposed to > work his job and I am supposed to be responsible for building a > retirement fund.  I did NOT bring up the reason for me not working > steady was because of his sabotage and abuse.  I just said so this is > all my fault.  He said, yes because you won’t work. > Back to the house.  He wants to stop paying for the mortgage again and > let the house go into foreclosure and turn the temp bankruptcy into > the other kind Ch 13 Ch 7 something like that. > But he wants to rent a house that is much smaller for $1300 a month > accross the street in another housing addtion. > Does this make sense to any of you?  We own a house. The normal > payment is $1300 plus the $600 a month garnishment.  The garnishment > lasts for 2 years then it goes back to the regular house payment.  But > he wants to let this house go into foreclusre and rent a house for the > same house payment less the $600 month garnishment.  It is going to > cost $3900 to get into the rental with the 1 month deposit and last > month rent plus first month rent.  The extra $2600 would pay down a > little over 4 months of the garnishment. > My suggestion is to rent the house out for 2 years at $1900 a month > and us rent an apartment for around $800 -$900 a month.  That way we > won’t lose our home and  our monthly housing costs would be greatly > reduced.  He says my idea is stupid. > Comments > Chris

Response:

On Fri, 06 Sep 2002 15:55:04 GMT, wmars…@mtholyoke.edu (Wendy Marsden) wrote: >Chris1961 (nos…@nospam.com) wrote: >> I have been pretty upset lately about my marriage.  I came to the >> realization that after 20 years of marriage we have no retirement and >> no savings. We pretty much live paycheck to paycheck. >Chris, your story certainly sounds like you’d be unhappy with your >marriage.  Are there kids involved?  Do you GET something from this guy >besides annoyance and aggravation?

Yes I am unhappy.  Yes we have a 15 year old son.  Do I get something from him?  He does work every day. >> My suggestion is to rent the house out for 2 years at $1900 a month >> and us rent an apartment for around $800 -$900 a month.  That way we >> won’t lose our home and  our monthly housing costs would be greatly >> reduced.  He says my idea is stupid. >It’s not stupid, but it won’t work.  Your mortgage company won’t allow you >to change from an owner-occupied house to renting it out.  In the position >you are in I would be VERY, VERY nice to the holder of the mortgage.

I guess we could try to sell it. >I think you should just pay back your bills.  It’s part of being a >grown-up.  Two years doesn’t sound so bad.

I think so too!   – Hide quoted text — Show quoted text ->My big advice for you, though, is to start hiding money.  Hide lots.   >One way you can do this is to have a part of your paycheck automatically >deposited in a savings account that is in your name only.   >Another way is to have money withheld from your pay at work and put >directly into a retirement plan.  Surely you can spare $25/week!  If you >can’t spare that much, do $10/week.  Are you in the U.S.?  I can give you >specific ideas if you are and it will save you tax money.  (I’m a >certified public accountant.  In the rest of the world they’re called >certified chartered accountants.) >The last idea is that you start an automatic withdrawel from your checking >account directly to some investment company.  They’ll take as little as >$50/month.  You only sign up once and then just make sure the money is in >thea ccount on the day they pull from there. >I like the ones that come directly out of your paycheck the best.   >But keep in mind that you are NOT telling your husband about your >savings.  He will NOT be able to keep his hands off of it.  You tell him >and you lose it AND get a beating, too.

Right I could start hiding money.  He doesn’t shove or hit me any more. Doesn’t scream at me too much either but he is still controlling and makes dumb financial decisions. – Hide quoted text — Show quoted text ->Wendy

Response:

On Fri, 06 Sep 2002 18:01:30 GMT, wmars…@mtholyoke.edu (Wendy Marsden) wrote: >Kali (ka…@hotpop.com_REMOVE) wrote: >> I still think divorce is a better option.  If she hides lots of money and >> then later gets smart and leaves him, he’s entitled to half of everything >> she’s put away if he does ever find out about it.  Those withdrawals would >> show up on the paycheck stubs.  There’s ever one laying around that he >> glanced at, he would know. >You have a point, Kali, but I was holding off on the "throw the bastard >out advice" until I knew if there were any redeeming qualities.  We all >come here to bitch about the problem spots in our marriage in one-sided >posts that don’t go into all the things that work WELL.

Redeeming qualities?  Other than he does work every day, I can’t think of any. – Hide quoted text — Show quoted text ->I’m glad I’m not her, but since she IS her, I thought I’d try to come up >with some solutions that are workable for her. >Wendy

Response:

"Chris1961" <nos…@nospam.com> wrote in message

news:3d789d9a.4107605@news.alt.net… > My suggestion is to rent the house out for 2 years at $1900 a month > and us rent an apartment for around $800 -$900 a month.  That way we > won’t lose our home and  our monthly housing costs would be greatly > reduced.  He says my idea is stupid. > Comments > Chris

My suggestion is to divorce him.  You don’t have to put up with violent controlling behavior.  On your own, you can get and hold jobs without having stress of someone pushing you up against the wall and screaming at you.  Unless you want to be destitute when you retire, you better get out and start some heavy duty financial planning.

Response:

Chris1961 (nos…@nospam.com) wrote: > I have been pretty upset lately about my marriage.  I came to the > realization that after 20 years of marriage we have no retirement and > no savings. We pretty much live paycheck to paycheck.

Chris, your story certainly sounds like you’d be unhappy with your marriage.  Are there kids involved?  Do you GET something from this guy besides annoyance and aggravation? > My suggestion is to rent the house out for 2 years at $1900 a month > and us rent an apartment for around $800 -$900 a month.  That way we > won’t lose our home and  our monthly housing costs would be greatly > reduced.  He says my idea is stupid.

It’s not stupid, but it won’t work.  Your mortgage company won’t allow you to change from an owner-occupied house to renting it out.  In the position you are in I would be VERY, VERY nice to the holder of the mortgage. I think you should just pay back your bills.  It’s part of being a grown-up.  Two years doesn’t sound so bad. My big advice for you, though, is to start hiding money.  Hide lots.   One way you can do this is to have a part of your paycheck automatically deposited in a savings account that is in your name only.   Another way is to have money withheld from your pay at work and put directly into a retirement plan.  Surely you can spare $25/week!  If you can’t spare that much, do $10/week.  Are you in the U.S.?  I can give you specific ideas if you are and it will save you tax money.  (I’m a certified public accountant.  In the rest of the world they’re called certified chartered accountants.) The last idea is that you start an automatic withdrawel from your checking account directly to some investment company.  They’ll take as little as $50/month.  You only sign up once and then just make sure the money is in thea ccount on the day they pull from there. I like the ones that come directly out of your paycheck the best.   But keep in mind that you are NOT telling your husband about your savings.  He will NOT be able to keep his hands off of it.  You tell him and you lose it AND get a beating, too. Wendy

Response:

Roger (rcbl…@bellsouth.net) wrote: > Troll: >     I often go online and create fictional stories to draw >     attention to myself.  Otherwise, my life is empty.

Hey, guys, how about we either answer the lady or leave her alone.  Not everyone with a problem is a troll, you know, and even if they turn out to be people we’re not fond of, how about we be gracious and assume they won’t? Wendy

Response:

"Chris1961" <nos…@nospam.com> wrote > Does this make sense to any of you?

—————– It does, given one of two possible scenarios: 1. You are a troll, and not a very good troll at that; or B. You have such poor self-esteem that you would put up     with physical and psychological abuse for 20 years. In either case, I suggest that you seek counseling from a MH professional. –Roger–

Response:

"Igor21406" wrote… > Roger <rcbl…@bellsouth.net> wrote: > * 1. You are a troll, and not a very good troll at that; or > * B. You have such poor self-esteem that you would put up > *     with physical and psychological abuse for 20 years. > * > * In either case, I suggest that you seek counseling from a > * MH professional. > Hm… Let’s say she s a troll. Since you suggest counseling in > this case also, what do you imagine a counseling session to be > like?

————————- Troll:     I often go online and create fictional stories to draw     attention to myself.  Otherwise, my life is empty. Therapist:     I have two suggestions:     1. Get a life; or     2. Go to a Star Trek convention dressed as Klingon. –Roger–     with real problems.

Response:

I have been pretty upset lately about my marriage.  I came to the realization that after 20 years of marriage we have no retirement and no savings. We pretty much live paycheck to paycheck. Here is a little background.  I was 21 when I got married hubby was 31.  His second marriage, my first. We both had good jobs when we met but hubby didn’t like my job but I wasn’t sure what else I was supposed to do as I had not been to college and the job I had I had worked at for 3 years and worked my way up. I recall saying something about going to college and he was dead set against it unless I paid for it all myself. He said he would not contribute one dime to it.  So I waited for a while.  I just kept on with my work but hubby got worse about it and began abusing me about my work.  Meaning before I would go in, he would scream and cuss at me for maybe an hour or two or else he would keep me up all night for several days in a row screaming at me about my job.  Then he started getting physical by shoving me during arguments.  I really wanted the marriage to work so I finally quit my job to please him. I mean I was 21 years old at the time. I was young and just trying to work at a new marriage. I set about finding another job but I still had bills to pay and hubby refused to pay any of my bills even though he is the one who forced me to quit. I had perfect credit and always paid my bills on time until then.  I started looking for work and if hubby was home before I had to go to an interview, he would start a fight with me and somtimes get physical.  I finally got a job as a carriage driver.  The tips were pretty good and I was beginning to recover.  Hubby’s abuse continued. He kept sending me mixed messages.  He demanded I work, but every time I got a job he sabotaged it.  So this is the beginning of our financial mess.  He was very secretive about the money he earned.  He always told me it was none of my business. It got to the point where I developed panic attacks about working. Well I guess most would if they knew every time they were going to work they would get shoved up against a wall or screamed at for hours at a time. So what it comes down to is that for nearly 20 years instead of being a team and building a future together, hubby would rather fight about the jobs I had or be secretive about the finances.  Any suggestions I made about savings or anything, was ignored. He treats me like an enemy. I eventually did go to college and paid for it 100% myself. I didn’t graduate as at the end of my 3rd year I became very ill with a heart condition.  Still because of the education I did get, I was able to get better jobs. So the past 2 or 3 years, hubby has really mellowed out about the screaming and fighting. He had pretty much kept us in a financial ruin with his poor decisions over the past 20 years. Our credit is shot. We did manage to become homeowners after 17 years of marriage.  Then he decides a $1300 a month mortgage is too much and he just stops paying it for a year. They almost foreclose on our house and so he files for a bankruptcy for the 3rd time.  We get to keep the house and they attach a $600 a month garnishment to his wages. I said something to him last night about us having no savings.  This is what he told me.  He said it was my fault because he expected me as a wife to hold down a regular job so we could have those things over the years.  I mean the way he said it is like he was just supposed to work his job and I am supposed to be responsible for building a retirement fund.  I did NOT bring up the reason for me not working steady was because of his sabotage and abuse.  I just said so this is all my fault.  He said, yes because you won’t work. Back to the house.  He wants to stop paying for the mortgage again and let the house go into foreclosure and turn the temp bankruptcy into the other kind Ch 13 Ch 7 something like that. But he wants to rent a house that is much smaller for $1300 a month accross the street in another housing addtion. Does this make sense to any of you?  We own a house. The normal payment is $1300 plus the $600 a month garnishment.  The garnishment lasts for 2 years then it goes back to the regular house payment.  But he wants to let this house go into foreclusre and rent a house for the same house payment less the $600 month garnishment.  It is going to cost $3900 to get into the rental with the 1 month deposit and last month rent plus first month rent.  The extra $2600 would pay down a little over 4 months of the garnishment. My suggestion is to rent the house out for 2 years at $1900 a month and us rent an apartment for around $800 -$900 a month.  That way we won’t lose our home and  our monthly housing costs would be greatly reduced.  He says my idea is stupid. Comments Chris

Response:

Question:

You should focus more on the reputation of the university offering the Master’s degree rather than whether it’s M.S.A or M.Acc. As long as you focus on the reputation among employers and not the reputation among business school deans or current students.

The reputation of a university is linked directy to the reputation of employers that recruit on campus. Do you know that top tier Investment banks only show up at the top 30 universities to recruit MBA’s, which means that the other 1600+ institutions are useless if you want to have a career in an IB or MC. – Hide quoted text — Show quoted text – Employers ask about the university from which the Master degree is from. Yup. Regards, Bill

Response:

Florida also requires 150 hours to sit for the CPA.  However, the school I am familiar with (University of South Florida) offers the MAcc in addition to a fifth-year option in the BS program.  The fifth year consists of some graduate level work, but mostly just advanced undergraduate classes.  The MAcc program deals primarily in theory courses. T

– Hide quoted text — Show quoted text – I think the M.Acc. is a reaction to the proliferation of MBA’s in the world today.  Many people are showing a desire to "specialize" in their fields rather than get a general MBA.  I have seen several of these programs popping up with the MAcc being the most common. It is also a reaction, at _some_ institutions, to the accounting faculty’s desire to offer a one year master’s degree when the rest of the business faculty refuses to offer an MBA that takes less than 2 years to complete. Regards, Bill It seems to me that most of the 1-year Accounting graduate programs are primarily designed to allow people to get their credit-hour requirements for the CPA exam withour drudging through endless undergrad courses. For example, I’m in Ohio where we need 150 semester hours or 225 quarter hours.  I’ll graduate w/ 201 quarter hours.  So I’ll most likely move onto a master’s program where within a year, I’ll have enough credit-hours to sit for the CPA exam.  My other choice was to languish through all the "optional" undergrad courses that weren’t in my field of interest.

Response:

I am currently a college student pursuing a BS in accounting and plan on getting a master’s in accounting after I graduate.  The college I attend only offers a Master’s of Science in Accounting (B.S.A), but I have noticed other colleges offer a Master’s of Accountancy (M.Acc.). It appears both degrees require the same number of hours.  Are the two degrees different, or is it just semantics?  Thanks.

Response:

I am currently a college student pursuing a BS in accounting and plan on getting a master’s in accounting after I graduate.  The college I attend only offers a Master’s of Science in Accounting (B.S.A), but I have noticed other colleges offer a Master’s of Accountancy (M.Acc.). It appears both degrees require the same number of hours.  Are the two degrees different, or is it just semantics?  Thanks.

Semantics. Any real differences among graduate accounting programs have little to do with the name of the degree or even the number of hours required. Look at the catalog descriptions of the courses and the professor’s web pages devoted to courses they each teach. (Most have them. I’d be somewhat leery, in this day and age, of a school where most of the faculty did not have a web presence.) Then, try to talk to grads and employers of grads of the programs you’re interested in. Good luck. Regards, Bill

Response:

You should focus more on the reputation of the university offering the Master’s degree rather than whether it’s M.S.A or M.Acc. Employers ask about the university from which the Master degree is from. – Hide quoted text — Show quoted text – I am currently a college student pursuing a BS in accounting and plan on getting a master’s in accounting after I graduate.  The college I attend only offers a Master’s of Science in Accounting (B.S.A), but I have noticed other colleges offer a Master’s of Accountancy (M.Acc.). It appears both degrees require the same number of hours.  Are the two degrees different, or is it just semantics?  Thanks.

Response:

You should focus more on the reputation of the university offering the Master’s degree rather than whether it’s M.S.A or M.Acc.

As long as you focus on the reputation among employers and not the reputation among business school deans or current students. Employers ask about the university from which the Master degree is from.

Yup. Regards, Bill

Response:

I think the M.Acc. is a reaction to the proliferation of MBA’s in the world today.  Many people are showing a desire to "specialize" in their fields rather than get a general MBA.  I have seen several of these programs popping up with the MAcc being the most common. T

– Hide quoted text — Show quoted text – I am currently a college student pursuing a BS in accounting and plan on getting a master’s in accounting after I graduate.  The college I attend only offers a Master’s of Science in Accounting (B.S.A), but I have noticed other colleges offer a Master’s of Accountancy (M.Acc.). It appears both degrees require the same number of hours.  Are the two degrees different, or is it just semantics?  Thanks.

Response:

I think the M.Acc. is a reaction to the proliferation of MBA’s in the world today.  Many people are showing a desire to "specialize" in their fields rather than get a general MBA.  I have seen several of these programs popping up with the MAcc being the most common.

It is also a reaction, at _some_ institutions, to the accounting faculty’s desire to offer a one year master’s degree when the rest of the business faculty refuses to offer an MBA that takes less than 2 years to complete. Regards, Bill

Response:

I think the M.Acc. is a reaction to the proliferation of MBA’s in the world today.  Many people are showing a desire to "specialize" in their fields rather than get a general MBA.  I have seen several of these programs popping up with the MAcc being the most common. It is also a reaction, at _some_ institutions, to the accounting faculty’s desire to offer a one year master’s degree when the rest of the business faculty refuses to offer an MBA that takes less than 2 years to complete. Regards, Bill

It seems to me that most of the 1-year Accounting graduate programs are primarily designed to allow people to get their credit-hour requirements for the CPA exam withour drudging through endless undergrad courses. For example, I’m in Ohio where we need 150 semester hours or 225 quarter hours.  I’ll graduate w/ 201 quarter hours.  So I’ll most likely move onto a master’s program where within a year, I’ll have enough credit-hours to sit for the CPA exam.  My other choice was to languish through all the "optional" undergrad courses that weren’t in my field of interest.

Response:

Question:

I wonder what the assumptions were to arrive at these "savings." My favorite was "nuclear power will be so cheap, it won’t pay to meter it." … One calculation showed annual U.S. business savings of $150 billion a year on only electronic bill presentment & payment, plus related automated entry in accounting systems and supplier balance confirmations. Total savings seem beyond analysis.

… — *             Ronald Lee Todd M.B.A., C.P.A.                  * *  Unemployed for five years, mistake of being an accountant. * *    From the Socialist People’s Republic of Kalifornia,      * *           the Seventh worst state for business,             * *                   Ayn Rand was right                        *

Response:

XML is being used many to allow integration between different programs. ebXML will be used by the SEC, AICPA and all big CPA firms and public companies to automate extracting information from public company financial statements. Mike, I think you must mean one of those other "standards" like XBRL.

Yes, sorry. – Hide quoted text — Show quoted text -ebXML pretty much ignores accounting, much to Todd Boyle’s dismay.  It is a set of specifications for peer-to-peer business exchanges, maybe the next generation of EDI.  The specs include Messaging Services, Collaboration Partner Agreements (technical agreements on how to send messages back and forth), Business Process scripts, Core Components which are building blocks for business documents to be exchanged, and Repositories for keeping all of the above. The QuickBooks XML version is being used by QB and 3,500+ independent developers to link programs to QB2002 (due by 12/15). Sage, which owns Peachtree (the #1 QB competitor), has its Timeslips and ACT divisions already using QBXML. Oracle, through NetLedger, has a near identical XML version. It would be possible to use QBXML business documents with the ebXML infrastructure, and maybe get better security, reliability, transactional behavior and conformance to commercial law. I say "maybe" because none of this stuff has much of a track record yet, except traditional EDI and RosettaNet, which was one of the immediate ancestors of ebXML. -Bob Haugen

     Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

QB2002 lets users instantly search the full QB knowledgebase by entering search terms in an easy to find in-program window. This rapidly growing collection of authoritative answers will provide far more free information, far faster, that the smartest group of QB experts. It will very much cut down on many Usenet requests for QB help. In fact, for most Usenet questions the best answer will be the very simple instructions on how to use the new free method. Yes, M$ got a very good knowledgebase long before QB had one, but only QB is making it instantly in-program accessible with an integrated search.

I am not clear.  Is this search a search of a PDF file mentioned below?  Or is it a search that requires MS’ Internet Explorer? – Hide quoted text — Show quoted text – Pro Advisors will get 5 copies of the very quickly searchable PDF version of its excellent complete QB Manual (The Official Guide).

Response:

– Hide quoted text — Show quoted text – QB2002 lets users instantly search the full QB knowledgebase by entering search terms in an easy to find in-program window. This rapidly growing collection of authoritative answers will provide far more free information, far faster, that the smartest group of QB experts. It will very much cut down on many Usenet requests for QB help. In fact, for most Usenet questions the best answer will be the very simple instructions on how to use the new free method. Yes, M$ got a very good knowledgebase long before QB had one, but only QB is making it instantly in-program accessible with an integrated search. I am not clear.  Is this search a search of a PDF file mentioned below?  Or is it a search that requires MS’ Internet Explorer? Pro Advisors will get 5 copies of the very quickly searchable PDF version of its excellent complete QB Manual (The Official Guide).

Both, for the two unrelated things. For the knowledgebase you can enter a question within 2002. QB auto launches IE to get your web answers. For PDF searches of the Official Guide manual, it comes on a CD you search from a menu (without IE).      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

It is a question question, not a question to make a point.

– Hide quoted text — Show quoted text – Sorta lost here?  What has Oracle or QB have to do with XML as a standard ??? What’s your point?  You sound like you have something to contribute. TOdd

Response:

Thanks Mike. But is not Intuit and Microsoft collaborating with the creation of the OFX  "Open Financial Exchange", specification. And will that not be revised with the IFX (Interactive FX) OFX is an open, licensing fee free standard. http://www.ofx.net/ofx/ab_faq.asp http://www.ifxforum.org/ Is not QB(XML) an interface to the "public" to exchange data with QuickBooks. Expanding on the word Public I understand that any "application" desktop or netbased should be able to exchange data with QB’s via qbxml but it is a QB xml interface that should interface with OFX the exchange standard.

– Hide quoted text — Show quoted text – Sorta lost here?  What has Oracle or QB have to do with XML as a standard ??? XML is a standardized way of exchanging data. However, its name alone suggests it was intended to be extended to cover many unrelated standardized exchanges. Electronic Data Exchange has long been standard for automating accounting data interchange between big companies. There are several variations of these fairly expensive programs, so few small businesses use it. XML is being used many to allow integration between different programs. ebXML will be used by the SEC, AICPA and all big CPA firms and public companies to automate extracting information from public company financial statements. The QuickBooks XML version is being used by QB and 3,500+ independent developers to link programs to QB2002 (due by 12/15). Sage, which owns Peachtree (the #1 QB competitor), has its Timeslips and ACT divisions already using QBXML. Oracle, through NetLedger, has a near identical XML version. Intuit QB has around 85% of the small business accounting program market, with 4+ million users. It seems inevitable that the 15 million Intuit Quicken users (around 70% of the home checkbook and investment program market) will soon get similar XML capability. With Sage ($13 billion market cap, mainly in middle and large accounting programs), Oracle and Microsoft (.net) also pushing such integration, we should soon have total automated business integration and linking. These efforts should soon let XML exchanges dwarf prior EDI efforts. The integration will end separate overlapping databases in companies and many manual decisions for accounting, contact management, due date control, faxes, email, image filing, automated word processing & documents completion, forms  processing, accounting, billing, tax returns, electronic bill presentment and payment, automated entry of ebills in accounting systems, automated reconciliation of supplier payments, shipping, financial analysis, credit control, bad debt collection, investment analysis and execution, web sales, customer and supplier information delivery, point of sale, automatic confirmation of supplier and customer balances, order processing and acknowledgement and countess custom programs. It will give us much more current and accurate information at much lower cost, vastly improving small business decision making. It also will facilitate increased use of low-priced remote personnel, for routine work, financial analysis and legal compliance. One calculation showed annual U.S. business savings of $150 billion a year on only electronic bill presentment & payment, plus related automated entry in accounting systems and supplier balance confirmations. Total savings seem beyond analysis. Boyle) I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. <snip As I said long ago, Intuit’s QBXML will soon be a universal standard for small and big business data exchange. I also said the Oracle NetLedger XML spec was a near copy of QBXML (who knows who copied who). NL says it is now fully implemented. mosnip      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

Thanks Mike. But is not Intuit and Microsoft collaborating with the creation of the OFX  "Open Financial Exchange", specification. And will that not be revised with the IFX (Interactive FX) OFX is an open, licensing fee free standard. http://www.ofx.net/ofx/ab_faq.asp http://www.ifxforum.org/

Hasn’t the IFX and OFX been around for at least 4 years now?  What role do you anticipate IFX and OFX playing in regards to small business software?  Do banks accept *any* electronic message as a standard?   My impression is they just wait passively like Nile crocodiles, for anything that walks by, that they can charge fees for.  Because they control our money balances. Is not QB(XML) an interface to the "public" to exchange data with QuickBooks. Expanding on the word Public I understand that any "application" desktop or netbased should be able to exchange data with QB’s via qbxml but it is a QB xml interface that should interface with OFX the exchange standard.

How will the QBXML schema be used?  By locally installed applications like Quickbooks or just QBweb?  If it’s used for QB Web, how will the security be assured?  Will it be interactive or just a format for a batch submission (which I recommend)? Will it be allowed by anybody except between Intuit local and Web applications?  If so, what will be the license terms and pricing?   TOdd

Response:

Thanks Mike. But is not Intuit and Microsoft collaborating with the creation of the OFX  "Open Financial Exchange", specification. And will that not be revised with the IFX (Interactive FX) OFX is an open, licensing fee free standard. http://www.ofx.net/ofx/ab_faq.asp http://www.ifxforum.org/

Yes, but I think that only covers where Quicken, QB, Money, etc., all need one interface to the banks and stock brokers. Is not QB(XML) an interface to the "public" to exchange data with QuickBooks. Expanding on the word Public I understand that any "application" desktop or netbased should be able to exchange data with QB’s via qbxml but it is a QB xml interface that should interface with OFX the exchange standard.

I think that QBXML covers sales orders, invoices, purchase orders, and many other types of transactions that are of no direct interest to banks. I would really like to be wrong and learn that the bank standard, which already works so well for so many (except one big clients bank) is being extended to cover all types of accounting data exchanges. However, the fact that QB created the QBXML term makes me think otherwise. – Hide quoted text — Show quoted text – Sorta lost here?  What has Oracle or QB have to do with XML as a standard ??? XML is a standardized way of exchanging data. However, its name alone suggests it was intended to be extended to cover many unrelated standardized exchanges. Electronic Data Exchange has long been standard for automating accounting data interchange between big companies. There are several variations of these fairly expensive programs, so few small businesses use it. XML is being used many to allow integration between different programs. ebXML will be used by the SEC, AICPA and all big CPA firms and public companies to automate extracting information from public company financial statements. The QuickBooks XML version is being used by QB and 3,500+ independent developers to link programs to QB2002 (due by 12/15). Sage, which owns Peachtree (the #1 QB competitor), has its Timeslips and ACT divisions already using QBXML. Oracle, through NetLedger, has a near identical XML version. Intuit QB has around 85% of the small business accounting program market, with 4+ million users. It seems inevitable that the 15 million Intuit Quicken users (around 70% of the home checkbook and investment program market) will soon get similar XML capability. With Sage ($13 billion market cap, mainly in middle and large accounting programs), Oracle and Microsoft (.net) also pushing such integration, we should soon have total automated business integration and linking. These efforts should soon let XML exchanges dwarf prior EDI efforts. The integration will end separate overlapping databases in companies and many manual decisions for accounting, contact management, due date control, faxes, email, image filing, automated word processing & documents completion, forms  processing, accounting, billing, tax returns, electronic bill presentment and payment, automated entry of ebills in accounting systems, automated reconciliation of supplier payments, shipping, financial analysis, credit control, bad debt collection, investment analysis and execution, web sales, customer and supplier information delivery, point of sale, automatic confirmation of supplier and customer balances, order processing and acknowledgement and countess custom programs. It will give us much more current and accurate information at much lower cost, vastly improving small business decision making. It also will facilitate increased use of low-priced remote personnel, for routine work, financial analysis and legal compliance. One calculation showed annual U.S. business savings of $150 billion a year on only electronic bill presentment & payment, plus related automated entry in accounting systems and supplier balance confirmations. Total savings seem beyond analysis. Boyle) I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. <snip As I said long ago, Intuit’s QBXML will soon be a universal standard for small and big business data exchange. I also said the Oracle NetLedger XML spec was a near copy of QBXML (who knows who copied who). NL says it is now fully implemented. mosnip      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

     Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

More from Rich Walker to me: Thanks for asking for clarification on our program updates, and I appreciate your helping to inform our members and prospective members.   As you noted, we have made many improvements to the benefits and overall value of the QuickBooks Professional Advisors Program.   It will be a new and different program in the near future … one that allows Advisors to choose whether they want the program components separately (some told us they didn’t need the technical support aspect, while others wanted the "full boat"  We believe that the new program will connect our Advisors more closely to Intuit, and will provide a better means to measure the business- building opportunities we provide. The QuickBooks Accounting Live Advice Center, our new QuickBooks Marketing Toolkit, and our upcoming referral program that will track and reward our members based on QuickBooks referrals to their clients….these are three immediate examples of our commitment to increasing the value of this Program. To answer your questions below: TECHNICAL SUPPORT OFFERINGS On November 5, we launched our new QuickBooks Professional Advisors Program new-member pricing and offerings.  Anyone who was a current Professional Advisor will continue to have their 15 incidents of technical support until their next membership expiration date. We found in a recent survey that about 30% of our members didn’t use technical support at all, and those who did averaged 5 incidents per year. Our internal technical support costs have substantially increased, but rather than charge all Advisors the same price for technical support when they had very different needs, we chose to provide more flexibility within the Program, where they could choose this exclusive support package if and when they need it. When it is time for a ProAdvisor to renew membership, he or she will have the option to purchase our ProAdvisor-specific 5-incident technical support package for an additional fee. As of November 5th, those who purchase a new ProAdvisor membership have the option of also purchasing this 5-incident technical support package. In addition, there is a support plan designed for purchasers of QuickBooks Premier- Accountants Edition that will allow unlimited calls. QUICKBOOKS PRO 5-USER PACK UPDATE Certified QuickBooks ProAdvisors will not be receiving the QuickBooks Pro 5-User Pack in their Auto-Upgrade.  All ProAdvisors, including those who are Certified, will instead be receiving a copy of the new highly-anticipated QuickBooks Premier 2002: Accountant Edition.  However, if a Certified ProAdvisor would like to upgrade their current QuickBooks Pro 5-User Pack, we have increased the ProAdvisor discount from 15% to 20% for this 5-User Pack if they choose to purchase the software. RENEWAL PRICING While we launched our new membership pricing on November 5th, our RENEWAL pricing will not launch until December 1st.  Those PAP members who would like to renew their membership prior to December 1st will be able to purchase at the current renewal prices ($209.95 for ProAdvisors and $259.95 for Certified ProAdvisors) before our price increase.  They will also be locked into the current offering of 15 incidents of technical support.  One thing to note, however, is that ProAdvisors can renew months in advance if they want to take advantage of the current renewal price and tech support package, but the 15- incidents of tech support will end either on their expiration date, or November 30, 2002, which ever comes first.  If, for example, someone expires in January 2002 and renews before December 1st, 2001, their expiration date will move to January 2003, but their 15 incidents of tech support will expire on November 30, 2002. I hope this clears up some of your questions. Rich      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

At the ofx site (http://www.ofx.net/ofx/default.asp) you have to register (leave a name and address), but the download is free. I did it last April and have it on my hard drive. It’s about a 5 mb file or I’d email it.

– Hide quoted text — Show quoted text – I tried to download the goodies, but best I can determine, it says I need to sign a developer agreement and pay $1,000. Am I missing anything, or is that the case? Thanks again, Bob Haugen P.S. I checked out OFX, but that seems to be about doing business with your bank instead of each other. Forgive me if this is a FAQ, but is there somewhere I can see the QBXML document formats? Thanks, Bob Haugen Here you go. http://developer.intuit.com http://developer.intuit.com/library/quickbooks.asp

Response:

<snip IFX is a work inprogress, OFX is operational. It would seem that XML  is being accepted as a standard for data transfer. I just did some research on health system billing and the local and international standard groups seem to migrating to XML. I would think the system would operate around an open XML standard. What will the crocodiles will do? Get on side one hopes. Hasn’t the IFX and OFX been around for at least 4 years now?  What role do you anticipate IFX and OFX playing in regards to small business software?  Do banks accept *any* electronic message as a standard?   My impression is they just wait passively like Nile crocodiles, for anything that walks by, that they can charge fees for.  Because they control our money balances.

<snip  That is a good question. I understand that it will be an open I/O interface for QB. Well one hopes so. At present I do not think the interface is interactive or even a query interface just data in data out. But even that is an improvement. This is my take. Could be wrong. POS device || IFX qbXML QB QB<qbXML< IFX <|| Local Asset Management Application QB<qbXML IFX ||Head Office – Hide quoted text — Show quoted text – How will the QBXML schema be used?  By locally installed applications like Quickbooks or just QBweb?  If it’s used for QB Web, how will the security be assured?  Will it be interactive or just a format for a batch submission (which I recommend)? Will it be allowed by anybody except between Intuit local and Web applications?  If so, what will be the license terms and pricing? TOdd

Response:

Forgive me if this is a FAQ, but is there somewhere I can see the QBXML document formats? Thanks, Bob Haugen

Response:

Learn all about ofx at http://www.ofx.net/ofx/default.asp

– Hide quoted text — Show quoted text – Forgive me if this is a FAQ, but is there somewhere I can see the QBXML document formats? Thanks, Bob Haugen

Response:

Forgive me if this is a FAQ, but is there somewhere I can see the QBXML document formats? Thanks, Bob Haugen

Here you go. http://developer.intuit.com http://developer.intuit.com/library/quickbooks.asp

Response:

I tried to download the goodies, but best I can determine, it says I need to sign a developer agreement and pay $1,000. Am I missing anything, or is that the case? Thanks again, Bob Haugen P.S. I checked out OFX, but that seems to be about doing business with your bank instead of each other.

– Hide quoted text — Show quoted text – Forgive me if this is a FAQ, but is there somewhere I can see the QBXML document formats? Thanks, Bob Haugen Here you go. http://developer.intuit.com http://developer.intuit.com/library/quickbooks.asp

Response:

– Hide quoted text — Show quoted text – Thanks Mike. But is not Intuit and Microsoft collaborating with the creation of the OFX  "Open Financial Exchange", specification. And will that not be revised with the IFX (Interactive FX) OFX is an open, licensing fee free standard. http://www.ofx.net/ofx/ab_faq.asp http://www.ifxforum.org/ Hasn’t the IFX and OFX been around for at least 4 years now?  What role do you anticipate IFX and OFX playing in regards to small business software?  Do banks accept *any* electronic message as a standard?   My impression is they just wait passively like Nile crocodiles, for anything that walks by, that they can charge fees for.  Because they control our money balances. Is not QB(XML) an interface to the "public" to exchange data with QuickBooks. Expanding on the word Public I understand that any "application" desktop or netbased should be able to exchange data with QB’s via qbxml but it is a QB xml interface that should interface with OFX the exchange standard. How will the QBXML schema be used?  By locally installed applications like Quickbooks or just QBweb?  If it’s used for QB Web, how will the security be assured?  Will it be interactive or just a format for a batch submission (which I recommend)? Will it be allowed by anybody except between Intuit local and Web applications?  If so, what will be the license terms and pricing?  

QBXML will initially be used with QB desktop, QB Web & the QuickBase web database. There are no license fees. The $1,000 charge covers a copy of the QBXML enabled developer version and related seminars and tech support. It also covers Intuit marketing support. The QB2002 Pro and Premier versions can read and be read by QBXML applications. You can create these using Visual Basic and other languages and use them without royalty.      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

Sorta lost here?  What has Oracle or QB have to do with XML as a standard ??? Boyle) I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. <snip As I said long ago, Intuit’s QBXML will soon be a universal standard for small and big business data exchange. I also said the Oracle NetLedger XML spec was a near copy of QBXML (who knows who copied who). NL says it is now fully implemented.

mosnip

Response:

Sorta lost here?  What has Oracle or QB have to do with XML as a standard ???

What’s your point?  You sound like you have something to contribute. TOdd – Hide quoted text — Show quoted text – Boyle) I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. <snip As I said long ago, Intuit’s QBXML will soon be a universal standard for small and big business data exchange. I also said the Oracle NetLedger XML spec was a near copy of QBXML (who knows who copied who). NL says it is now fully implemented. mosnip

Response:

Sorta lost here?  What has Oracle or QB have to do with XML as a standard ???

XML is a standardized way of exchanging data. However, its name alone suggests it was intended to be extended to cover many unrelated standardized exchanges. Electronic Data Exchange has long been standard for automating accounting data interchange between big companies. There are several variations of these fairly expensive programs, so few small businesses use it. XML is being used many to allow integration between different programs. ebXML will be used by the SEC, AICPA and all big CPA firms and public companies to automate extracting information from public company financial statements. The QuickBooks XML version is being used by QB and 3,500+ independent developers to link programs to QB2002 (due by 12/15). Sage, which owns Peachtree (the #1 QB competitor), has its Timeslips and ACT divisions already using QBXML. Oracle, through NetLedger, has a near identical XML version. Intuit QB has around 85% of the small business accounting program market, with 4+ million users. It seems inevitable that the 15 million Intuit Quicken users (around 70% of the home checkbook and investment program market) will soon get similar XML capability. With Sage ($13 billion market cap, mainly in middle and large accounting programs), Oracle and Microsoft (.net) also pushing such integration, we should soon have total automated business integration and linking. These efforts should soon let XML exchanges dwarf prior EDI efforts.   The integration will end separate overlapping databases in companies and many manual decisions for accounting, contact management, due date control, faxes, email, image filing, automated word processing & documents completion, forms  processing, accounting, billing, tax returns, electronic bill presentment and payment, automated entry of ebills in accounting systems, automated reconciliation of supplier payments, shipping, financial analysis, credit control, bad debt collection, investment analysis and execution, web sales, customer and supplier information delivery, point of sale, automatic confirmation of supplier and customer balances, order processing and acknowledgement and countess custom programs. It will give us much more current and accurate information at much lower cost, vastly improving small business decision making. It also will facilitate increased use of low-priced remote personnel, for routine work, financial analysis and legal compliance. One calculation showed annual U.S. business savings of $150 billion a year on only electronic bill presentment & payment, plus related automated entry in accounting systems and supplier balance confirmations. Total savings seem beyond analysis. Boyle) I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. <snip As I said long ago, Intuit’s QBXML will soon be a universal standard for small and big business data exchange. I also said the Oracle NetLedger XML spec was a near copy of QBXML (who knows who copied who). NL says it is now fully implemented. mosnip

     Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

As with most stories about bad things Intuit does, this one involved misunderstanding about very good things. My comments follow Intuit’s official answer, below this prior post. According to an email from Intuit. The Professional Advisors referral database is being replaced by the www.keen.com database where QB users looking for a advisor will have to pay to talk you. I haven’t looked at this very much but I don’t think I like it. I don’t see a search by by zip code or city and keen gets 30% of your billings – with probably a kick-back to Intuit. This looks like another scheme by Intuit to get into our pocket books. I didn’t look at the keen contract but I suspect that your are supposed to pay them the 30% for a period of time even if the client starts dealing with you directly instead of going through keen.

From Rich Walker, CPA, Director, QuickBooks Professional Advisor Program: <MB note: Rich’s boss is a Top 100 http://accountantsworld.com/ CPA <MB: I believe he came to Intuit with his A.T.B. program. This answer is similar to what we’re shortly sending out to ProAdvisors. We’re not dropping the QB Pro Advisor hot line … in fact, there will be two different offerings for accountants, depending upon their level of need. I’ll explain further in a follow-up. <MB: QB may soon have the time saving email support I kept requesting. Our partnership with Keen is not replacing the QuickBooks Professional Advisors Program.  We entered the relationship with Keen to bring QuickBooks Professional Advisors a more robust "referral database" that would replace the existing QuickBooks Professional Advisors referral database.  However, we are currently evaluating whether or not to replace the existing "referral database" with the QuickBooks Accounting Live Advice Center or to offer both and give a choice to QuickBooks Professional Advisors. Second, the QuickBooks Accounting Live Advice Center will be its own separate Web site and dedicated to helping QuickBooks users receive QuickBooks and accounting advice from QuickBooks Professional Advisors. Keen.com is not the QuickBooks Accounting Live Advice Center; we are only using Keen’s technology, and that will in be a private site (not the public-facing keen.com).  When we bring QuickBooks users to the QuickBooks Accounting Live Advice Center, they will only see topics on QuickBooks and accounting. You may click on this link    www.intuitadvisor.com/AcctgAdviceShot to see a screen shot of the QuickBooks Accounting Live Advice Center. Third, feedback from QuickBooks Professional Advisors has consistently called for a referral database with enhanced capabilities. In addition, many QuickBooks users call our technical support center and asked accounting questions (as opposed to QuickBooks technical questions). Providing accounting advice is not Intuit’s business, but we recognized a major need of our QuickBooks users.  So we decided to develop the QuickBooks Accounting Live Advice Center to meet the needs of both groups of customers (accountants and small business owners).  With the QuickBooks Accounting Live Advice Center, QuickBooks users will receive accounting advice, and QuickBooks Professional Advisors can turn virtually every contact with the QuickBooks user into a billable service and a potential long-term client. As you know, we had proven success during last tax season with a similar service, the Tax Advisor Program.  Over 18,000 TurboTax users paid our tax professionals for tax advice.  Some of our "Tax Advisors" made over $10,000 in the program. In addition, most of the QuickBooks Professional Advisor Program members who participated and answered our survey about the service said they would be interested in a similar program for QuickBooks. Fourth, providing advice through services like the QuickBooks Accounting Live Advice Center and the Tax Advisor Program is similar to providing advice to any "potential client."  The accountant determines the amount of risk he or she is willing to bear. He or she probably wouldn’t hesitate to answer a simple QuickBooks question, but if the question was more complicated and the accountant was uncomfortable answering it, we would recommend the accountant have the customer sign an engagement letter and enter into a normal client relationship. <MB: good advice, by a good CPA, to all CPAs. Still, we understand that services like the QuickBooks Accounting Live Advice Center and the Tax Advisor Program may not be for every accounting and tax professional.  This is why we are evaluating our decision of having the QuickBooks Accounting Live Advice Center replace the existing referral database. Thank you again for your comments.  Let us know if you have any other questions or comments. <MB: The rest of this is from me. Each time I visited Intuit I found everyone sincere, friendly, open and well meaning. This certainly was unexpected based on their size, accomplishments and newsgroup posts about them. The top Pro Advisor people and a top Turbotax person are CPAs who speak our language. They are always very well informed and receptive. 2+ years ago an Intuit TurboTax ProSeries seminar leader said research showed that all financial services (not just Intuit programs) should be sold through CPAs. Intuit only forgot this when it tried charging separate tax table fees for each company using QB, not for each copy of QB. Since our protests got the extra charges dropped I have seen nothing but very CPA favorable acts. One case involved my initial web Intuit Privacy page. Many CPAs are concerned with this, so Rich quickly set up a more than one hour conference call between him, me and the Intuit Director of Privacy and her deputy. It happened when Rich was quite ill and in Japan, with the rest of us in California and Florida. It gave me more than enough information to show that some reports were erroneous, most were promptly corrected, strong safeguards were in place and further changes would be seriously considered. QB 2002 has a related result (no every 45 day tax table update). You once could barely find Pro Advisors from QB or its website. I was one who kept complaining to Rich about this. It gradually changed to where 2002 gives us near equal billing with QB tech support. The 2002 Accountant Edition also gives us big advantages, as only we can web support clients remotely and condense their big files. At $3/minute QB also does not compete with most of us on price. QB once had no web support. Now we have QB Excite forums, a good knowledgebase, definite email support from other CPAs and probable near term email support from QB. Some high ranking QB people also help us in this newsgroup. Repeat Pro Advisor & Certified Pro Advisor improvements like affiliate discounts make our program cheaper than direct QB purchase, even for end users. I made thousands from the TurboTax Advisor program, from time I might have otherwise spent watching TV. I also got several permanent clients at substantial fees (by saving big money on tax returns). I think one guy probably made $50,000+ on answers that were better than what Intuit often gets from tax season help. Such answers are often well considered, researched and repeatedly used, via cut, paste and modify. Most questions were what CPAs might well answer for nothing on newsgroups or in initial consultations, partly to get clients & partly because it does not initially pay to go through a billing, credit card and engagement letter process for short answers. In addition, CPA marketing research (http://cpamarketingtips.com/ book)shows users place more value of what they pay for than on what they get for nothing. It is easy to avoid Intuit billing with phone, website or email addresses. However, I strongly suggest you not try this because everyone who found me directly interrupted pressing local work, required immediate attention and did not pay. On the other hand, nothing I saw suggested I owe Intuit for later work. Pro Advisor changes are a big part of why I think Intuit will continue to meet its goal of revolutionizing how individuals and small businesses manage their finances. The changes will provide an extremely cost effective way for us to get new business, while providing far better service to clients.      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

XML is being used many to allow integration between different programs. ebXML will be used by the SEC, AICPA and all big CPA firms and public companies to automate extracting information from public company financial statements.

Mike, I think you must mean one of those other "standards" like XBRL. ebXML pretty much ignores accounting, much to Todd Boyle’s dismay.  It is a set of specifications for peer-to-peer business exchanges, maybe the next generation of EDI.  The specs include Messaging Services, Collaboration Partner Agreements (technical agreements on how to send messages back and forth), Business Process scripts, Core Components which are building blocks for business documents to be exchanged, and Repositories for keeping all of the above. The QuickBooks XML version is being used by QB and 3,500+ independent developers to link programs to QB2002 (due by 12/15). Sage, which owns Peachtree (the #1 QB competitor), has its Timeslips and ACT divisions already using QBXML. Oracle, through NetLedger, has a near identical XML version.

It would be possible to use QBXML business documents with the ebXML infrastructure, and maybe get better security, reliability, transactional behavior and conformance to commercial law. I say "maybe" because none of this stuff has much of a track record yet, except traditional EDI and RosettaNet, which was one of the immediate ancestors of ebXML. -Bob Haugen

Response:

I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. One can only speculate whether that meant Employer Id Number, or what its usage would have been. QBXML is looking like the most likely business vocabulary for small business in coming years.  There is some likelihood of a domino effect, in which larger and larger software companies are forced to speak QBXML, ultimately including much of the present EDI industry, if Intuit plays its cards right.  Won’t that be amazing?  The creators of the larger enterprise XML vocabularies know this.  But they are vendors who can only work for companies that pay them, and their Fortune 500 clients don’t use Quickbooks, they use ERP systems,

This goes far beyond the Usenet talking stage. See Say Goodbye to EDI (the big company version of Electronic Data Exchange) on page 57 of the 10/22/01 InfoWorld. It says XML will wipe out EDI, though not soon. However, the Anthrax scare is making many adopt electronic bill presentment and payment, so this may soon change. As I said long ago, Intuit’s QBXML will soon be a universal standard for small and big business data exchange. I also said the Oracle NetLedger XML spec was a near copy of QBXML (who knows who copied who). NL says it is now fully implemented. This means some of our largest companies will soon use a QB compatible import/export routine.  Large companies can afford custom conversions, but about 85% of small businesses will only use what QB provides. Note that about 6 million companies use QB, including those sharing copies or using bootleg ones. 15 million more Quicken users should soon have QBXML. I once heard there were 28 million small businesses. With 21 million businesses on Intuit products, it looks like very few still do accounting manually.      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

I wonder how they plan on eventually throttling free Usenet ’support’ (like the kludge) and even more mundane topics, in order to enhance their coffers?

That is a good question. There will be no throttling of Usenet. There soon will be a sharp reduction of QB posts, as I predicted many months ago. Intuit now knows how to bring the best free and low cost technical support to QB users. It is miles ahead of Microsoft and any other company that I know on this. Many companies should soon adopt the superior new technique. QB2002 lets users instantly search the full QB knowledgebase by entering search terms in an easy to find in-program window. This rapidly growing collection of authoritative answers will provide far more free information, far faster, that the smartest group of QB experts. It will very much cut down on many Usenet requests for QB help. In fact, for most Usenet questions the best answer will be the very simple instructions on how to use the new free method. Yes, M$ got a very good knowledgebase long before QB had one, but only QB is making it instantly in-program accessible with an integrated search. Pro Advisors will get 5 copies of the very quickly searchable PDF version of its excellent complete QB Manual (The Official Guide). I paid for one of them earlier. It is in free Adobe ebook reader software on my computer, but can be in portable readers. You can instantly search it for any term or have it define any word. You also can have it read to you while doing other things. Now I have to figure out how clients can use it. Note that the manual also involves better service for QB users and no money for Intuit, so this is part of the reason they do not make any net operating income. Personally, I do not understand this, as the PDF manual is a hot seller on Amazon at $30 or $40 a copy. QB still has an in-program link to its paid tech support, but it now has a much more prominent link to Pro Advisors. This will let users post questions directly to advisors based on an informed review of location, services, price and credentials. It also will let them post questions to thousands of Advisors at once. Due to the natural tendency for us to compete and shop on price and prompt service, users will get fast answers inexpensively. Intuit will make money on this, but users will save money, and lots of time on hold, compared to Intuit tech support. Pro Advisors also can now remotely web support clients, which cannot be done with Usenet of QB tech support. Users will not pay Intuit on later CPA services, so some CPAs will cut rates and give very fast trial service to try to get new permanent clients. That is what happened with TurboTax Advisors. Compared to Usenet, many surveys show people value paid goods and services more highly than unpaid ones. I also think 100 times the CPAs and other Pro Advisors will soon answer this way compared to Usenet. Big user time and money savings will be coupled with more rehearsed polished answers (via cut and paste), from more qualified people. It also should end time wasting flame wars. In short, this QB2002 change means that there is one more way that prior QB versions will waste time and money. The new tech support method is so much better that it will definitely cut down the number Usenet users and experts. It is not that Intuit will throttle Usenet, but that many will abandon it.      Mike Block – Tax Cut CPA      #1 QuickBooks Top Tester Lowest QB Price, Free 462p QB book, error codes, shortcuts, 120 Add-ons  http://blocktax.com/ 954-566-7540

Response:

Two Hundred Eighty Nine lines of Company Line Marketing in three Posts…  That prove program "support" will be bigger business than the program itself to those in to it… I wonder how they plan on eventually throttling free Usenet ’support’ (like the kludge) and even more mundane topics, in order to enhance their coffers? As all may note we already have our stockings full of slick qb entrepreneurs here offering free appetizers outside their expensive and proprietary  restaurants…  <g Tim K

Response:

One case involved my initial web Intuit Privacy page. Many CPAs are concerned with this, so Rich quickly set up a more than one hour conference call between him, me and the Intuit Director of Privacy and her deputy. It happened when Rich was quite ill and in Japan, with the rest of us in California and Florida. It gave me more than enough information to show that some reports were erroneous, most were promptly corrected, strong safeguards were in place and further changes would be seriously considered.

I noted in the version 0.8 draft of QBXML, the Intuit XML schema for business transactions, the element for EIN has been dropped. One can only speculate whether that meant Employer Id Number, or what its usage would have been. QBXML is looking like the most likely business vocabulary for small business in coming years.  There is some likelihood of a domino effect, in which larger and larger software companies are forced to speak QBXML, ultimately including much of the present EDI industry, if Intuit plays its cards right.  Won’t that be amazing?  The creators of the larger enterprise XML vocabularies know this.  But they are vendors who can only work for companies that pay them, and their Fortune 500 clients don’t use Quickbooks, they use ERP systems, Todd Todd Boyle CPA  9745-128th Ave NE  Kirkland WA employer www.netaccount.com project www.arapxml.net "… most of us have a natural tendency and an incredible talent for processing new facts in such a way that our prior conclusions remain intact." -Horngren

Response:

Question:

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This form of advertising has been proven MUCH MORE EFFECTIVE than other forms of advertising because people read their e-mail. And, the message will wait in the recipient’s e-mail box until it is read. Your message is SEEN not buried! Your business deserves a piece of the fastest growing industry in the U.S.- THE HOME-BASED BUSINESS INDUSTRY ( $427 billion in annual sales).  Internet sales are projected to be over $10 billion by the year 2000, up from $300 million in 1994. We’ve got the addresses YOU need. A Web site alone, posting through newsgroups and registering with a few search engines while placing a few classifieds just won’t work. How do you find the people interested in your product? or better put……. HOW DO PEOPLE INTERESTED IN YOUR PRODUCT FIND YOU?  YOU HAVE TO Let ‘em know you’re there.  YOU MUST Tell them about your product the BEST WAY… by E-MAIL! How do you know WHO THEY ARE, and  WHERE THEY ARE? Put your sales message in front of responsive buyers. 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Response:

Question:

*Sometimes??? LOL….. i’m a bean counter, words are always getting me into *trouble! Q. Know how many accountants it takes to change a lightbulb? A. What sort of answer did you have in mind? <s *aaahhh, a challenge…… ok, a keen obsever of the beauty of life outdoors? From my easy chair, sure.  I like to look out the window – when there’s nothing good on tv.

Don’t bother Gene, it’s crappy today. Stick with the TV. IT’S crappy too, but at least you expect that Beav

Response:

*eh….. Don’t you just hate that sometimes?

Sometimes??? LOL….. i’m a bean counter, words are always getting me into trouble! *Gene, you might want to try activity instead of that vile E word <vbg That’s what everyone keeps telling me.  Problem is, I don’t WANT to try activity!

aaahhh, a challenge…… ok, a keen obsever of the beauty of life outdoors? Peanut free, and proud to be! Be well, travel with a light heart and and good control. Gene Goldman  (drinking Aspertame-laden soft drinks with reckless abandon) Type 2, Diet & [insert that vile "E" word here] – so far, so what Does Diabetes cause Aspertame?  Stay tuned to this ng for up-to-the-minute details. Anyone inferring from my posting a Usenet message that I thereby request

advertisements, spam, or unsolicited offers for goods or services will be invoiced for my usual and customary consulting fees, and I do NOT come cheap! And in case I don’t see ya’ – Good Afternoon, Good Evening and Good Night!

and Good Luck! — k t1 13 yrs now sending as Tiger Lily

Response:

*Sometimes??? LOL….. i’m a bean counter, words are always getting me into *trouble! Q. Know how many accountants it takes to change a lightbulb? A. What sort of answer did you have in mind? <s *aaahhh, a challenge…… ok, a keen obsever of the beauty of life outdoors? From my easy chair, sure.  I like to look out the window – when there’s nothing good on tv. Peanut free, and proud to be!   Be well, travel with a light heart and and good control. Gene Goldman  (drinking Aspertame-laden soft drinks with reckless abandon) Type 2, Diet & [insert that vile "E" word here] – so far, so what Does Diabetes cause Aspertame?  Stay tuned to this ng for up-to-the-minute details. Anyone inferring from my posting a Usenet message that I thereby request advertisements, spam, or unsolicited offers for goods or services will be invoiced for my usual and customary consulting fees, and I do NOT come cheap! And in case I don’t see ya’ – Good Afternoon, Good Evening and Good Night!

Response:

Gene, my brothers 1…. mathematician and chem engineer                              2….. oilfield something engineer and systems mgr both have another version of that joke!!! LOL….. answer being……. what would YOU like it to be? — k t1 13 yrs now sending as Tiger Lily

– Hide quoted text — Show quoted text – *Sometimes??? LOL….. i’m a bean counter, words are always getting me into *trouble! Q. Know how many accountants it takes to change a lightbulb? A. What sort of answer did you have in mind? <s *aaahhh, a challenge…… ok, a keen obsever of the beauty of life outdoors? From my easy chair, sure.  I like to look out the window – when there’s nothing good on tv. Peanut free, and proud to be! Be well, travel with a light heart and and good control. Gene Goldman  (drinking Aspertame-laden soft drinks with reckless abandon) Type 2, Diet & [insert that vile "E" word here] – so far, so what Does Diabetes cause Aspertame?  Stay tuned to this ng for up-to-the-minute details. Anyone inferring from my posting a Usenet message that I thereby request

advertisements, spam, or unsolicited offers for goods or services will be invoiced for my usual and customary consulting fees, and I do NOT come cheap! – Hide quoted text — Show quoted text – And in case I don’t see ya’ – Good Afternoon, Good Evening and Good Night!

Response:

*eh….. Don’t you just hate that sometimes? *Gene, you might want to try activity instead of that vile E word <vbg That’s what everyone keeps telling me.  Problem is, I don’t WANT to try activity!   Peanut free, and proud to be!   Be well, travel with a light heart and and good control. Gene Goldman  (drinking Aspertame-laden soft drinks with reckless abandon) Type 2, Diet & [insert that vile "E" word here] – so far, so what Does Diabetes cause Aspertame?  Stay tuned to this ng for up-to-the-minute details. Anyone inferring from my posting a Usenet message that I thereby request advertisements, spam, or unsolicited offers for goods or services will be invoiced for my usual and customary consulting fees, and I do NOT come cheap! And in case I don’t see ya’ – Good Afternoon, Good Evening and Good Night!

Response:

Ok everybody.  After several comments on my sig line, and my inconsiderate focus on only one aspect of diabetes, I have modified my sig to accomodate everyone here – I hope.  Please forgive my previous lack of concern, but understand that I am euphamistically impared. I welcome your comments, and will consider future adjustments. Be well, travel with a light heart and good control. Gene Goldman   Type 2, Diet, Aspertame & [insert that vile "E" word here] – so far, so what Anyone inferring from my posting a Usenet message that I thereby request advertisements, spam, or unsolicited offers for goods or services will be invoiced for my usual and customary consulting fees, and I do NOT come cheap!

Response:

eh….. Gene, you might want to try activity instead of that vile E word <vbg — k t1 13 yrs now sending as Tiger Lily

– Hide quoted text — Show quoted text – Ok everybody.  After several comments on my sig line, and my inconsiderate focus on only one aspect of diabetes, I have modified my sig to accomodate everyone here – I hope.  Please forgive my previous lack of concern, but understand that I am euphamistically impared. I welcome your comments, and will consider future adjustments. Be well, travel with a light heart and good control. Gene Goldman Type 2, Diet, Aspertame & [insert that vile "E" word here] – so far, so what Anyone inferring from my posting a Usenet message that I thereby request

advertisements, spam, or unsolicited offers for goods or services will be invoiced for my usual and customary consulting fees, and I do NOT come cheap!

Response:

Question:

Is anyone here using BillPower software?  I bought it to integrate my time logs from Outlook with Quickbooks accounting software.  But I am having a tough time getting it to work as planned.  There seems to be little documentation.

Response:

Yes, there is little documentation.  And many of those associated with its development have died.  You will also note that it reports one thing but yet does another.  Legal briefs developed using the product seem to have problems with those paragraphs giving definitions…. Sorry, I just could not help myself. Steve Thompson – Hide quoted text — Show quoted text – Is anyone here using BillPower software?  I bought it to integrate my time logs from Outlook with Quickbooks accounting software.  But I am having a tough time getting it to work as planned.  There seems to be little documentation.

Response:

Question:

uh, one more. what was up with the naked people…?

:floriduh represent. we traveled over 2500 miles…whoo! patricia

Response:

uh, one more. what was up with the naked people…? :floriduh represent. we traveled over 2500 miles…whoo! patricia

mumbles

Response:

- Hide quoted text — Show quoted text – uh, one more. what was up with the naked people…? :floriduh represent. we traveled over 2500 miles…whoo! patricia mumbles

silly boy, you know you loved every part of it. your ny crew was just as silly as the fl crew. silly, silly. but i still love you. (heart)patricia

Response:

uh, one more. what was up with the naked people…? – Hide quoted text — Show quoted text -i am in the process of writing a lengthy submission for either extent of HaC regarding the hoopla surrounding the fest and the eight months leading up to it. but, i should take a moment and answer all of the questions that have arisen cause that wont be in print for a while if ever. so these are some of the most common questions: 1.explain the expenses. we had approx 6000 in expenses.  this included hall(3000) phone bills, pa/speakers/cables/etc, paper goods, cleaning supplies, ryder truck rental for stage transportation(stage we got free), video tapes, fliers, programs, postage, and lots i’ve probably forgotten right now.  1235 was raised at benefit shows and teh rest was givin by us to be reinmursed. we kept tight records though so there was no frivolous money tossed around. 2.explain the money breakdown. we took prereg and weekend rates and divided them by 3(for the three days). we’d account for who only came daily and that money was put into each days fund.  we also divided the expenses by 3 so it wasnt taken only from one day.  once we’d take daily gross pus third prereg plus third weekend we’d minus third expenses and come up with net. then we took 30% for th ebeneficiary.  the remaining 70% was givin to the bands with gas money then draw being the first and second priorities.  over 2000 is going to the beneficiary 3.did the organizers pocket any? although this was a much discussed and highly controversial topic the organizers conceeded not to pocket a dime. actually-we didnt even do our own treasury at the fest itself. i  handled all prefest money and at the fest joel wick from jihad did all our accounting.  he said if anyone wants to talk money call him.(616)344 5707. 4.who was teh beneficiary? it was supposed to be the lansing area aids network and teh hiv aids resource center.  we had secured a table, speaker info etc from them and the thursday before teh fest they both called and bailed saying our event wasnt high enough priority for them to show. so we solicited a wonderful organization called michigan aids prevention to come and thurs night they last minute prepared a speech, info, table, etc.  at this point we still haven’t donated the money because we’re deciding whether we should give them all the money since they came through for us and they’re such a good organization or whether we should give some to the others too becaus they’re good ors. they just fucked us over.  let me know if you have an opinion on that. 5.what happened with damages? there were three tables broken totalling just over 100.  there was graffetti on a bathroom stall which is cleanable, a mirror was moved but moved back mysteriously, and one of jesus’ arm was broken off.  as of the other day the hall was only charging us for the tables-it is unclear whether any of the other stuff will be noticed by the management or not. the 100 that john and i are out was reimbursed already and any other losses we’re just going to accept cause teh money will be donated by then. we’re supposed to recieve the rest of our security deposit april 9 so we’ll know then if we lost any more. 6.what was up with the dj’s? they were fucking with you. jeremy is a surly guy and he played one song he liked that hapened to use the word bitch.  a few girls came up to him and got all pc and that set him off to get as anti pc as he could get. this provided controvery amoung the organizers because well-i didnt care-but others did.  see, jeremy eric and rusty were hardcore kids many moons ago but left the scene to immerse themselves completly in dance culture(they run an awesome club night) becuse they like to have fun and they completely understand the whole pc thing and in fact they are much more pc than many hc kids i know-but they enjoy chillin and jeremy espcially likes to fuck with poepel and test their boundries.  and sean’s right.  jeremy won basically because the same kids that yelled at him danced to 2 live crew. …..and no…they dont normally play cornball music-rusty is a jungle dj, jeremy plays hip hop and acid house, and eric is straight electron but they were just having fun bringing out the musty dusty’s.  loosen up.  a lot of people said they were a highlight of the whole thing so i’m still glad they participated. they had fun and i know a lot of poeple did because of them. 7.why activism in one room and distros/music in the other? we could either have double the music double the activism and have two rooms, or have half of each in one room and trade off.  we decided double your pleasure and in turn we decided to put the activism in its own room so people could actually talk to each other.  the only mistake we truly feel we made is that we forgot our mic/speaker at home for the workshops. freedom of choice prevailed for most poepel and any who felt segragated really arent being realistic about how much discourse could go on with bands raging.  we made a conscious choice for this to be a usic fest and advertised it accordingly.  anythign else that pertains to retaining a "community" feel was definately encouraged but admitedly took a back burner on the planning end.  it would have taken a full time staffer (which we didnt have any more of)to organize and pln the workshops and that room to its fullest potential.  wetried to plan some cool workshops but we basicaly let poeple do their own thing in all the open slots.   we did take the time to annouce all of the workshops we planned and no workshop had less than 25 attendees.  mnay said this room provided an oppurtunity to chill out, and talk to peopel they would have never met. and one person went as far as to say that they believe the minimal number of fights could be due to peopel having a place to releive their tension and escape the music and crowded atmosphere for a while. 8.why so many fights and what happened? it was all one kid.  he is a local.  there were three altercations regarding him.  it all revolves around his lack of respect of others when he dances and the fact that poeple push back when they’ve been kickboxed too many times.  he was talked to twice and on strike three(during jihad) was thrown out.  there was one other local who fucked with a few girls and he was handled properly as well.  there were no other altercations.  :) 9.why major label bands? we asked mineral to play in spetember and they werent sure.  when we still had spots open in feb we called tehm again.  they mistakennly had planned a tour with jimmy eat world and sensefield that was coming through town that exact weekend at teh local bar.  so we either had to destroy each others shows or work together.  it was going to be a war with me putting every big band during their set as not to lose too many kids(which would have definately happened in detroit).after much hassling with booking agents we convinced them to play chicago on saturday(when they were supposed to play detroit), not play teh local bar at all, and instead play our fest on sunday for the same or considerably less then we payed the bulk of our other bands. due to how many poeple stayed on sunday appearantly we made the right decision.  they are all good guys and working against eachother wouldnt have made me feel right-i’m proud of the fact we were able to work together. they could have said "no" and gotten fat guratees at the bar but they chose to play for basically nothing. 10.why were teh uhuru kids teh only ones with food?/how are your friends? the accident at the corner of wayne and van born roads right outside of the fest was my best friends.  they were not hc kids-they were coming for the sole purpose of supporting me and going to spend the entire weekend cooking and selling foods of all sorts.  they were all(except the driver) very hurt and spent teh entire weekend in the hospitol. there was no one else there prepared to sell food or make any and since teh uhuru kids had it under control we decided to let them run with it.  my friends are getting better.  one broke her femur and had surgery. she’s imoble which is a problem because she’s a full time univ. student and she’s going to try to go back to school in about two weeks.the other lost sight in her right eye(but she’s starting to get it back-its a blood clot under her retina thats breaking up), she needs plastic surgury because her face is all sliced up, and she lost a front tooth.  but, for anyone that saw those cars-as many of you did-all we can say is thank goodness those are their biggest problems. 11.video available? yes.  we taped all the bands sets from a tripod we set up right at the stage.  all tapes are avail-call chad miller(disco hardcore productions) to talk money:810 781 5457. we are releasing a video with approx two songs from every band and a photo scrapbook. we begin editing immidiately and quite a few labels want to release it so i’ll keep you up to date when that gets finished and settled. 12.how many poeple attended? approx 1000 over the course of the weekend.  no pete from nickelodeon wasnt there.  yes various wwf wrestlers were at the local hotel. yes thrasher and the local television newstation came and yes they portrayed it in a good light saying all this stuff about "kids with a cause". ask audra cause she’s the one they interviewed 313 831 4042. 13.i’m tired-these are all the questions i can think of right now that seem to come up repeatedly. oh–well-popele keep asking if we’re doing it again next year and john said "no" i say "i doubt it" and audra and the other ten or so organizers arent sure.also-people call us a lot now to book their shows locally-basically-you may as well keep calling because of all

… read more »

Response:

i am in the process of writing a lengthy submission for either extent of HaC regarding the hoopla surrounding the fest and the eight months leading up to it. but, i should take a moment and answer all of the questions that have arisen cause that wont be in print for a while if ever. so these are some of the most common questions: 1.explain the expenses. we had approx 6000 in expenses.  this included hall(3000) phone bills, pa/speakers/cables/etc, paper goods, cleaning supplies, ryder truck rental for stage transportation(stage we got free), video tapes, fliers, programs, postage, and lots i’ve probably forgotten right now.  1235 was raised at benefit shows and teh rest was givin by us to be reinmursed. we kept tight records though so there was no frivolous money tossed around. 2.explain the money breakdown. we took prereg and weekend rates and divided them by 3(for the three days). we’d account for who only came daily and that money was put into each days fund.  we also divided the expenses by 3 so it wasnt taken only from one day.  once we’d take daily gross pus third prereg plus third weekend we’d minus third expenses and come up with net. then we took 30% for th ebeneficiary.  the remaining 70% was givin to the bands with gas money then draw being the first and second priorities.  over 2000 is going to the beneficiary 3.did the organizers pocket any? although this was a much discussed and highly controversial topic the organizers conceeded not to pocket a dime. actually-we didnt even do our own treasury at the fest itself. i  handled all prefest money and at the fest joel wick from jihad did all our accounting.  he said if anyone wants to talk money call him.(616)344 5707. 4.who was teh beneficiary? it was supposed to be the lansing area aids network and teh hiv aids resource center.  we had secured a table, speaker info etc from them and the thursday before teh fest they both called and bailed saying our event wasnt high enough priority for them to show. so we solicited a wonderful organization called michigan aids prevention to come and thurs night they last minute prepared a speech, info, table, etc.  at this point we still haven’t donated the money because we’re deciding whether we should give them all the money since they came through for us and they’re such a good organization or whether we should give some to the others too becaus they’re good ors. they just fucked us over.  let me know if you have an opinion on that. 5.what happened with damages? there were three tables broken totalling just over 100.  there was graffetti on a bathroom stall which is cleanable, a mirror was moved but moved back mysteriously, and one of jesus’ arm was broken off.  as of the other day the hall was only charging us for the tables-it is unclear whether any of the other stuff will be noticed by the management or not. the 100 that john and i are out was reimbursed already and any other losses we’re just going to accept cause teh money will be donated by then.  we’re supposed to recieve the rest of our security deposit april 9 so we’ll know then if we lost any more. 6.what was up with the dj’s? they were fucking with you. jeremy is a surly guy and he played one song he liked that hapened to use the word bitch.  a few girls came up to him and got all pc and that set him off to get as anti pc as he could get. this provided controvery amoung the organizers because well-i didnt care-but others did.  see, jeremy eric and rusty were hardcore kids many moons ago but left the scene to immerse themselves completly in dance culture(they run an awesome club night) becuse they like to have fun and they completely understand the whole pc thing and in fact they are much more pc than many hc kids i know-but they enjoy chillin and jeremy espcially likes to fuck with poepel and test their boundries.  and sean’s right.  jeremy won basically because the same kids that yelled at him danced to 2 live crew. …..and no…they dont normally play cornball music-rusty is a jungle dj, jeremy plays hip hop and acid house, and eric is straight electron but they were just having fun bringing out the musty dusty’s.  loosen up.  a lot of people said they were a highlight of the whole thing so i’m still glad they participated. they had fun and i know a lot of poeple did because of them. 7.why activism in one room and distros/music in the other? we could either have double the music double the activism and have two rooms, or have half of each in one room and trade off.  we decided double your pleasure and in turn we decided to put the activism in its own room so people could actually talk to each other.  the only mistake we truly feel we made is that we forgot our mic/speaker at home for the workshops. freedom of choice prevailed for most poepel and any who felt segragated really arent being realistic about how much discourse could go on with bands raging.  we made a conscious choice for this to be a usic fest and advertised it accordingly.  anythign else that pertains to retaining a "community" feel was definately encouraged but admitedly took a back burner on the planning end.  it would have taken a full time staffer (which we didnt have any more of)to organize and pln the workshops and that room to its fullest potential.  wetried to plan some cool workshops but we basicaly let poeple do their own thing in all the open slots.  we did take the time to annouce all of the workshops we planned and no workshop had less than 25 attendees.  mnay said this room provided an oppurtunity to chill out, and talk to peopel they would have never met. and one person went as far as to say that they believe the minimal number of fights could be due to peopel having a place to releive their tension and escape the music and crowded atmosphere for a while. 8.why so many fights and what happened? it was all one kid.  he is a local.  there were three altercations regarding him.  it all revolves around his lack of respect of others when he dances and the fact that poeple push back when they’ve been kickboxed too many times.  he was talked to twice and on strike three(during jihad) was thrown out.  there was one other local who fucked with a few girls and he was handled properly as well.  there were no other altercations.  :) 9.why major label bands? we asked mineral to play in spetember and they werent sure.  when we still had spots open in feb we called tehm again.  they mistakennly had planned a tour with jimmy eat world and sensefield that was coming through town that exact weekend at teh local bar.  so we either had to destroy each others shows or work together.  it was going to be a war with me putting every big band during their set as not to lose too many kids(which would have definately happened in detroit).after much hassling with booking agents we convinced them to play chicago on saturday(when they were supposed to play detroit), not play teh local bar at all, and instead play our fest on sunday for the same or considerably less then we payed the bulk of our other bands. due to how many poeple stayed on sunday appearantly we made the right decision.  they are all good guys and working against eachother wouldnt have made me feel right-i’m proud of the fact we were able to work together. they could have said "no" and gotten fat guratees at the bar but they chose to play for basically nothing. 10.why were teh uhuru kids teh only ones with food?/how are your friends? the accident at the corner of wayne and van born roads right outside of the fest was my best friends.  they were not hc kids-they were coming for the sole purpose of supporting me and going to spend the entire weekend cooking and selling foods of all sorts.  they were all(except the driver) very hurt and spent teh entire weekend in the hospitol. there was no one else there prepared to sell food or make any and since teh uhuru kids had it under control we decided to let them run with it.  my friends are getting better.  one broke her femur and had surgery. she’s imoble which is a problem because she’s a full time univ. student and she’s going to try to go back to school in about two weeks.the other lost sight in her right eye(but she’s starting to get it back-its a blood clot under her retina thats breaking up), she needs plastic surgury because her face is all sliced up, and she lost a front tooth.  but, for anyone that saw those cars-as many of you did-all we can say is thank goodness those are their biggest problems. 11.video available? yes.  we taped all the bands sets from a tripod we set up right at the stage.  all tapes are avail-call chad miller(disco hardcore productions) to talk money:810 781 5457. we are releasing a video with approx two songs from every band and a photo scrapbook. we begin editing immidiately and quite a few labels want to release it so i’ll keep you up to date when that gets finished and settled. 12.how many poeple attended? approx 1000 over the course of the weekend.  no pete from nickelodeon wasnt there.  yes various wwf wrestlers were at the local hotel. yes thrasher and the local television newstation came and yes they portrayed it in a good light saying all this stuff about "kids with a cause". ask audra cause she’s the one they interviewed 313 831 4042. 13.i’m tired-these are all the questions i can think of right now that seem to come up repeatedly. oh–well-popele keep asking if we’re doing it again next year and john said "no" i say "i doubt it" and audra and the other ten or so organizers arent sure.also-people call us a lot now to book their shows locally-basically-you may as well keep calling because of all teh poeple involved with the fest there are peopel that book for allt eh differening genres of the underground and especilly hc.  i am only booking two shows before i move  to nyc for teh summer but any of us can help you out. post internship i’ll probably book a few shows here and there but i know i wont book many-i’ll pass it to someone good though so … read more »

Response:

Question:

I just heard through the uu that Steve Jackson, creator of Illuminati (the game), was arrested and all his company’s files taken by FBI. He was apparently working on a game about cyberpunk, and because it realistically treated information warfare (viruses, guerilla info weapons, mass behavior engineering) he was nailed for "national security" reasons.  Anybody know more about this?                   .                         DEATH       .  ..                   The Trilateral Commission doesn’t               .     . .                 secretly run the world.  The Council       .     .        .  .               on Foreign Relations does that.     .  .. .           .   .   .                               – Winston Lord,   .     . .            .    .  ..                       President of the CFR .        .  .           .     . . .      

Response:

I just heard through the uu that Steve Jackson, creator of Illuminati (the game), was arrested and all his company’s files taken by FBI.

Several very complete accounts of this were posted to alt.hackers about a month ago (long before the news media picked up on it, anyway).  I can send you at least one or two of them if you’re really interested.

Response:

Actually he wasn’t arrested. But all of his companies computers, files, backups, hardcopies, etc, etc. were. And it wasn’t the FBI it was the secret service. Seems the bright boys that protect our president were convinced that the roleplaying GAME was a manual that anyone could read, then use this info to access any net and break into any system. They ignored the fact that the rules speak only in general terms (first you get a computer, then you get an ice breaker, then you steal the data). What, you ask, is an icebreaker? Why a program created by an AI specifically to penetrate ice (intrusion countermeasure electronics, also created by an AI. Most of the equipment, techniques are today fictional (and copied almost verbatim from William Gibson’s Neuromancer books). Makes you wonder if they are going to start censoring science fiction next for reasons of "national security". At least they returned the computer equipment after several months (which, BTW pretty much shutdown Steve Jackson games for that time – no billing or accounting was possible). They also returned most of his software, and even some of his files and backups. If you go to any hobby store that carries roleplaying games, you can probably find a copy of the game (called "Cyberpunk"), and it tells much of the story on page 4. But at least I sleep well at night knowing my best interests are being looked out for Jeffery

Response:

I just heard through the uu that Steve Jackson, creator of Illuminati (the game), was arrested and all his company’s files taken by FBI. He was apparently working on a game about cyberpunk, and because it realistically treated information warfare (viruses, guerilla info weapons, mass behavior engineering) he was nailed for "national security" reasons.  Anybody know more about this?

He is connected with the Legion of Doom, a hacker group, which has been indicted on charges of stealing 911 system doc files from AT&T. When they went to search his company records, they found the manual for the cyberpunk game, and thought it looked a little to realistic.

Response: